Retention champions in Indiana in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Carrie Johnston (Winterwood Mortgage Group, LLC, NMLS #60874), Thomas Faille (Ixonia Bank, NMLS #543277), and Kyle O'Keefe (CrossCountry Mortgage, LLC, NMLS #158077).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Carrie Johnston | 60874 | Winterwood Mortgage Group, LLC | 122171 | Greenwood, IN | $10.5M | 38 | 80.9% |
| #2 | Thomas Faille | 543277 | Ixonia Bank | 423065 | Brookfield, WI | $10.2M | 37 | 63.8% |
| #3 | Kyle O'Keefe | 158077 | CrossCountry Mortgage, LLC | 3029 | Fishers, IN | $8.2M | 33 | 73.3% |
| #4 | Chad Fallis | 292827 | CrossCountry Mortgage, LLC | 3029 | Carmel, IN | $8.2M | 26 | 74.3% |
| #4 | Ashley Ingram | 1327713 | Bedford Federal Savings Bank | 402489 | Bedford, IN | $7.3M | 26 | 76.5% |
| #6 | Shelly Manzenberger | 1756239 | Bedford Federal Savings Bank | 402489 | Bedford, IN | $4.7M | 23 | 76.7% |
| #6 | Tyler Cartmel | 7540 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | — | $7.3M | 23 | 36.5% |
| #8 | Tiffany McIntosh | 414040 | Fifth Third Bank, National Association | 403245 | Fort Wayne, IN | $4.9M | 20 | 40.0% |
| #8 | Michelle Jacinto | 209470 | Direct Mortgage Loans, LLC | 832799 | Saint John, IN | $5.6M | 20 | 27.8% |
| #10 | Tracy Harding | 172796 | MJW Financial LLC | 199907 | Indianapolis, IN | $6.7M | 19 | 65.5% |
| #10 | Mark Kuchik | 139563 | CrossCountry Mortgage, LLC | 3029 | Carmel, IN | $6.3M | 19 | 59.4% |
| #12 | Alana Foster | 1326520 | Bedford Federal Savings Bank | 402489 | Bedford, IN | $4.5M | 17 | 50.0% |
| #13 | Kevin Fortriede | 1179707 | Union Savings Bank | 446047 | Fort Wayne, IN | $4.5M | 16 | 66.7% |
| #13 | Renee Miller | 1897324 | Three Rivers Federal Credit Union | 556303 | Richmond, IN | $2.4M | 16 | 57.1% |
| #13 | Bethanna Beatty | 746252 | First Financial Bank | 619717 | Richmond, IN | $1.2M | 16 | 59.3% |
| #13 | Craig thompson | 278106 | Union Home Mortgage Corp. | 2229 | Middletown, IN | $2.9M | 16 | 64.0% |
| #17 | Michelle Adrian | 1014947 | FORUM Credit Union | 469848 | Fishers, IN | $3.9M | 15 | 42.9% |
| #17 | Richard Davis | 1866591 | Sullivan Home Loans, LLC | 2539836 | Bedford, IN | $4.8M | 15 | 55.6% |
| #17 | Alyssa Jay | 1683887 | Three Rivers Federal Credit Union | 556303 | Fort Wayne, IN | $2.3M | 15 | 44.1% |
| #17 | Jason Everette | 1208653 | CMG Mortgage, Inc. | 1820 | West Lafayette, IN | $3.9M | 15 | 32.6% |
| #21 | Matthew Davis | 525371 | Union Home Mortgage Corp. | 2229 | Indianapolis, IN | $4.7M | 14 | 43.8% |
| #21 | Mark Lewin | 525366 | Guild Mortgage Company LLC | 3274 | Fishers, IN | $3.7M | 14 | 37.8% |
| #21 | Ryan Baumann | 664555 | Union Savings Bank | 446047 | Greenwood, IN | $3.7M | 14 | 53.8% |
| #21 | Mikim Phan | 1709910 | Phan, Mikim | 1709861 | Carmel, IN | $7.7M | 14 | 87.5% |
| #21 | Elyse Beebe | 1241131 | Indiana University Credit Union | 415754 | Bloomington, IN | $3.9M | 14 | 45.2% |
