Top loan officers in Hawaii in 2024, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Nickolas Frey (University of Hawaii Federal Credit Union, NMLS #1248638), Brady Spangler (Guaranteed Rate, Inc., NMLS #205611), and Nadine Longboy (GATHER FEDERAL CREDIT UNION, NMLS #721325).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2024 Volume | 2024 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Nickolas Frey | 1248638 | University of Hawaii Federal Credit Union | 421550 | Honolulu, HI | $31.8M | 150 | $212K |
| #2 | Brady Spangler | 205611 | Guaranteed Rate, Inc. | 2611 | Wailea, HI | $105.7M | 126 | $839K |
| #3 | Nadine Longboy | 721325 | GATHER FEDERAL CREDIT UNION | 442973 | Lihue, HI | $33.9M | 116 | $293K |
| #4 | Xuan Huong Tran | 690202 | Bank of Hawaii | 473824 | — | $28.0M | 113 | $248K |
| #5 | Jodie Dezsy | 277336 | PRM LLC | 1849080 | Aiea, HI | $70.4M | 106 | $664K |
| #6 | Daniel Bardenhagen | 653667 | Northpointe Bank | 447490 | Kihei, HI | $66.7M | 90 | $741K |
| #7 | Jessel Ato | 1890108 | GATHER FEDERAL CREDIT UNION | 442973 | Lihue, HI | $20.1M | 85 | $237K |
| #8 | Lawrence Gonzales | 1452722 | Broker LLC | 2450802 | Ewa Beach, HI | $54.8M | 74 | $741K |
| #9 | Kimberly Biggs | 276373 | DHI MORTGAGE COMPANY, LTD. | 14622 | Kapolei, HI | $62.7M | 72 | $870K |
| #10 | Tammy KAGAWA | 445613 | HFS FEDERAL CREDIT UNION | 421379 | Keaau, HI | $13.8M | 67 | $205K |
| #10 | Clarice Casamina | 1207980 | House of Finance, Inc. | 378949 | Honolulu, HI | $48.2M | 67 | $720K |
| #12 | Lola WAKIDA | 445623 | HFS FEDERAL CREDIT UNION | 421379 | Hilo, HI | $17.6M | 66 | $266K |
| #12 | Shannon Taparra | 273790 | Streamline Mortgage Corporation | 1645153 | Mililani, HI | $51.0M | 66 | $772K |
| #14 | Thoai Pham | 378733 | Kama'aina Mortgage Group Inc. | 1276471 | Honolulu, HI | $46.1M | 65 | $709K |
| #15 | Casey Onaga | 363408 | HawaiiUSA Federal Credit Union | 433852 | Honolulu, HI | $12.5M | 61 | $205K |
| #15 | Jacqueline Idemoto-Viloria | 1133941 | Northwest Funding Group, Inc. | 101770 | Kaneohe, HI | $51.5M | 61 | $844K |
| #17 | Daren Kimura | 518821 | Hawaiian Financial Federal Credit Union | 445739 | Honolulu, HI | $24.4M | 60 | $407K |
| #18 | Adam Karalius | 1886259 | Edge Home Finance, LLC | 891464 | Honolulu, HI | $40.7M | 58 | $701K |
| #18 | Laura Merrifield | 377563 | Guild Mortgage Company LLC | 3274 | Honolulu, HI | $40.2M | 58 | $693K |
| #20 | Kiani Renteria | 2236777 | HawaiiUSA Federal Credit Union | 433852 | Honolulu, HI | $13.0M | 57 | $228K |
| #20 | Kevin Rudrud | 335381 | NFM Lending, LLC | 2893 | Newport Beach, CA | $24.9M | 57 | $437K |
| #22 | Michelle Luxton | 363495 | American Savings Bank, National Association | 423168 | Honolulu, HI | $47.2M | 54 | $874K |
| #22 | Jay Miller | 657301 | CMG Mortgage, Inc. | 1820 | Honolulu, HI | $29.9M | 54 | $553K |
| #24 | Jeremy Hine | 1050574 | DHI MORTGAGE COMPANY, LTD. | 14622 | Kapolei, HI | $44.7M | 53 | $844K |
| #24 | Charles Umemoto | 315851 | Island Mortgage Source Inc | 320040 | Hilo, HI | $25.2M | 53 | $475K |
