Top loan officers in Utah in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Melissa Meads (America First Federal Credit Union, NMLS #1316806), KAREN NIELSON (Guild Mortgage Company LLC, NMLS #80226), and ANDREA AGUILAR-ROMERO (Cyprus Federal Credit Union, NMLS #1606281).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2025 Volume | 2025 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Melissa Meads | 1316806 | America First Federal Credit Union | 412819 | Riverdale, UT | $32.2M | 356 | $90K |
| #2 | KAREN NIELSON | 80226 | Guild Mortgage Company LLC | 3274 | Logan, UT | $127.4M | 343 | $371K |
| #3 | ANDREA AGUILAR-ROMERO | 1606281 | Cyprus Federal Credit Union | 666254 | West Valley, UT | $38.8M | 314 | $124K |
| #4 | Michael Wright | 432298 | Cyprus Federal Credit Union | 666254 | West Jordan, UT | $33.2M | 304 | $109K |
| #5 | JANA TALBOT | 1804158 | America First Federal Credit Union | 412819 | Riverdale, UT | $26.5M | 294 | $90K |
| #6 | Rochelle Terzo | 1710932 | America First Federal Credit Union | 412819 | Riverdale, UT | $28.5M | 274 | $104K |
| #7 | JUNIOR RIOS | 1649885 | America First Federal Credit Union | 412819 | Ogden, UT | $26.5M | 250 | $106K |
| #8 | Jessica Pendleton | 991557 | America First Federal Credit Union | 412819 | Riverdale, UT | $19.6M | 226 | $87K |
| #9 | R Browning | 220892 | Sympli Mortgage of Utah, LLC | 2510464 | Draper, UT | $96.0M | 212 | $453K |
| #10 | Zinnia Diaz | 1995111 | Mountain America Federal Credit Union | 462815 | Sandy, UT | $29.2M | 211 | $138K |
| #11 | Juan Andrade | 1067612 | First Colony Mortgage Corporation | 3112 | Sandy, UT | $68.3M | 209 | $327K |
| #12 | Benjamin Lemon | 71650 | Direct Rate Home Loans, Inc. | 2419164 | Cottonwood Heights, UT | $104.4M | 207 | $504K |
| #13 | LEEANN GUISINGER | 1930932 | America First Federal Credit Union | 412819 | Riverdale, UT | $21.0M | 206 | $102K |
| #14 | Amanda Cosman | 1470573 | Mountain America Federal Credit Union | 462815 | Sandy, UT | $25.4M | 204 | $125K |
| #15 | BROOKE MORENO | 717744 | Mountain America Federal Credit Union | 462815 | Sandy, UT | $30.2M | 198 | $152K |
| #16 | Ana Powell | 2413889 | Mountain America Federal Credit Union | 462815 | Sandy, UT | $24.7M | 196 | $126K |
| #17 | THERESA ROBBINS | 2010447 | Mountain America Federal Credit Union | 462815 | — | $27.1M | 194 | $140K |
| #18 | Arin Talbert | 1851060 | Mountain America Federal Credit Union | 462815 | Sandy, UT | $22.1M | 189 | $117K |
| #18 | Megan Manning | 717408 | America First Federal Credit Union | 412819 | Layton, UT | $20.3M | 189 | $108K |
| #20 | Rebekah Williamson | 2445171 | Mountain America Federal Credit Union | 462815 | Tooele, UT | $27.9M | 180 | $155K |
| #20 | Rebecca Staples | 912705 | SUN AMERICAN MORTGAGE COMPANY | 160265 | St George, UT | $72.1M | 180 | $400K |
| #20 | Nicole Bringard | 1038797 | Vanderbilt Mortgage and Finance, Inc. | 1561 | Murray, UT | $71.4M | 180 | $397K |
| #23 | Alexis Carter | 913654 | CITY CREEK MORTGAGE CORP. | 85855 | Draper, UT | $83.6M | 179 | $467K |
| #24 | Metta Sengsouvanna | 2225711 | Mountain America Federal Credit Union | 462815 | — | $22.8M | 178 | $128K |
