Retention champions in Indiana in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Carrie Johnston (Winterwood Mortgage Group, LLC, NMLS #60874), Matthew Davis (Union Home Mortgage Corp., NMLS #525371), and Ryan Baumann (Union Savings Bank, NMLS #664555).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Carrie Johnston | 60874 | Winterwood Mortgage Group, LLC | 122171 | Greenwood, IN | $17.2M | 57 | 72.2% |
| #2 | Matthew Davis | 525371 | Union Home Mortgage Corp. | 2229 | Indianapolis, IN | $11.3M | 34 | 45.9% |
| #2 | Ryan Baumann | 664555 | Union Savings Bank | 446047 | Greenwood, IN | $12.5M | 34 | 70.8% |
| #4 | Tyler Cartmel | 7540 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | — | $11.2M | 33 | 47.8% |
| #5 | Alana Foster | 1326520 | Bedford Federal Savings Bank | 402489 | Bedford, IN | $8.9M | 32 | 74.4% |
| #5 | Kevin Fortriede | 1179707 | Union Savings Bank | 446047 | Fort Wayne, IN | $8.6M | 32 | 84.2% |
| #7 | Tiffany McIntosh | 414040 | Fifth Third Bank, National Association | 403245 | Fort Wayne, IN | $9.5M | 31 | 52.5% |
| #8 | Tracy Harding | 172796 | MJW Financial LLC | 199907 | Indianapolis, IN | $9.9M | 29 | 60.4% |
| #9 | Michelle Adrian | 1014947 | FORUM Credit Union | 469848 | Fishers, IN | $6.4M | 26 | 51.0% |
| #9 | Crystal Wilson | 137742 | CME Lending Group LLC | 1248883 | Chesterton, IN | $5.6M | 26 | 74.3% |
| #11 | Jennifer Schawitsch | 636202 | First Farmers Bank & Trust Co. | 478756 | Terre Haute, IN | $7.5M | 25 | 78.1% |
| #11 | Jon Knight | 175955 | Fairway Independent Mortgage Corporation | 2289 | Carmel, IN | $10.6M | 25 | 65.8% |
| #13 | Shelly Manzenberger | 1756239 | Bedford Federal Savings Bank | 402489 | Bedford, IN | $4.8M | 24 | 72.7% |
| #14 | Eric Flores | 149587 | NATIONS LENDING CORPORATION | 32416 | Fort Wayne, IN | $6.3M | 22 | 68.8% |
| #14 | Thomas Faille | 543277 | Ixonia Bank | 423065 | Brookfield, WI | $7.1M | 22 | 40.7% |
| #16 | John Murphy | 216405 | MJW Financial LLC | 199907 | Indianapolis, IN | $8.6M | 21 | 53.8% |
| #16 | Mark Barclay | 812412 | LNB Community Bank | 811379 | Boonville, IN | $3.6M | 21 | 72.4% |
| #18 | Julia Moore | 399947 | First Federal Savings Bank | 399927 | Rochester, IN | $2.8M | 20 | 64.5% |
| #18 | Ashley Ingram | 1327713 | Bedford Federal Savings Bank | 402489 | Bedford, IN | $3.4M | 20 | 90.9% |
| #18 | Paul Wickham | 505614 | Union Home Mortgage Corp. | 2229 | Indianapolis, IN | $6.0M | 20 | 40.8% |
| #18 | Michael Waters | 150593 | Union Home Mortgage Corp. | 2229 | Valparaiso, IN | $5.6M | 20 | 52.6% |
| #18 | Elizabeth Neal | 413614 | Three Rivers Federal Credit Union | 556303 | Fort Wayne, IN | $5.1M | 20 | 62.5% |
| #18 | Bethanna Beatty | 746252 | First Financial Bank | 619717 | Richmond, IN | $1.7M | 20 | 55.6% |
| #24 | Michelle Jacinto | 209470 | Direct Mortgage Loans, LLC | 832799 | Saint John, IN | $4.7M | 19 | 20.7% |
| #24 | Austin Smith | 262571 | Fairway Independent Mortgage Corporation | 2289 | Greenwood, IN | $5.4M | 19 | 35.2% |