| #26 | William Losh | 555765 | FORUM Credit Union | 469848 | Fishers, IN | $3.2M | 13 | 37.1% |
| #26 | Leanne Murray | 525350 | Union Home Mortgage Corp. | 2229 | Crown Point, IN | $2.4M | 13 | 35.1% |
| #26 | Nicholas Boucher | 1064332 | Ruoff Mortgage Company, Inc. | 141868 | Fort Wayne, IN | $3.9M | 13 | 48.1% |
| #26 | M Nicholson | 740373 | Grant County State Bank | 402154 | Swayzee, IN | $1.9M | 13 | 44.8% |
| #26 | Robert Morris | 137192 | Milestone Mortgage, Inc. | 136714 | Carmel, IN | $3.3M | 13 | 81.3% |
| #26 | Amanda Stroup | 1113879 | FIRST FEDERAL SAVINGS BANK | 407787 | Huntington, IN | $2.6M | 13 | 61.9% |
| #26 | Jeremy Flatter | 555769 | FORUM Credit Union | 469848 | Fishers, IN | $3.8M | 13 | 44.8% |
| #26 | Garrett Litke | 2110271 | Fairway Independent Mortgage Corporation | 2289 | Valparaiso, IN | $4.8M | 13 | 76.5% |
| #26 | Andrew Stephenson | 1559911 | JLB Corporation | 114937 | Saint Louis, MO | $3.3M | 13 | 65.0% |
| #26 | Mark Barclay | 812412 | LNB Community Bank | 811379 | Boonville, IN | $1.5M | 13 | 61.9% |
| #26 | Brandy Garcia | 1607230 | Union Home Mortgage Corp. | 2229 | — | $3.5M | 13 | 61.9% |
| #37 | Crystal Wilson | 137742 | CME Lending Group LLC | 1248883 | Chesterton, IN | $3.6M | 12 | 44.4% |
| #37 | Julia Moore | 399947 | First Federal Savings Bank | 399927 | Rochester, IN | $4.8M | 12 | 44.4% |
| #37 | Mack Howell | 362121 | First Community Mortgage, Inc. | 629700 | Carmel, IN | $4.7M | 12 | 54.5% |
| #37 | Heather Neuner | 1226172 | Fairway Independent Mortgage Corporation | 2289 | Greenwood, IN | $4.2M | 12 | 54.5% |
| #37 | Steven Riha | 664588 | Union Savings Bank | 446047 | Indianapolis, IN | $3.8M | 12 | 70.6% |
| #37 | Austin Smith | 262571 | Fairway Independent Mortgage Corporation | 2289 | Greenwood, IN | $4.6M | 12 | 33.3% |
| #37 | Michael Morin | 141113 | Dynamic Mortgage Solutions, LLC | 140751 | South Bend, IN | $3.2M | 12 | 85.7% |
| #37 | Eric Flores | 149587 | NATIONS LENDING CORPORATION | 32416 | Fort Wayne, IN | $3.7M | 12 | 60.0% |
| #45 | Daniel Taylor | 438572 | Fifth Third Bank, National Association | 403245 | Indianapolis, IN | $2.5M | 11 | 55.0% |
| #45 | Alan Fischer | 1851528 | Grant County State Bank | 402154 | Marion, IN | $660K | 11 | 73.3% |
| #45 | Gyanendra Srivastava | 287055 | Barrett Financial Group, L.L.C. | 181106 | Chandler, AZ | $3.5M | 11 | 100.0% |
| #45 | Jennifer Schawitsch | 636202 | First Farmers Bank & Trust Co. | 478756 | Terre Haute, IN | $2.7M | 11 | 78.6% |
| #45 | Brian Banks | 262852 | Notre Dame Federal Credit Union | 405299 | Notre Dame, IN | $1.7M | 11 | 64.7% |
| #45 | Adam Fusselman | 658008 | The Bippus State Bank | 631974 | Huntington, IN | $4.3M | 11 | 25.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Indiana (2026). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/indiana/top-retention-by-units/2026
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