Top loan officers in Pennsylvania in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include ANN MILLER (Police and Fire Federal Credit Union, NMLS #463658), Colleen O'Donnell (Police and Fire Federal Credit Union, NMLS #806323), and Jeremy Durkin (CrossCountry Mortgage, LLC, NMLS #146467).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2026 Volume | 2026 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | ANN MILLER | 463658 | Police and Fire Federal Credit Union | 800659 | Bensalem, PA | $88.3M | 759 | $116K |
| #2 | Colleen O'Donnell | 806323 | Police and Fire Federal Credit Union | 800659 | Bensalem, PA | $55.1M | 511 | $108K |
| #3 | Jeremy Durkin | 146467 | CrossCountry Mortgage, LLC | 3029 | Plymouth Meeting, PA | $205.5M | 500 | $411K |
| #4 | Karen Reed | 2532399 | Members 1st Federal Credit Union | 504564 | Enola, PA | $40.3M | 455 | $89K |
| #5 | Robert Dermody | 854962 | Police and Fire Federal Credit Union | 800659 | Bensalem, PA | $45.6M | 437 | $104K |
| #6 | Sueanne Chiancone | 672198 | Police and Fire Federal Credit Union | 800659 | Bensalem, PA | $43.4M | 404 | $107K |
| #7 | Ryan Erb | 1015157 | Citadel Federal Credit Union | 561846 | Grand Island, NE | $69.2M | 403 | $172K |
| #8 | Caitlin Horst | 1750609 | Members 1st Federal Credit Union | 504564 | Enola, PA | $30.4M | 388 | $78K |
| #9 | Justin Creighton | 984608 | Citadel Federal Credit Union | 561846 | West Chester, PA | $55.6M | 386 | $144K |
| #10 | Kevin Baggett | 1384860 | Citadel Federal Credit Union | 561846 | West Chester, PA | $60.5M | 381 | $159K |
| #11 | Holly Malloy | 584940 | Members 1st Federal Credit Union | 504564 | Enola, PA | $29.1M | 366 | $80K |
| #12 | Martin Gullen | 20052 | Citadel Federal Credit Union | 561846 | West Chester, PA | $54.0M | 355 | $152K |
| #13 | Jennifer Murray | 2143000 | Members 1st Federal Credit Union | 504564 | Enola, PA | $26.5M | 327 | $81K |
| #14 | Krista Myers | 1792691 | Members 1st Federal Credit Union | 504564 | Enola, PA | $28.2M | 313 | $90K |
| #15 | Lawrence Page | 2337861 | Pennsylvania State Employees Credit Union | 189511 | Harrisburg, PA | $15.8M | 295 | $54K |
| #16 | John Kearney | 1187124 | Farmers Bank | 680219 | Parsons, TN | $78.2M | 292 | $268K |
| #17 | Kathi Cairnes | 1190289 | Pennsylvania State Employees Credit Union | 189511 | — | $34.9M | 281 | $124K |
| #18 | Melanie Long | 792790 | Members 1st Federal Credit Union | 504564 | Enola, PA | $27.2M | 278 | $98K |
| #19 | Jade Maurer | 469875 | Members 1st Federal Credit Union | 504564 | Enola, PA | $23.0M | 269 | $86K |
| #20 | Samantha Brunner | 768673 | Members 1st Federal Credit Union | 504564 | Enola, PA | $21.1M | 262 | $81K |
| #21 | Kyle Kaliszewski | 2030702 | Northwest Bank | 419814 | Warren, PA | $25.1M | 255 | $99K |
| #22 | Andrew Cardina | 143174 | Guild Mortgage Company LLC | 3274 | Lancaster, PA | $87.5M | 253 | $346K |
| #23 | Kevin O'Laughlin | 1289348 | Movement Mortgage, LLC | 39179 | Pittsburgh, PA | $69.8M | 245 | $285K |
| #24 | James Febbo | 283059 | Pennsylvania State Employees Credit Union | 189511 | Harrisburg, PA | $49.9M | 239 | $209K |
