Retention champions in Indiana in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Carrie Johnston (Winterwood Mortgage Group, LLC, NMLS #60874), Ryan Baumann (Union Savings Bank, NMLS #664555), and Matthew Davis (Union Home Mortgage Corp., NMLS #525371).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Carrie Johnston | 60874 | Winterwood Mortgage Group, LLC | 122171 | Greenwood, IN | $17.2M | 57 | 72.2% |
| #2 | Ryan Baumann | 664555 | Union Savings Bank | 446047 | Greenwood, IN | $12.5M | 34 | 70.8% |
| #2 | Matthew Davis | 525371 | Union Home Mortgage Corp. | 2229 | Indianapolis, IN | $11.3M | 34 | 45.3% |
| #4 | Tyler Cartmel | 7540 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | — | $11.2M | 33 | 47.8% |
| #5 | Alana Foster | 1326520 | Bedford Federal Savings Bank | 402489 | Bedford, IN | $8.9M | 32 | 74.4% |
| #6 | Kevin Fortriede | 1179707 | Union Savings Bank | 446047 | Fort Wayne, IN | $8.1M | 31 | 83.8% |
| #6 | Tiffany McIntosh | 414040 | Fifth Third Bank, National Association | 403245 | Fort Wayne, IN | $9.5M | 31 | 52.5% |
| #8 | Tracy Harding | 172796 | MJW Financial LLC | 199907 | Indianapolis, IN | $9.9M | 29 | 60.4% |
| #9 | Crystal Wilson | 137742 | CME Lending Group LLC | 1248883 | Chesterton, IN | $5.6M | 26 | 74.3% |
| #9 | Michelle Adrian | 1014947 | FORUM Credit Union | 469848 | Fishers, IN | $6.4M | 26 | 51.0% |
| #11 | Jennifer Schawitsch | 636202 | First Farmers Bank & Trust Co. | 478756 | Terre Haute, IN | $7.5M | 25 | 78.1% |
| #11 | Jon Knight | 175955 | Fairway Independent Mortgage Corporation | 2289 | Carmel, IN | $10.5M | 25 | 65.8% |
| #13 | Shelly Manzenberger | 1756239 | Bedford Federal Savings Bank | 402489 | Bedford, IN | $4.4M | 23 | 71.9% |
| #14 | Thomas Faille | 543277 | Ixonia Bank | 423065 | Brookfield, WI | $7.1M | 22 | 41.5% |
| #14 | Eric Flores | 149587 | NATIONS LENDING CORPORATION | 32416 | Fort Wayne, IN | $6.3M | 22 | 68.8% |
| #16 | John Murphy | 216405 | MJW Financial LLC | 199907 | Indianapolis, IN | $8.6M | 21 | 53.8% |
| #17 | Mark Barclay | 812412 | LNB Community Bank | 811379 | Boonville, IN | $3.3M | 20 | 71.4% |
| #17 | Bethanna Beatty | 746252 | First Financial Bank | 619717 | Richmond, IN | $1.7M | 20 | 55.6% |
| #17 | Paul Wickham | 505614 | Union Home Mortgage Corp. | 2229 | Indianapolis, IN | $6.0M | 20 | 40.8% |
| #17 | Michael Waters | 150593 | Union Home Mortgage Corp. | 2229 | Valparaiso, IN | $5.6M | 20 | 51.3% |
| #17 | Elizabeth Neal | 413614 | Three Rivers Federal Credit Union | 556303 | Fort Wayne, IN | $5.1M | 20 | 62.5% |
| #17 | Julia Moore | 399947 | First Federal Savings Bank | 399927 | Rochester, IN | $2.8M | 20 | 60.6% |
| #23 | Austin Smith | 262571 | Fairway Independent Mortgage Corporation | 2289 | Greenwood, IN | $5.4M | 19 | 35.2% |
| #23 | RYAN EBERHARDT | 260832 | DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 186805 | Valparaiso, IN | $6.4M | 19 | 29.7% |
