Leading rookies in Maryland in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Carol Herring (STATE EMPLOYEES CREDIT UNION OF MARYLAND INC., NMLS #1283175), Lauryn Gabel (Navy Federal Credit Union, NMLS #2691431), and Kimberly Baggins (Navy Federal Credit Union, NMLS #2718534).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2025 Volume | 2025 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Carol Herring | 1283175 | STATE EMPLOYEES CREDIT UNION OF MARYLAND INC. | 458591 | Linthicum Heights, MD | $3.5M | 37 | $93K |
| #2 | Lauryn Gabel | 2691431 | Navy Federal Credit Union | 399807 | Pensacola, FL | $16.3M | 35 | $464K |
| #3 | Kimberly Baggins | 2718534 | Navy Federal Credit Union | 399807 | Pensacola, FL | $10.0M | 21 | $477K |
| #4 | Karen Ramirez | 1711964 | American Pacific Mortgage Corporation | 1850 | Gaithersburg, MD | $7.1M | 18 | $394K |
| #5 | Ava Jordan | 2663384 | Amerisave Mortgage Corporation | 1168 | — | $5.9M | 17 | $345K |
| #5 | John Monen | 2680920 | Rocket Mortgage, LLC | 3030 | Rockville, MD | $8.6M | 17 | $504K |
| #7 | Drew Lindbeck | 2663848 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $3.1M | 16 | $194K |
| #8 | Lisa Pay | 2666493 | Upstart Mortgage, LLC | 2443873 | Mesa, AZ | $928K | 13 | $71K |
| #8 | Bonita Chatfield | 2718535 | Navy Federal Credit Union | 399807 | Winchester, VA | $5.2M | 13 | $401K |
| #10 | Curtis Roberts | 2659499 | Nationstar Mortgage LLC | 2119 | — | $993K | 11 | $90K |
| #10 | Thomas Cush | 307651 | NewRez LLC | 3013 | Fort Washington, PA | $3.8M | 11 | $344K |
| #10 | Phillip ONeill | 2686292 | Freedom Mortgage Corporation | 2767 | Conshohocken, PA | $5.1M | 11 | $461K |
| #13 | Colleen Simpson | 2686315 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $5.7M | 10 | $569K |
| #14 | Lindsay Parsons | 2645521 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $4.7M | 9 | $522K |
| #14 | Carter Houlihan | 2686300 | Freedom Mortgage Corporation | 2767 | — | $4.1M | 9 | $457K |
| #16 | Shararah Rasulzad | 2696650 | STATE EMPLOYEES CREDIT UNION OF MARYLAND INC. | 458591 | Pasadena, MD | $637K | 8 | $80K |
| #17 | Weston Parrish | 2667221 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $1.8M | 7 | $251K |
| #17 | Andrew Donahue | 1694228 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $2.0M | 7 | $292K |
| #17 | Patrick Ranft | 2642097 | PennyMac Loan Services, LLC | 35953 | Moorpark, CA | $508K | 7 | $73K |
| #17 | Nicole Oborne | 2686305 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $2.7M | 7 | $380K |
| #17 | Kevin Burkett | 2686296 | Freedom Mortgage Corporation | 2767 | Conshohocken, PA | $3.0M | 7 | $435K |
| #17 | Andrew Mabeus | 2712455 | Homestead Funding Corp. | 3232 | Albany, NY | $2.6M | 7 | $367K |
| #17 | David Podemski | 2641923 | C2 Financial Corporation | 135622 | San Diego, CA | $1.3M | 7 | $190K |
| #17 | Malick Wade | 2695635 | Mortgage America Bankers,L.L.C. | 119791 | Silver Spring, MD | $1.7M | 7 | $248K |
| #25 | Nathaniel Holland | 166295 | Holland Capital Group, LLC | 2682670 | Millersville, MD | $3.7M | 6 | $612K |
| #25 | Jennifer Hopkins | 2668066 | CrossCountry Mortgage, LLC | 3029 | Monkton, MD | $1.8M | 6 | $307K |
| #25 | Conner Russell | 2646072 | Village Capital & Investment LLC | 3317 | Draper, UT | $2.5M | 6 | $409K |
| #25 | Alexandra Roden | 2686302 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $2.6M | 6 | $434K |
| #25 | John Ipri | 2655404 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $2.8M | 6 | $469K |
| #25 | Alexis Kinter | 2691428 | Navy Federal Credit Union | 399807 | Pensacola, FL | $1.8M | 6 | $304K |
| #25 | Alyssa McErlain | 2655387 | Freedom Mortgage Corporation | 2767 | — | $1.9M | 6 | $313K |
| #25 | Alla Clanton | 2685290 | Pulte Mortgage LLC | 1791 | Greenwood Village, CO | $3.6M | 6 | $601K |
| #25 | Ryan Massara | 2655389 | Freedom Mortgage Corporation | 2767 | — | $2.1M | 6 | $356K |
| #34 | Daphne Harris | 2684242 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $581K | 5 | $116K |
| #34 | Mario Condis Moreiras | 2678334 | INDEPENDENCE HOME LOANS LLC | 2524174 | Miami, FL | $2.1M | 5 | $421K |
| #34 | Mohammad Shami | 2692896 | Point Digital Finance, Inc. | 1610752 | Palo Alto, CA | $499K | 5 | $100K |
| #34 | Deijah Jordan | 2662058 | Rocket Mortgage, LLC | 3030 | — | $919K | 5 | $184K |
| #34 | Sreepal Chiluveru | 2655574 | Freedom Mortgage Corporation | 2767 | Columbia, MD | $1.5M | 5 | $295K |
| #34 | Xu Li | 2670181 | TopOne Mortgage, Inc. | 208532 | Rockville, MD | $2.7M | 5 | $540K |
| #34 | Celien Mazahreh | 2655379 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $1.9M | 5 | $381K |
| #34 | Jason Rush | 2675965 | Mortgage Research Center, LLC | 1907 | — | $2.6M | 5 | $528K |
| #34 | Landon Wenger | 2686297 | Freedom Mortgage Corporation | 2767 | — | $2.4M | 5 | $488K |
| #34 | KANAIYO THAKKAR | 2408711 | MORTGAGE CALCULATOR COMPANY LLC | 2377459 | Miami, FL | $1.7M | 5 | $342K |
| #44 | William Finn | 2666832 | Rocket Mortgage, LLC | 3030 | — | $402K | 4 | $101K |
| #44 | Hussain Baydoun | 2735604 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $383K | 4 | $96K |
| #44 | Carlos Caballero | 2668435 | New American Funding, LLC | 6606 | — | $356K | 4 | $89K |
| #44 | Hussain Ali Karimi | 2712336 | Citizens Bank, National Association | 433960 | Silver Spring, MD | $654K | 4 | $163K |
| #44 | Yashi Bhagchandani | 2726334 | Loan Factory, Inc. | 320841 | San Jose, CA | $2.4M | 4 | $603K |
| #44 | Bradley Noel | 847845 | Next Door Lending LLC | 1880338 | Bingham Farms, MI | $2.2M | 4 | $551K |
| #44 | Jennifer Amador | 2732682 | Point Digital Finance, Inc. | 1610752 | Palo Alto, CA | $387K | 4 | $97K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Maryland (2025). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/maryland/top-rookie-by-units/2025
Powered by ChatMMI