Leading rookies in Virginia in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Robert Watford (Navy Federal Credit Union, NMLS #2691432), Rachel McGonigal (NVR Mortgage Finance, Inc., NMLS #2698926), and Meredith Hall (Spider Financial Group, LLC, NMLS #2670619).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2025 Volume | 2025 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Robert Watford | 2691432 | Navy Federal Credit Union | 399807 | Pensacola, FL | $7.5M | 23 | $324K |
| #2 | Rachel McGonigal | 2698926 | NVR Mortgage Finance, Inc. | 1127 | North Chesterfield, VA | $6.5M | 20 | $323K |
| #2 | Meredith Hall | 2670619 | Spider Financial Group, LLC | 2503008 | Oilville, VA | $6.5M | 20 | $323K |
| #2 | Hali Martin | 2691422 | Navy Federal Credit Union | 399807 | Pensacola, FL | $8.6M | 20 | $428K |
| #5 | Shayna Caraway | 2718537 | Navy Federal Credit Union | 399807 | Pensacola, FL | $10.0M | 19 | $527K |
| #5 | Drew Lindbeck | 2663848 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $4.8M | 19 | $255K |
| #7 | Austin Clark | 2683185 | NVR Mortgage Finance, Inc. | 1127 | Williamsburg, VA | $8.1M | 18 | $449K |
| #8 | Cameron Scully | 2674393 | Coastal Premier Home Loans, LLC | 1889782 | Virginia Beach, VA | $6.0M | 17 | $352K |
| #9 | Ryan McCollum | 2689376 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | — | $2.0M | 15 | $137K |
| #9 | Joshua Castillo | 2697379 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | $6.3M | 15 | $423K |
| #11 | Shawna Morris | 2668858 | NVR Mortgage Finance, Inc. | 1127 | Dumfries, VA | $7.0M | 14 | $501K |
| #11 | Augustus Coroniti | 2686294 | Freedom Mortgage Corporation | 2767 | Conshohocken, PA | $6.7M | 14 | $479K |
| #13 | Colleen Simpson | 2686315 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $6.0M | 13 | $462K |
| #13 | Scott Miller | 2682896 | University of Virginia Community Credit Union, Inc. | 302946 | Charlottesville, VA | $4.8M | 13 | $373K |
| #15 | Hannah Kelley | 2732189 | Navy Federal Credit Union | 399807 | Pensacola, FL | $4.2M | 12 | $347K |
| #15 | Bradley Baker | 2678454 | New American Funding, LLC | 6606 | Arlington, VA | $2.6M | 12 | $219K |
| #15 | Samuel Gardner | 2655510 | Freedom Mortgage Corporation | 2767 | Columbia, MD | $5.4M | 12 | $450K |
| #18 | Luay Khalid | 2561980 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $3.2M | 11 | $294K |
| #18 | Weston Parrish | 2667221 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $1.8M | 11 | $160K |
| #18 | Alexis Kinter | 2691428 | Navy Federal Credit Union | 399807 | Pensacola, FL | $3.5M | 11 | $316K |
| #18 | Jemsley Acelouis | 2253211 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | $5.0M | 11 | $453K |
| #18 | Ibraheem Samona | 2690686 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $1.7M | 11 | $154K |
| #18 | Jason Rush | 2675965 | Mortgage Research Center, LLC | 1907 | — | $5.3M | 11 | $478K |
| #24 | Sreepal Chiluveru | 2655574 | Freedom Mortgage Corporation | 2767 | Columbia, MD | $3.6M | 10 | $364K |
| #24 | William Stone | 938065 | Navy Federal Credit Union | 399807 | — | $3.7M | 10 | $366K |
| #24 | Dillon Cosby | 2541279 | Eastman Credit Union | 407253 | Kingsport, TN | $1.4M | 10 | $139K |
| #24 | Richard Butler | 2703745 | Mortgage Research Center, LLC | 1907 | Virginia Beach, VA | $3.5M | 10 | $345K |
| #28 | Brett Ballard | 2662949 | American Pacific Mortgage Corporation | 1850 | Greenville, SC | $3.2M | 9 | $358K |
| #28 | Thomas Pickford | 2699485 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $1.2M | 9 | $138K |
| #28 | Keenan Duggan | 2697376 | New American Funding, LLC | 6606 | Charlotte, NC | $3.2M | 9 | $355K |
| #28 | Carlos Caballero | 2668435 | New American Funding, LLC | 6606 | — | $1.1M | 9 | $117K |
| #28 | Jeffrey Beecher | 2673803 | Southern Elite Mortgage LLC | 2581600 | Glen Allen, VA | $2.8M | 9 | $313K |
| #28 | Phillip ONeill | 2686292 | Freedom Mortgage Corporation | 2767 | Conshohocken, PA | $3.5M | 9 | $391K |
| #34 | Ryan Cousens | 2691589 | Shield Home Loans Inc. | 2396589 | Irvine, CA | $2.2M | 8 | $270K |
| #34 | Justin Mercer | 2662230 | Rocket Mortgage, LLC | 3030 | Cleveland, OH | $1.5M | 8 | $188K |
| #34 | Anastasia Campe | 2655515 | Freedom Mortgage Corporation | 2767 | Columbia, MD | $3.0M | 8 | $377K |
| #34 | Zachary Wilson | 2694657 | Network Capital Funding Corporation | 11712 | — | $4.8M | 8 | $603K |
| #34 | Alvin Halley | 2655384 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $2.7M | 8 | $337K |
| #34 | Mitchell Kosek | 2641639 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | $3.2M | 8 | $403K |
| #34 | Randy Korkis | 2690546 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $1.9M | 8 | $242K |
| #34 | Lauren Robinson | 2655383 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $2.6M | 8 | $330K |
| #34 | John Freeland | 2688366 | NewRez LLC | 3013 | Columbia, MD | $2.3M | 8 | $286K |
| #34 | Rajesh Cheruku | 2649552 | Prime Home Mortgage Incorporated | 2658067 | Charlotte, NC | $5.0M | 8 | $631K |
| #34 | Ayesha Akhtar | 2690933 | Guidance Residential, LLC | 2908 | Reston, VA | $5.0M | 8 | $621K |
| #34 | Conner Russell | 2646072 | Village Capital & Investment LLC | 3317 | Draper, UT | $2.8M | 8 | $353K |
| #46 | Kindee Sangster | 2690517 | The Huntington National Bank | 402436 | Detroit, MI | $1.6M | 7 | $228K |
| #46 | Ryan Heerema | 2690625 | Rocket Mortgage, LLC | 3030 | Cleveland, OH | $1.1M | 7 | $154K |
| #46 | Mahmoud Al-Zubidi | 2636311 | loanDepot.com, LLC | 174457 | Scottsdale, AZ | $1.4M | 7 | $202K |
| #46 | Joshua Wayman | 2657658 | Village Capital & Investment LLC | 3317 | Hildale, UT | $2.8M | 7 | $406K |
| #46 | Sourov Datta | 2296547 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $1.4M | 7 | $205K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Virginia (2025). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/virginia/top-rookie-by-units/2025
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