Top loan officers in Virginia in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Sharon Francum (Atlantic Bay Mortgage Group, L.L.C., NMLS #447959), Phillip Nguyen (Rocket Mortgage, LLC, NMLS #142573), and Reginald Maddox (Atlantic Bay Mortgage Group, L.L.C., NMLS #1072553).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2025 Volume | 2025 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Sharon Francum | 447959 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Yorktown, VA | $112.3M | 329 | $341K |
| #2 | Phillip Nguyen | 142573 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $141.4M | 262 | $540K |
| #3 | Reginald Maddox | 1072553 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Myrtle Beach, SC | $148.3M | 254 | $584K |
| #4 | Wesley Flowers | 205515 | Southern Trust Mortgage, LLC | 2921 | Virginia Beach, VA | $79.1M | 236 | $335K |
| #5 | Allison Davis | 222187 | United Bank | 522399 | Mechanicsville, VA | $76.7M | 221 | $347K |
| #6 | Philip McKenney | 617986 | CMG Mortgage, Inc. | 1820 | North Chesterfield, VA | $75.6M | 220 | $344K |
| #7 | Darien Pearce | 211134 | Southern Trust Mortgage, LLC | 2921 | Virginia Beach, VA | $51.3M | 209 | $246K |
| #8 | Bradley Stevenson | 293018 | Prosperity Home Mortgage, LLC | 75164 | Williamsburg, VA | $71.6M | 197 | $363K |
| #9 | Joshua Gravitt | 2112268 | Capital Center, L.L.C. | 67717 | Glen Allen, VA | $68.2M | 195 | $350K |
| #10 | ASHLEY SMITH | 529694 | Truist Bank | 399803 | Sterling, VA | $124.1M | 191 | $650K |
| #10 | Courtney Vaughan | 659400 | Ameris Bank | 408099 | Richmond, VA | $64.6M | 191 | $338K |
| #12 | Phillip Voorhees | 769446 | Tower Federal Credit Union | 586147 | Laurel, MD | $32.8M | 186 | $176K |
| #13 | Elizabeth Morse | 1622214 | Tower Federal Credit Union | 586147 | Laurel, MD | $32.0M | 174 | $184K |
| #14 | Ty'leik Mason | 2314123 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Roanoke, VA | $25.3M | 171 | $148K |
| #15 | Lauryn Pennock | 1902733 | Virginia Federal Credit Union | 407552 | Fredericksburg, VA | $19.6M | 168 | $117K |
| #16 | William Fastabend | 2172801 | Capital Center, L.L.C. | 67717 | Glen Allen, VA | $58.7M | 164 | $358K |
| #16 | Abigail Glaeser | 2309431 | BayPort Federal Credit Union | 476890 | Newport News, VA | $16.4M | 164 | $100K |
| #18 | Alison Schellenberg | 759461 | Mortgage Research Center, LLC | 1907 | Auburn, CA | $63.0M | 162 | $389K |
| #19 | Christopher Berger | 260235 | American Financial Network, Inc. | 237341 | — | $55.1M | 161 | $342K |
| #19 | Stephen Arsenault | 207543 | Fairway Independent Mortgage Corporation | 2289 | Alexandria, VA | $78.5M | 161 | $487K |
| #21 | William Luper | 1229598 | Movement Mortgage, LLC | 39179 | Richmond, VA | $39.1M | 160 | $244K |
| #22 | Jeffrey Gore | 631686 | Virginia Federal Credit Union | 407552 | North Chesterfield, VA | $28.7M | 159 | $180K |
| #23 | ROGELIA COLLINS | 295832 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Virginia Beach, VA | $44.3M | 158 | $280K |
| #24 | Gina Myers | 898712 | CrossCountry Mortgage, LLC | 3029 | Fairfax, VA | $110.8M | 154 | $719K |
| #25 | Wendy Edde | 1200036 | Mortgage Research Center, LLC | 1907 | Auburn, CA | $57.6M | 152 | $379K |
| #26 | Andrew Zemon | 208916 | Ixonia Bank | 423065 | Brookfield, WI | $71.7M | 149 | $481K |
| #27 | Joseph Dunn | 160856 | PRESIDENTIAL BANK, FSB | 421593 | Richmond, VA | $67.3M | 148 | $454K |
| #27 | Kristi Hardy | 194938 | Atlantic Coast Mortgage, LLC | 643114 | Fairfax, VA | $74.2M | 148 | $501K |
| #29 | Shawn Johnson | 208973 | CMG Mortgage, Inc. | 1820 | North Chesterfield, VA | $45.4M | 147 | $309K |
| #30 | Shahzein Syed | 1972316 | United Nations Federal Credit Union | 456916 | McLean, VA | $73.5M | 146 | $503K |
| #31 | Rebecca Conley | 1550573 | BayPort Federal Credit Union | 476890 | — | $14.6M | 145 | $101K |
| #31 | Jason Null | 452668 | The Bank of Marion | 449265 | Marion, VA | $26.2M | 145 | $181K |
| #33 | Scott Pardew | 2362585 | Virginia Federal Credit Union | 407552 | Midlothian, VA | $22.2M | 144 | $154K |
| #33 | Larry McGuire | 86508 | Alcova Mortgage LLC | 40508 | Danville, VA | $28.8M | 144 | $200K |
| #35 | Jenna Stiltner | 907344 | Atlantic Coast Mortgage, LLC | 643114 | Charlottesville, VA | $42.9M | 142 | $302K |
| #35 | Jackson Brower | 2350083 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Midlothian, VA | $42.2M | 142 | $297K |
| #37 | Joseph Harris | 219004 | Bank of The James | 410452 | Forest, VA | $40.9M | 141 | $290K |
| #37 | James Anderson | 364612 | Capital Center, L.L.C. | 67717 | Glen Allen, VA | $50.3M | 141 | $357K |
| #39 | Benjamin Matthews | 945687 | Virginia Federal Credit Union | 407552 | Midlothian, VA | $19.1M | 140 | $137K |
| #40 | Kelly Cordero | 259580 | CrossCountry Mortgage, LLC | 3029 | Virginia Beach, VA | $48.0M | 138 | $348K |
| #41 | Mary Armstrong | 916952 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Richmond, VA | $51.9M | 137 | $379K |
| #42 | Carey Meushaw | 310813 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Alexandria, VA | $93.3M | 135 | $691K |
| #42 | Russell Nash | 327463 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Glen Allen, VA | $43.1M | 135 | $320K |
| #44 | Carol Cummings | 801386 | DuPont Community Credit Union | 609369 | Waynesboro, VA | $12.7M | 134 | $95K |
| #45 | Talmadge Reed | 1113052 | CrossCountry Mortgage, LLC | 3029 | North Bethesda, MD | $88.0M | 132 | $666K |
| #46 | Zhane Johnson | 2046197 | Capital Center, L.L.C. | 67717 | Glen Allen, VA | $43.1M | 131 | $329K |
| #47 | Madeline Luniewski | 2243625 | Capital Center, L.L.C. | 67717 | Glen Allen, VA | $42.9M | 130 | $330K |
| #48 | Susan Turner | 2249593 | Virginia Federal Credit Union | 407552 | Midlothian, VA | $19.4M | 129 | $151K |
| #48 | Mary White | 239330 | TowneBank | 512138 | Glen Allen, VA | $29.2M | 129 | $227K |
| #50 | Blake Carrillo | 909810 | CrossCountry Mortgage, LLC | 3029 | Midlothian, VA | $50.3M | 128 | $393K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Top Mortgage Loan Officers by Loan Count — Virginia (2025). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/virginia/top-overall-by-units/2025
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