Retention champions in Indiana in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Thomas Faille (Ixonia Bank, NMLS #543277), Carrie Johnston (Winterwood Mortgage Group, LLC, NMLS #60874), and Kyle O'Keefe (CrossCountry Mortgage, LLC, NMLS #158077).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Thomas Faille | 543277 | Ixonia Bank | 423065 | Brookfield, WI | $10.0M | 36 | 67.9% |
| #1 | Carrie Johnston | 60874 | Winterwood Mortgage Group, LLC | 122171 | Greenwood, IN | $9.8M | 36 | 81.8% |
| #3 | Kyle O'Keefe | 158077 | CrossCountry Mortgage, LLC | 3029 | Fishers, IN | $7.8M | 31 | 75.6% |
| #4 | Chad Fallis | 292827 | CrossCountry Mortgage, LLC | 3029 | Carmel, IN | $7.8M | 24 | 75.0% |
| #5 | Ashley Ingram | 1327713 | Bedford Federal Savings Bank | 402489 | Bedford, IN | $6.6M | 22 | 75.9% |
| #6 | Tyler Cartmel | 7540 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | — | $6.7M | 20 | 36.4% |
| #6 | Shelly Manzenberger | 1756239 | Bedford Federal Savings Bank | 402489 | Bedford, IN | $4.3M | 20 | 80.0% |
| #8 | Tracy Harding | 172796 | MJW Financial LLC | 199907 | Indianapolis, IN | $6.5M | 18 | 66.7% |
| #8 | Mark Kuchik | 139563 | CrossCountry Mortgage, LLC | 3029 | Carmel, IN | $6.1M | 18 | 60.0% |
| #8 | Michelle Jacinto | 209470 | Direct Mortgage Loans, LLC | 832799 | Saint John, IN | $4.8M | 18 | 28.1% |
| #11 | Tiffany McIntosh | 414040 | Fifth Third Bank, National Association | 403245 | Fort Wayne, IN | $4.2M | 17 | 38.6% |
| #12 | Renee Miller | 1897324 | Three Rivers Federal Credit Union | 556303 | Richmond, IN | $2.4M | 16 | 61.5% |
| #13 | Jason Everette | 1208653 | CMG Mortgage, Inc. | 1820 | West Lafayette, IN | $3.9M | 15 | 34.1% |
| #14 | Craig thompson | 278106 | Union Home Mortgage Corp. | 2229 | Middletown, IN | $2.7M | 14 | 70.0% |
| #14 | Alana Foster | 1326520 | Bedford Federal Savings Bank | 402489 | Bedford, IN | $3.9M | 14 | 56.0% |
| #14 | Mark Lewin | 525366 | Guild Mortgage Company LLC | 3274 | Fishers, IN | $3.7M | 14 | 40.0% |
| #14 | Kevin Fortriede | 1179707 | Union Savings Bank | 446047 | Fort Wayne, IN | $4.1M | 14 | 70.0% |
| #18 | Mikim Phan | 1709910 | Phan, Mikim | 1709861 | Carmel, IN | $6.1M | 13 | 86.7% |
| #18 | Elyse Beebe | 1241131 | Indiana University Credit Union | 415754 | Bloomington, IN | $3.6M | 13 | 56.5% |
| #18 | Alyssa Jay | 1683887 | Three Rivers Federal Credit Union | 556303 | Fort Wayne, IN | $2.1M | 13 | 44.8% |
| #18 | Garrett Litke | 2110271 | Fairway Independent Mortgage Corporation | 2289 | Valparaiso, IN | $4.8M | 13 | 72.2% |
| #18 | Richard Davis | 1866591 | Sullivan Home Loans, LLC | 2539836 | Bedford, IN | $4.3M | 13 | 54.2% |
| #18 | Ryan Baumann | 664555 | Union Savings Bank | 446047 | Greenwood, IN | $3.5M | 13 | 56.5% |
| #18 | Nicholas Boucher | 1064332 | Ruoff Mortgage Company, Inc. | 141868 | Fort Wayne, IN | $3.9M | 13 | 52.0% |
| #18 | Robert Morris | 137192 | Milestone Mortgage, Inc. | 136714 | Carmel, IN | $3.3M | 13 | 81.3% |