| #25 | Nichol Downey | 1186695 | RMC Home Mortgage, LLC | 2116211 | Wexford, PA | $101.0M | 232 | $435K |
| #26 | Paul Zgalich | 156843 | Guaranteed Rate, Inc. | 2611 | Conshohocken, PA | $96.9M | 229 | $423K |
| #27 | Cynthia Jones | 1566250 | People First Federal Credit Union | 510017 | Allentown, PA | $15.2M | 220 | $69K |
| #28 | David Zierski | 116145 | Premier Mortgage Consultants LLC | 100397 | Murrysville, PA | $56.1M | 218 | $257K |
| #28 | Sara Kulakowski | 2630287 | Pennsylvania State Employees Credit Union | 189511 | State College, PA | $11.9M | 218 | $55K |
| #30 | Victoria Kammer | 414039 | CrossCountry Mortgage, LLC | 3029 | Plymouth Meeting, PA | $86.5M | 209 | $414K |
| #31 | Diana Lawrence | 808153 | Northwest Bank | 419814 | Warren, PA | $26.9M | 208 | $129K |
| #32 | Tasha Bess | 839559 | Pennsylvania State Employees Credit Union | 189511 | Harrisburg, PA | $11.5M | 205 | $56K |
| #33 | Troy Smith | 2584978 | Pennsylvania State Employees Credit Union | 189511 | State College, PA | $9.7M | 201 | $48K |
| #34 | Bashir Kadi | 897160 | Guild Mortgage Company LLC | 3274 | Lancaster, PA | $52.2M | 194 | $269K |
| #34 | Kathleen Rosborough | 712866 | Northwest Bank | 419814 | Bridgeville, PA | $19.4M | 194 | $100K |
| #36 | Seth Ramberger | 1820878 | Members 1st Federal Credit Union | 504564 | Enola, PA | $17.1M | 191 | $89K |
| #37 | Andrew Klimenko | 145807 | Lending Capital Group Inc | 1680087 | Huntingdon Valley, PA | $67.6M | 188 | $359K |
| #38 | Sara Cipriano | 425999 | Ixonia Bank | 423065 | Brookfield, WI | $31.5M | 184 | $171K |
| #39 | Benjamin Stucker | 168345 | Rates For Us, LLC | 1464766 | Newtown, PA | $86.1M | 180 | $478K |
| #40 | Michael Bower | 128567 | CMG Mortgage, Inc. | 1820 | Allentown, PA | $64.5M | 177 | $364K |
| #41 | SHANNON ZIMMERMAN | 479174 | Northwest Bank | 419814 | Williamsville, NY | $19.6M | 176 | $112K |
| #42 | John Antonelli | 132711 | Vantage Point Financial Group, Inc. | 141899 | Penllyn, PA | $72.2M | 174 | $415K |
| #42 | Patrick Lopez | 138266 | Quaint Oak Mortgage, LLC | 211466 | Allentown, PA | $30.9M | 174 | $178K |
| #44 | Kenneth Feinman | 186791 | CrossCountry Mortgage, LLC | 3029 | Allentown, PA | $60.5M | 173 | $350K |
| #45 | Mitchell Liuzzo | 1826707 | Northwest Bank | 419814 | Warren, PA | $24.1M | 172 | $140K |
| #45 | Jason Breidinger | 1020123 | Mortgage America, Inc. | 128501 | Harrisburg, PA | $47.5M | 172 | $276K |
| #47 | James Mason | 175106 | MDE Home Loans, LLC | 174912 | Red Bank, NJ | $108.5M | 166 | $653K |
| #48 | Tiana Curet | 2347937 | Pennsylvania State Employees Credit Union | 189511 | Harrisburg, PA | $14.8M | 161 | $92K |
| #49 | Brenna Eshbach | 1926309 | DIAMOND FEDERAL CREDIT UNION | 470316 | Pottstown, PA | $17.8M | 156 | $114K |
| #50 | EVAN RICHMAN | 792944 | Citadel Federal Credit Union | 561846 | Exton, PA | $34.2M | 152 | $225K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Top Mortgage Loan Officers by Loan Count — Pennsylvania (2026). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/pennsylvania/top-overall-by-units/2026
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