Top loan officers in Pennsylvania in 2024, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Seth Ramberger (Members 1st Federal Credit Union, NMLS #1820878), Jeremy Durkin (CrossCountry Mortgage, LLC, NMLS #146467), and Karen Reed (Members 1st Federal Credit Union, NMLS #2532399).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2024 Volume | 2024 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Seth Ramberger | 1820878 | Members 1st Federal Credit Union | 504564 | Enola, PA | $51.4M | 638 | $81K |
| #2 | Jeremy Durkin | 146467 | CrossCountry Mortgage, LLC | 3029 | Plymouth Meeting, PA | $229.7M | 614 | $374K |
| #3 | Karen Reed | 2532399 | Members 1st Federal Credit Union | 504564 | Enola, PA | $50.1M | 612 | $82K |
| #4 | Krista Myers | 1792691 | Members 1st Federal Credit Union | 504564 | Enola, PA | $45.2M | 563 | $80K |
| #5 | Caitlin Horst | 1750609 | Members 1st Federal Credit Union | 504564 | Enola, PA | $39.5M | 511 | $77K |
| #6 | Ryan Erb | 1015157 | Citadel Federal Credit Union | 561846 | Grand Island, NE | $75.0M | 487 | $154K |
| #7 | Jade Maurer | 469875 | Members 1st Federal Credit Union | 504564 | Enola, PA | $36.1M | 477 | $76K |
| #8 | Melanie Long | 792790 | Members 1st Federal Credit Union | 504564 | Enola, PA | $37.8M | 473 | $80K |
| #9 | Katelyn Brien | 2472271 | Members 1st Federal Credit Union | 504564 | — | $32.8M | 469 | $70K |
| #10 | Debra Hawk | 1838867 | Pennsylvania State Employees Credit Union | 189511 | State College, PA | $23.8M | 457 | $52K |
| #11 | David Doral | 1227251 | Citadel Federal Credit Union | 561846 | — | $61.6M | 446 | $138K |
| #12 | Justin Creighton | 984608 | Citadel Federal Credit Union | 561846 | West Chester, PA | $53.0M | 444 | $119K |
| #13 | ANN MILLER | 463658 | Police and Fire Federal Credit Union | 800659 | Bensalem, PA | $37.0M | 430 | $86K |
| #14 | Dawn Arnold | 802284 | Members 1st Federal Credit Union | 504564 | — | $34.0M | 426 | $80K |
| #15 | Tiana Curet | 2347937 | Pennsylvania State Employees Credit Union | 189511 | Harrisburg, PA | $19.4M | 413 | $47K |
| #16 | Martin Gullen | 20052 | Citadel Federal Credit Union | 561846 | West Chester, PA | $50.4M | 410 | $123K |
| #17 | Colleen O'Donnell | 806323 | Police and Fire Federal Credit Union | 800659 | Bensalem, PA | $32.7M | 404 | $81K |
| #18 | Patrick Lopez | 138266 | Quaint Oak Mortgage, LLC | 211466 | Allentown, PA | $61.8M | 392 | $158K |
| #19 | John Kearney | 1187124 | Victorian Finance, LLC | 50635 | Canonsburg, PA | $92.1M | 391 | $236K |
| #20 | Mallorie Rell | 2558514 | Pennsylvania State Employees Credit Union | 189511 | State College, PA | $18.8M | 374 | $50K |
| #21 | Tasha Bess | 839559 | Pennsylvania State Employees Credit Union | 189511 | Harrisburg, PA | $18.5M | 363 | $51K |
| #22 | Paula Shilling | 2501523 | Pennsylvania State Employees Credit Union | 189511 | — | $19.9M | 360 | $55K |
| #23 | Kevin O'Laughlin | 1289348 | Movement Mortgage, LLC | 39179 | Pittsburgh, PA | $100.1M | 349 | $287K |
| #24 | Michael Hogan | 1756127 | Police and Fire Federal Credit Union | 800659 | Bensalem, PA | $21.4M | 325 | $66K |
