Leading rookies in Nevada in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Yun Zhou (Pulte Mortgage LLC, NMLS #2607614), Ruby Lockett (Neighborhood Assistance Corporation of America, NMLS #2651989), and Hayden Cochran (Lennar Mortgage, LLC, NMLS #2607213).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2025 Volume | 2025 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Yun Zhou | 2607614 | Pulte Mortgage LLC | 1791 | Denver, CO | $13.1M | 29 | $450K |
| #2 | Ruby Lockett | 2651989 | Neighborhood Assistance Corporation of America | 4082 | Las Vegas, NV | $6.6M | 22 | $301K |
| #3 | Hayden Cochran | 2607213 | Lennar Mortgage, LLC | 1058 | Las Vegas, NV | $11.1M | 20 | $554K |
| #4 | Jannette Gomez | 2684367 | Guild Mortgage Company LLC | 3274 | Reno, NV | $4.2M | 16 | $262K |
| #5 | David Podemski | 2641923 | C2 Financial Corporation | 135622 | San Diego, CA | $2.4M | 10 | $236K |
| #6 | Myra Cruce | 2716082 | Sage Home Loans Corporation | 3304 | Fort Mill, SC | $3.7M | 8 | $461K |
| #6 | ANA PLASENCIA GONZALEZ | 2683283 | Barrett Financial Group, L.L.C. | 181106 | Las Vegas, NV | $3.1M | 8 | $388K |
| #6 | Mitchell Kosek | 2641639 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | $3.3M | 8 | $409K |
| #9 | Patrick Ranft | 2642097 | PennyMac Loan Services, LLC | 35953 | Moorpark, CA | $1.4M | 7 | $202K |
| #9 | Laura Juarez de Luna | 2619572 | New American Funding, LLC | 6606 | Las Vegas, NV | $1.3M | 7 | $190K |
| #9 | Brenda Avalos | 2574020 | First Colony Mortgage Corporation | 3112 | Winnemucca, NV | $1.7M | 7 | $239K |
| #9 | Ethan Bennett | 2215764 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $1.4M | 7 | $203K |
| #13 | Ryan Sawka | 2686287 | Freedom Mortgage Corporation | 2767 | — | $2.4M | 6 | $399K |
| #13 | Haley Hesselgesser | 2690051 | Millennium Mortgage Group, LLC | 1786240 | Henderson, NV | $1.4M | 6 | $235K |
| #13 | Sidney Mathues | 2645390 | Freedom Mortgage Corporation | 2767 | Conshohocken, PA | $2.2M | 6 | $367K |
| #13 | Kelsey Cosgrove | 2688479 | G Lending LLC | 2813284 | Las Vegas, NV | $2.1M | 6 | $357K |
| #13 | Kevin Freeman | 2622009 | B&N MORTGAGE INC | 2577950 | Las Vegas, NV | $1.8M | 6 | $299K |
| #18 | Caroline Stein | 2655378 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $2.2M | 5 | $447K |
| #18 | Celien Mazahreh | 2655379 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $1.6M | 5 | $329K |
| #18 | Francis Ottilo | 2697377 | Freedom Mortgage Corporation | 2767 | — | $2.1M | 5 | $412K |
| #18 | Elias Dudley | 2572408 | CrossCountry Mortgage, LLC | 3029 | Reno, NV | $1.9M | 5 | $383K |
| #18 | Ashneil Raman | 2658154 | GoodLeap, LLC | 30336 | Roseville, CA | $595K | 5 | $119K |
| #18 | Kimberly Wright | 2725341 | Mountain America Federal Credit Union | 462815 | Sandy, UT | $333K | 5 | $67K |
| #18 | Juvenal Delgado | 2349617 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $1.3M | 5 | $269K |
| #25 | Spencer Nogawa | 2726254 | loanDepot.com, LLC | 174457 | Irvine, CA | $701K | 4 | $175K |
| #25 | Hafeezah Armstrong | 2672828 | Mutual of Omaha Mortgage, Inc. | 1025894 | Irvine, CA | $990K | 4 | $248K |
| #25 | Carlos Perez Vila | 2341884 | All's Holdings LLC | 2507460 | Las Vegas, NV | $2.0M | 4 | $501K |
| #25 | Halie Ly | 2675912 | American Internet Mortgage, Inc. | 2890 | — | $2.0M | 4 | $512K |
| #25 | Giemona Ward | 2686598 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $1.1M | 4 | $286K |
| #25 | Aaron Groller | 2645392 | New American Funding, LLC | 6606 | Charlotte, NC | $1.2M | 4 | $304K |
| #25 | Reilly Patterson | 2005329 | JFK Financial, Inc. | 6540 | Las Vegas, NV | $2.0M | 4 | $491K |
| #25 | Dalana Thomas | 370789 | Guaranteed Rate, Inc. | 2611 | Chicago, IL | $1.3M | 4 | $325K |
| #25 | AYDE ESPINOZA | 2630435 | New American Funding, LLC | 6606 | Elko, NV | $540K | 4 | $135K |
| #25 | Jared Gore | 2655392 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $1.3M | 4 | $328K |
| #25 | Thomas McLean | 2655470 | Freedom Mortgage Corporation | 2767 | — | $1.6M | 4 | $398K |
| #25 | Alvin Halley | 2655384 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $1.3M | 4 | $334K |
| #25 | Matthew Seeman | 2663565 | South River Mortgage, LLC | 1854524 | Annapolis, MD | $2.0M | 4 | $491K |
| #25 | Dalton Chaney | 2655385 | Freedom Mortgage Corporation | 2767 | — | $1.4M | 4 | $338K |
| #25 | Jeremy Ellyson | 2695677 | Guaranteed Rate, Inc. | 2611 | Henderson, NV | $800K | 4 | $200K |
| #25 | Jeremy Pascua | 2712256 | JPMorgan Chase Bank, National Association | 399798 | Tempe, AZ | $355K | 4 | $89K |
| #25 | Ethan Grauer | 2692118 | Atlantic Avenue Mortgage, LLC | 2413563 | Lake Worth Beach, FL | $1.7M | 4 | $434K |
| #25 | Jake Ridall | 2686289 | Freedom Mortgage Corporation | 2767 | — | $1.5M | 4 | $376K |
| #25 | Kayleigh Capone | 2476613 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $957K | 4 | $239K |
| #25 | Nicholas Bain | 2594125 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $1.4M | 4 | $354K |
| #25 | Eugene Mariano | 2686319 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $1.4M | 4 | $357K |
| #46 | Brooke Kozlowski | 2680587 | Mutual of Omaha Mortgage, Inc. | 1025894 | Sacramento, CA | $1.6M | 3 | $528K |
| #46 | Melvin Brown | 2716436 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $1.1M | 3 | $376K |
| #46 | Augusto Iparraguirre | 2691435 | Navy Federal Credit Union | 399807 | — | $666K | 3 | $222K |
| #46 | John Paul Brugioni | 2703328 | Texana Bank, N.A. | 407536 | — | $977K | 3 | $326K |
| #46 | Hayes Heidinger | 2742810 | Freedom Mortgage Corporation | 2767 | Phoenix, AZ | $1.6M | 3 | $519K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Nevada (2025). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/nevada/top-rookie-by-units/2025
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