Leading rookies in Hawaii in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Nicholas Starkel (Mortgage Research Center, LLC, NMLS #2662792), GUANMIAN LIU (Hokulea Financial and Investment Group Inc, NMLS #1257180), and Daniel Sepulveda (Broker LLC, NMLS #2449504).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2025 Volume | 2025 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Nicholas Starkel | 2662792 | Mortgage Research Center, LLC | 1907 | Honolulu, HI | $8.8M | 11 | $804K |
| #2 | GUANMIAN LIU | 1257180 | Hokulea Financial and Investment Group Inc | 1878091 | Honolulu, HI | $2.3M | 4 | $567K |
| #3 | Daniel Sepulveda | 2449504 | Broker LLC | 2450802 | Ewa Beach, HI | $2.3M | 3 | $774K |
| #3 | Shawn Hanson | 1526871 | Empire Home Loans, Inc. | 1839243 | Fair Oaks, CA | $1.4M | 3 | $464K |
| #3 | Alexis De La Paz | 2678281 | Empire Home Loans, Inc. | 1839243 | Fair Oaks, CA | $2.6M | 3 | $864K |
| #6 | Engjell Semsedini | 2643176 | West Capital Lending, Inc. | 1566096 | Livonia, MI | $1.6M | 2 | $795K |
| #6 | Tiffany Honda | 2343817 | Xpert Home Lending Inc. | 2179191 | Braselton, GA | $1.1M | 2 | $570K |
| #6 | Devon Mitchell | 2703022 | The Federal Savings Bank | 411500 | — | $1.3M | 2 | $664K |
| #9 | Weston Parrish | 2667221 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $762K | 1 | $762K |
| #9 | Katherine Alatorre | 2686665 | Capital One, National Association | 453156 | — | $50K | 1 | $50K |
| #9 | Arthur Damper | 2722720 | The Federal Savings Bank | 411500 | Scottsdale, AZ | $357K | 1 | $357K |
| #9 | Cherokee Apodaca-Anaya | 2730812 | Texana Bank, N.A. | 407536 | — | $873K | 1 | $873K |
| #9 | Devon Frank | 2717437 | Servbank, National Association | 203463 | Oswego, IL | $563K | 1 | $563K |
| #9 | Max Rodriguez | 2690865 | The Federal Savings Bank | 411500 | Miami, FL | $1.0M | 1 | $1.0M |
| #9 | Ziad Karana | 2748958 | PBT BANCORP | 257781 | — | $534K | 1 | $534K |
| #9 | Veronica Needham | 2742813 | The Federal Savings Bank | 411500 | — | $813K | 1 | $813K |
| #9 | Nathalia Castro Chavez | 2651065 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $312K | 1 | $312K |
| #9 | Hlib Heraskin | 2698348 | EAST WEST BANK | 469761 | Beverly Hills, CA | $1.3M | 1 | $1.3M |
| #9 | Ezekiel Silva | 2697454 | Bank of Hawaii | 473824 | — | $250K | 1 | $250K |
| #9 | Ryan Vest | 2651380 | V.I.P. Mortgage, Inc. | 145502 | Kailua Kona, HI | $400K | 1 | $400K |
| #9 | Herbert Lork | 2647726 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $5.0M | 1 | $5.0M |
| #9 | David Mahoney | 2685840 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | $1.1M | 1 | $1.1M |
| #9 | Olivia Austin | 2732198 | Navy Federal Credit Union | 399807 | Pensacola, FL | $690K | 1 | $690K |
| #9 | Maximus Johnston | 2631385 | Hawaii Mortgage Experts LLC | 968243 | Honolulu, HI | $1.5M | 1 | $1.5M |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Hawaii (2025). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/hawaii/top-rookie-by-units/2025
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