Retention champions in Indiana in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Carrie Johnston (Winterwood Mortgage Group, LLC, NMLS #60874), Ryan Baumann (Union Savings Bank, NMLS #664555), and Matthew Davis (Union Home Mortgage Corp., NMLS #525371).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Carrie Johnston | 60874 | Winterwood Mortgage Group, LLC | 122171 | Greenwood, IN | $17.2M | 57 | 72.2% |
| #2 | Ryan Baumann | 664555 | Union Savings Bank | 446047 | Greenwood, IN | $12.5M | 34 | 70.8% |
| #2 | Matthew Davis | 525371 | Union Home Mortgage Corp. | 2229 | Indianapolis, IN | $11.3M | 34 | 45.9% |
| #4 | Tyler Cartmel | 7540 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | — | $11.2M | 33 | 48.5% |
| #5 | Kevin Fortriede | 1179707 | Union Savings Bank | 446047 | Fort Wayne, IN | $8.6M | 32 | 84.2% |
| #5 | Alana Foster | 1326520 | Bedford Federal Savings Bank | 402489 | Bedford, IN | $8.9M | 32 | 74.4% |
| #7 | Tiffany McIntosh | 414040 | Fifth Third Bank, National Association | 403245 | Fort Wayne, IN | $9.5M | 31 | 52.5% |
| #8 | Tracy Harding | 172796 | MJW Financial LLC | 199907 | Indianapolis, IN | $9.9M | 29 | 60.4% |
| #9 | Jon Knight | 175955 | Fairway Independent Mortgage Corporation | 2289 | Carmel, IN | $11.1M | 26 | 68.4% |
| #9 | Michelle Adrian | 1014947 | FORUM Credit Union | 469848 | Fishers, IN | $6.4M | 26 | 51.0% |
| #9 | Crystal Wilson | 137742 | CME Lending Group LLC | 1248883 | Chesterton, IN | $5.6M | 26 | 72.2% |
| #12 | Jennifer Schawitsch | 636202 | First Farmers Bank & Trust Co. | 478756 | Terre Haute, IN | $7.5M | 25 | 78.1% |
| #13 | Shelly Manzenberger | 1756239 | Bedford Federal Savings Bank | 402489 | Bedford, IN | $4.8M | 24 | 72.7% |
| #14 | Eric Flores | 149587 | NATIONS LENDING CORPORATION | 32416 | Fort Wayne, IN | $6.3M | 22 | 68.8% |
| #14 | Thomas Faille | 543277 | Ixonia Bank | 423065 | Brookfield, WI | $7.1M | 22 | 40.7% |
| #16 | Mark Barclay | 812412 | LNB Community Bank | 811379 | Boonville, IN | $3.6M | 21 | 72.4% |
| #16 | John Murphy | 216405 | MJW Financial LLC | 199907 | Indianapolis, IN | $8.6M | 21 | 53.8% |
| #18 | Ashley Ingram | 1327713 | Bedford Federal Savings Bank | 402489 | Bedford, IN | $3.4M | 20 | 90.9% |
| #18 | Julia Moore | 399947 | First Federal Savings Bank | 399927 | Rochester, IN | $2.8M | 20 | 64.5% |
| #18 | Michael Waters | 150593 | Union Home Mortgage Corp. | 2229 | Valparaiso, IN | $5.6M | 20 | 51.3% |
| #18 | Paul Wickham | 505614 | Union Home Mortgage Corp. | 2229 | Indianapolis, IN | $6.0M | 20 | 40.8% |
| #18 | Bethanna Beatty | 746252 | First Financial Bank | 619717 | Richmond, IN | $1.7M | 20 | 54.1% |
| #23 | Michelle Jacinto | 209470 | Direct Mortgage Loans, LLC | 832799 | Saint John, IN | $4.7M | 19 | 20.9% |
| #23 | RYAN EBERHARDT | 260832 | DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 186805 | Valparaiso, IN | $6.4M | 19 | 30.2% |
