Retention champions in Indiana in 2025, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Carrie Johnston (Winterwood Mortgage Group, LLC, NMLS #60874), Ryan Baumann (Union Savings Bank, NMLS #664555), and William Clouse (Fairway Independent Mortgage Corporation, NMLS #49837).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Carrie Johnston | 60874 | Winterwood Mortgage Group, LLC | 122171 | Greenwood, IN | $16.3M | 54 | 70.1% |
| #2 | Ryan Baumann | 664555 | Union Savings Bank | 446047 | Greenwood, IN | $12.2M | 33 | 76.7% |
| #3 | William Clouse | 49837 | Fairway Independent Mortgage Corporation | 2289 | Indianapolis, IN | $11.3M | 13 | 61.9% |
| #4 | Tyler Cartmel | 7540 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | — | $11.2M | 32 | 47.8% |
| #5 | Jon Knight | 175955 | Fairway Independent Mortgage Corporation | 2289 | Carmel, IN | $10.7M | 25 | 67.6% |
| #6 | Matthew Davis | 525371 | Union Home Mortgage Corp. | 2229 | Indianapolis, IN | $10.1M | 30 | 42.9% |
| #7 | Tracy Harding | 172796 | MJW Financial LLC | 199907 | Indianapolis, IN | $9.3M | 27 | 58.7% |
| #8 | Tiffany McIntosh | 414040 | Fifth Third Bank, National Association | 403245 | Fort Wayne, IN | $9.3M | 30 | 51.7% |
| #9 | Alana Foster | 1326520 | Bedford Federal Savings Bank | 402489 | Bedford, IN | $8.9M | 32 | 74.4% |
| #10 | Kevin Fortriede | 1179707 | Union Savings Bank | 446047 | Fort Wayne, IN | $8.4M | 31 | 83.8% |
| #11 | John Murphy | 216405 | MJW Financial LLC | 199907 | Indianapolis, IN | $8.3M | 20 | 52.6% |
| #12 | Jennifer Schawitsch | 636202 | First Farmers Bank & Trust Co. | 478756 | Terre Haute, IN | $7.5M | 25 | 75.8% |
| #13 | Michelle Adrian | 1014947 | FORUM Credit Union | 469848 | Fishers, IN | $6.4M | 26 | 50.0% |
| #14 | Thomas Faille | 543277 | Ixonia Bank | 423065 | Brookfield, WI | $6.3M | 19 | 37.3% |
| #15 | RYAN EBERHARDT | 260832 | DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 186805 | Valparaiso, IN | $6.0M | 18 | 28.6% |
| #16 | Bryant Gatz | 303585 | Fairway Independent Mortgage Corporation | 2289 | Carmel, IN | $6.0M | 17 | 41.5% |
| #17 | Eric Flores | 149587 | NATIONS LENDING CORPORATION | 32416 | Fort Wayne, IN | $5.8M | 20 | 62.5% |
| #18 | Paul Wickham | 505614 | Union Home Mortgage Corp. | 2229 | Indianapolis, IN | $5.6M | 18 | 38.3% |
| #19 | Michael Waters | 150593 | Union Home Mortgage Corp. | 2229 | Valparaiso, IN | $5.3M | 19 | 51.4% |
| #20 | Crystal Wilson | 137742 | CME Lending Group LLC | 1248883 | Chesterton, IN | $5.3M | 25 | 71.4% |
| #21 | Zachary Sheppard | 996224 | Independent Mortgage Brokers LLC | 2191655 | Denver, CO | $5.2M | 14 | 77.8% |
| #22 | Austin Smith | 262571 | Fairway Independent Mortgage Corporation | 2289 | Greenwood, IN | $4.9M | 17 | 32.1% |
| #23 | Brandy Jones | 1607230 | Union Home Mortgage Corp. | 2229 | — | $4.8M | 16 | 55.2% |
| #24 | Elizabeth Neal | 413614 | Three Rivers Federal Credit Union | 556303 | Fort Wayne, IN | $4.8M | 18 | 58.1% |