| #26 | Vanessa Hawkey | 724620 | Everwise Credit Union | 686706 | South Bend, IN | $1.2M | 18 | 72.0% |
| #26 | Jason Everette | 1208653 | CMG Mortgage, Inc. | 1820 | West Lafayette, IN | $4.2M | 18 | 32.1% |
| #26 | Steven Langford | 525376 | loanDepot.com, LLC | 174457 | Plainfield, IN | $3.6M | 18 | 41.9% |
| #26 | Kyle O'Keefe | 158077 | CrossCountry Mortgage, LLC | 3029 | Fishers, IN | $5.3M | 18 | 78.3% |
| #26 | RYAN EBERHARDT | 260832 | DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 186805 | Valparaiso, IN | $6.1M | 18 | 29.5% |
| #31 | Craig thompson | 278106 | Union Home Mortgage Corp. | 2229 | Middletown, IN | $3.1M | 17 | 68.0% |
| #31 | Bryant Gatz | 303585 | Fairway Independent Mortgage Corporation | 2289 | Carmel, IN | $6.0M | 17 | 40.5% |
| #31 | wendy krischke | 164651 | CrossCountry Mortgage, LLC | 3029 | Merrillville, IN | $2.8M | 17 | 30.4% |
| #34 | Brandy Garcia | 1607230 | Union Home Mortgage Corp. | 2229 | — | $4.8M | 16 | 57.1% |
| #34 | Carla Williams | 217056 | FIRST FEDERAL SAVINGS BANK | 407787 | Huntington, IN | $1.9M | 16 | 57.1% |
| #34 | Yenlinh Nguyen | 183745 | First Merchants Bank | 454552 | Fort Wayne, IN | $2.4M | 16 | 66.7% |
| #34 | Amanda Stroup | 1113879 | FIRST FEDERAL SAVINGS BANK | 407787 | Huntington, IN | $3.2M | 16 | 66.7% |
| #38 | Victoria Partaker | 128886 | First Merchants Bank | 454552 | Muncie, IN | $2.2M | 15 | 53.6% |
| #38 | William Losh | 555765 | FORUM Credit Union | 469848 | Fishers, IN | $3.5M | 15 | 44.1% |
| #38 | Jennifer Stacy | 137658 | Mortgage Masters of Indiana, Inc. | 126673 | Evansville, IN | $3.4M | 15 | 44.1% |
| #38 | Tyra Timmerman | 1740119 | Three Rivers Federal Credit Union | 556303 | — | $2.0M | 15 | 50.0% |
| #42 | Heather Bozarth | 427579 | Ruoff Mortgage Company, Inc. | 141868 | Bloomington, IN | $4.3M | 14 | 63.6% |
| #42 | Zachary Sheppard | 996224 | Independent Mortgage Brokers LLC | 2191655 | Denver, CO | $5.2M | 14 | 77.8% |
| #42 | Steven Riha | 664588 | Union Savings Bank | 446047 | Indianapolis, IN | $3.7M | 14 | 70.0% |
| #42 | Jeffrey Markovich | 134633 | CME Lending Group LLC | 1248883 | Merrillville, IN | $3.5M | 14 | 48.3% |
| #42 | Jeff Busselberg | 129511 | Diamond Mortgage, LLC | 115911 | McCordsville, IN | $4.4M | 14 | 66.7% |
| #42 | Timothy Egan | 279008 | Grandview Lending, Inc | 124728 | Indianapolis, IN | $3.1M | 14 | 53.8% |
| #42 | Matthew Level | 613939 | Three Rivers Federal Credit Union | 556303 | Fort Wayne, IN | $1.6M | 14 | 40.0% |
| #49 | Stacy Tevault | 682323 | LNB Community Bank | 811379 | Boonville, IN | $1.9M | 13 | 76.5% |
| #49 | Lindsay De Broka | 1005380 | Horizon Bank | 543611 | South Bend, IN | $1.4M | 13 | 44.8% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Indiana (2025). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/indiana/top-retention-by-units/2025
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