Top loan officers in Pennsylvania in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include ANN MILLER (Police and Fire Federal Credit Union, NMLS #463658), Jeremy Durkin (CrossCountry Mortgage, LLC, NMLS #146467), and Karen Reed (Members 1st Federal Credit Union, NMLS #2532399).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2026 Volume | 2026 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | ANN MILLER | 463658 | Police and Fire Federal Credit Union | 800659 | Bensalem, PA | $47.2M | 413 | $114K |
| #2 | Jeremy Durkin | 146467 | CrossCountry Mortgage, LLC | 3029 | Plymouth Meeting, PA | $129.4M | 307 | $421K |
| #3 | Karen Reed | 2532399 | Members 1st Federal Credit Union | 504564 | Enola, PA | $25.5M | 298 | $86K |
| #4 | Colleen O'Donnell | 806323 | Police and Fire Federal Credit Union | 800659 | Bensalem, PA | $27.5M | 267 | $103K |
| #5 | Robert Dermody | 854962 | Police and Fire Federal Credit Union | 800659 | Bensalem, PA | $24.7M | 246 | $100K |
| #6 | Ryan Erb | 1015157 | Citadel Federal Credit Union | 561846 | Grand Island, NE | $40.5M | 241 | $168K |
| #7 | Holly Malloy | 584940 | Members 1st Federal Credit Union | 504564 | Enola, PA | $18.3M | 226 | $81K |
| #8 | Justin Creighton | 984608 | Citadel Federal Credit Union | 561846 | West Chester, PA | $32.5M | 221 | $147K |
| #9 | Martin Gullen | 20052 | Citadel Federal Credit Union | 561846 | West Chester, PA | $33.8M | 220 | $154K |
| #10 | Kevin Baggett | 1384860 | Citadel Federal Credit Union | 561846 | West Chester, PA | $34.3M | 213 | $161K |
| #11 | Caitlin Horst | 1750609 | Members 1st Federal Credit Union | 504564 | Enola, PA | $16.9M | 209 | $81K |
| #12 | Kathi Cairnes | 1190289 | Pennsylvania State Employees Credit Union | 189511 | Harrisburg, PA | $25.3M | 201 | $126K |
| #13 | Sueanne Chiancone | 672198 | Police and Fire Federal Credit Union | 800659 | Bensalem, PA | $18.4M | 200 | $92K |
| #13 | Melanie Long | 792790 | Members 1st Federal Credit Union | 504564 | Enola, PA | $19.1M | 200 | $95K |
| #15 | Jennifer Murray | 2143000 | Members 1st Federal Credit Union | 504564 | Enola, PA | $16.1M | 198 | $81K |
| #16 | Samantha Brunner | 768673 | Members 1st Federal Credit Union | 504564 | Enola, PA | $15.6M | 194 | $80K |
| #17 | Krista Myers | 1792691 | Members 1st Federal Credit Union | 504564 | Enola, PA | $16.7M | 192 | $87K |
| #18 | Kyle Kaliszewski | 2030702 | Northwest Bank | 419814 | Warren, PA | $16.8M | 181 | $93K |
| #19 | Jade Maurer | 469875 | Members 1st Federal Credit Union | 504564 | Enola, PA | $15.9M | 176 | $90K |
| #20 | John Kearney | 1187124 | Farmers Bank | 680219 | Parsons, TN | $42.9M | 174 | $247K |
| #21 | Lawrence Page | 2337861 | Pennsylvania State Employees Credit Union | 189511 | Harrisburg, PA | $8.4M | 165 | $51K |
| #22 | Nichol Downey | 1186695 | RMC Home Mortgage, LLC | 2116211 | Wexford, PA | $68.4M | 159 | $430K |
| #23 | Andrew Cardina | 143174 | Guild Mortgage Company LLC | 3274 | Lancaster, PA | $52.6M | 153 | $344K |
| #24 | Diana Lawrence | 808153 | Northwest Bank | 419814 | Warren, PA | $18.2M | 150 | $121K |