| #25 | LUIS MORENO | 920734 | Omni-Fund, Inc. | 4869 | — | $55.3M | 175 | $316K |
| #26 | Zairet Gomez Duque | 2548570 | Mountain America Federal Credit Union | 462815 | West Valley City, UT | $21.7M | 174 | $125K |
| #27 | JEREMY FRANCOM | 274582 | First Colony Mortgage Corporation | 3112 | Orem, UT | $78.3M | 173 | $452K |
| #28 | Taegan Alvernaz | 1807958 | Mountain America Federal Credit Union | 462815 | American Fork, UT | $19.3M | 170 | $113K |
| #29 | Ryan Bruno | 1909189 | Mountain America Federal Credit Union | 462815 | Sandy, UT | $22.4M | 167 | $134K |
| #30 | Rachel Horsley | 583812 | Granite Federal Credit Union | 582825 | Salt Lake City, UT | $18.1M | 166 | $109K |
| #30 | Joseph Strong | 1099563 | Mountain America Federal Credit Union | 462815 | — | $21.3M | 166 | $128K |
| #32 | Danielle Young | 265241 | CrossCountry Mortgage, LLC | 3029 | South Jordan, UT | $77.8M | 164 | $475K |
| #33 | Brian Cooke | 17866 | World Home Loans Inc | 2726290 | Irvine, CA | $88.2M | 163 | $541K |
| #34 | Bianca Arita | 2475842 | Mountain America Federal Credit Union | 462815 | Salt Lake City, UT | $21.5M | 162 | $133K |
| #35 | Matthew Catmull | 318501 | Lennar Mortgage, LLC | 1058 | Lehi, UT | $67.0M | 161 | $416K |
| #36 | Darrell Kessler | 193895 | HomeAmerican Mortgage Corporation | 130676 | Denver, CO | $88.9M | 159 | $559K |
| #36 | Tayler Hendricks | 1399418 | Intercap Lending Inc. | 190465 | Pleasant Grove, UT | $75.9M | 159 | $478K |
| #38 | Tyler Nichols | 2548569 | Mountain America Federal Credit Union | 462815 | West Jordan, UT | $22.7M | 157 | $144K |
| #38 | Bradley Morgan | 299480 | Guild Mortgage Company LLC | 3274 | Draper, UT | $76.5M | 157 | $487K |
| #38 | Nathan Stone | 2475847 | Mountain America Federal Credit Union | 462815 | Lehi, UT | $19.8M | 157 | $126K |
| #41 | Reagan Walker | 1455186 | First Colony Mortgage Corporation | 3112 | Orem, UT | $74.7M | 156 | $479K |
| #42 | CHRISTOPHER MIRANDA | 294798 | First Colony Mortgage Corporation | 3112 | Orem, UT | $61.9M | 154 | $402K |
| #43 | Jason Hassell | 1563523 | Guild Mortgage Company LLC | 3274 | South Ogden, UT | $51.5M | 153 | $336K |
| #44 | Devyn Gerber | 211359 | CITY CREEK MORTGAGE CORP. | 85855 | Draper, UT | $77.0M | 152 | $507K |
| #44 | Trenton Perry | 270079 | Veritas Funding, LLC | 252108 | Midvale, UT | $78.7M | 152 | $518K |
| #46 | LINH MILICHOVSKY | 2056341 | Lennar Mortgage, LLC | 1058 | Lehi, UT | $68.6M | 151 | $454K |
| #46 | Chantry Abbott | 309670 | Guild Mortgage Company LLC | 3274 | St George, UT | $63.0M | 151 | $417K |
| #48 | Mitchell Larsen | 2002510 | DHI MORTGAGE COMPANY, LTD. | 14622 | Lehi, UT | $59.5M | 150 | $396K |
| #49 | Kenia Mendoza Valenzuela | 2578844 | Mountain America Federal Credit Union | 462815 | Salt Lake City, UT | $19.0M | 149 | $127K |
| #50 | Vanessa Goldberg | 1757652 | Mountain America Federal Credit Union | 462815 | Sandy, UT | $18.6M | 148 | $126K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Top Mortgage Loan Officers by Loan Count — Utah (2025). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/utah/top-overall-by-units/2025
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