Top loan officers in Virginia in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Phillip Nguyen (Rocket Mortgage, LLC, NMLS #142573), Sharon Francum (Atlantic Bay Mortgage Group, L.L.C., NMLS #447959), and ASHLEY SMITH (Truist Bank, NMLS #529694).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2026 Volume | 2026 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Phillip Nguyen | 142573 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $87.4M | 169 | $517K |
| #2 | Sharon Francum | 447959 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Yorktown, VA | $42.7M | 134 | $318K |
| #3 | ASHLEY SMITH | 529694 | Truist Bank | 399803 | Sterling, VA | $81.4M | 133 | $612K |
| #4 | Wesley Flowers | 205515 | Southern Trust Mortgage, LLC | 2921 | Virginia Beach, VA | $42.3M | 129 | $328K |
| #5 | Allison Davis | 222187 | United Bank | 522399 | Mechanicsville, VA | $47.1M | 126 | $374K |
| #6 | Gina Myers | 898712 | CrossCountry Mortgage, LLC | 3029 | Fairfax, VA | $88.5M | 124 | $714K |
| #6 | Aaron Wagner | 655472 | Capital Center, L.L.C. | 67717 | Glen Allen, VA | $54.8M | 124 | $442K |
| #8 | Reginald Maddox | 1072553 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Myrtle Beach, SC | $76.7M | 118 | $650K |
| #9 | Elizabeth Morse | 1622214 | Tower Federal Credit Union | 586147 | Laurel, MD | $24.5M | 117 | $209K |
| #10 | William Luper | 1229598 | Fairway Independent Mortgage Corporation | 2289 | Lynchburg, VA | $29.0M | 112 | $259K |
| #11 | Talmadge Reed | 1113052 | CrossCountry Mortgage, LLC | 3029 | North Bethesda, MD | $76.3M | 110 | $694K |
| #11 | Darien Pearce | 211134 | Southern Trust Mortgage, LLC | 2921 | Virginia Beach, VA | $28.2M | 110 | $256K |
| #13 | Carey Meushaw | 310813 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Alexandria, VA | $74.9M | 108 | $694K |
| #14 | Stephen Arsenault | 207543 | Fairway Independent Mortgage Corporation | 2289 | Alexandria, VA | $59.3M | 106 | $560K |
| #15 | Phillip Voorhees | 769446 | Tower Federal Credit Union | 586147 | Laurel, MD | $18.5M | 102 | $181K |
| #16 | Russell Nash | 327463 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Glen Allen, VA | $35.4M | 101 | $350K |
| #17 | Jason Null | 452668 | The Bank of Marion | 449265 | Marion, VA | $18.6M | 99 | $188K |
| #18 | Courtney Efird | 659400 | Ameris Bank | 408099 | Richmond, VA | $29.6M | 97 | $305K |
| #19 | Taylor Longmire | 2042424 | Navy Federal Credit Union | 399807 | Winchester, VA | $51.9M | 96 | $541K |
| #19 | Johnathan Coleman | 1635386 | DHI MORTGAGE COMPANY, LTD. | 14622 | Midlothian, VA | $39.8M | 96 | $415K |
| #21 | Abigail Glaeser | 2309431 | BayPort Federal Credit Union | 476890 | Newport News, VA | $10.8M | 93 | $116K |
| #21 | Carol Cummings | 801386 | DuPont Community Credit Union | 609369 | Waynesboro, VA | $7.9M | 93 | $85K |
| #23 | Philip McKenney | 617986 | CMG Mortgage, Inc. | 1820 | North Chesterfield, VA | $29.8M | 91 | $327K |
| #23 | Mary Armstrong | 916952 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Richmond, VA | $35.1M | 91 | $386K |
