Retention champions in Indiana in 2025, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Carrie Johnston (Winterwood Mortgage Group, LLC, NMLS #60874), Ryan Baumann (Union Savings Bank, NMLS #664555), and William Clouse (Fairway Independent Mortgage Corporation, NMLS #49837).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Carrie Johnston | 60874 | Winterwood Mortgage Group, LLC | 122171 | Greenwood, IN | $17.2M | 57 | 72.2% |
| #2 | Ryan Baumann | 664555 | Union Savings Bank | 446047 | Greenwood, IN | $12.5M | 34 | 70.8% |
| #3 | William Clouse | 49837 | Fairway Independent Mortgage Corporation | 2289 | Indianapolis, IN | $11.3M | 13 | 61.9% |
| #4 | Matthew Davis | 525371 | Union Home Mortgage Corp. | 2229 | Indianapolis, IN | $11.3M | 34 | 45.9% |
| #5 | Tyler Cartmel | 7540 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | — | $11.2M | 33 | 48.5% |
| #6 | Jon Knight | 175955 | Fairway Independent Mortgage Corporation | 2289 | Carmel, IN | $11.1M | 26 | 68.4% |
| #7 | Tracy Harding | 172796 | MJW Financial LLC | 199907 | Indianapolis, IN | $9.9M | 29 | 60.4% |
| #8 | Tiffany McIntosh | 414040 | Fifth Third Bank, National Association | 403245 | Fort Wayne, IN | $9.5M | 31 | 52.5% |
| #9 | Alana Foster | 1326520 | Bedford Federal Savings Bank | 402489 | Bedford, IN | $8.9M | 32 | 74.4% |
| #10 | Kevin Fortriede | 1179707 | Union Savings Bank | 446047 | Fort Wayne, IN | $8.6M | 32 | 84.2% |
| #11 | John Murphy | 216405 | MJW Financial LLC | 199907 | Indianapolis, IN | $8.6M | 21 | 53.8% |
| #12 | Jennifer Schawitsch | 636202 | First Farmers Bank & Trust Co. | 478756 | Terre Haute, IN | $7.5M | 25 | 78.1% |
| #13 | Lisa Gabbert | 759171 | Merchants Bank of Indiana | 554119 | Carmel, IN | $7.4M | 10 | 90.9% |
| #14 | Thomas Faille | 543277 | Ixonia Bank | 423065 | Brookfield, WI | $7.1M | 22 | 40.7% |
| #15 | Michelle Adrian | 1014947 | FORUM Credit Union | 469848 | Fishers, IN | $6.4M | 26 | 51.0% |
| #16 | RYAN EBERHARDT | 260832 | DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 186805 | Valparaiso, IN | $6.4M | 19 | 30.2% |
| #17 | Eric Flores | 149587 | NATIONS LENDING CORPORATION | 32416 | Fort Wayne, IN | $6.3M | 22 | 68.8% |
| #18 | Paul Wickham | 505614 | Union Home Mortgage Corp. | 2229 | Indianapolis, IN | $6.0M | 20 | 40.8% |
| #19 | Bryant Gatz | 303585 | Fairway Independent Mortgage Corporation | 2289 | Carmel, IN | $6.0M | 17 | 40.5% |
| #20 | Christopher Horan | 2103179 | Three Rivers Federal Credit Union | 556303 | Fort Wayne, IN | $5.8M | 13 | 56.5% |
| #21 | Michael Waters | 150593 | Union Home Mortgage Corp. | 2229 | Valparaiso, IN | $5.6M | 20 | 51.3% |
| #22 | Crystal Wilson | 137742 | CME Lending Group LLC | 1248883 | Chesterton, IN | $5.6M | 26 | 72.2% |
| #23 | Austin Smith | 262571 | Fairway Independent Mortgage Corporation | 2289 | Greenwood, IN | $5.4M | 19 | 35.2% |
| #24 | Kyle O'Keefe | 158077 | CrossCountry Mortgage, LLC | 3029 | Fishers, IN | $5.3M | 18 | 78.3% |
