Leading rookies in California in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Heysell Flores (Travis Credit Union, NMLS #2117326), Halie Ly (American Internet Mortgage, Inc., NMLS #2675912), and Tyler Markham (INDEPENDENCE HOME LOANS LLC, NMLS #2668420).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2025 Volume | 2025 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Heysell Flores | 2117326 | Travis Credit Union | 643926 | Vacaville, CA | $7.8M | 76 | $102K |
| #2 | Halie Ly | 2675912 | American Internet Mortgage, Inc. | 2890 | — | $17.3M | 36 | $481K |
| #3 | Tyler Markham | 2668420 | INDEPENDENCE HOME LOANS LLC | 2524174 | Scottsdale, AZ | $10.0M | 30 | $332K |
| #4 | Kelsey Parsapour | 2184207 | Renovation Technologies Holdings Inc. | 2412747 | Rocklin, CA | $6.6M | 28 | $237K |
| #5 | RADHIKA SHAH | 1671078 | Real Estate Source, Inc. | 288738 | Folsom, CA | $15.7M | 20 | $784K |
| #6 | Erik Alinder | 2645535 | West Capital Lending, Inc. | 1566096 | Scottsdale, AZ | $9.7M | 18 | $539K |
| #6 | Derek Rathbun | 2677265 | OPTIMUM FIRST INC. | 240415 | — | $11.1M | 18 | $619K |
| #6 | Robert McCoy | 2635830 | Sage Home Loans Corporation | 3304 | Fort Mill, SC | $10.5M | 18 | $582K |
| #9 | Sidney Sharp | 2663394 | LeaderOne Financial Corporation | 12007 | Merced, CA | $5.1M | 17 | $299K |
| #10 | Anabel Barajas Gutierrez | 2664271 | Pacific Lending LLC | 1156766 | Visalia, CA | $6.3M | 16 | $393K |
| #10 | Mayah Murray | 2672216 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $8.6M | 16 | $540K |
| #12 | Julian Gregory | 2718688 | PennyMac Loan Services, LLC | 35953 | — | $5.9M | 15 | $393K |
| #12 | HUGO RUIZ | 2347906 | Answer Home Lending, Inc. | 2343805 | Granite Bay, CA | $5.3M | 15 | $351K |
| #12 | JULIUS MASARATE | 2734751 | MD INTERNATIONAL MARKETING GROUP, INC. | 453010 | Santa Maria, CA | $8.7M | 15 | $582K |
| #12 | Jesse Kim | 2146339 | JSB Mortgage Corporation | 1558084 | Monterey Park, CA | $11.1M | 15 | $739K |
| #12 | Yanelit Trujillo | 2594185 | Garza Lending Team Inc | 2269316 | Bakersfield, CA | $5.3M | 15 | $353K |
| #12 | Bhavin Ajitkumar Lakhani | 2603295 | Loan Factory, Inc. | 320841 | San Jose, CA | $9.4M | 15 | $629K |
| #18 | Christopher Mooney | 2685208 | Pulte Mortgage LLC | 1791 | — | $8.5M | 14 | $609K |
| #18 | LeAnn Lienau | 2698766 | EDUCATIONAL EMPLOYEES CREDIT UNION | 457253 | Fresno, CA | $4.3M | 14 | $305K |
| #18 | Ezra Montejo | 2681430 | West Capital Lending, Inc. | 1566096 | Tempe, AZ | $1.7M | 14 | $124K |
| #18 | Lindsey Beeny | 2686666 | Capital One, National Association | 453156 | — | $1.9M | 14 | $137K |
| #18 | VIVIANA OLIVAREZ | 1495283 | Cristal Mortgage Services, Inc. | 2477571 | Downey, CA | $6.8M | 14 | $482K |
| #23 | Giemona Ward | 2686598 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $4.4M | 13 | $335K |
| #23 | Dominic Carpini | 2728254 | loanDepot.com, LLC | 174457 | Scottsdale, AZ | $4.4M | 13 | $342K |
| #23 | Brittany Afghani | 1606783 | Mission Federal Credit Union | 472321 | — | $1.2M | 13 | $90K |
| #23 | Andrew Staley | 2681436 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $3.0M | 13 | $231K |
| #27 | Elizabeth Rosales Aguilar | 2690265 | PrimeSource Lending Inc. | 2591324 | Corona, CA | $8.3M | 12 | $689K |
| #27 | Luay Khalid | 2561980 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $3.3M | 12 | $278K |
| #27 | TALIN SABOUNJIAN | 1033391 | NEXUS MORTGAGE GROUP, LLC | 2729466 | Glendale, CA | $8.7M | 12 | $722K |
| #27 | Bradley Rice | 2729878 | loanDepot.com, LLC | 174457 | Scottsdale, AZ | $4.0M | 12 | $335K |
| #27 | Taylor Coric | 2727725 | loanDepot.com, LLC | 174457 | Irvine, CA | $4.1M | 12 | $343K |
| #27 | Tiffany Avelar Orozco | 2682499 | JPMorgan Chase Bank, National Association | 399798 | Tempe, AZ | $1.7M | 12 | $145K |
| #27 | Daniel Long | 2676071 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $2.1M | 12 | $175K |
| #27 | Lindsay Parsons | 2645521 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $5.6M | 12 | $465K |
| #35 | Jaylen Reed White | 2412665 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $1.8M | 11 | $163K |
| #35 | Bryan Hulburd | 2697595 | Guaranteed Rate, Inc. | 2611 | San Luis Obispo, CA | $4.9M | 11 | $449K |
| #35 | Imran Ahamed | 2656863 | Rocket Mortgage, LLC | 3030 | — | $3.7M | 11 | $332K |
| #35 | Shervin Mohseni | 2700718 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $1.4M | 11 | $128K |
| #39 | Daniel Oh | 2724328 | loanDepot.com, LLC | 174457 | Irvine, CA | $1.3M | 10 | $130K |
| #39 | Joshua Castillo | 2697379 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | $4.8M | 10 | $482K |
| #39 | Tyler Freeman | 2681454 | Mutual of Omaha Mortgage, Inc. | 1025894 | — | $2.9M | 10 | $292K |
| #39 | Reid Lucas | 2655517 | Freedom Mortgage Corporation | 2767 | Columbia, MD | $5.1M | 10 | $513K |
| #39 | Daniel Green | 2708134 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $1.2M | 10 | $121K |
| #39 | Ibraheem Samona | 2690686 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $3.2M | 10 | $322K |
| #45 | Caden Fry | 2724805 | Rocket Mortgage, LLC | 3030 | Coppell, TX | $3.2M | 9 | $356K |
| #45 | Justin Mercer | 2662230 | Rocket Mortgage, LLC | 3030 | Cleveland, OH | $597K | 9 | $66K |
| #45 | ian militello | 2694985 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $3.0M | 9 | $337K |
| #45 | Michael Calvachi | 2708790 | Button Finance, Inc. | 1943460 | White Plains, NY | $736K | 9 | $82K |
| #45 | Jacqueline Trevizo | 2681318 | Rocket Mortgage, LLC | 3030 | — | $539K | 9 | $60K |
| #45 | Jacob Thomas | 2641669 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | $4.8M | 9 | $528K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — California (2025). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/california/top-rookie-by-units/2025
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