Leading rookies in Virginia in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Robert Watford (Navy Federal Credit Union, NMLS #2691432), Meredith Hall (Spider Financial Group, LLC, NMLS #2670619), and Hali Martin (Navy Federal Credit Union, NMLS #2691422).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2025 Volume | 2025 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Robert Watford | 2691432 | Navy Federal Credit Union | 399807 | Pensacola, FL | $7.5M | 23 | $324K |
| #2 | Meredith Hall | 2670619 | Spider Financial Group, LLC | 2503008 | Oilville, VA | $6.5M | 20 | $323K |
| #2 | Hali Martin | 2691422 | Navy Federal Credit Union | 399807 | Pensacola, FL | $8.6M | 20 | $428K |
| #2 | Rachel McGonigal | 2698926 | NVR Mortgage Finance, Inc. | 1127 | North Chesterfield, VA | $6.5M | 20 | $323K |
| #5 | Shayna Caraway | 2718537 | Navy Federal Credit Union | 399807 | Pensacola, FL | $10.0M | 19 | $527K |
| #5 | Drew Lindbeck | 2663848 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $4.8M | 19 | $255K |
| #7 | Austin Clark | 2683185 | NVR Mortgage Finance, Inc. | 1127 | Williamsburg, VA | $8.1M | 18 | $449K |
| #8 | Cameron Scully | 2674393 | Coastal Premier Home Loans, LLC | 1889782 | Virginia Beach, VA | $6.0M | 17 | $352K |
| #9 | Joshua Castillo | 2697379 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | $6.3M | 15 | $423K |
| #9 | Ryan McCollum | 2689376 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Roanoke, VA | $2.0M | 15 | $137K |
| #11 | Augustus Coroniti | 2686294 | Freedom Mortgage Corporation | 2767 | Conshohocken, PA | $6.7M | 14 | $479K |
| #11 | Shawna Morris | 2668858 | NVR Mortgage Finance, Inc. | 1127 | Dumfries, VA | $7.0M | 14 | $501K |
| #13 | Scott Miller | 2682896 | University of Virginia Community Credit Union, Inc. | 302946 | Charlottesville, VA | $4.8M | 13 | $373K |
| #13 | Colleen Simpson | 2686315 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $6.0M | 13 | $462K |
| #15 | Samuel Gardner | 2655510 | Freedom Mortgage Corporation | 2767 | Columbia, MD | $5.4M | 12 | $450K |
| #15 | Bradley Baker | 2678454 | New American Funding, LLC | 6606 | Arlington, VA | $2.6M | 12 | $219K |
| #15 | Hannah Kelley | 2732189 | Navy Federal Credit Union | 399807 | Pensacola, FL | $4.2M | 12 | $347K |
| #18 | Alexis Kinter | 2691428 | Navy Federal Credit Union | 399807 | Pensacola, FL | $3.5M | 11 | $316K |
| #18 | Ibraheem Samona | 2690686 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $1.7M | 11 | $154K |
| #18 | Jemsley Acelouis | 2253211 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | $5.0M | 11 | $453K |
| #18 | Jason Rush | 2675965 | Mortgage Research Center, LLC | 1907 | — | $5.3M | 11 | $478K |
| #18 | Weston Parrish | 2667221 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $1.8M | 11 | $160K |
| #23 | William Stone | 938065 | Navy Federal Credit Union | 399807 | — | $3.7M | 10 | $366K |
| #23 | Luay Khalid | 2561980 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $3.2M | 10 | $319K |
| #23 | Richard Butler | 2703745 | Mortgage Research Center, LLC | 1907 | Virginia Beach, VA | $3.5M | 10 | $345K |
| #23 | Sreepal Chiluveru | 2655574 | Freedom Mortgage Corporation | 2767 | Columbia, MD | $3.6M | 10 | $364K |
| #23 | Dillon Cosby | 2541279 | Eastman Credit Union | 407253 | Kingsport, TN | $1.4M | 10 | $139K |
| #28 | Brett Ballard | 2662949 | American Pacific Mortgage Corporation | 1850 | Greenville, SC | $3.2M | 9 | $358K |
| #28 | Phillip ONeill | 2686292 | Freedom Mortgage Corporation | 2767 | Conshohocken, PA | $3.5M | 9 | $391K |
| #28 | Thomas Pickford | 2699485 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $1.2M | 9 | $138K |
| #28 | Carlos Caballero | 2668435 | New American Funding, LLC | 6606 | — | $1.1M | 9 | $117K |
| #28 | Keenan Duggan | 2697376 | Consumer Real Estate Finance Co. | 104621 | Fort Lauderdale, FL | $3.2M | 9 | $355K |
| #28 | Jeffrey Beecher | 2673803 | Southern Elite Mortgage LLC | 2581600 | Glen Allen, VA | $2.8M | 9 | $313K |
| #34 | Rajesh Cheruku | 2649552 | Prime Home Mortgage Incorporated | 2658067 | Charlotte, NC | $5.0M | 8 | $631K |
| #34 | Ryan Cousens | 2691589 | Shield Home Loans Inc. | 2396589 | Irvine, CA | $2.2M | 8 | $270K |
| #34 | Justin Mercer | 2662230 | Rocket Mortgage, LLC | 3030 | Cleveland, OH | $1.5M | 8 | $188K |
| #34 | Conner Russell | 2646072 | Village Capital & Investment LLC | 3317 | Draper, UT | $2.8M | 8 | $353K |
| #34 | Randy Korkis | 2690546 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $1.9M | 8 | $242K |
| #34 | Ayesha Akhtar | 2690933 | Guidance Residential, LLC | 2908 | Reston, VA | $5.0M | 8 | $621K |
| #34 | Anastasia Campe | 2655515 | Freedom Mortgage Corporation | 2767 | Columbia, MD | $3.0M | 8 | $377K |
| #34 | Alvin Halley | 2655384 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $2.7M | 8 | $337K |
| #34 | John Freeland | 2688366 | NewRez LLC | 3013 | Columbia, MD | $2.3M | 8 | $286K |
| #34 | Mitchell Kosek | 2641639 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | $3.2M | 8 | $403K |
| #34 | Zachary Wilson | 2694657 | Network Capital Funding Corporation | 11712 | Irvine, CA | $4.8M | 8 | $603K |
| #45 | Tazarius Oldham | 2690585 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $2.2M | 7 | $320K |
| #45 | Christopher Wiggins | 2686299 | Freedom Mortgage Corporation | 2767 | Conshohocken, PA | $2.3M | 7 | $328K |
| #45 | Mario Condis Moreiras | 2678334 | INDEPENDENCE HOME LOANS LLC | 2524174 | Miami, FL | $2.3M | 7 | $326K |
| #45 | Tristan Torrey | 2674947 | Sage Home Loans Corporation | 3304 | Fort Mill, SC | $4.8M | 7 | $684K |
| #45 | Mahmoud Al-Zubidi | 2636311 | loanDepot.com, LLC | 174457 | Scottsdale, AZ | $1.4M | 7 | $202K |
| #45 | Trevor Laraia | 2686281 | Freedom Mortgage Corporation | 2767 | Conshohocken, PA | $3.5M | 7 | $505K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Virginia (2025). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/virginia/top-rookie-by-units/2025
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