Retention champions in Hawaii in 2025, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Brady Spangler (Guaranteed Rate, Inc., NMLS #205611), Jacqueline Idemoto-Viloria (Northwest Funding Group, Inc., NMLS #1133941), and Jodie Dezsy (PRM LLC, NMLS #277336).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Brady Spangler | 205611 | Guaranteed Rate, Inc. | 2611 | Wailea, HI | $17.7M | 18 | 60.0% |
| #2 | Jacqueline Idemoto-Viloria | 1133941 | Northwest Funding Group, Inc. | 101770 | Kaneohe, HI | $17.5M | 21 | 84.0% |
| #3 | Jodie Dezsy | 277336 | PRM LLC | 1849080 | Aiea, HI | $12.4M | 16 | 45.7% |
| #4 | RAVEN HARTOG-HALL | 1625263 | Unified Home Loans | 1965830 | Kihei, HI | $9.3M | 11 | 73.3% |
| #5 | William Rodriguez | 278769 | Smart Money, Inc. | 273384 | Honolulu, HI | $9.2M | 12 | 80.0% |
| #6 | Adam Karalius | 1886259 | Edge Home Finance, LLC | 891464 | Honolulu, HI | $8.9M | 12 | 48.0% |
| #7 | Robert Chow | 280743 | Northwest Funding Group, Inc. | 101770 | Kaneohe, HI | $8.4M | 11 | 64.7% |
| #8 | Lawrence Gonzales | 1452722 | Broker LLC | 2450802 | Ewa Beach, HI | $7.8M | 8 | 36.4% |
| #9 | Benjamin Fransen | 2004153 | Kama'aina Mortgage Group Inc. | 1276471 | Honolulu, HI | $7.6M | 9 | 64.3% |
| #10 | Tanny Waters | 892213 | C2 Financial Corporation | 135622 | Honolulu, HI | $7.5M | 9 | 75.0% |
| #11 | WeiWei Doseo | 1028117 | Mortgage Research Center, LLC | 1907 | Honolulu, HI | $7.0M | 9 | 69.2% |
| #12 | Vincent Arquinez | 351566 | Hawaii Mortgage Experts LLC | 968243 | Ewa Beach, HI | $6.8M | 9 | 75.0% |
| #13 | Clark Snyder | 2452830 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $6.5M | 11 | 91.7% |
| #14 | Nadine Longboy | 721325 | GATHER FEDERAL CREDIT UNION | 442973 | Lihue, HI | $6.0M | 15 | 62.5% |
| #15 | Christie Mitsumura | 1396234 | Mason McDuffie Mortgage Corporation | 1141 | Kamuela, HI | $6.0M | 8 | 80.0% |
| #16 | John Sego | 1439557 | Kama'aina Mortgage Group Inc. | 1276471 | Honolulu, HI | $6.0M | 7 | 58.3% |
| #17 | Preston Sims | 928229 | Kama'aina Mortgage Group Inc. | 1276471 | Honolulu, HI | $6.0M | 7 | 58.3% |
| #18 | Ross Asato | 2096626 | Hawaii Mortgage Experts LLC | 968243 | Honolulu, HI | $5.9M | 9 | 64.3% |
| #19 | Bradley Shinagawa | 364911 | Northwest Funding Group, Inc. | 101770 | Kaneohe, HI | $5.8M | 9 | 81.8% |
| #20 | Major Singleton | 2011623 | Edge Home Finance, LLC | 891464 | Arlington, TX | $5.1M | 6 | 54.5% |
| #21 | Thoai Pham | 378733 | Kama'aina Mortgage Group Inc. | 1276471 | Honolulu, HI | $5.0M | 8 | 61.5% |
| #22 | Shannon Taparra | 273790 | Streamline Mortgage Corporation | 1645153 | Mililani, HI | $4.9M | 6 | 46.2% |
| #23 | Keri Shepherd | 350844 | CMG Mortgage, Inc. | 1820 | Honolulu, HI | $4.7M | 6 | 54.5% |
| #24 | Duncan Hsia | 998053 | Infinite Financial, LLC | 1866302 | Honolulu, HI | $4.3M | 4 | 36.4% |
| #25 | Corry Daoust | 1968460 | Canopy Mortgage, LLC | 1359687 | Kapolei, HI | $4.3M | 5 | 29.4% |
| #26 | Nicholas Foley | 1509851 | Kama'aina Mortgage Group Inc. | 1276471 | Honolulu, HI | $4.1M | 5 | 31.3% |
| #27 | Kyle Murata | 277214 | Golden Empire Mortgage, Inc. | 2427 | Honolulu, HI | $3.9M | 6 | 40.0% |
| #28 | Lola WAKIDA | 445623 | HFS FEDERAL CREDIT UNION | 421379 | Hilo, HI | $3.7M | 7 | 63.6% |
| #29 | Charles Umemoto | 315851 | Island Mortgage Source Inc | 320040 | Hilo, HI | $3.7M | 8 | 72.7% |
| #30 | Laura Merrifield | 377563 | Guild Mortgage Company LLC | 3274 | Honolulu, HI | $3.1M | 4 | 40.0% |
| #31 | richard ostrander | 2123434 | CrossCountry Mortgage, LLC | 3029 | Honolulu, HI | $2.5M | 5 | 38.5% |
| #32 | Kurt Nielsen | 51724 | Expert Mortgage, LLC | 1889042 | Kailua Kona, HI | $2.4M | 4 | 40.0% |
| #33 | Tristan Castro | 333880 | Kama'aina Mortgage Group Inc. | 1276471 | Las Vegas, NV | $2.3M | 5 | 45.5% |
| #34 | Keith Joseph Mateo | 350959 | Hawaii Mortgage Experts LLC | 968243 | Ewa Beach, HI | $2.3M | 3 | 30.0% |
| #35 | Gavin Brayce | 285793 | Guild Mortgage Company LLC | 3274 | Kailua, HI | $1.6M | 6 | 50.0% |
| #36 | Jessel Ato | 1890108 | GATHER FEDERAL CREDIT UNION | 442973 | Lihue, HI | $1.4M | 7 | 46.7% |
| #37 | Lisa Ledesma | 690782 | CMG Mortgage, Inc. | 1820 | Lihue, HI | $224K | 1 | 10.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Hawaii (2025). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/hawaii/top-retention-by-volume/2025
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