| #25 | Zachary Sheppard | 996224 | Independent Mortgage Brokers LLC | 2191655 | Denver, CO | $5.2M | 14 | 77.8% |
| #26 | Shelly Manzenberger | 1756239 | Bedford Federal Savings Bank | 402489 | Bedford, IN | $4.8M | 24 | 72.7% |
| #27 | Brandy Garcia | 1607230 | Union Home Mortgage Corp. | 2229 | — | $4.8M | 16 | 57.1% |
| #28 | Michelle Jacinto | 209470 | Direct Mortgage Loans, LLC | 832799 | Saint John, IN | $4.7M | 19 | 20.9% |
| #29 | Jacob Kersey | 1085321 | MJW Financial LLC | 199907 | Indianapolis, IN | $4.7M | 11 | 29.7% |
| #30 | Elizabeth Neal | 413614 | Three Rivers Federal Credit Union | 556303 | Fort Wayne, IN | $4.7M | 18 | 60.0% |
| #31 | James Dix | 135621 | Flat Branch Mortgage, Inc. | 224149 | Fishers, IN | $4.6M | 13 | 39.4% |
| #32 | Jeff Busselberg | 129511 | Diamond Mortgage, LLC | 115911 | McCordsville, IN | $4.4M | 14 | 66.7% |
| #33 | Jordan Reichmann | 1383159 | Fairway Independent Mortgage Corporation | 2289 | Indianapolis, IN | $4.3M | 12 | 66.7% |
| #34 | Heather Bozarth | 427579 | Ruoff Mortgage Company, Inc. | 141868 | Bloomington, IN | $4.3M | 14 | 63.6% |
| #35 | Mikim Phan | 1709910 | Phan, Mikim | 1709861 | Carmel, IN | $4.2M | 8 | 72.7% |
| #36 | Jason Everette | 1208653 | CMG Mortgage, Inc. | 1820 | West Lafayette, IN | $4.2M | 18 | 32.1% |
| #37 | Brian Lindstrom | 664576 | Union Savings Bank | 446047 | Indianapolis, IN | $4.1M | 8 | 61.5% |
| #38 | David Balsbaugh | 845865 | JPMorgan Chase Bank, National Association | 399798 | Carmel, IN | $4.1M | 8 | 53.3% |
| #39 | Chad Fallis | 292827 | CrossCountry Mortgage, LLC | 3029 | Carmel, IN | $3.9M | 11 | 40.7% |
| #40 | Ryan Lisenko | 820764 | 1st Source Bank | 645641 | South Bend, IN | $3.9M | 8 | 50.0% |
| #41 | Jake Heard | 1564241 | First Farmers Bank & Trust Co. | 478756 | Tipton, IN | $3.9M | 11 | 68.8% |
| #42 | Dakota Baisa | 1815270 | Powell Home Mortgage, LLC | 1450333 | Carmel, IN | $3.8M | 13 | 76.5% |
| #43 | Maxwell DiCicco | 2156298 | First Federal Savings Bank of Angola | 452378 | Angola, IN | $3.8M | 7 | 63.6% |
| #44 | Steven Riha | 664588 | Union Savings Bank | 446047 | Indianapolis, IN | $3.7M | 14 | 70.0% |
| #45 | Sai Lakshmana Vankayala | 2066402 | Loan Factory, Inc. | 320841 | San Jose, CA | $3.6M | 8 | 61.5% |
| #46 | Brian Brent | 368334 | GVC Mortgage, Inc. | 2334 | Whiteland, IN | $3.6M | 12 | 23.5% |
| #47 | Jillian El-Hussein | 2462268 | The Bippus State Bank | 631974 | Huntington, IN | $3.6M | 12 | 60.0% |
| #48 | Steven Langford | 525376 | loanDepot.com, LLC | 174457 | Plainfield, IN | $3.6M | 18 | 42.9% |
| #49 | Vincent Weddle | 320630 | CMG Mortgage, Inc. | 1820 | Bloomington, IN | $3.6M | 12 | 60.0% |
| #50 | Mark Barclay | 812412 | LNB Community Bank | 811379 | Boonville, IN | $3.6M | 21 | 72.4% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Indiana (2025). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/indiana/top-retention-by-volume/2025
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