| #25 | Cynthia Jones | 1566250 | People First Federal Credit Union | 510017 | Allentown, PA | $18.5M | 315 | $59K |
| #26 | Chad Krawczyk | 2505359 | Pennsylvania State Employees Credit Union | 189511 | Indiana, PA | $15.8M | 304 | $52K |
| #27 | Paul Zgalich | 156843 | Guaranteed Rate, Inc. | 2611 | Conshohocken, PA | $107.0M | 281 | $381K |
| #28 | Robert Dermody | 854962 | Police and Fire Federal Credit Union | 800659 | Bensalem, PA | $21.2M | 278 | $76K |
| #29 | Kathi Cairnes | 1190289 | Pennsylvania State Employees Credit Union | 189511 | Harrisburg, PA | $32.4M | 264 | $123K |
| #30 | Andrew Cardina | 143174 | Guild Mortgage Company LLC | 3274 | Lancaster, PA | $85.8M | 259 | $331K |
| #31 | Brenna Eshbach | 1926309 | DIAMOND CREDIT UNION | 470316 | Pottstown, PA | $23.7M | 257 | $92K |
| #32 | Jason Breidinger | 1020123 | Mortgage America, Inc. | 128501 | Harrisburg, PA | $62.4M | 255 | $245K |
| #32 | Jennifer Scheidler | 1452690 | Police and Fire Federal Credit Union | 800659 | Bensalem, PA | $14.1M | 255 | $55K |
| #34 | John Acton | 144429 | Radius Financial Group Inc. | 1846 | York, PA | $49.4M | 253 | $195K |
| #35 | Susanne Reed | 403832 | CrossCountry Mortgage, LLC | 3029 | York, PA | $57.0M | 246 | $232K |
| #36 | Tyler Engle | 1146285 | GoodLeap, LLC | 30336 | Souderton, PA | $19.5M | 241 | $81K |
| #37 | John Antonelli | 132711 | Vantage Point Financial Group, Inc. | 141899 | Penllyn, PA | $84.7M | 238 | $356K |
| #38 | Kelly Morton | 806909 | Police and Fire Federal Credit Union | 800659 | Bensalem, PA | $13.0M | 234 | $56K |
| #39 | David Zierski | 116145 | Premier Mortgage Consultants LLC | 100397 | Murrysville, PA | $54.5M | 233 | $234K |
| #40 | Alex Luboff | 143925 | Prosperity Home Mortgage, LLC | 75164 | West Chester, PA | $59.2M | 231 | $256K |
| #41 | Jonathan Biermann | 713886 | DHI MORTGAGE COMPANY, LTD. | 14622 | Wayne, PA | $82.4M | 225 | $366K |
| #41 | Greta Slagill | 615704 | Guaranteed Rate Affinity, LLC | 1598647 | Camp Hill, PA | $47.3M | 225 | $210K |
| #43 | Andrew Klimenko | 145807 | Lending Capital Group Inc | 1680087 | Huntingdon Valley, PA | $81.0M | 224 | $362K |
| #44 | Katrina Buck | 409229 | Pennsylvania State Employees Credit Union | 189511 | Harrisburg, PA | $26.0M | 222 | $117K |
| #45 | David Holland | 145763 | Affordable Mortgage Advisors, LLC | 139164 | Pittsburgh, PA | $59.8M | 221 | $271K |
| #46 | Michelle Kuzar | 125425 | Pennsylvania State Employees Credit Union | 189511 | Indiana, PA | $11.9M | 218 | $54K |
| #47 | Justin Ruzicka | 1870394 | Movement Mortgage, LLC | 39179 | New Brighton, PA | $39.8M | 215 | $185K |
| #48 | Bashir Kadi | 897160 | Guild Mortgage Company LLC | 3274 | Lancaster, PA | $57.6M | 211 | $273K |
| #48 | Sara Cipriano | 425999 | Ixonia Bank | 423065 | Brookfield, WI | $27.5M | 211 | $130K |
| #50 | Natasha Larson | 143052 | Prosperity Home Mortgage, LLC | 75164 | Philadelphia, PA | $75.9M | 208 | $365K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Top Mortgage Loan Officers by Loan Count — Pennsylvania (2024). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/pennsylvania/top-overall-by-units/2024
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