Leading rookies in California in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Heysell Flores (Travis Credit Union, NMLS #2117326), Halie Ly (American Internet Mortgage, Inc., NMLS #2675912), and Tyler Markham (INDEPENDENCE HOME LOANS LLC, NMLS #2668420).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2025 Volume | 2025 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Heysell Flores | 2117326 | Travis Credit Union | 643926 | Vacaville, CA | $7.3M | 74 | $99K |
| #2 | Halie Ly | 2675912 | American Internet Mortgage, Inc. | 2890 | — | $17.3M | 36 | $481K |
| #3 | Tyler Markham | 2668420 | INDEPENDENCE HOME LOANS LLC | 2524174 | Scottsdale, AZ | $10.0M | 30 | $332K |
| #4 | Kelsey Parsapour | 2184207 | Renovation Technologies Holdings Inc. | 2412747 | Rocklin, CA | $6.6M | 28 | $237K |
| #5 | RADHIKA SHAH | 1671078 | Real Estate Source, Inc. | 288738 | Folsom, CA | $15.1M | 19 | $794K |
| #6 | Derek Rathbun | 2677265 | OPTIMUM FIRST INC. | 240415 | — | $11.1M | 18 | $619K |
| #6 | Erik Alinder | 2645535 | Freedom Mortgage Corporation | 2767 | Phoenix, AZ | $9.7M | 18 | $539K |
| #6 | Robert McCoy | 2635830 | Sage Home Loans Corporation | 3304 | Fort Mill, SC | $10.5M | 18 | $582K |
| #9 | Sidney Sharp | 2663394 | LeaderOne Financial Corporation | 12007 | Merced, CA | $5.1M | 17 | $299K |
| #10 | Christopher Mooney | 2685208 | Pulte Mortgage LLC | 1791 | — | $9.8M | 16 | $615K |
| #10 | Mayah Murray | 2672216 | OPTIMUM FIRST INC. | 240415 | Huntington Beach, CA | $8.6M | 16 | $540K |
| #10 | Anabel Barajas Gutierrez | 2664271 | Pacific Lending LLC | 1156766 | Visalia, CA | $6.3M | 16 | $393K |
| #13 | Bhavin Ajitkumar Lakhani | 2603295 | Loan Factory, Inc. | 320841 | San Jose, CA | $9.4M | 15 | $629K |
| #13 | Julian Gregory | 2718688 | PennyMac Loan Services, LLC | 35953 | — | $5.9M | 15 | $393K |
| #13 | HUGO RUIZ | 2347906 | Answer Home Lending, Inc. | 2343805 | Granite Bay, CA | $5.3M | 15 | $351K |
| #13 | Jesse Kim | 2146339 | JSB Mortgage Corporation | 1558084 | Monterey Park, CA | $11.1M | 15 | $739K |
| #13 | JULIUS MASARATE | 2734751 | MD INTERNATIONAL MARKETING GROUP, INC. | 453010 | Santa Maria, CA | $8.7M | 15 | $582K |
| #18 | Lindsey Beeny | 2686666 | Capital One, National Association | 453156 | — | $1.9M | 14 | $137K |
| #18 | Ezra Montejo | 2681430 | Rocket Mortgage, LLC | 3030 | — | $1.7M | 14 | $124K |
| #20 | LeAnn Lienau | 2698766 | EDUCATIONAL EMPLOYEES CREDIT UNION | 457253 | Fresno, CA | $4.1M | 13 | $314K |
| #20 | Giemona Ward | 2686598 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $4.4M | 13 | $335K |
| #20 | Yanelit Trujillo | 2594185 | Garza Lending Team Inc | 2269316 | Bakersfield, CA | $4.6M | 13 | $356K |
| #20 | VIVIANA OLIVAREZ | 1495283 | Cristal Mortgage Services, Inc. | 2477571 | Downey, CA | $6.2M | 13 | $477K |
| #20 | Andrew Staley | 2681436 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $3.0M | 13 | $231K |
| #20 | Dominic Carpini | 2728254 | loanDepot.com, LLC | 174457 | Scottsdale, AZ | $4.4M | 13 | $342K |
| #20 | Brittany Afghani | 1606783 | Mission Federal Credit Union | 472321 | — | $1.2M | 13 | $90K |
| #27 | Tiffany Avelar Orozco | 2682499 | JPMorgan Chase Bank, National Association | 399798 | Tempe, AZ | $1.7M | 12 | $145K |
| #27 | Lindsay Parsons | 2645521 | Freedom Mortgage Corporation | 2767 | — | $5.6M | 12 | $465K |
| #27 | TALIN SABOUNJIAN | 1033391 | NEXUS MORTGAGE GROUP, LLC | 2729466 | Glendale, CA | $8.7M | 12 | $722K |
| #27 | Daniel Long | 2676071 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $2.1M | 12 | $175K |
| #27 | Luay Khalid | 2561980 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $3.3M | 12 | $278K |
| #27 | Elizabeth Rosales Aguilar | 2690265 | PrimeSource Lending Inc. | 2591324 | Tustin, CA | $8.3M | 12 | $689K |
| #27 | Taylor Coric | 2727725 | loanDepot.com, LLC | 174457 | Irvine, CA | $4.1M | 12 | $343K |
| #27 | Bradley Rice | 2729878 | loanDepot.com, LLC | 174457 | Scottsdale, AZ | $4.0M | 12 | $335K |
| #35 | Imran Ahamed | 2656863 | Rocket Mortgage, LLC | 3030 | — | $3.7M | 11 | $332K |
| #35 | Shervin Mohseni | 2700718 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $1.4M | 11 | $128K |
| #35 | Jaylen Reed White | 2412665 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $1.8M | 11 | $163K |
| #38 | Daniel Oh | 2724328 | loanDepot.com, LLC | 174457 | Irvine, CA | $1.3M | 10 | $130K |
| #38 | Tyler Freeman | 2681454 | Mutual of Omaha Mortgage, Inc. | 1025894 | Seven Hills, OH | $2.9M | 10 | $292K |
| #38 | Joshua Castillo | 2697379 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | $4.8M | 10 | $482K |
| #38 | Reid Lucas | 2655517 | Freedom Mortgage Corporation | 2767 | Columbia, MD | $5.1M | 10 | $513K |
| #38 | Daniel Green | 2708134 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $1.2M | 10 | $121K |
| #38 | Ibraheem Samona | 2690686 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $3.2M | 10 | $322K |
| #44 | Jacqueline Trevizo | 2681318 | Rocket Mortgage, LLC | 3030 | — | $539K | 9 | $60K |
| #44 | Michael Calvachi | 2708790 | Button Finance, Inc. | 1943460 | White Plains, NY | $736K | 9 | $82K |
| #44 | Caden Fry | 2724805 | Rocket Mortgage, LLC | 3030 | Coppell, TX | $3.2M | 9 | $356K |
| #44 | Jacob Welch | 2576821 | INDEPENDENCE HOME LOANS LLC | 2524174 | Scottsdale, AZ | $1.3M | 9 | $149K |
| #44 | Steven Brittingham | 2655471 | Freedom Mortgage Corporation | 2767 | Conshohocken, PA | $3.4M | 9 | $374K |
| #44 | Bryan Hulburd | 2697595 | Guaranteed Rate, Inc. | 2611 | San Luis Obispo, CA | $4.2M | 9 | $468K |
| #44 | Jacob Thomas | 2641669 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | $4.8M | 9 | $528K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — California (2025). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/california/top-rookie-by-units/2025
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