| #25 | Kevin O'Laughlin | 1289348 | Movement Mortgage, LLC | 39179 | Pittsburgh, PA | $40.9M | 149 | $274K |
| #26 | Paul Zgalich | 156843 | Guaranteed Rate, Inc. | 2611 | Conshohocken, PA | $58.1M | 143 | $406K |
| #27 | Victoria Kammer | 414039 | CrossCountry Mortgage, LLC | 3029 | Plymouth Meeting, PA | $51.3M | 129 | $397K |
| #27 | Sara Kulakowski | 2630287 | Pennsylvania State Employees Credit Union | 189511 | State College, PA | $7.2M | 129 | $56K |
| #27 | Kathleen Rosborough | 712866 | Northwest Bank | 419814 | Bridgeville, PA | $13.7M | 129 | $106K |
| #30 | Debra Hawk | 1838867 | Pennsylvania State Employees Credit Union | 189511 | State College, PA | $7.5M | 128 | $58K |
| #31 | Benjamin Stucker | 168345 | Rates For Us, LLC | 1464766 | Newtown, PA | $59.9M | 126 | $476K |
| #32 | David Zierski | 116145 | Premier Mortgage Consultants LLC | 100397 | Murrysville, PA | $31.7M | 125 | $253K |
| #33 | Bashir Kadi | 897160 | Guild Mortgage Company LLC | 3274 | Lancaster, PA | $34.2M | 124 | $275K |
| #33 | James Mason | 175106 | MDE Home Loans, LLC | 174912 | Red Bank, NJ | $79.7M | 124 | $642K |
| #35 | Cynthia Jones | 1566250 | People First Federal Credit Union | 510017 | Allentown, PA | $8.6M | 123 | $70K |
| #36 | Troy Smith | 2584978 | Pennsylvania State Employees Credit Union | 189511 | State College, PA | $5.8M | 120 | $49K |
| #37 | Yaneth Robinson | 1273730 | Nymeo Federal Credit Union | 414687 | Frederick, MD | $21.7M | 117 | $185K |
| #38 | Sara Cipriano | 425999 | Ixonia Bank | 423065 | Brookfield, WI | $18.5M | 116 | $159K |
| #38 | Andrew Klimenko | 145807 | Lending Capital Group Inc | 1680087 | Huntingdon Valley, PA | $41.8M | 116 | $360K |
| #38 | Michael Bower | 128567 | CMG Mortgage, Inc. | 1820 | Allentown, PA | $42.0M | 116 | $362K |
| #41 | Tasha Bess | 839559 | Pennsylvania State Employees Credit Union | 189511 | Harrisburg, PA | $6.7M | 113 | $59K |
| #42 | John Antonelli | 132711 | Vantage Point Financial Group, Inc. | 141899 | Penllyn, PA | $44.3M | 111 | $399K |
| #43 | SHANNON ZIMMERMAN | 479174 | Northwest Bank | 419814 | Williamsville, NY | $12.2M | 110 | $111K |
| #44 | KAYLA ROMAN | 2485564 | Pennsylvania State Employees Credit Union | 189511 | — | $6.1M | 109 | $56K |
| #45 | Sara Kawski | 1415399 | Pennsylvania State Employees Credit Union | 189511 | Harrisburg, PA | $25.2M | 108 | $234K |
| #45 | Tiana Curet | 2347937 | Pennsylvania State Employees Credit Union | 189511 | Harrisburg, PA | $11.6M | 108 | $108K |
| #47 | Brenna Eshbach | 1926309 | DIAMOND CREDIT UNION | 470316 | Pottstown, PA | $11.9M | 107 | $111K |
| #48 | Jesse Gold | 1509916 | MortgageCountry, LLC | 1886361 | Blue Bell, PA | $43.2M | 103 | $419K |
| #48 | Jason Breidinger | 1020123 | Mortgage America, Inc. | 128501 | Harrisburg, PA | $28.3M | 103 | $275K |
| #50 | Kenneth Feinman | 186791 | CrossCountry Mortgage, LLC | 3029 | Allentown, PA | $36.2M | 101 | $358K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Top Mortgage Loan Officers by Loan Count — Pennsylvania (2026). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/pennsylvania/top-overall-by-units/2026
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