Leading rookies in Hawaii in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Nicholas Starkel (Mortgage Research Center, LLC, NMLS #2662792), GUANMIAN LIU (Hokulea Financial and Investment Group Inc, NMLS #1257180), and Daniel Sepulveda (Broker LLC, NMLS #2449504).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2025 Volume | 2025 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Nicholas Starkel | 2662792 | Mortgage Research Center, LLC | 1907 | Honolulu, HI | $8.8M | 11 | $804K |
| #2 | GUANMIAN LIU | 1257180 | Hokulea Financial and Investment Group Inc | 1878091 | Honolulu, HI | $2.3M | 4 | $567K |
| #3 | Daniel Sepulveda | 2449504 | Broker LLC | 2450802 | Ewa Beach, HI | $2.3M | 3 | $774K |
| #3 | Alexis De La Paz | 2678281 | Empire Home Loans, Inc. | 1839243 | Fair Oaks, CA | $2.6M | 3 | $864K |
| #3 | Shawn Hanson | 1526871 | Empire Home Loans, Inc. | 1839243 | Kailua Kona, HI | $1.4M | 3 | $464K |
| #6 | Engjell Semsedini | 2643176 | West Capital Lending, Inc. | 1566096 | Livonia, MI | $1.6M | 2 | $795K |
| #6 | Devon Mitchell | 2703022 | The Federal Savings Bank | 411500 | — | $1.3M | 2 | $664K |
| #6 | Tiffany Honda | 2343817 | Xpert Home Lending Inc. | 2179191 | Braselton, GA | $1.1M | 2 | $570K |
| #9 | Cherokee Apodaca-Anaya | 2730812 | Texana Bank, N.A. | 407536 | — | $873K | 1 | $873K |
| #9 | Olivia Austin | 2732198 | Navy Federal Credit Union | 399807 | Pensacola, FL | $690K | 1 | $690K |
| #9 | Devon Frank | 2717437 | Servbank, National Association | 203463 | Oswego, IL | $563K | 1 | $563K |
| #9 | David Mahoney | 2685840 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | $1.1M | 1 | $1.1M |
| #9 | Weston Parrish | 2667221 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $762K | 1 | $762K |
| #9 | Arthur Damper | 2722720 | The Federal Savings Bank | 411500 | Scottsdale, AZ | $357K | 1 | $357K |
| #9 | Nathalia Castro Chavez | 2651065 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $312K | 1 | $312K |
| #9 | Veronica Needham | 2742813 | The Federal Savings Bank | 411500 | — | $813K | 1 | $813K |
| #9 | Ezekiel Silva | 2697454 | Bank of Hawaii | 473824 | — | $250K | 1 | $250K |
| #9 | Hlib Heraskin | 2698348 | EAST WEST BANK | 469761 | Beverly Hills, CA | $1.3M | 1 | $1.3M |
| #9 | Maximus Johnston | 2631385 | Hawaii Mortgage Experts LLC | 968243 | Honolulu, HI | $1.5M | 1 | $1.5M |
| #9 | Max Rodriguez | 2690865 | The Federal Savings Bank | 411500 | Miami, FL | $1.0M | 1 | $1.0M |
| #9 | Katherine Alatorre | 2686665 | Capital One, National Association | 453156 | — | $50K | 1 | $50K |
| #9 | Herbert Lork | 2647726 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $5.0M | 1 | $5.0M |
| #9 | Ziad Karana | 2748958 | PBT BANCORP | 257781 | — | $534K | 1 | $534K |
| #9 | Ryan Vest | 2651380 | V.I.P. Mortgage, Inc. | 145502 | Kailua Kona, HI | $400K | 1 | $400K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Hawaii (2025). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/hawaii/top-rookie-by-units/2025
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