| #25 | Joseph Harris | 219004 | Bank of The James | 410452 | Forest, VA | $25.3M | 90 | $281K |
| #25 | Madison Hubbard | 2409679 | Navy Federal Credit Union | 399807 | Pensacola, FL | $47.5M | 90 | $528K |
| #27 | Kristi Hardy | 194938 | Atlantic Coast Mortgage, LLC | 643114 | Fairfax, VA | $48.6M | 89 | $546K |
| #27 | Bradley Stevenson | 293018 | Prosperity Home Mortgage, LLC | 75164 | Williamsburg, VA | $34.0M | 89 | $382K |
| #29 | Jerome Jones | 207537 | First Savings Mortgage Corporation | 38694 | McLean, VA | $43.7M | 88 | $497K |
| #30 | Jenna Stiltner | 907344 | Atlantic Coast Mortgage, LLC | 643114 | Charlottesville, VA | $32.6M | 87 | $374K |
| #31 | Zhane Johnson | 2046197 | Capital Center, L.L.C. | 67717 | Glen Allen, VA | $26.3M | 86 | $305K |
| #32 | Alexander Dykes | 1638497 | Guild Mortgage Company LLC | 3274 | Arlington, VA | $34.3M | 84 | $408K |
| #33 | Andrew Zemon | 208916 | Ixonia Bank | 423065 | Brookfield, WI | $41.5M | 83 | $500K |
| #33 | Nicolette Dierberger | 2616541 | BayPort Federal Credit Union | 476890 | Newport News, VA | $9.8M | 83 | $118K |
| #35 | Joshua Gravitt | 2112268 | Capital Center, L.L.C. | 67717 | Glen Allen, VA | $29.1M | 82 | $355K |
| #36 | Lauryn Pennock | 1902733 | Virginia Federal Credit Union | 407552 | Fredericksburg, VA | $11.2M | 81 | $139K |
| #36 | James Anderson | 364612 | Capital Center, L.L.C. | 67717 | Glen Allen, VA | $29.6M | 81 | $365K |
| #38 | MIKE KOH | 231849 | Emet Lending Group, Inc. | 1301672 | Annandale, VA | $36.8M | 80 | $460K |
| #38 | Shawn Johnson | 208973 | CMG Mortgage, Inc. | 1820 | North Chesterfield, VA | $28.4M | 80 | $355K |
| #40 | Alison Schellenberg | 759461 | Mortgage Research Center, LLC | 1907 | Auburn, CA | $30.6M | 78 | $393K |
| #40 | Carlos Larrazabal | 476370 | Vellum Mortgage, Inc. | 1657323 | Fairfax, VA | $33.9M | 78 | $435K |
| #42 | Vinh Nguyen | 2646339 | Capital Center, L.L.C. | 67717 | Glen Allen, VA | $29.3M | 77 | $381K |
| #42 | Julie Nicely | 211305 | Virginia Federal Credit Union | 407552 | Roanoke, VA | $12.6M | 77 | $164K |
| #42 | Pierce Carpenter | 2582037 | BayPort Federal Credit Union | 476890 | Newport News, VA | $8.7M | 77 | $113K |
| #42 | SALEEM KHAN | 201464 | SAI Mortgage Inc. | 179997 | Vienna, VA | $42.0M | 77 | $546K |
| #46 | John Douglas | 203861 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Charlottesville, VA | $31.0M | 76 | $408K |
| #46 | Wendy Edde | 1200036 | Mortgage Research Center, LLC | 1907 | Auburn, CA | $26.7M | 76 | $351K |
| #46 | Valerie Holbrook | 1551139 | Atlantic Coast Mortgage, LLC | 643114 | Midlothian, VA | $21.6M | 76 | $285K |
| #46 | William Williams | 206380 | First Washington Mortgage, LLC | 68479 | Washington, DC | $34.5M | 76 | $454K |
| #46 | Deanna Crawford | 414648 | Alcova Mortgage LLC | 40508 | Reidsville, NC | $15.2M | 76 | $199K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Top Mortgage Loan Officers by Loan Count — Virginia (2026). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/virginia/top-overall-by-units/2026
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