Retention champions in Indiana in 2025, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Carrie Johnston (Winterwood Mortgage Group, LLC, NMLS #60874), Ryan Baumann (Union Savings Bank, NMLS #664555), and William Clouse (Fairway Independent Mortgage Corporation, NMLS #49837).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Carrie Johnston | 60874 | Winterwood Mortgage Group, LLC | 122171 | Greenwood, IN | $17.2M | 57 | 72.2% |
| #2 | Ryan Baumann | 664555 | Union Savings Bank | 446047 | Greenwood, IN | $12.5M | 34 | 70.8% |
| #3 | William Clouse | 49837 | Fairway Independent Mortgage Corporation | 2289 | Indianapolis, IN | $11.3M | 13 | 61.9% |
| #4 | Matthew Davis | 525371 | Union Home Mortgage Corp. | 2229 | Indianapolis, IN | $11.3M | 34 | 45.3% |
| #5 | Tyler Cartmel | 7540 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | — | $11.2M | 33 | 47.8% |
| #6 | Jon Knight | 175955 | Fairway Independent Mortgage Corporation | 2289 | Carmel, IN | $10.5M | 25 | 65.8% |
| #7 | Tracy Harding | 172796 | MJW Financial LLC | 199907 | Indianapolis, IN | $9.9M | 29 | 60.4% |
| #8 | Tiffany McIntosh | 414040 | Fifth Third Bank, National Association | 403245 | Fort Wayne, IN | $9.5M | 31 | 52.5% |
| #9 | Alana Foster | 1326520 | Bedford Federal Savings Bank | 402489 | Bedford, IN | $8.9M | 32 | 74.4% |
| #10 | John Murphy | 216405 | MJW Financial LLC | 199907 | Indianapolis, IN | $8.6M | 21 | 53.8% |
| #11 | Kevin Fortriede | 1179707 | Union Savings Bank | 446047 | Fort Wayne, IN | $8.1M | 31 | 83.8% |
| #12 | Jennifer Schawitsch | 636202 | First Farmers Bank & Trust Co. | 478756 | Terre Haute, IN | $7.5M | 25 | 78.1% |
| #13 | Lisa Gabbert | 759171 | Merchants Bank of Indiana | 554119 | Carmel, IN | $7.4M | 10 | 90.9% |
| #14 | Thomas Faille | 543277 | Ixonia Bank | 423065 | Brookfield, WI | $7.1M | 22 | 41.5% |
| #15 | Michelle Adrian | 1014947 | FORUM Credit Union | 469848 | Fishers, IN | $6.4M | 26 | 51.0% |
| #16 | RYAN EBERHARDT | 260832 | DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 186805 | Valparaiso, IN | $6.4M | 19 | 29.7% |
| #17 | Eric Flores | 149587 | NATIONS LENDING CORPORATION | 32416 | Fort Wayne, IN | $6.3M | 22 | 68.8% |
| #18 | Paul Wickham | 505614 | Union Home Mortgage Corp. | 2229 | Indianapolis, IN | $6.0M | 20 | 40.8% |
| #19 | Bryant Gatz | 303585 | Fairway Independent Mortgage Corporation | 2289 | Carmel, IN | $6.0M | 17 | 39.5% |
| #20 | Michael Waters | 150593 | Union Home Mortgage Corp. | 2229 | Valparaiso, IN | $5.6M | 20 | 51.3% |
| #21 | Crystal Wilson | 137742 | CME Lending Group LLC | 1248883 | Chesterton, IN | $5.6M | 26 | 74.3% |
| #22 | Austin Smith | 262571 | Fairway Independent Mortgage Corporation | 2289 | Greenwood, IN | $5.4M | 19 | 35.2% |
| #23 | Kyle O'Keefe | 158077 | CrossCountry Mortgage, LLC | 3029 | Fishers, IN | $5.3M | 18 | 78.3% |
| #24 | Zachary Sheppard | 996224 | Independent Mortgage Brokers LLC | 2191655 | Denver, CO | $5.2M | 14 | 77.8% |
