Leading rookies in Maryland in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Carol Herring (STATE EMPLOYEES CREDIT UNION OF MARYLAND INC., NMLS #1283175), Lauryn Gabel (Navy Federal Credit Union, NMLS #2691431), and Kimberly Baggins (Navy Federal Credit Union, NMLS #2718534).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2025 Volume | 2025 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Carol Herring | 1283175 | STATE EMPLOYEES CREDIT UNION OF MARYLAND INC. | 458591 | Linthicum Heights, MD | $3.5M | 37 | $93K |
| #2 | Lauryn Gabel | 2691431 | Navy Federal Credit Union | 399807 | Pensacola, FL | $16.3M | 35 | $464K |
| #3 | Kimberly Baggins | 2718534 | Navy Federal Credit Union | 399807 | Pensacola, FL | $10.0M | 21 | $477K |
| #4 | Karen Ramirez | 1711964 | American Pacific Mortgage Corporation | 1850 | Gaithersburg, MD | $7.1M | 18 | $394K |
| #5 | John Monen | 2680920 | Rocket Mortgage, LLC | 3030 | Rockville, MD | $8.6M | 17 | $504K |
| #5 | Ava Jordan | 2663384 | Amerisave Mortgage Corporation | 1168 | — | $5.9M | 17 | $345K |
| #7 | Drew Lindbeck | 2663848 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $3.1M | 16 | $194K |
| #8 | Bonita Chatfield | 2718535 | Navy Federal Credit Union | 399807 | Winchester, VA | $5.2M | 13 | $401K |
| #8 | Lisa Pay | 2666493 | Upstart Mortgage, LLC | 2443873 | — | $928K | 13 | $71K |
| #10 | Phillip ONeill | 2686292 | Freedom Mortgage Corporation | 2767 | Conshohocken, PA | $5.1M | 11 | $461K |
| #10 | Thomas Cush | 307651 | NewRez LLC | 3013 | Fort Washington, PA | $3.8M | 11 | $344K |
| #10 | Curtis Roberts | 2659499 | Nationstar Mortgage LLC | 2119 | — | $993K | 11 | $90K |
| #13 | Colleen Simpson | 2686315 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $5.7M | 10 | $569K |
| #14 | Carter Houlihan | 2686300 | Freedom Mortgage Corporation | 2767 | — | $4.1M | 9 | $457K |
| #14 | Lindsay Parsons | 2645521 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $4.7M | 9 | $522K |
| #16 | Shararah Rasulzad | 2696650 | STATE EMPLOYEES CREDIT UNION OF MARYLAND INC. | 458591 | Pasadena, MD | $637K | 8 | $80K |
| #17 | Nicole Oborne | 2686305 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $2.7M | 7 | $380K |
| #17 | Andrew Donahue | 1694228 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $2.0M | 7 | $292K |
| #17 | Weston Parrish | 2667221 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $1.8M | 7 | $251K |
| #17 | Patrick Ranft | 2642097 | PennyMac Loan Services, LLC | 35953 | Moorpark, CA | $508K | 7 | $73K |
| #17 | Malick Wade | 2695635 | Mortgage America Bankers,L.L.C. | 119791 | Silver Spring, MD | $1.7M | 7 | $248K |
| #17 | Kevin Burkett | 2686296 | Freedom Mortgage Corporation | 2767 | Conshohocken, PA | $3.0M | 7 | $435K |
| #17 | Andrew Mabeus | 2712455 | Homestead Funding Corp. | 3232 | Albany, NY | $2.6M | 7 | $367K |
| #17 | David Podemski | 2641923 | C2 Financial Corporation | 135622 | San Diego, CA | $1.3M | 7 | $190K |
| #25 | John Ipri | 2655404 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $2.8M | 6 | $469K |
| #25 | Alla Clanton | 2685290 | Pulte Mortgage LLC | 1791 | Denver, CO | $3.6M | 6 | $601K |
| #25 | Nathaniel Holland | 166295 | Holland Capital Group, LLC | 2682670 | Millersville, MD | $3.7M | 6 | $612K |
| #25 | Jennifer Hopkins | 2668066 | CrossCountry Mortgage, LLC | 3029 | Monkton, MD | $1.8M | 6 | $307K |
| #25 | Alexis Kinter | 2691428 | Navy Federal Credit Union | 399807 | Pensacola, FL | $1.8M | 6 | $304K |
| #25 | Ryan Massara | 2655389 | Freedom Mortgage Corporation | 2767 | — | $2.1M | 6 | $356K |
| #25 | Alexandra Roden | 2686302 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $2.6M | 6 | $434K |
| #25 | Conner Russell | 2646072 | Village Capital & Investment LLC | 3317 | Draper, UT | $2.5M | 6 | $409K |
| #25 | Alyssa McErlain | 2655387 | Freedom Mortgage Corporation | 2767 | — | $1.9M | 6 | $313K |
| #34 | Jason Rush | 2675965 | Mortgage Research Center, LLC | 1907 | — | $2.6M | 5 | $528K |
| #34 | Mohammad Shami | 2692896 | Point Digital Finance, Inc. | 1610752 | Palo Alto, CA | $499K | 5 | $100K |
| #34 | Sreepal Chiluveru | 2655574 | Freedom Mortgage Corporation | 2767 | Columbia, MD | $1.5M | 5 | $295K |
| #34 | Landon Wenger | 2686297 | Freedom Mortgage Corporation | 2767 | — | $2.4M | 5 | $488K |
| #34 | Celien Mazahreh | 2655379 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $1.9M | 5 | $381K |
| #34 | Xu Li | 2670181 | TopOne Mortgage, Inc. | 208532 | Rockville, MD | $2.7M | 5 | $540K |
| #34 | Deijah Jordan | 2662058 | Rocket Mortgage, LLC | 3030 | — | $919K | 5 | $184K |
| #34 | Daphne Harris | 2684242 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $581K | 5 | $116K |
| #34 | Mario Condis Moreiras | 2678334 | INDEPENDENCE HOME LOANS LLC | 2524174 | Miami, FL | $2.1M | 5 | $421K |
| #34 | KANAIYO THAKKAR | 2408711 | AMERICAN MORTGAGE AND INVESTMENT SERVICES, INC. | 179213 | Burtonsville, MD | $1.7M | 5 | $342K |
| #44 | Hussain Baydoun | 2735604 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $383K | 4 | $96K |
| #44 | Halie Ly | 2675912 | American Internet Mortgage, Inc. | 2890 | — | $2.5M | 4 | $622K |
| #44 | Daniel Huerta | 2679982 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $960K | 4 | $240K |
| #44 | William Finn | 2666832 | Rocket Mortgage, LLC | 3030 | — | $402K | 4 | $101K |
| #44 | Melvin Brown | 2716436 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $701K | 4 | $175K |
| #44 | Carlos Caballero | 2668435 | New American Funding, LLC | 6606 | — | $356K | 4 | $89K |
| #44 | Mark Drekh | 2682048 | West Capital Lending, Inc. | 1566096 | Dearborn, MI | $1.4M | 4 | $357K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Maryland (2025). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/maryland/top-rookie-by-units/2025
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