Leading rookies in Utah in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Kimberly Wright (Mountain America Federal Credit Union, NMLS #2725341), Kaylie Maldonado (Mountain America Federal Credit Union, NMLS #2763502), and Jose Jeronimo (Mountain America Federal Credit Union, NMLS #2753583).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2025 Volume | 2025 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Kimberly Wright | 2725341 | Mountain America Federal Credit Union | 462815 | Sandy, UT | $10.4M | 83 | $125K |
| #2 | Kaylie Maldonado | 2763502 | Mountain America Federal Credit Union | 462815 | Sandy, UT | $3.5M | 27 | $129K |
| #3 | Jose Jeronimo | 2753583 | Mountain America Federal Credit Union | 462815 | Sandy, UT | $2.6M | 23 | $113K |
| #4 | Spencer Bradley | 2680668 | Barrett Financial Group, L.L.C. | 181106 | Chandler, AZ | $9.0M | 21 | $427K |
| #5 | Cameron Skousen | 2052404 | Guild Mortgage Company LLC | 3274 | Draper, UT | $7.2M | 14 | $516K |
| #5 | Mario Rengel Rodriguez | 2664379 | Intercap Lending Inc. | 190465 | Cottonwood Heights, UT | $4.3M | 14 | $308K |
| #7 | Tracy Bennett | 2693032 | EASTERN UTAH COMMUNITY CREDIT UNION | 407924 | Price, UT | $1.0M | 12 | $87K |
| #8 | Vanessa Garcia Quezada | 2617271 | Xpert Home Lending Inc. | 2179191 | Braselton, GA | $5.7M | 11 | $515K |
| #9 | Jeramiah Moyes | 2651449 | Rockwell Mortgage LLC | 2413381 | South Jordan, UT | $3.3M | 10 | $329K |
| #9 | Martin Stinson | 2669331 | Sage Home Loans Corporation | 3304 | — | $6.2M | 10 | $617K |
| #11 | Demetrius Brunson | 2699441 | loanDepot.com, LLC | 174457 | Southfield, MI | $2.6M | 9 | $292K |
| #12 | Tyler Freeman | 2681454 | Mutual of Omaha Mortgage, Inc. | 1025894 | — | $870K | 8 | $109K |
| #13 | Halie Ly | 2675912 | American Internet Mortgage, Inc. | 2890 | — | $3.0M | 7 | $425K |
| #13 | Giemona Ward | 2686598 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $2.1M | 7 | $302K |
| #15 | Justin Valiente | 2572330 | SecurityNational Mortgage Company | 3116 | Salt Lake City, UT | $1.8M | 6 | $306K |
| #16 | Ahmad Mahmoud | 2655930 | Sage Home Loans Corporation | 3304 | — | $2.5M | 5 | $497K |
| #16 | Nicholas Saeva | 2645213 | Direct Rate Home Loans, Inc. | 2419164 | Cottonwood Heights, UT | $1.9M | 5 | $379K |
| #16 | Samuel Schuman | 2741104 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $909K | 5 | $182K |
| #16 | Ryan Vella | 2716089 | Sage Home Loans Corporation | 3304 | — | $2.3M | 5 | $455K |
| #16 | Nathan Johnson | 2696538 | Guild Mortgage Company LLC | 3274 | Draper, UT | $2.0M | 5 | $407K |
| #21 | Esteven Taylor | 2508204 | Amerisave Mortgage Corporation | 1168 | — | $681K | 4 | $170K |
| #21 | SPENCER FAWCETT | 2726484 | America First Federal Credit Union | 412819 | Riverdale, UT | $540K | 4 | $135K |
| #21 | Lois Acevedo | 2778356 | Mountain America Federal Credit Union | 462815 | Sandy, UT | $300K | 4 | $75K |
| #21 | Karl King | 2726977 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $366K | 4 | $91K |
| #21 | Marcus Wiler | 2681309 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $1.1M | 4 | $274K |
| #26 | Timothy Smith | 2670210 | All Western Mortgage, Inc. | 14210 | South Ogden, UT | $833K | 3 | $278K |
| #26 | Gianni Bertuol | 2682789 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $586K | 3 | $195K |
| #26 | Mark Stressman | 2706904 | Sage Home Loans Corporation | 3304 | Fort Mill, SC | $1.5M | 3 | $494K |
| #26 | Bradon Rushton | 2692992 | EASTERN UTAH COMMUNITY CREDIT UNION | 407924 | — | $212K | 3 | $71K |
| #26 | Alejandro Hernandez | 2663353 | Lumin Lending Inc. | 2716106 | Irvine, CA | $401K | 3 | $134K |
| #26 | Adriana Najera Sunsin | 2650602 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $1.3M | 3 | $448K |
| #26 | matthew grovom | 2670154 | E Mortgage Capital, Inc. | 1416824 | Santa Ana, CA | $1.4M | 3 | $451K |
| #26 | Johnnie Norton | 2727023 | ClickStart Mortgage LLC | 2281448 | Phoenix, AZ | $645K | 3 | $215K |
| #26 | Samantha Smith | 2686667 | Capital One, National Association | 453156 | — | $304K | 3 | $101K |
| #35 | Ryan Holdeman | 2683768 | Ark-La-Tex Financial Services, LLC | 2143 | Midvale, UT | $464K | 2 | $232K |
| #35 | Augusto Iparraguirre | 2691435 | Navy Federal Credit Union | 399807 | — | $1.1M | 2 | $568K |
| #35 | Justine Harmon-Alvarez | 2678244 | Xpert Home Lending Inc. | 2179191 | — | $765K | 2 | $382K |
| #35 | Joshua nielson | 2700174 | My Move Mortgage, LLC | 1606597 | St George, UT | $776K | 2 | $388K |
| #35 | Anderson Briggs | 2749639 | Rocket Mortgage, LLC | 3030 | — | $128K | 2 | $64K |
| #35 | Brissele Collantes | 2687044 | North Star Mortgage, Inc | 186708 | Farmington, UT | $865K | 2 | $433K |
| #35 | Jacob Skoy | 2640788 | Village Capital & Investment LLC | 3317 | Draper, UT | $1.3M | 2 | $672K |
| #35 | JESSICA RODRIGUEZ | 2672189 | Rely Team, LLC | 2494538 | Taylorsville, UT | $906K | 2 | $453K |
| #35 | Bryan Schreiner | 2728125 | Keystone Financial Services LLC | 150818 | Carlsbad, CA | $1.4M | 2 | $697K |
| #35 | Hunter Marshall | 2684428 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $89K | 2 | $45K |
| #35 | Luke Machnicki | 2716877 | Milestone Mortgage Solutions, LLC | 1815656 | New Bedford, MA | $848K | 2 | $424K |
| #35 | Lydia Jenkins | 2726492 | Guild Mortgage Company LLC | 3274 | Midvale, UT | $1.3M | 2 | $668K |
| #35 | Spencer Vaughan | 2746629 | Milestone Mortgage Solutions, LLC | 1815656 | New Bedford, MA | $883K | 2 | $441K |
| #48 | Hank Nelson | 1389442 | Nest Home Lending, LLC | 1573857 | — | $412K | 1 | $412K |
| #48 | Stephan Zaccardi | 2692019 | Lightning Mortgage LLC | 2684153 | Sunset, UT | $519K | 1 | $519K |
| #48 | Brandon Roberts | 2730140 | Milestone Mortgage Solutions, LLC | 1815656 | New Bedford, MA | $471K | 1 | $471K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Utah (2025). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/utah/top-rookie-by-units/2025
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