| #24 | Preston Sims | 928229 | Kama'aina Mortgage Group Inc. | 1276471 | Honolulu, HI | $49.3M | 53 | $930K |
| #27 | Diana Ruiz | 1419422 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $32.5M | 52 | $625K |
| #28 | Danielle Kapua | 1837847 | First Hawaiian Bank | 420391 | Honolulu, HI | $10.6M | 51 | $208K |
| #28 | Leonard Pagan | 384213 | Guild Mortgage Company LLC | 3274 | Kailua Kona, HI | $25.0M | 51 | $490K |
| #30 | Kyle Murata | 277214 | Golden Empire Mortgage, Inc. | 2427 | Honolulu, HI | $26.8M | 50 | $536K |
| #30 | HONG XIAO | 1076035 | General Mortgage Capital Corporation | 254895 | Honolulu, HI | $30.3M | 50 | $606K |
| #32 | Bonnie Martinez | 716860 | Bank of Hawaii | 473824 | Hilo, HI | $7.3M | 49 | $150K |
| #32 | Patricia Van Kuran | 879707 | First Hawaiian Bank | 420391 | Honolulu, HI | $33.1M | 49 | $675K |
| #32 | hayden weighner | 1559213 | Kama'aina Mortgage Group Inc. | 1276471 | Honolulu, HI | $32.8M | 49 | $670K |
| #32 | Lan Yao | 2042254 | First Hawaiian Bank | 420391 | Honolulu, HI | $19.7M | 49 | $402K |
| #36 | Lauren Tanaka | 733324 | Bank of Hawaii | 473824 | Honolulu, HI | $13.4M | 48 | $279K |
| #37 | John Sego | 1439557 | Kama'aina Mortgage Group Inc. | 1276471 | Honolulu, HI | $38.9M | 46 | $845K |
| #37 | Lisa Carillo | 685883 | American Savings Bank, National Association | 423168 | Kahului, HI | $30.4M | 46 | $660K |
| #39 | Gavin Brayce | 285793 | Guild Mortgage Company LLC | 3274 | Kailua, HI | $23.3M | 45 | $518K |
| #39 | James Small | 1086777 | DHI MORTGAGE COMPANY, LTD. | 14622 | Kapolei, HI | $40.8M | 45 | $907K |
| #39 | CAROLYN JOHIRO | 477461 | American Savings Bank, National Association | 423168 | Honolulu, HI | $24.2M | 45 | $538K |
| #42 | richard ostrander | 2123434 | CrossCountry Mortgage, LLC | 3029 | Honolulu, HI | $26.5M | 44 | $603K |
| #42 | Edina Galla | 374225 | American Savings Bank, National Association | 423168 | Honolulu, HI | $24.0M | 44 | $546K |
| #44 | Manuel August | 662118 | American Savings Bank, National Association | 423168 | — | $35.0M | 43 | $814K |
| #44 | Joe Michael Agpaoa | 2038637 | Central Pacific Bank | 416603 | Honolulu, HI | $28.2M | 43 | $655K |
| #46 | BYRON YAP | 860092 | American Savings Bank, National Association | 423168 | Kahului, HI | $31.7M | 42 | $755K |
| #46 | TONY SON | 535707 | HAWAII FEDERAL CREDIT UNION | 407940 | Honolulu, HI | $6.0M | 42 | $143K |
| #46 | Phillip Hegmann | 602752 | SecurityNational Mortgage Company | 3116 | Lihue, HI | $21.6M | 42 | $514K |
| #46 | Jeff Barnard | 1559076 | First Hawaiian Bank | 420391 | Honolulu, HI | $24.9M | 42 | $593K |
| #46 | William Rodriguez | 278769 | Smart Money, Inc. | 273384 | Honolulu, HI | $31.5M | 42 | $749K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Top Mortgage Loan Officers by Loan Count — Hawaii (2024). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/hawaii/top-overall-by-units/2024
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