| #26 | Jeremy Flatter | 555769 | FORUM Credit Union | 469848 | Fishers, IN | $3.1M | 12 | 42.9% |
| #26 | Matthew Davis | 525371 | Union Home Mortgage Corp. | 2229 | Indianapolis, IN | $4.2M | 12 | 46.2% |
| #26 | Michelle Adrian | 1014947 | FORUM Credit Union | 469848 | Fishers, IN | $2.9M | 12 | 41.4% |
| #26 | Austin Smith | 262571 | Fairway Independent Mortgage Corporation | 2289 | Greenwood, IN | $4.6M | 12 | 40.0% |
| #26 | William Losh | 555765 | FORUM Credit Union | 469848 | Fishers, IN | $3.2M | 12 | 41.4% |
| #26 | Eric Flores | 149587 | NATIONS LENDING CORPORATION | 32416 | Fort Wayne, IN | $3.7M | 12 | 60.0% |
| #26 | Steven Riha | 664588 | Union Savings Bank | 446047 | Indianapolis, IN | $3.8M | 12 | 70.6% |
| #26 | Mack Howell | 362121 | First Community Mortgage, Inc. | 629700 | Carmel, IN | $4.7M | 12 | 60.0% |
| #34 | Crystal Wilson | 137742 | CME Lending Group LLC | 1248883 | Chesterton, IN | $3.3M | 11 | 44.0% |
| #34 | Brooke Sommers | 1592154 | Partners 1st Federal Credit Union | 405819 | Fort Wayne, IN | $2.7M | 11 | 61.1% |
| #34 | Skye Stevens | 1725759 | Ruoff Mortgage Company, Inc. | 141868 | Marion, IN | $1.8M | 11 | 50.0% |
| #34 | Brandy Garcia | 1607230 | Union Home Mortgage Corp. | 2229 | — | $2.9M | 11 | 68.8% |
| #34 | Jamie Freeze | 1580657 | Ruoff Mortgage Company, Inc. | 141868 | Fort Wayne, IN | $2.9M | 11 | 61.1% |
| #34 | Michael Morin | 141113 | Dynamic Mortgage Solutions, LLC | 140751 | South Bend, IN | $3.0M | 11 | 84.6% |
| #34 | Chad Crile | 1562657 | Fairway Independent Mortgage Corporation | 2289 | Crown Point, IN | $4.8M | 11 | 40.7% |
| #34 | Heather Neuner | 1226172 | Fairway Independent Mortgage Corporation | 2289 | Greenwood, IN | $4.0M | 11 | 52.4% |
| #34 | Leanne Murray | 525350 | Union Home Mortgage Corp. | 2229 | Crown Point, IN | $2.1M | 11 | 34.4% |
| #34 | M Nicholson | 740373 | Grant County State Bank | 402154 | Swayzee, IN | $1.6M | 11 | 47.8% |
| #34 | Julia Moore | 399947 | First Federal Savings Bank | 399927 | Rochester, IN | $4.3M | 11 | 45.8% |
| #45 | Gyanendra Srivastava | 287055 | Barrett Financial Group, L.L.C. | 181106 | Chandler, AZ | $3.2M | 10 | 100.0% |
| #45 | Christopher Cannon | 1112272 | Ruoff Mortgage Company, Inc. | 141868 | Carmel, IN | $2.4M | 10 | 40.0% |
| #45 | Andrew Stephenson | 1559911 | JLB Corporation | 114937 | Saint Louis, MO | $2.7M | 10 | 66.7% |
| #45 | RYAN EBERHARDT | 260832 | DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 186805 | Valparaiso, IN | $2.6M | 10 | 31.3% |
| #45 | BRETT NEWTON | 127912 | 1st Midwest Mortgage Corporation | 124683 | South Bend, IN | $2.9M | 10 | 90.9% |
| #45 | Sam Weaver | 61429 | Mortgage Masters of Indiana, Inc. | 126673 | Evansville, IN | $2.0M | 10 | 76.9% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Indiana (2026). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/indiana/top-retention-by-units/2026
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