Leading rookies in Virginia in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Robert Watford (Navy Federal Credit Union, NMLS #2691432), Hali Martin (Navy Federal Credit Union, NMLS #2691422), and Rachel McGonigal (NVR Mortgage Finance, Inc., NMLS #2698926).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2025 Volume | 2025 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Robert Watford | 2691432 | Navy Federal Credit Union | 399807 | Pensacola, FL | $7.5M | 23 | $324K |
| #2 | Hali Martin | 2691422 | Navy Federal Credit Union | 399807 | Pensacola, FL | $8.6M | 20 | $428K |
| #2 | Rachel McGonigal | 2698926 | NVR Mortgage Finance, Inc. | 1127 | North Chesterfield, VA | $6.5M | 20 | $323K |
| #4 | Drew Lindbeck | 2663848 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $4.8M | 19 | $255K |
| #4 | Shayna Caraway | 2718537 | Navy Federal Credit Union | 399807 | Pensacola, FL | $10.0M | 19 | $527K |
| #4 | Cameron Scully | 2674393 | Coastal Premier Home Loans, LLC | 1889782 | Virginia Beach, VA | $6.7M | 19 | $350K |
| #7 | Meredith Hall | 2670619 | Spider Financial Group, LLC | 2503008 | Oilville, VA | $5.6M | 18 | $312K |
| #8 | Austin Clark | 2683185 | NVR Mortgage Finance, Inc. | 1127 | Williamsburg, VA | $7.7M | 17 | $452K |
| #9 | Ryan McCollum | 2689376 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Roanoke, VA | $2.0M | 15 | $137K |
| #9 | Joshua Castillo | 2697379 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | $6.3M | 15 | $423K |
| #11 | Shawna Morris | 2668858 | NVR Mortgage Finance, Inc. | 1127 | Dumfries, VA | $7.0M | 14 | $501K |
| #12 | Colleen Simpson | 2686315 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $6.0M | 13 | $462K |
| #12 | Augustus Coroniti | 2686294 | Freedom Mortgage Corporation | 2767 | Conshohocken, PA | $6.2M | 13 | $480K |
| #12 | Scott Miller | 2682896 | University of Virginia Community Credit Union, Inc. | 302946 | Charlottesville, VA | $4.8M | 13 | $373K |
| #15 | Samuel Gardner | 2655510 | Freedom Mortgage Corporation | 2767 | Columbia, MD | $5.4M | 12 | $450K |
| #15 | Hannah Kelley | 2732189 | Navy Federal Credit Union | 399807 | Pensacola, FL | $4.2M | 12 | $347K |
| #17 | Bradley Baker | 2678454 | New American Funding, LLC | 6606 | Arlington, VA | $2.2M | 11 | $198K |
| #17 | Weston Parrish | 2667221 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $1.8M | 11 | $160K |
| #17 | Jason Rush | 2675965 | Mortgage Research Center, LLC | 1907 | — | $5.3M | 11 | $478K |
| #17 | Jemsley Acelouis | 2253211 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | $5.0M | 11 | $453K |
| #17 | Ibraheem Samona | 2690686 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $1.7M | 11 | $154K |
| #17 | Alexis Kinter | 2691428 | Navy Federal Credit Union | 399807 | Pensacola, FL | $3.5M | 11 | $316K |
| #23 | Richard Butler | 2703745 | Mortgage Research Center, LLC | 1907 | Virginia Beach, VA | $3.5M | 10 | $345K |
| #23 | Sreepal Chiluveru | 2655574 | Freedom Mortgage Corporation | 2767 | Columbia, MD | $3.6M | 10 | $364K |
| #23 | William Stone | 938065 | Navy Federal Credit Union | 399807 | — | $3.7M | 10 | $366K |
| #23 | Luay Khalid | 2561980 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $3.2M | 10 | $319K |
| #27 | Phillip ONeill | 2686292 | Freedom Mortgage Corporation | 2767 | Conshohocken, PA | $3.5M | 9 | $391K |
| #27 | Jeffrey Beecher | 2673803 | Southern Elite Mortgage LLC | 2581600 | Glen Allen, VA | $2.8M | 9 | $313K |
| #27 | Keenan Duggan | 2697376 | Freedom Mortgage Corporation | 2767 | — | $3.2M | 9 | $355K |
| #27 | Thomas Pickford | 2699485 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $1.2M | 9 | $138K |
| #27 | Dillon Cosby | 2541279 | Eastman Credit Union | 407253 | Kingsport, TN | $1.2M | 9 | $138K |
| #27 | Carlos Caballero | 2668435 | New American Funding, LLC | 6606 | — | $1.1M | 9 | $117K |
| #27 | Brett Ballard | 2662949 | American Pacific Mortgage Corporation | 1850 | Greenville, SC | $3.2M | 9 | $358K |
| #34 | Justin Mercer | 2662230 | Rocket Mortgage, LLC | 3030 | Cleveland, OH | $1.5M | 8 | $188K |
| #34 | Rajesh Cheruku | 2649552 | Prime Home Mortgage Incorporated | 2658067 | Charlotte, NC | $5.0M | 8 | $631K |
| #34 | Ryan Cousens | 2691589 | Shield Home Loans Inc. | 2396589 | Irvine, CA | $2.2M | 8 | $270K |
| #34 | Zachary Wilson | 2694657 | Network Capital Funding Corporation | 11712 | Irvine, CA | $4.8M | 8 | $603K |
| #34 | Conner Russell | 2646072 | Village Capital & Investment LLC | 3317 | Draper, UT | $2.8M | 8 | $353K |
| #34 | Ayesha Akhtar | 2690933 | Guidance Residential, LLC | 2908 | Reston, VA | $5.0M | 8 | $621K |
| #34 | Randy Korkis | 2690546 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $1.9M | 8 | $242K |
| #34 | Mitchell Kosek | 2641639 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | $3.2M | 8 | $403K |
| #34 | Alvin Halley | 2655384 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $2.7M | 8 | $337K |
| #34 | John Freeland | 2688366 | NewRez LLC | 3013 | Columbia, MD | $2.3M | 8 | $286K |
| #34 | Anastasia Campe | 2655515 | Freedom Mortgage Corporation | 2767 | Columbia, MD | $3.0M | 8 | $377K |
| #45 | Mario Condis Moreiras | 2678334 | INDEPENDENCE HOME LOANS LLC | 2524174 | Miami, FL | $2.3M | 7 | $326K |
| #45 | Trevor Laraia | 2686281 | Freedom Mortgage Corporation | 2767 | Conshohocken, PA | $3.5M | 7 | $505K |
| #45 | Mahmoud Al-Zubidi | 2636311 | loanDepot.com, LLC | 174457 | Scottsdale, AZ | $1.4M | 7 | $202K |
| #45 | Christopher Wiggins | 2686299 | Freedom Mortgage Corporation | 2767 | Conshohocken, PA | $2.3M | 7 | $328K |
| #45 | Tristan Torrey | 2674947 | Sage Home Loans Corporation | 3304 | Fort Mill, SC | $4.8M | 7 | $684K |
| #45 | Kindee Sangster | 2690517 | Rocket Mortgage, LLC | 3030 | Troy, MI | $1.6M | 7 | $228K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Virginia (2025). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/virginia/top-rookie-by-units/2025
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