| #23 | Steven Langford | 525376 | loanDepot.com, LLC | 174457 | Plainfield, IN | $4.0M | 19 | 45.2% |
| #23 | Michelle Jacinto | 209470 | Direct Mortgage Loans, LLC | 832799 | Saint John, IN | $4.7M | 19 | 20.9% |
| #23 | Ashley Ingram | 1327713 | Bedford Federal Savings Bank | 402489 | Bedford, IN | $2.9M | 19 | 90.5% |
| #28 | Vanessa Hawkey | 724620 | Everwise Credit Union | 686706 | South Bend, IN | $1.2M | 18 | 72.0% |
| #28 | Kyle O'Keefe | 158077 | CrossCountry Mortgage, LLC | 3029 | Fishers, IN | $5.3M | 18 | 78.3% |
| #28 | Craig thompson | 278106 | Union Home Mortgage Corp. | 2229 | Middletown, IN | $3.1M | 18 | 69.2% |
| #28 | Jason Everette | 1208653 | CMG Mortgage, Inc. | 1820 | West Lafayette, IN | $4.2M | 18 | 32.1% |
| #32 | Amanda Stroup | 1113879 | FIRST FEDERAL SAVINGS BANK | 407787 | Huntington, IN | $3.5M | 17 | 68.0% |
| #32 | Bryant Gatz | 303585 | Fairway Independent Mortgage Corporation | 2289 | Carmel, IN | $6.0M | 17 | 39.5% |
| #32 | wendy krischke | 164651 | CrossCountry Mortgage, LLC | 3029 | Merrillville, IN | $2.8M | 17 | 30.4% |
| #35 | Brandy Jones | 1607230 | Union Home Mortgage Corp. | 2229 | — | $4.8M | 16 | 57.1% |
| #35 | Yenlinh Nguyen | 183745 | First Merchants Bank | 454552 | Fort Wayne, IN | $2.4M | 16 | 66.7% |
| #35 | Carla Williams | 217056 | FIRST FEDERAL SAVINGS BANK | 407787 | Huntington, IN | $1.9M | 16 | 57.1% |
| #38 | Jennifer Stacy | 137658 | Mortgage Masters of Indiana, Inc. | 126673 | Evansville, IN | $3.4M | 15 | 44.1% |
| #38 | Timothy Egan | 279008 | Grandview Lending, Inc | 124728 | Indianapolis, IN | $3.3M | 15 | 53.6% |
| #38 | Tyra Timmerman | 1740119 | Three Rivers Federal Credit Union | 556303 | — | $2.0M | 15 | 50.0% |
| #38 | William Losh | 555765 | FORUM Credit Union | 469848 | Fishers, IN | $3.5M | 15 | 42.9% |
| #38 | Victoria Partaker | 128886 | First Merchants Bank | 454552 | Muncie, IN | $2.2M | 15 | 53.6% |
| #43 | Heather Bozarth | 427579 | Ruoff Mortgage Company, Inc. | 141868 | Bloomington, IN | $4.3M | 14 | 63.6% |
| #43 | Dakota Baisa | 1815270 | Powell Home Mortgage, LLC | 1450333 | Carmel, IN | $4.0M | 14 | 77.8% |
| #43 | Jeff Busselberg | 129511 | Diamond Mortgage, LLC | 115911 | McCordsville, IN | $4.4M | 14 | 66.7% |
| #43 | Jeffrey Markovich | 134633 | CME Lending Group LLC | 1248883 | Merrillville, IN | $3.5M | 14 | 48.3% |
| #43 | Zachary Sheppard | 996224 | Independent Mortgage Brokers LLC | 2191655 | Denver, CO | $5.2M | 14 | 77.8% |
| #43 | Matthew Level | 613939 | Three Rivers Federal Credit Union | 556303 | Fort Wayne, IN | $1.6M | 14 | 38.9% |
| #43 | Steven Riha | 664588 | Union Savings Bank | 446047 | Indianapolis, IN | $3.7M | 14 | 70.0% |
| #50 | Andrew Stephenson | 1559911 | JLB Corporation | 114937 | Saint Louis, MO | $2.6M | 13 | 56.5% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Indiana (2025). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/indiana/top-retention-by-units/2025
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