| #25 | Elizabeth Neal | 413614 | Three Rivers Federal Credit Union | 556303 | Fort Wayne, IN | $5.1M | 20 | 62.5% |
| #26 | Brandy Jones | 1607230 | Union Home Mortgage Corp. | 2229 | — | $4.8M | 16 | 57.1% |
| #27 | Michelle Jacinto | 209470 | Direct Mortgage Loans, LLC | 832799 | Saint John, IN | $4.7M | 19 | 20.9% |
| #28 | Jacob Kersey | 1085321 | MJW Financial LLC | 199907 | Indianapolis, IN | $4.7M | 11 | 29.7% |
| #29 | James Dix | 135621 | Flat Branch Mortgage, Inc. | 224149 | Fishers, IN | $4.6M | 13 | 39.4% |
| #30 | Jeff Busselberg | 129511 | Diamond Mortgage, LLC | 115911 | McCordsville, IN | $4.4M | 14 | 66.7% |
| #31 | Shelly Manzenberger | 1756239 | Bedford Federal Savings Bank | 402489 | Bedford, IN | $4.4M | 23 | 71.9% |
| #32 | Jordan Reichmann | 1383159 | Fairway Independent Mortgage Corporation | 2289 | Indianapolis, IN | $4.3M | 12 | 66.7% |
| #33 | Heather Bozarth | 427579 | Ruoff Mortgage Company, Inc. | 141868 | Bloomington, IN | $4.3M | 14 | 63.6% |
| #34 | David Balsbaugh | 845865 | JPMorgan Chase Bank, National Association | 399798 | Carmel, IN | $4.2M | 9 | 56.3% |
| #35 | Mikim Phan | 1709910 | Phan, Mikim | 1709861 | Carmel, IN | $4.2M | 8 | 72.7% |
| #36 | Jason Everette | 1208653 | CMG Mortgage, Inc. | 1820 | West Lafayette, IN | $4.2M | 18 | 32.1% |
| #37 | Brian Lindstrom | 664576 | Union Savings Bank | 446047 | Indianapolis, IN | $4.1M | 8 | 61.5% |
| #38 | Dakota Baisa | 1815270 | Powell Home Mortgage, LLC | 1450333 | Carmel, IN | $4.0M | 14 | 77.8% |
| #39 | Steven Langford | 525376 | loanDepot.com, LLC | 174457 | Plainfield, IN | $4.0M | 19 | 45.2% |
| #40 | Chad Fallis | 292827 | CrossCountry Mortgage, LLC | 3029 | Carmel, IN | $3.9M | 11 | 40.7% |
| #41 | Ryan Lisenko | 820764 | 1st Source Bank | 645641 | South Bend, IN | $3.9M | 8 | 50.0% |
| #42 | Jake Heard | 1564241 | First Farmers Bank & Trust Co. | 478756 | Tipton, IN | $3.9M | 11 | 68.8% |
| #43 | Maxwell DiCicco | 2156298 | First Federal Savings Bank of Angola | 452378 | Angola, IN | $3.8M | 7 | 63.6% |
| #44 | Steven Riha | 664588 | Union Savings Bank | 446047 | Indianapolis, IN | $3.7M | 14 | 70.0% |
| #45 | Joseph Larr | 261843 | Fairway Independent Mortgage Corporation | 2289 | Fishers, IN | $3.7M | 12 | 13.2% |
| #46 | Sai Lakshmana Vankayala | 2066402 | Loan Factory, Inc. | 320841 | San Jose, CA | $3.6M | 8 | 61.5% |
| #47 | Brian Brent | 368334 | GVC Mortgage, Inc. | 2334 | Whiteland, IN | $3.6M | 12 | 24.0% |
| #48 | Jillian El-Hussein | 2462268 | The Bippus State Bank | 631974 | Huntington, IN | $3.6M | 12 | 57.1% |
| #49 | Vincent Weddle | 320630 | Ruoff Mortgage Company, Inc. | 141868 | Bloomington, IN | $3.6M | 12 | 60.0% |
| #50 | Elyse Beebe | 1241131 | Indiana University Credit Union | 415754 | Bloomington, IN | $3.6M | 11 | 40.7% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Indiana (2025). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/indiana/top-retention-by-volume/2025
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