Retention champions in Indiana in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Carrie Johnston (Winterwood Mortgage Group, LLC, NMLS #60874), Ryan Baumann (Union Savings Bank, NMLS #664555), and Tyler Cartmel (American Neighborhood Mortgage Acceptance Company LLC, NMLS #7540).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Carrie Johnston | 60874 | Winterwood Mortgage Group, LLC | 122171 | Greenwood, IN | $16.3M | 54 | 70.1% |
| #2 | Ryan Baumann | 664555 | Union Savings Bank | 446047 | Greenwood, IN | $12.2M | 33 | 76.7% |
| #3 | Tyler Cartmel | 7540 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | — | $11.2M | 32 | 47.8% |
| #3 | Alana Foster | 1326520 | Bedford Federal Savings Bank | 402489 | Bedford, IN | $8.9M | 32 | 74.4% |
| #5 | Kevin Fortriede | 1179707 | Union Savings Bank | 446047 | Fort Wayne, IN | $8.4M | 31 | 83.8% |
| #6 | Matthew Davis | 525371 | Union Home Mortgage Corp. | 2229 | Indianapolis, IN | $10.1M | 30 | 42.9% |
| #6 | Tiffany McIntosh | 414040 | Fifth Third Bank, National Association | 403245 | Fort Wayne, IN | $9.3M | 30 | 51.7% |
| #8 | Tracy Harding | 172796 | MJW Financial LLC | 199907 | Indianapolis, IN | $9.3M | 27 | 58.7% |
| #9 | Michelle Adrian | 1014947 | FORUM Credit Union | 469848 | Fishers, IN | $6.4M | 26 | 50.0% |
| #10 | Crystal Wilson | 137742 | CME Lending Group LLC | 1248883 | Chesterton, IN | $5.3M | 25 | 71.4% |
| #10 | Jon Knight | 175955 | Fairway Independent Mortgage Corporation | 2289 | Carmel, IN | $10.7M | 25 | 67.6% |
| #10 | Jennifer Schawitsch | 636202 | First Farmers Bank & Trust Co. | 478756 | Terre Haute, IN | $7.5M | 25 | 75.8% |
| #13 | Shelly Manzenberger | 1756239 | Bedford Federal Savings Bank | 402489 | Bedford, IN | $3.4M | 20 | 69.0% |
| #13 | Ashley Ingram | 1327713 | Bedford Federal Savings Bank | 402489 | Bedford, IN | $3.4M | 20 | 87.0% |
| #13 | John Murphy | 216405 | MJW Financial LLC | 199907 | Indianapolis, IN | $8.3M | 20 | 52.6% |
| #13 | Julia Moore | 399947 | First Federal Savings Bank | 399927 | Rochester, IN | $2.8M | 20 | 62.5% |
| #13 | Eric Flores | 149587 | NATIONS LENDING CORPORATION | 32416 | Fort Wayne, IN | $5.8M | 20 | 62.5% |
| #13 | Mark Barclay | 812412 | LNB Community Bank | 811379 | Boonville, IN | $3.4M | 20 | 71.4% |
| #19 | Thomas Faille | 543277 | Ixonia Bank | 423065 | Brookfield, WI | $6.3M | 19 | 37.3% |
| #19 | Michael Waters | 150593 | Union Home Mortgage Corp. | 2229 | Valparaiso, IN | $5.3M | 19 | 51.4% |
| #21 | Steven Langford | 525376 | loanDepot.com, LLC | 174457 | Plainfield, IN | $3.7M | 18 | 41.9% |
| #21 | Elizabeth Neal | 413614 | Three Rivers Federal Credit Union | 556303 | Fort Wayne, IN | $4.8M | 18 | 58.1% |
| #21 | Paul Wickham | 505614 | Union Home Mortgage Corp. | 2229 | Indianapolis, IN | $5.6M | 18 | 38.3% |
| #21 | RYAN EBERHARDT | 260832 | DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 186805 | Valparaiso, IN | $6.0M | 18 | 28.6% |
