Retention champions in Indiana in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Thomas Faille (Ixonia Bank, NMLS #543277), Carrie Johnston (Winterwood Mortgage Group, LLC, NMLS #60874), and Kyle O'Keefe (CrossCountry Mortgage, LLC, NMLS #158077).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Thomas Faille | 543277 | Ixonia Bank | 423065 | Brookfield, WI | $6.8M | 25 | 71.4% |
| #2 | Carrie Johnston | 60874 | Winterwood Mortgage Group, LLC | 122171 | Greenwood, IN | $6.2M | 24 | 77.4% |
| #3 | Kyle O'Keefe | 158077 | CrossCountry Mortgage, LLC | 3029 | Fishers, IN | $5.2M | 19 | 76.0% |
| #4 | Tyler Cartmel | 7540 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | — | $4.5M | 15 | 45.5% |
| #5 | Mark Kuchik | 139563 | CrossCountry Mortgage, LLC | 3029 | Carmel, IN | $4.9M | 14 | 70.0% |
| #5 | Tiffany McIntosh | 414040 | Fifth Third Bank, National Association | 403245 | Fort Wayne, IN | $3.3M | 14 | 43.8% |
| #7 | Nicholas Boucher | 1064332 | Ruoff Mortgage Company, Inc. | 141868 | Fort Wayne, IN | $3.9M | 12 | 52.2% |
| #7 | Garrett Litke | 2110271 | Fairway Independent Mortgage Corporation | 2289 | Valparaiso, IN | $4.3M | 12 | 85.7% |
| #7 | Michelle Jacinto | 209470 | Direct Mortgage Loans, LLC | 832799 | Saint John, IN | $2.6M | 12 | 37.5% |
| #7 | Jason Everette | 1208653 | CMG Mortgage, Inc. | 1820 | West Lafayette, IN | $2.8M | 12 | 42.9% |
| #11 | Kevin Fortriede | 1179707 | Union Savings Bank | 446047 | Fort Wayne, IN | $3.3M | 11 | 84.6% |
| #11 | Ashley Ingram | 1327713 | Bedford Federal Savings Bank | 402489 | Bedford, IN | $4.1M | 11 | 84.6% |
| #11 | Shelly Manzenberger | 1756239 | Bedford Federal Savings Bank | 402489 | Bedford, IN | $2.8M | 11 | 91.7% |
| #11 | Tracy Harding | 172796 | MJW Financial LLC | 199907 | Indianapolis, IN | $3.6M | 11 | 64.7% |
| #15 | Chad Fallis | 292827 | CrossCountry Mortgage, LLC | 3029 | Carmel, IN | $3.4M | 10 | 58.8% |
| #15 | Craig thompson | 278106 | Union Home Mortgage Corp. | 2229 | Middletown, IN | $1.9M | 10 | 66.7% |
| #15 | William Losh | 555765 | FORUM Credit Union | 469848 | Fishers, IN | $2.7M | 10 | 52.6% |
| #15 | Jamie Freeze | 1580657 | Ruoff Mortgage Company, Inc. | 141868 | Fort Wayne, IN | $2.9M | 10 | 90.9% |
| #15 | Richard Davis | 1866591 | Sullivan Home Loans, LLC | 2539836 | Bedford, IN | $3.0M | 10 | 62.5% |
| #20 | Chad Crile | 1562657 | Fairway Independent Mortgage Corporation | 2289 | Crown Point, IN | $3.8M | 9 | 52.9% |
| #20 | Brandy Jones | 1607230 | Union Home Mortgage Corp. | 2229 | — | $2.5M | 9 | 81.8% |
| #20 | Eric Flores | 149587 | NATIONS LENDING CORPORATION | 32416 | Fort Wayne, IN | $2.6M | 9 | 64.3% |
| #20 | Renee Miller | 1897324 | Three Rivers Federal Credit Union | 556303 | Richmond, IN | $779K | 9 | 69.2% |
| #20 | Alyssa Jay | 1683887 | Three Rivers Federal Credit Union | 556303 | Fort Wayne, IN | $975K | 9 | 47.4% |
| #20 | Alana Foster | 1326520 | Bedford Federal Savings Bank | 402489 | Bedford, IN | $2.1M | 9 | 52.9% |
