Leading rookies in Maryland in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Carol Herring (STATE EMPLOYEES CREDIT UNION OF MARYLAND INC., NMLS #1283175), Lauryn Gabel (Navy Federal Credit Union, NMLS #2691431), and Kimberly Baggins (Navy Federal Credit Union, NMLS #2718534).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2025 Volume | 2025 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Carol Herring | 1283175 | STATE EMPLOYEES CREDIT UNION OF MARYLAND INC. | 458591 | Linthicum Heights, MD | $3.6M | 38 | $94K |
| #2 | Lauryn Gabel | 2691431 | Navy Federal Credit Union | 399807 | Pensacola, FL | $16.9M | 36 | $468K |
| #3 | Kimberly Baggins | 2718534 | Navy Federal Credit Union | 399807 | Pensacola, FL | $10.0M | 21 | $477K |
| #4 | Karen Ramirez | 1711964 | American Pacific Mortgage Corporation | 1850 | Gaithersburg, MD | $7.1M | 18 | $394K |
| #5 | John Monen | 2680920 | Rocket Mortgage, LLC | 3030 | Rockville, MD | $8.6M | 17 | $504K |
| #5 | Ava Jordan | 2663384 | Amerisave Mortgage Corporation | 1168 | — | $5.9M | 17 | $345K |
| #7 | Drew Lindbeck | 2663848 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $3.1M | 16 | $194K |
| #8 | Lisa Pay | 2666493 | Upstart Mortgage, LLC | 2443873 | — | $928K | 13 | $71K |
| #8 | Bonita Chatfield | 2718535 | Navy Federal Credit Union | 399807 | Winchester, VA | $5.2M | 13 | $401K |
| #10 | Thomas Cush | 307651 | NewRez LLC | 3013 | Fort Washington, PA | $3.8M | 11 | $344K |
| #10 | Phillip ONeill | 2686292 | Freedom Mortgage Corporation | 2767 | — | $5.1M | 11 | $461K |
| #10 | Curtis Roberts | 2659499 | Nationstar Mortgage LLC | 2119 | — | $993K | 11 | $90K |
| #13 | Colleen Simpson | 2686315 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $5.7M | 10 | $569K |
| #13 | Brian Ash | 2651123 | Coastal Lending Group, LLC | 297505 | Timonium, MD | $2.1M | 10 | $208K |
| #15 | Lindsay Parsons | 2645521 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $4.7M | 9 | $522K |
| #15 | Carter Houlihan | 2686300 | Freedom Mortgage Corporation | 2767 | — | $4.1M | 9 | $457K |
| #17 | Shararah Rasulzad | 2696650 | STATE EMPLOYEES CREDIT UNION OF MARYLAND INC. | 458591 | — | $637K | 8 | $80K |
| #18 | Nicole Oborne | 2686305 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $2.7M | 7 | $380K |
| #18 | Patrick Ranft | 2642097 | PennyMac Loan Services, LLC | 35953 | Moorpark, CA | $508K | 7 | $73K |
| #18 | Kevin Burkett | 2686296 | Freedom Mortgage Corporation | 2767 | Conshohocken, PA | $3.0M | 7 | $435K |
| #18 | Andrew Mabeus | 2712455 | Homestead Funding Corp. | 3232 | Albany, NY | $2.6M | 7 | $367K |
| #18 | Weston Parrish | 2667221 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $1.8M | 7 | $251K |
| #18 | Andrew Donahue | 1694228 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $2.0M | 7 | $292K |
| #18 | Malick Wade | 2695635 | Mortgage America Bankers,L.L.C. | 119791 | Silver Spring, MD | $1.7M | 7 | $248K |
| #18 | David Podemski | 2641923 | C2 Financial Corporation | 135622 | San Diego, CA | $1.3M | 7 | $190K |
| #26 | Alyssa McErlain | 2655387 | Freedom Mortgage Corporation | 2767 | — | $1.9M | 6 | $313K |
| #26 | Conner Russell | 2646072 | Village Capital & Investment LLC | 3317 | Draper, UT | $2.5M | 6 | $409K |
| #26 | Jennifer Hopkins | 2668066 | CrossCountry Mortgage, LLC | 3029 | Monkton, MD | $1.8M | 6 | $307K |
| #26 | Ryan Massara | 2655389 | Freedom Mortgage Corporation | 2767 | — | $2.1M | 6 | $356K |
| #26 | Alexandra Roden | 2686302 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $2.6M | 6 | $434K |
| #26 | Alla Clanton | 2685290 | Pulte Mortgage LLC | 1791 | Greenwood Village, CO | $3.6M | 6 | $601K |
| #26 | John Ipri | 2655404 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $2.8M | 6 | $469K |
| #26 | Nathaniel Holland | 166295 | Holland Capital Group, LLC | 2682670 | Millersville, MD | $3.7M | 6 | $612K |
| #26 | Alexis Kinter | 2691428 | Navy Federal Credit Union | 399807 | Pensacola, FL | $1.8M | 6 | $304K |
| #35 | Mohammad Shami | 2692896 | Point Digital Finance, Inc. | 1610752 | Palo Alto, CA | $499K | 5 | $100K |
| #35 | Xu Li | 2670181 | TopOne Mortgage, Inc. | 208532 | Rockville, MD | $2.7M | 5 | $540K |
| #35 | Celien Mazahreh | 2655379 | Freedom Mortgage Corporation | 2767 | — | $1.9M | 5 | $381K |
| #35 | Sreepal Chiluveru | 2655574 | Freedom Mortgage Corporation | 2767 | Columbia, MD | $1.5M | 5 | $295K |
| #35 | Landon Wenger | 2686297 | Freedom Mortgage Corporation | 2767 | — | $2.4M | 5 | $488K |
| #35 | KANAIYO THAKKAR | 2408711 | MORTGAGE CALCULATOR COMPANY LLC | 2377459 | Miami, FL | $1.7M | 5 | $342K |
| #35 | Mario Condis Moreiras | 2678334 | INDEPENDENCE HOME LOANS LLC | 2524174 | Miami, FL | $2.1M | 5 | $421K |
| #35 | Daphne Harris | 2684242 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $581K | 5 | $116K |
| #35 | Deijah Jordan | 2662058 | Rocket Mortgage, LLC | 3030 | — | $919K | 5 | $184K |
| #35 | Jason Rush | 2675965 | Mortgage Research Center, LLC | 1907 | — | $2.6M | 5 | $528K |
| #45 | Halie Ly | 2675912 | American Internet Mortgage, Inc. | 2890 | — | $2.5M | 4 | $622K |
| #45 | Carlos Caballero | 2668435 | New American Funding, LLC | 6606 | — | $356K | 4 | $89K |
| #45 | Zachary Abey | 2692510 | Evolution Mortgage LLC | 2432729 | Charleston, SC | $2.2M | 4 | $550K |
| #45 | Daniel Huerta | 2679982 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $960K | 4 | $240K |
| #45 | Bradley Noel | 847845 | Next Door Lending LLC | 1880338 | Bingham Farms, MI | $2.2M | 4 | $551K |
| #45 | Jennifer Amador | 2732682 | Point Digital Finance, Inc. | 1610752 | Palo Alto, CA | $387K | 4 | $97K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Maryland (2025). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/maryland/top-rookie-by-units/2025
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