| #23 | Austin Smith | 262571 | Fairway Independent Mortgage Corporation | 2289 | Greenwood, IN | $5.4M | 19 | 35.2% |
| #26 | Jason Everette | 1208653 | CMG Mortgage, Inc. | 1820 | West Lafayette, IN | $4.2M | 18 | 32.1% |
| #26 | Vanessa Hawkey | 724620 | Everwise Credit Union | 686706 | South Bend, IN | $1.2M | 18 | 72.0% |
| #26 | Elizabeth Neal | 413614 | Three Rivers Federal Credit Union | 556303 | Fort Wayne, IN | $4.7M | 18 | 60.0% |
| #26 | Kyle O'Keefe | 158077 | CrossCountry Mortgage, LLC | 3029 | Fishers, IN | $5.3M | 18 | 78.3% |
| #26 | Steven Langford | 525376 | loanDepot.com, LLC | 174457 | Plainfield, IN | $3.6M | 18 | 42.9% |
| #31 | Amanda Stroup | 1113879 | FIRST FEDERAL SAVINGS BANK | 407787 | Huntington, IN | $3.5M | 17 | 68.0% |
| #31 | Bryant Gatz | 303585 | Fairway Independent Mortgage Corporation | 2289 | Carmel, IN | $6.0M | 17 | 40.5% |
| #31 | wendy krischke | 164651 | CrossCountry Mortgage, LLC | 3029 | Merrillville, IN | $2.8M | 17 | 30.4% |
| #31 | Craig thompson | 278106 | Union Home Mortgage Corp. | 2229 | Middletown, IN | $3.1M | 17 | 68.0% |
| #35 | Brandy Garcia | 1607230 | Union Home Mortgage Corp. | 2229 | — | $4.8M | 16 | 57.1% |
| #35 | Yenlinh Nguyen | 183745 | First Merchants Bank | 454552 | Fort Wayne, IN | $2.4M | 16 | 66.7% |
| #35 | Carla Williams | 217056 | FIRST FEDERAL SAVINGS BANK | 407787 | Huntington, IN | $1.9M | 16 | 55.2% |
| #38 | Jennifer Stacy | 137658 | Mortgage Masters of Indiana, Inc. | 126673 | Evansville, IN | $3.4M | 15 | 44.1% |
| #38 | Tyra Timmerman | 1740119 | Three Rivers Federal Credit Union | 556303 | — | $2.0M | 15 | 48.4% |
| #38 | William Losh | 555765 | FORUM Credit Union | 469848 | Fishers, IN | $3.5M | 15 | 44.1% |
| #38 | Victoria Partaker | 128886 | First Merchants Bank | 454552 | Muncie, IN | $2.2M | 15 | 53.6% |
| #42 | Jeffrey Markovich | 134633 | CME Lending Group LLC | 1248883 | Merrillville, IN | $3.5M | 14 | 48.3% |
| #42 | Jeff Busselberg | 129511 | Diamond Mortgage, LLC | 115911 | McCordsville, IN | $4.4M | 14 | 66.7% |
| #42 | Heather Bozarth | 427579 | Ruoff Mortgage Company, Inc. | 141868 | Bloomington, IN | $4.3M | 14 | 63.6% |
| #42 | Zachary Sheppard | 996224 | Independent Mortgage Brokers LLC | 2191655 | Denver, CO | $5.2M | 14 | 77.8% |
| #42 | Steven Riha | 664588 | Union Savings Bank | 446047 | Indianapolis, IN | $3.7M | 14 | 70.0% |
| #42 | Timothy Egan | 279008 | Grandview Lending, Inc | 124728 | Indianapolis, IN | $3.1M | 14 | 51.9% |
| #42 | Matthew Level | 613939 | Three Rivers Federal Credit Union | 556303 | Fort Wayne, IN | $1.7M | 14 | 38.9% |
| #49 | Dakota Baisa | 1815270 | Powell Home Mortgage, LLC | 1450333 | Carmel, IN | $3.8M | 13 | 76.5% |
| #49 | Andrew Stephenson | 1559911 | JLB Corporation | 114937 | Saint Louis, MO | $2.6M | 13 | 56.5% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Indiana (2025). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/indiana/top-retention-by-units/2025
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