Top loan officers in Virginia in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Phillip Nguyen (Rocket Mortgage, LLC, NMLS #142573), Sharon Francum (Atlantic Bay Mortgage Group, L.L.C., NMLS #447959), and ASHLEY SMITH (Truist Bank, NMLS #529694).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2026 Volume | 2026 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Phillip Nguyen | 142573 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $98.5M | 189 | $521K |
| #2 | Sharon Francum | 447959 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Yorktown, VA | $53.8M | 164 | $328K |
| #3 | ASHLEY SMITH | 529694 | Truist Bank | 399803 | Sterling, VA | $94.1M | 153 | $615K |
| #4 | Wesley Flowers | 205515 | Southern Trust Mortgage, LLC | 2921 | Virginia Beach, VA | $49.0M | 150 | $326K |
| #4 | Gina Myers | 898712 | CrossCountry Mortgage, LLC | 3029 | Fairfax, VA | $103.9M | 150 | $693K |
| #6 | Allison Davis | 222187 | United Bank | 522399 | Mechanicsville, VA | $53.4M | 143 | $373K |
| #7 | Darien Pearce | 211134 | Southern Trust Mortgage, LLC | 2921 | Virginia Beach, VA | $35.3M | 139 | $254K |
| #8 | Elizabeth Morse | 1622214 | Tower Federal Credit Union | 586147 | Laurel, MD | $29.8M | 138 | $216K |
| #9 | William Luper | 1229598 | Movement Mortgage, LLC | 39179 | Lynchburg, VA | $33.5M | 132 | $253K |
| #10 | Jason Null | 452668 | The Bank of Marion | 449265 | Marion, VA | $25.6M | 130 | $197K |
| #10 | Talmadge Reed | 1113052 | CrossCountry Mortgage, LLC | 3029 | North Bethesda, MD | $90.4M | 130 | $696K |
| #12 | Reginald Maddox | 1072553 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Myrtle Beach, SC | $82.7M | 129 | $641K |
| #13 | Aaron Wagner | 655472 | Capital Center, L.L.C. | 67717 | Glen Allen, VA | $56.1M | 128 | $439K |
| #14 | Stephen Arsenault | 207543 | Fairway Independent Mortgage Corporation | 2289 | Alexandria, VA | $70.1M | 126 | $556K |
| #15 | Carol Cummings | 801386 | DuPont Community Credit Union | 609369 | Waynesboro, VA | $11.3M | 125 | $90K |
| #16 | Phillip Voorhees | 769446 | Tower Federal Credit Union | 586147 | Laurel, MD | $22.6M | 123 | $184K |
| #17 | Carey Meushaw | 310813 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Alexandria, VA | $87.9M | 122 | $720K |
| #18 | Abigail Glaeser | 2309431 | BayPort Federal Credit Union | 476890 | Newport News, VA | $13.3M | 116 | $115K |
| #19 | Johnathan Coleman | 1635386 | DHI MORTGAGE COMPANY, LTD. | 14622 | Midlothian, VA | $48.3M | 114 | $424K |
| #20 | Russell Nash | 327463 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Glen Allen, VA | $40.1M | 113 | $355K |
| #21 | Courtney Vaughan | 659400 | Ameris Bank | 408099 | Richmond, VA | $32.5M | 111 | $293K |
| #22 | Madison Hubbard | 2409679 | Navy Federal Credit Union | 399807 | Pensacola, FL | $58.7M | 110 | $534K |
| #22 | Andrew Zemon | 208916 | Ixonia Bank | 423065 | Brookfield, WI | $51.5M | 110 | $469K |
| #24 | Bradley Stevenson | 293018 | Prosperity Home Mortgage, LLC | 75164 | Williamsburg, VA | $41.3M | 109 | $379K |