| #20 | RYAN EBERHARDT | 260832 | DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 186805 | Valparaiso, IN | $2.0M | 9 | 40.9% |
| #27 | Robert Roseboom | 740973 | Purdue Federal Credit Union | 417214 | West Lafayette, IN | $2.2M | 8 | 66.7% |
| #27 | Phillip Lillge | 967760 | Flat Branch Mortgage, Inc. | 224149 | Fishers, IN | $2.6M | 8 | 42.1% |
| #27 | Leanne Murray | 525350 | Union Home Mortgage Corp. | 2229 | Crown Point, IN | $1.8M | 8 | 38.1% |
| #27 | Connie Tovar | 226742 | CrossCountry Mortgage, LLC | 3029 | Mokena, IL | $2.0M | 8 | 80.0% |
| #27 | Bethanna Beatty | 746252 | First Financial Bank | 619717 | Richmond, IN | $812K | 8 | 61.5% |
| #27 | Michael Frantz | 110316 | Ruoff Mortgage Company, Inc. | 141868 | Indianapolis, IN | $3.3M | 8 | 57.1% |
| #27 | Jeremy Flatter | 555769 | FORUM Credit Union | 469848 | Fishers, IN | $2.2M | 8 | 50.0% |
| #27 | Nichole Beem | 546614 | Regions Bank | 174490 | Frankfort, IN | $2.0M | 8 | 57.1% |
| #27 | Seth Bennett | 938187 | V.I.P. Mortgage, Inc. | 145502 | Fort Wayne, IN | $2.1M | 8 | 42.1% |
| #27 | Michael Morin | 141113 | Dynamic Mortgage Solutions, LLC | 140751 | South Bend, IN | $2.4M | 8 | 80.0% |
| #27 | Crystal Wilson | 137742 | CME Lending Group LLC | 1248883 | Chesterton, IN | $2.5M | 8 | 44.4% |
| #27 | Jodona Young | 20787 | KeyBank National Association | 399797 | Anderson, IN | $1.4M | 8 | 72.7% |
| #27 | Mark Lewin | 525366 | Guild Mortgage Company LLC | 3274 | Fishers, IN | $2.2M | 8 | 44.4% |
| #40 | Christopher Smith | 470511 | NATIONS LENDING CORPORATION | 32416 | Fort Wayne, IN | $1.7M | 7 | 63.6% |
| #40 | Jon Knight | 175955 | Fairway Independent Mortgage Corporation | 2289 | Carmel, IN | $3.5M | 7 | 41.2% |
| #40 | Sam Weaver | 61429 | Mortgage Masters of Indiana, Inc. | 126673 | Evansville, IN | $1.3M | 7 | 63.6% |
| #40 | Heather Neuner | 1226172 | Fairway Independent Mortgage Corporation | 2289 | Greenwood, IN | $2.1M | 7 | 53.8% |
| #40 | Larry Dickey | 163931 | Ruoff Mortgage Company, Inc. | 141868 | Fort Wayne, IN | $2.1M | 7 | 38.9% |
| #40 | Jessica Vazquez | 1059511 | Notre Dame Federal Credit Union | 405299 | Mishawaka, IN | $1.9M | 7 | 63.6% |
| #40 | Paul Davis | 1584273 | Three Rivers Federal Credit Union | 556303 | Fort Wayne, IN | $779K | 7 | 58.3% |
| #47 | Michelle Adrian | 1014947 | FORUM Credit Union | 469848 | Fishers, IN | $1.3M | 6 | 35.3% |
| #47 | Mike Eason | 434071 | Indiana Members Credit Union | 402492 | Indianapolis, IN | $1.4M | 6 | 42.9% |
| #47 | Nickolas McIntosh | 1374946 | Fifth Third Bank, National Association | 403245 | Fort Wayne, IN | $1.5M | 6 | 54.5% |
| #47 | Elyse Beebe | 1241131 | Indiana University Credit Union | 415754 | Bloomington, IN | $2.0M | 6 | 46.2% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Indiana (2026). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/indiana/top-retention-by-units/2026
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