| #25 | Kyle O'Keefe | 158077 | CrossCountry Mortgage, LLC | 3029 | Fishers, IN | $4.7M | 16 | 72.7% |
| #26 | James Dix | 135621 | Flat Branch Mortgage, Inc. | 224149 | Fishers, IN | $4.6M | 13 | 39.4% |
| #27 | Jacob Kersey | 1085321 | MJW Financial LLC | 199907 | Indianapolis, IN | $4.5M | 10 | 29.4% |
| #28 | Jeff Busselberg | 129511 | Diamond Mortgage, LLC | 115911 | McCordsville, IN | $4.4M | 14 | 66.7% |
| #29 | Michelle Jacinto | 209470 | Direct Mortgage Loans, LLC | 832799 | Saint John, IN | $4.3M | 17 | 19.3% |
| #30 | Heather Bozarth | 427579 | Ruoff Mortgage Company, Inc. | 141868 | Bloomington, IN | $4.3M | 14 | 66.7% |
| #31 | David Balsbaugh | 845865 | JPMorgan Chase Bank, National Association | 399798 | Carmel, IN | $4.2M | 9 | 60.0% |
| #32 | Brian Lindstrom | 664576 | Union Savings Bank | 446047 | Indianapolis, IN | $4.1M | 8 | 61.5% |
| #33 | Jordan Reichmann | 1383159 | Fairway Independent Mortgage Corporation | 2289 | Indianapolis, IN | $4.1M | 11 | 64.7% |
| #34 | Chad Fallis | 292827 | CrossCountry Mortgage, LLC | 3029 | Carmel, IN | $3.9M | 11 | 39.3% |
| #35 | Mikim Phan | 1709910 | Phan, Mikim | 1709861 | Carmel, IN | $3.9M | 7 | 70.0% |
| #36 | Ryan Lisenko | 820764 | 1st Source Bank | 645641 | South Bend, IN | $3.9M | 8 | 50.0% |
| #37 | Jake Heard | 1564241 | First Farmers Bank & Trust Co. | 478756 | Tipton, IN | $3.9M | 11 | 68.8% |
| #38 | Steven Langford | 525376 | loanDepot.com, LLC | 174457 | Plainfield, IN | $3.7M | 18 | 41.9% |
| #39 | Joseph Larr | 261843 | Fairway Independent Mortgage Corporation | 2289 | Fishers, IN | $3.7M | 11 | 12.2% |
| #40 | Jason Everette | 1208653 | CMG Mortgage, Inc. | 1820 | West Lafayette, IN | $3.7M | 16 | 29.1% |
| #41 | Sai Lakshmana Vankayala | 2066402 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $3.6M | 8 | 61.5% |
| #42 | Vincent Weddle | 320630 | Ruoff Mortgage Company, Inc. | 141868 | Bloomington, IN | $3.6M | 12 | 60.0% |
| #43 | Steven Riha | 664588 | Union Savings Bank | 446047 | Indianapolis, IN | $3.5M | 13 | 68.4% |
| #44 | William Losh | 555765 | FORUM Credit Union | 469848 | Fishers, IN | $3.5M | 15 | 42.9% |
| #45 | Andrea Smart | 1544413 | THE FARMERS BANK, FRANKFORT, IN | 491618 | Lebanon, IN | $3.5M | 4 | 40.0% |
| #46 | Joseph Darling | 425481 | The Peoples State Bank | 473222 | Bloomington, IN | $3.4M | 10 | 58.8% |
| #47 | Mark Barclay | 812412 | LNB Community Bank | 811379 | Boonville, IN | $3.4M | 20 | 71.4% |
| #48 | Michelle Smekens | 277435 | V.I.P. Mortgage, Inc. | 145502 | Fort Wayne, IN | $3.4M | 9 | 18.8% |
| #49 | Shelly Manzenberger | 1756239 | Bedford Federal Savings Bank | 402489 | Bedford, IN | $3.4M | 20 | 69.0% |
| #50 | Ashley Ingram | 1327713 | Bedford Federal Savings Bank | 402489 | Bedford, IN | $3.4M | 20 | 87.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Indiana (2025). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/indiana/top-retention-by-volume/2025
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