Leading rookies in California in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Heysell Flores (Travis Credit Union, NMLS #2117326), Halie Ly (American Internet Mortgage, Inc., NMLS #2675912), and Tyler Markham (INDEPENDENCE HOME LOANS LLC, NMLS #2668420).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2025 Volume | 2025 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Heysell Flores | 2117326 | Travis Credit Union | 643926 | Vacaville, CA | $8.1M | 80 | $101K |
| #2 | Halie Ly | 2675912 | American Internet Mortgage, Inc. | 2890 | — | $17.8M | 37 | $481K |
| #3 | Tyler Markham | 2668420 | INDEPENDENCE HOME LOANS LLC | 2524174 | — | $10.0M | 30 | $332K |
| #4 | Kelsey Parsapour | 2184207 | Renovation Technologies Holdings Inc. | 2412747 | Rocklin, CA | $6.6M | 28 | $237K |
| #5 | RADHIKA SHAH | 1671078 | Real Estate Source, Inc. | 288738 | Folsom, CA | $15.7M | 20 | $784K |
| #6 | Derek Rathbun | 2677265 | OPTIMUM FIRST INC. | 240415 | — | $11.1M | 18 | $619K |
| #6 | Erik Alinder | 2645535 | AdvantageFirst Lending Inc. | 1209177 | Lake Forest, CA | $9.7M | 18 | $539K |
| #8 | Robert McCoy | 2635830 | Sage Home Loans Corporation | 3304 | Fort Mill, SC | $9.6M | 17 | $562K |
| #8 | Sidney Sharp | 2663394 | LeaderOne Financial Corporation | 12007 | Merced, CA | $5.1M | 17 | $299K |
| #10 | Mayah Murray | 2672216 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $8.6M | 16 | $540K |
| #10 | Anabel Barajas Gutierrez | 2664271 | ALAMEDA MORTGAGE CORPORATION | 271603 | Visalia, CA | $6.3M | 16 | $393K |
| #12 | Yanelit Trujillo | 2594185 | Garza Lending Team Inc | 2269316 | Bakersfield, CA | $5.3M | 15 | $353K |
| #12 | HUGO RUIZ | 2347906 | Answer Home Lending, Inc. | 2343805 | Granite Bay, CA | $5.3M | 15 | $351K |
| #12 | JULIUS MASARATE | 2734751 | MD INTERNATIONAL MARKETING GROUP, INC. | 453010 | Santa Maria, CA | $8.7M | 15 | $582K |
| #12 | Jesse Kim | 2146339 | JSB Mortgage Corporation | 1558084 | Monterey Park, CA | $11.1M | 15 | $739K |
| #12 | Bhavin Ajitkumar Lakhani | 2603295 | Loan Factory, Inc. | 320841 | San Jose, CA | $9.4M | 15 | $629K |
| #12 | LeAnn Lienau | 2698766 | EDUCATIONAL EMPLOYEES CREDIT UNION | 457253 | Fresno, CA | $4.9M | 15 | $330K |
| #12 | Julian Gregory | 2718688 | PennyMac Loan Services, LLC | 35953 | — | $5.9M | 15 | $393K |
| #19 | Lindsey Beeny | 2686666 | Capital One, National Association | 453156 | — | $1.9M | 14 | $137K |
| #19 | Christopher Mooney | 2685208 | Pulte Mortgage LLC | 1791 | — | $8.5M | 14 | $609K |
| #19 | VIVIANA OLIVAREZ | 1495283 | Cristal Mortgage Services, Inc. | 2477571 | Downey, CA | $6.8M | 14 | $482K |
| #19 | Ezra Montejo | 2681430 | West Capital Lending, Inc. | 1566096 | Tempe, AZ | $1.7M | 14 | $124K |
| #23 | Dominic Carpini | 2728254 | loanDepot.com, LLC | 174457 | Scottsdale, AZ | $4.4M | 13 | $342K |
| #23 | Andrew Staley | 2681436 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $3.0M | 13 | $231K |
| #23 | Brittany Afghani | 1606783 | Mission Federal Credit Union | 472321 | — | $1.2M | 13 | $90K |
| #23 | Giemona Ward | 2686598 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $4.4M | 13 | $335K |
| #27 | Bradley Rice | 2729878 | loanDepot.com, LLC | 174457 | Scottsdale, AZ | $4.0M | 12 | $335K |
| #27 | Luay Khalid | 2561980 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $3.3M | 12 | $278K |
| #27 | Elizabeth Rosales Aguilar | 2690265 | PrimeSource Lending Inc. | 2591324 | Corona, CA | $8.3M | 12 | $689K |
| #27 | TALIN SABOUNJIAN | 1033391 | NEXUS MORTGAGE GROUP, LLC | 2729466 | Glendale, CA | $8.7M | 12 | $722K |
| #27 | Tiffany Avelar Orozco | 2682499 | JPMorgan Chase Bank, National Association | 399798 | Tempe, AZ | $1.7M | 12 | $145K |
| #27 | Lindsay Parsons | 2645521 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $5.6M | 12 | $465K |
| #27 | Taylor Coric | 2727725 | loanDepot.com, LLC | 174457 | Irvine, CA | $4.1M | 12 | $343K |
| #34 | Jaylen Reed White | 2412665 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $1.8M | 11 | $163K |
| #34 | Shervin Mohseni | 2700718 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $1.4M | 11 | $128K |
| #34 | Imran Ahamed | 2656863 | Rocket Mortgage, LLC | 3030 | — | $3.7M | 11 | $332K |
| #34 | Bryan Hulburd | 2697595 | Guaranteed Rate, Inc. | 2611 | — | $4.9M | 11 | $449K |
| #38 | Reid Lucas | 2655517 | Freedom Mortgage Corporation | 2767 | Columbia, MD | $5.1M | 10 | $513K |
| #38 | Daniel Oh | 2724328 | Rocket Mortgage, LLC | 3030 | Lake Forest, CA | $1.3M | 10 | $130K |
| #38 | Ibraheem Samona | 2690686 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $3.2M | 10 | $322K |
| #38 | Joshua Castillo | 2697379 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | $4.8M | 10 | $482K |
| #38 | Daniel Green | 2708134 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $1.2M | 10 | $121K |
| #38 | Tyler Freeman | 2681454 | Mutual of Omaha Mortgage, Inc. | 1025894 | — | $2.9M | 10 | $292K |
| #44 | Michael Calvachi | 2708790 | Button Finance, Inc. | 1943460 | White Plains, NY | $736K | 9 | $82K |
| #44 | Moe Alenzi | 2661980 | Rocket Mortgage, LLC | 3030 | Lake Forest, CA | $2.5M | 9 | $281K |
| #44 | ian militello | 2694985 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $3.0M | 9 | $337K |
| #44 | Jing Yang | 2679477 | EWU LENDING LLC | 1762430 | Tempe, AZ | $6.4M | 9 | $714K |
| #44 | Ethan Vilmain | 2686392 | West Capital Lending, Inc. | 1566096 | Tempe, AZ | $1.5M | 9 | $167K |
| #44 | Curtis Haines | 2684183 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $1.7M | 9 | $189K |
| #44 | Caden Fry | 2724805 | Rocket Mortgage, LLC | 3030 | Coppell, TX | $3.2M | 9 | $356K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — California (2025). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/california/top-rookie-by-units/2025
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