| #25 | Jenna Stiltner | 907344 | Atlantic Coast Mortgage, LLC | 643114 | Charlottesville, VA | $40.5M | 107 | $378K |
| #26 | Kristi Hardy | 194938 | Atlantic Coast Mortgage, LLC | 643114 | Fairfax, VA | $55.9M | 105 | $532K |
| #26 | Wendy Edde | 1200036 | Mortgage Research Center, LLC | 1907 | Auburn, CA | $37.3M | 105 | $356K |
| #28 | Philip McKenney | 617986 | CMG Mortgage, Inc. | 1820 | North Chesterfield, VA | $34.9M | 104 | $335K |
| #29 | Mary Armstrong | 916952 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Richmond, VA | $38.3M | 103 | $372K |
| #29 | Joseph Harris | 219004 | Bank of The James | 410452 | Forest, VA | $29.7M | 103 | $289K |
| #31 | John Douglas | 203861 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Charlottesville, VA | $43.3M | 102 | $424K |
| #32 | Jerome Jones | 207537 | First Savings Mortgage Corporation | 38694 | McLean, VA | $50.3M | 99 | $508K |
| #33 | Taylor Longmire | 2042424 | Navy Federal Credit Union | 399807 | Winchester, VA | $53.6M | 98 | $547K |
| #33 | Alison Schellenberg | 759461 | Mortgage Research Center, LLC | 1907 | Auburn, CA | $39.1M | 98 | $399K |
| #35 | Zhane Johnson | 2046197 | Capital Center, L.L.C. | 67717 | Glen Allen, VA | $29.9M | 97 | $309K |
| #35 | Deanna Crawford | 414648 | Alcova Mortgage LLC | 40508 | Reidsville, NC | $20.6M | 97 | $212K |
| #37 | Lauryn Pennock | 1902733 | Virginia Federal Credit Union | 407552 | Fredericksburg, VA | $13.2M | 96 | $138K |
| #37 | Blane Stewart | 296029 | NFM Lending, LLC | 2893 | Orange, VA | $32.3M | 96 | $337K |
| #39 | Drew Jaeger | 935857 | OverDrive Mortgage LLC | 2762490 | Lynchburg, VA | $28.9M | 95 | $304K |
| #39 | Ryan Schuett | 1540312 | Prosperity Home Mortgage, LLC | 75164 | Charlottesville, VA | $33.5M | 95 | $352K |
| #39 | Shawn Johnson | 208973 | CMG Mortgage, Inc. | 1820 | North Chesterfield, VA | $33.1M | 95 | $348K |
| #42 | Alexander Dykes | 1638497 | Guild Mortgage Company LLC | 3274 | Arlington, VA | $39.0M | 94 | $415K |
| #43 | Nicolette Dierberger | 2616541 | BayPort Federal Credit Union | 476890 | Newport News, VA | $10.8M | 92 | $117K |
| #43 | ayden kennedy | 2360800 | Barrett Financial Group, L.L.C. | 181106 | Chandler, AZ | $33.3M | 92 | $362K |
| #45 | Susan Turner | 2249593 | Virginia Federal Credit Union | 407552 | Midlothian, VA | $18.2M | 91 | $199K |
| #46 | James Anderson | 364612 | Capital Center, L.L.C. | 67717 | Glen Allen, VA | $32.4M | 90 | $360K |
| #46 | Julie Nicely | 211305 | Virginia Federal Credit Union | 407552 | Roanoke, VA | $15.4M | 90 | $172K |
| #46 | SALEEM KHAN | 201464 | SAI Mortgage Inc. | 179997 | Vienna, VA | $49.0M | 90 | $544K |
| #49 | Joshua Gravitt | 2112268 | Capital Center, L.L.C. | 67717 | Glen Allen, VA | $30.4M | 89 | $342K |
| #50 | Harmony Frimpong | 2181432 | Atlantic Coast Mortgage, LLC | 643114 | Richmond, VA | $18.8M | 88 | $213K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Top Mortgage Loan Officers by Loan Count — Virginia (2026). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/virginia/top-overall-by-units/2026
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