Leading rookies in Maryland in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Carol Herring (STATE EMPLOYEES CREDIT UNION OF MARYLAND INC., NMLS #1283175), Lauryn Gabel (Navy Federal Credit Union, NMLS #2691431), and Kimberly Baggins (Navy Federal Credit Union, NMLS #2718534).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2025 Volume | 2025 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Carol Herring | 1283175 | STATE EMPLOYEES CREDIT UNION OF MARYLAND INC. | 458591 | Linthicum Heights, MD | $3.4M | 36 | $95K |
| #2 | Lauryn Gabel | 2691431 | Navy Federal Credit Union | 399807 | Pensacola, FL | $16.3M | 35 | $464K |
| #3 | Kimberly Baggins | 2718534 | Navy Federal Credit Union | 399807 | Pensacola, FL | $10.0M | 21 | $477K |
| #4 | Karen Ramirez | 1711964 | American Pacific Mortgage Corporation | 1850 | Gaithersburg, MD | $7.1M | 18 | $394K |
| #5 | John Monen | 2680920 | Rocket Mortgage, LLC | 3030 | Rockville, MD | $8.6M | 17 | $504K |
| #5 | Ava Jordan | 2663384 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $5.9M | 17 | $345K |
| #7 | Drew Lindbeck | 2663848 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $3.1M | 16 | $194K |
| #8 | Lisa Pay | 2666493 | Upstart Mortgage, LLC | 2443873 | — | $928K | 13 | $71K |
| #9 | Curtis Roberts | 2659499 | Nationstar Mortgage LLC | 2119 | — | $993K | 11 | $90K |
| #9 | Thomas Cush | 307651 | NewRez LLC | 3013 | Fort Washington, PA | $3.8M | 11 | $344K |
| #9 | Bonita Chatfield | 2718535 | Navy Federal Credit Union | 399807 | Winchester, VA | $4.7M | 11 | $427K |
| #9 | Phillip ONeill | 2686292 | Freedom Mortgage Corporation | 2767 | Conshohocken, PA | $5.1M | 11 | $461K |
| #13 | Colleen Simpson | 2686315 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $5.7M | 10 | $569K |
| #14 | Lindsay Parsons | 2645521 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $4.7M | 9 | $522K |
| #14 | Carter Houlihan | 2686300 | Freedom Mortgage Corporation | 2767 | — | $4.1M | 9 | $457K |
| #16 | Shararah Rasulzad | 2696650 | STATE EMPLOYEES CREDIT UNION OF MARYLAND INC. | 458591 | Pasadena, MD | $637K | 8 | $80K |
| #17 | Andrew Mabeus | 2712455 | Homestead Funding Corp. | 3232 | Albany, NY | $2.6M | 7 | $367K |
| #17 | Weston Parrish | 2667221 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $1.8M | 7 | $251K |
| #17 | Kevin Burkett | 2686296 | Freedom Mortgage Corporation | 2767 | Conshohocken, PA | $3.0M | 7 | $435K |
| #17 | Malick Wade | 2695635 | Mortgage America Bankers,L.L.C. | 119791 | Silver Spring, MD | $1.7M | 7 | $248K |
| #17 | David Podemski | 2641923 | New American Funding, LLC | 6606 | — | $1.3M | 7 | $190K |
| #17 | Patrick Ranft | 2642097 | PennyMac Loan Services, LLC | 35953 | Moorpark, CA | $508K | 7 | $73K |
| #17 | Nicole Oborne | 2686305 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $2.7M | 7 | $380K |
| #17 | Andrew Donahue | 1694228 | PennyMac Loan Services, LLC | 35953 | Franklin, TN | $2.0M | 7 | $292K |
| #25 | John Ipri | 2655404 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $2.8M | 6 | $469K |
| #25 | Nathaniel Holland | 166295 | Holland Capital Group, LLC | 2682670 | Millersville, MD | $3.7M | 6 | $612K |
| #25 | Conner Russell | 2646072 | Village Capital & Investment LLC | 3317 | Draper, UT | $2.5M | 6 | $409K |
| #25 | Alexandra Roden | 2686302 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $2.6M | 6 | $434K |
| #25 | Alexis Kinter | 2691428 | Navy Federal Credit Union | 399807 | Pensacola, FL | $1.8M | 6 | $304K |
| #25 | Jennifer Hopkins | 2668066 | CrossCountry Mortgage, LLC | 3029 | Columbia, MD | $1.8M | 6 | $307K |
| #25 | Ryan Massara | 2655389 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $2.1M | 6 | $356K |
| #25 | Alla Clanton | 2685290 | Pulte Mortgage LLC | 1791 | Denver, CO | $3.6M | 6 | $601K |
| #25 | Alyssa McErlain | 2655387 | Freedom Mortgage Corporation | 2767 | — | $1.9M | 6 | $313K |
| #34 | KANAIYO THAKKAR | 2408711 | AMERICAN MORTGAGE AND INVESTMENT SERVICES, INC. | 179213 | Burtonsville, MD | $1.7M | 5 | $342K |
| #34 | Daphne Harris | 2684242 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $581K | 5 | $116K |
| #34 | Jason Rush | 2675965 | Mortgage Research Center, LLC | 1907 | — | $2.6M | 5 | $528K |
| #34 | Sreepal Chiluveru | 2655574 | Freedom Mortgage Corporation | 2767 | Columbia, MD | $1.5M | 5 | $295K |
| #34 | Mohammad Shami | 2692896 | Point Digital Finance, Inc. | 1610752 | Palo Alto, CA | $499K | 5 | $100K |
| #34 | Deijah Jordan | 2662058 | Rocket Mortgage, LLC | 3030 | — | $919K | 5 | $184K |
| #34 | Mario Condis Moreiras | 2678334 | INDEPENDENCE HOME LOANS LLC | 2524174 | Miami, FL | $2.1M | 5 | $421K |
| #34 | Xu Li | 2670181 | TopOne Mortgage, Inc. | 208532 | Rockville, MD | $2.7M | 5 | $540K |
| #34 | Celien Mazahreh | 2655379 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $1.9M | 5 | $381K |
| #34 | Landon Wenger | 2686297 | Freedom Mortgage Corporation | 2767 | — | $2.4M | 5 | $488K |
| #44 | Daniel Huerta | 2679982 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $960K | 4 | $240K |
| #44 | Zachary Abey | 2692510 | Evolution Mortgage LLC | 2432729 | Charleston, SC | $2.2M | 4 | $550K |
| #44 | William Finn | 2666832 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $402K | 4 | $101K |
| #44 | Bradley Noel | 847845 | Next Door Lending LLC | 1880338 | Bingham Farms, MI | $2.2M | 4 | $551K |
| #44 | Hussain Baydoun | 2735604 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $383K | 4 | $96K |
| #44 | Yashi Bhagchandani | 2726334 | Loan Factory, Inc. | 320841 | San Jose, CA | $2.4M | 4 | $603K |
| #44 | Mark Drekh | 2682048 | West Capital Lending, Inc. | 1566096 | Dearborn, MI | $1.4M | 4 | $357K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Maryland (2025). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/maryland/top-rookie-by-units/2025
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