Leading rookies in California in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Heysell Flores (Travis Credit Union, NMLS #2117326), Halie Ly (American Internet Mortgage, Inc., NMLS #2675912), and Tyler Markham (INDEPENDENCE HOME LOANS LLC, NMLS #2668420).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2025 Volume | 2025 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Heysell Flores | 2117326 | Travis Credit Union | 643926 | Vacaville, CA | $7.8M | 76 | $102K |
| #2 | Halie Ly | 2675912 | American Internet Mortgage, Inc. | 2890 | — | $17.3M | 36 | $481K |
| #3 | Tyler Markham | 2668420 | INDEPENDENCE HOME LOANS LLC | 2524174 | — | $10.0M | 30 | $332K |
| #4 | Kelsey Parsapour | 2184207 | Renovation Technologies Holdings Inc. | 2412747 | Rocklin, CA | $6.6M | 28 | $237K |
| #5 | RADHIKA SHAH | 1671078 | Real Estate Source, Inc. | 288738 | Folsom, CA | $15.7M | 20 | $784K |
| #6 | Robert McCoy | 2635830 | Sage Home Loans Corporation | 3304 | Fort Mill, SC | $10.5M | 18 | $582K |
| #6 | Erik Alinder | 2645535 | West Capital Lending, Inc. | 1566096 | Scottsdale, AZ | $9.7M | 18 | $539K |
| #6 | Derek Rathbun | 2677265 | OPTIMUM FIRST INC. | 240415 | — | $11.1M | 18 | $619K |
| #9 | Sidney Sharp | 2663394 | LeaderOne Financial Corporation | 12007 | Merced, CA | $5.1M | 17 | $299K |
| #10 | Anabel Barajas Gutierrez | 2664271 | Pacific Lending LLC | 1156766 | Visalia, CA | $6.3M | 16 | $393K |
| #10 | Mayah Murray | 2672216 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $8.6M | 16 | $540K |
| #12 | Jesse Kim | 2146339 | JSB Mortgage Corporation | 1558084 | Monterey Park, CA | $11.1M | 15 | $739K |
| #12 | Julian Gregory | 2718688 | PennyMac Loan Services, LLC | 35953 | — | $5.9M | 15 | $393K |
| #12 | HUGO RUIZ | 2347906 | Answer Home Lending, Inc. | 2343805 | Granite Bay, CA | $5.3M | 15 | $351K |
| #12 | Bhavin Ajitkumar Lakhani | 2603295 | Loan Factory, Inc. | 320841 | San Jose, CA | $9.4M | 15 | $629K |
| #12 | Yanelit Trujillo | 2594185 | Garza Lending Team Inc | 2269316 | Bakersfield, CA | $5.3M | 15 | $353K |
| #12 | JULIUS MASARATE | 2734751 | MD INTERNATIONAL MARKETING GROUP, INC. | 453010 | Santa Maria, CA | $8.7M | 15 | $582K |
| #18 | VIVIANA OLIVAREZ | 1495283 | Cristal Mortgage Services, Inc. | 2477571 | Downey, CA | $6.8M | 14 | $482K |
| #18 | Christopher Mooney | 2685208 | Pulte Mortgage LLC | 1791 | — | $8.5M | 14 | $609K |
| #18 | Lindsey Beeny | 2686666 | Capital One, National Association | 453156 | — | $1.9M | 14 | $137K |
| #18 | Ezra Montejo | 2681430 | West Capital Lending, Inc. | 1566096 | Tempe, AZ | $1.7M | 14 | $124K |
| #18 | LeAnn Lienau | 2698766 | EDUCATIONAL EMPLOYEES CREDIT UNION | 457253 | Fresno, CA | $4.3M | 14 | $305K |
| #23 | Andrew Staley | 2681436 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $3.0M | 13 | $231K |
| #23 | Brittany Afghani | 1606783 | Mission Federal Credit Union | 472321 | — | $1.2M | 13 | $90K |
| #23 | Dominic Carpini | 2728254 | loanDepot.com, LLC | 174457 | Scottsdale, AZ | $4.4M | 13 | $342K |
| #23 | Giemona Ward | 2686598 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $4.4M | 13 | $335K |
| #27 | Lindsay Parsons | 2645521 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $5.6M | 12 | $465K |
| #27 | TALIN SABOUNJIAN | 1033391 | NEXUS MORTGAGE GROUP, LLC | 2729466 | Glendale, CA | $8.7M | 12 | $722K |
| #27 | Taylor Coric | 2727725 | loanDepot.com, LLC | 174457 | Irvine, CA | $4.1M | 12 | $343K |
| #27 | Elizabeth Rosales Aguilar | 2690265 | PrimeSource Lending Inc. | 2591324 | Corona, CA | $8.3M | 12 | $689K |
| #27 | Bradley Rice | 2729878 | loanDepot.com, LLC | 174457 | Scottsdale, AZ | $4.0M | 12 | $335K |
| #27 | Luay Khalid | 2561980 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $3.3M | 12 | $278K |
| #27 | Tiffany Avelar Orozco | 2682499 | JPMorgan Chase Bank, National Association | 399798 | Tempe, AZ | $1.7M | 12 | $145K |
| #34 | Imran Ahamed | 2656863 | Rocket Mortgage, LLC | 3030 | — | $3.7M | 11 | $332K |
| #34 | Shervin Mohseni | 2700718 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $1.4M | 11 | $128K |
| #34 | Jaylen Reed White | 2412665 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $1.8M | 11 | $163K |
| #34 | Bryan Hulburd | 2697595 | Guaranteed Rate, Inc. | 2611 | — | $4.9M | 11 | $449K |
| #38 | Daniel Green | 2708134 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $1.2M | 10 | $121K |
| #38 | Daniel Oh | 2724328 | loanDepot.com, LLC | 174457 | — | $1.3M | 10 | $130K |
| #38 | Ibraheem Samona | 2690686 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $3.2M | 10 | $322K |
| #38 | Joshua Castillo | 2697379 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | $4.8M | 10 | $482K |
| #38 | Reid Lucas | 2655517 | Freedom Mortgage Corporation | 2767 | Columbia, MD | $5.1M | 10 | $513K |
| #38 | Daniel Long | 2676071 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $1.7M | 10 | $172K |
| #38 | Tyler Freeman | 2681454 | Mutual of Omaha Mortgage, Inc. | 1025894 | — | $2.9M | 10 | $292K |
| #45 | Jing Yang | 2679477 | EWU LENDING LLC | 1762430 | Tempe, AZ | $6.4M | 9 | $714K |
| #45 | Steven Brittingham | 2655471 | Freedom Mortgage Corporation | 2767 | Conshohocken, PA | $3.4M | 9 | $374K |
| #45 | Martin Stinson | 2669331 | Sage Home Loans Corporation | 3304 | — | $3.9M | 9 | $430K |
| #45 | Jacob Welch | 2576821 | INDEPENDENCE HOME LOANS LLC | 2524174 | Scottsdale, AZ | $1.3M | 9 | $149K |
| #45 | Moe Alenzi | 2661980 | Rocket Mortgage, LLC | 3030 | Lake Forest, CA | $2.5M | 9 | $281K |
| #45 | Curtis Haines | 2684183 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $1.7M | 9 | $189K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — California (2025). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/california/top-rookie-by-units/2025
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