| #21 | Vanessa Hawkey | 724620 | Everwise Credit Union | 686706 | South Bend, IN | $1.2M | 18 | 66.7% |
| #26 | Bethanna Beatty | 746252 | First Financial Bank | 619717 | Richmond, IN | $1.3M | 17 | 50.0% |
| #26 | wendy krischke | 164651 | CrossCountry Mortgage, LLC | 3029 | Merrillville, IN | $2.8M | 17 | 28.8% |
| #26 | Bryant Gatz | 303585 | Fairway Independent Mortgage Corporation | 2289 | Carmel, IN | $6.0M | 17 | 41.5% |
| #26 | Michelle Jacinto | 209470 | Direct Mortgage Loans, LLC | 832799 | Saint John, IN | $4.3M | 17 | 19.3% |
| #26 | Austin Smith | 262571 | Fairway Independent Mortgage Corporation | 2289 | Greenwood, IN | $4.9M | 17 | 32.1% |
| #31 | Brandy Jones | 1607230 | Union Home Mortgage Corp. | 2229 | — | $4.8M | 16 | 55.2% |
| #31 | Jason Everette | 1208653 | CMG Mortgage, Inc. | 1820 | West Lafayette, IN | $3.7M | 16 | 29.1% |
| #31 | Craig thompson | 278106 | Union Home Mortgage Corp. | 2229 | Middletown, IN | $2.8M | 16 | 66.7% |
| #31 | Kyle O'Keefe | 158077 | CrossCountry Mortgage, LLC | 3029 | Fishers, IN | $4.7M | 16 | 72.7% |
| #31 | Carla Williams | 217056 | FIRST FEDERAL SAVINGS BANK | 407787 | Huntington, IN | $1.9M | 16 | 57.1% |
| #36 | William Losh | 555765 | FORUM Credit Union | 469848 | Fishers, IN | $3.5M | 15 | 42.9% |
| #37 | Jennifer Stacy | 137658 | Mortgage Masters of Indiana, Inc. | 126673 | Evansville, IN | $3.1M | 14 | 42.4% |
| #37 | Jeff Busselberg | 129511 | Diamond Mortgage, LLC | 115911 | McCordsville, IN | $4.4M | 14 | 66.7% |
| #37 | Heather Bozarth | 427579 | Ruoff Mortgage Company, Inc. | 141868 | Bloomington, IN | $4.3M | 14 | 66.7% |
| #37 | Tyra Timmerman | 1740119 | Three Rivers Federal Credit Union | 556303 | Fort Wayne, IN | $1.5M | 14 | 48.3% |
| #37 | Amanda Stroup | 1113879 | FIRST FEDERAL SAVINGS BANK | 407787 | Huntington, IN | $3.0M | 14 | 66.7% |
| #37 | Yenlinh Nguyen | 183745 | First Merchants Bank | 454552 | Fort Wayne, IN | $2.1M | 14 | 60.9% |
| #37 | Zachary Sheppard | 996224 | Independent Mortgage Brokers LLC | 2191655 | Denver, CO | $5.2M | 14 | 77.8% |
| #37 | Matthew Level | 613939 | Three Rivers Federal Credit Union | 556303 | Fort Wayne, IN | $1.6M | 14 | 37.8% |
| #45 | Nicholas Cannon-Mason | 2550501 | Sullivan Home Loans, LLC | 2539836 | Bedford, IN | $2.8M | 13 | 92.9% |
| #45 | Andrew Stephenson | 1559911 | JLB Corporation | 114937 | Saint Louis, MO | $2.6M | 13 | 56.5% |
| #45 | William Clouse | 49837 | Fairway Independent Mortgage Corporation | 2289 | Indianapolis, IN | $11.3M | 13 | 61.9% |
| #45 | Lindsay De Broka | 1005380 | Horizon Bank | 543611 | South Bend, IN | $1.4M | 13 | 41.9% |
| #45 | Victoria Partaker | 128886 | First Merchants Bank | 454552 | Muncie, IN | $1.9M | 13 | 50.0% |
| #45 | Steven Riha | 664588 | Union Savings Bank | 446047 | Indianapolis, IN | $3.5M | 13 | 68.4% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Indiana (2025). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/indiana/top-retention-by-units/2025
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