Leading rookies in Nevada in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Yun Zhou (Pulte Mortgage LLC, NMLS #2607614), Ruby Lockett (Neighborhood Assistance Corporation of America, NMLS #2651989), and Hayden Cochran (Lennar Mortgage, LLC, NMLS #2607213).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2025 Volume | 2025 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Yun Zhou | 2607614 | Pulte Mortgage LLC | 1791 | Denver, CO | $13.1M | 29 | $450K |
| #2 | Ruby Lockett | 2651989 | Neighborhood Assistance Corporation of America | 4082 | Las Vegas, NV | $6.6M | 22 | $301K |
| #3 | Hayden Cochran | 2607213 | Lennar Mortgage, LLC | 1058 | Las Vegas, NV | $11.1M | 20 | $554K |
| #4 | Jannette Gomez | 2684367 | Guild Mortgage Company LLC | 3274 | Reno, NV | $4.2M | 16 | $262K |
| #5 | David Podemski | 2641923 | C2 Financial Corporation | 135622 | San Diego, CA | $2.4M | 10 | $236K |
| #6 | ANA PLASENCIA GONZALEZ | 2683283 | Paramount Residential Mortgage Group, Inc. | 75243 | Las Vegas, NV | $3.1M | 8 | $388K |
| #6 | Myra Cruce | 2716082 | Sage Home Loans Corporation | 3304 | Fort Mill, SC | $3.7M | 8 | $461K |
| #6 | Mitchell Kosek | 2641639 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | $3.3M | 8 | $409K |
| #9 | Ethan Bennett | 2215764 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $1.4M | 7 | $203K |
| #9 | Patrick Ranft | 2642097 | PennyMac Loan Services, LLC | 35953 | Moorpark, CA | $1.4M | 7 | $202K |
| #9 | Laura Juarez de Luna | 2619572 | New American Funding, LLC | 6606 | Las Vegas, NV | $1.3M | 7 | $190K |
| #9 | Brenda Avalos | 2574020 | First Colony Mortgage Corporation | 3112 | Winnemucca, NV | $1.7M | 7 | $239K |
| #13 | Kevin Freeman | 2622009 | B&N MORTGAGE INC | 2577950 | Las Vegas, NV | $1.8M | 6 | $299K |
| #13 | Kelsey Cosgrove | 2688479 | Everett Financial, Inc. | 2129 | Las Vegas, NV | $2.1M | 6 | $357K |
| #13 | Haley Hesselgesser | 2690051 | Millennium Mortgage Group, LLC | 1786240 | Henderson, NV | $1.4M | 6 | $235K |
| #13 | Ryan Sawka | 2686287 | Freedom Mortgage Corporation | 2767 | Conshohocken, PA | $2.4M | 6 | $399K |
| #13 | Sidney Mathues | 2645390 | Freedom Mortgage Corporation | 2767 | Conshohocken, PA | $2.2M | 6 | $367K |
| #18 | Kimberly Wright | 2725341 | Mountain America Federal Credit Union | 462815 | Sandy, UT | $333K | 5 | $67K |
| #18 | Caroline Stein | 2655378 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $2.2M | 5 | $447K |
| #18 | Ashneil Raman | 2658154 | GoodLeap, LLC | 30336 | Roseville, CA | $595K | 5 | $119K |
| #18 | Juvenal Delgado | 2349617 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $1.3M | 5 | $269K |
| #18 | Celien Mazahreh | 2655379 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $1.6M | 5 | $329K |
| #18 | Francis Ottilo | 2697377 | Freedom Mortgage Corporation | 2767 | — | $2.1M | 5 | $412K |
| #18 | Elias Dudley | 2572408 | CrossCountry Mortgage, LLC | 3029 | Reno, NV | $1.9M | 5 | $383K |
| #25 | Thomas McLean | 2655470 | Freedom Mortgage Corporation | 2767 | — | $1.6M | 4 | $398K |
| #25 | Dalana Thomas | 370789 | Guaranteed Rate, Inc. | 2611 | Chicago, IL | $1.3M | 4 | $325K |
| #25 | Eugene Mariano | 2686319 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $1.4M | 4 | $357K |
| #25 | Hafeezah Armstrong | 2672828 | Mutual of Omaha Mortgage, Inc. | 1025894 | Irvine, CA | $990K | 4 | $248K |
| #25 | Giemona Ward | 2686598 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $1.1M | 4 | $286K |
| #25 | Dalton Chaney | 2655385 | Freedom Mortgage Corporation | 2767 | — | $1.4M | 4 | $338K |
| #25 | Aaron Groller | 2645392 | New American Funding, LLC | 6606 | Charlotte, NC | $1.2M | 4 | $304K |
| #25 | Jeremy Ellyson | 2695677 | Reliable Mortgage Company, LLC | 2380253 | Las Vegas, NV | $800K | 4 | $200K |
| #25 | Carlos Perez Vila | 2341884 | All's Holdings LLC | 2507460 | Las Vegas, NV | $2.0M | 4 | $501K |
| #25 | Spencer Nogawa | 2726254 | loanDepot.com, LLC | 174457 | Irvine, CA | $701K | 4 | $175K |
| #25 | Nicholas Bain | 2594125 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $1.4M | 4 | $354K |
| #25 | Jake Ridall | 2686289 | Freedom Mortgage Corporation | 2767 | — | $1.5M | 4 | $376K |
| #25 | Kayleigh Capone | 2476613 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $957K | 4 | $239K |
| #25 | Jeremy Pascua | 2712256 | JPMorgan Chase Bank, National Association | 399798 | Tempe, AZ | $355K | 4 | $89K |
| #25 | Ethan Grauer | 2692118 | Atlantic Avenue Mortgage, LLC | 2413563 | Lake Worth Beach, FL | $1.7M | 4 | $434K |
| #25 | Halie Ly | 2675912 | American Internet Mortgage, Inc. | 2890 | — | $2.0M | 4 | $512K |
| #25 | Jared Gore | 2655392 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $1.3M | 4 | $328K |
| #25 | Alvin Halley | 2655384 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $1.3M | 4 | $334K |
| #25 | Matthew Seeman | 2663565 | South River Mortgage, LLC | 1854524 | Annapolis, MD | $2.0M | 4 | $491K |
| #25 | AYDE ESPINOZA | 2630435 | New American Funding, LLC | 6606 | Elko, NV | $540K | 4 | $135K |
| #25 | Reilly Patterson | 2005329 | JFK Financial, Inc. | 6540 | Las Vegas, NV | $2.0M | 4 | $491K |
| #46 | Keenan Duggan | 2697376 | Consumer Real Estate Finance Co. | 104621 | Fort Lauderdale, FL | $1.0M | 3 | $346K |
| #46 | Daphne Harris | 2684242 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $295K | 3 | $98K |
| #46 | Catherine Newman | 2494082 | Paramount Residential Mortgage Group, Inc. | 75243 | Las Vegas, NV | $898K | 3 | $299K |
| #46 | Benjamin Carrier | 2697861 | South River Mortgage, LLC | 1854524 | Annapolis, MD | $1.7M | 3 | $583K |
| #46 | Devin Lyons | 2751578 | InTouch Credit Union | 446266 | — | $190K | 3 | $63K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Nevada (2025). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/nevada/top-rookie-by-units/2025
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