Top loan officers in Hawaii in 2024, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Nickolas Frey (University of Hawaii Federal Credit Union, NMLS #1248638), Brady Spangler (Guaranteed Rate, Inc., NMLS #205611), and Nadine Longboy (GATHER FEDERAL CREDIT UNION, NMLS #721325).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2024 Volume | 2024 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Nickolas Frey | 1248638 | University of Hawaii Federal Credit Union | 421550 | Honolulu, HI | $31.8M | 150 | $212K |
| #2 | Brady Spangler | 205611 | Guaranteed Rate, Inc. | 2611 | Kihei, HI | $105.7M | 126 | $839K |
| #3 | Nadine Longboy | 721325 | GATHER FEDERAL CREDIT UNION | 442973 | Lihue, HI | $33.9M | 116 | $293K |
| #4 | Xuan Huong Tran | 690202 | Bank of Hawaii | 473824 | — | $28.0M | 113 | $248K |
| #5 | Jodie Dezsy | 277336 | PRM LLC | 1849080 | Aiea, HI | $70.4M | 106 | $664K |
| #6 | Daniel Bardenhagen | 653667 | Northpointe Bank | 447490 | Kihei, HI | $66.7M | 90 | $741K |
| #7 | Jessel Ato | 1890108 | GATHER FEDERAL CREDIT UNION | 442973 | Lihue, HI | $20.1M | 85 | $237K |
| #8 | Lawrence Gonzales | 1452722 | Broker LLC | 2450802 | Ewa Beach, HI | $54.8M | 74 | $741K |
| #9 | Kimberly Biggs | 276373 | DHI MORTGAGE COMPANY, LTD. | 14622 | Kapolei, HI | $62.7M | 72 | $870K |
| #10 | Clarice Casamina | 1207980 | House of Finance, Inc. | 378949 | Honolulu, HI | $48.2M | 67 | $720K |
| #10 | Tammy KAGAWA | 445613 | HFS FEDERAL CREDIT UNION | 421379 | Keaau, HI | $13.8M | 67 | $205K |
| #12 | Lola WAKIDA | 445623 | HFS FEDERAL CREDIT UNION | 421379 | Hilo, HI | $17.6M | 66 | $266K |
| #12 | Shannon Taparra | 273790 | Streamline Mortgage Corporation | 1645153 | Mililani, HI | $51.0M | 66 | $772K |
| #14 | Thoai Pham | 378733 | Kama'aina Mortgage Group Inc. | 1276471 | Honolulu, HI | $46.1M | 65 | $709K |
| #15 | Daren Kimura | 518821 | Hawaiian Financial Federal Credit Union | 445739 | Honolulu, HI | $26.4M | 62 | $426K |
| #16 | Casey Onaga | 363408 | HawaiiUSA Federal Credit Union | 433852 | Honolulu, HI | $12.5M | 61 | $205K |
| #16 | Jacqueline Idemoto-Viloria | 1133941 | Northwest Funding Group, Inc. | 101770 | Kaneohe, HI | $51.5M | 61 | $844K |
| #18 | Laura Merrifield | 377563 | Guild Mortgage Company LLC | 3274 | Honolulu, HI | $40.2M | 58 | $693K |
| #18 | Adam Karalius | 1886259 | Edge Home Finance, LLC | 891464 | Honolulu, HI | $40.7M | 58 | $701K |
| #20 | Kevin Rudrud | 335381 | NFM Lending, LLC | 2893 | Newport Beach, CA | $24.9M | 57 | $437K |
| #20 | Kiani Renteria | 2236777 | HawaiiUSA Federal Credit Union | 433852 | Honolulu, HI | $13.0M | 57 | $228K |
| #22 | Michelle Luxton | 363495 | American Savings Bank, National Association | 423168 | Honolulu, HI | $47.2M | 54 | $874K |
| #22 | Jay Miller | 657301 | CMG Mortgage, Inc. | 1820 | Honolulu, HI | $29.9M | 54 | $553K |
| #24 | Preston Sims | 928229 | Kama'aina Mortgage Group Inc. | 1276471 | Honolulu, HI | $49.3M | 53 | $930K |
| #24 | Jeremy Hine | 1050574 | DHI MORTGAGE COMPANY, LTD. | 14622 | Ewa Beach, HI | $44.7M | 53 | $844K |
| #24 | Charles Umemoto | 315851 | Island Mortgage Source Inc | 320040 | Hilo, HI | $25.2M | 53 | $475K |
| #27 | Diana Ruiz | 1419422 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $32.5M | 52 | $625K |
| #28 | Danielle Kapua | 1837847 | First Hawaiian Bank | 420391 | Honolulu, HI | $10.6M | 51 | $208K |
| #28 | Leonard Pagan | 384213 | Guild Mortgage Company LLC | 3274 | Kailua Kona, HI | $25.0M | 51 | $490K |
| #30 | Kyle Murata | 277214 | Golden Empire Mortgage, Inc. | 2427 | Aiea, HI | $26.8M | 50 | $536K |
| #30 | HONG XIAO | 1076035 | General Mortgage Capital Corporation | 254895 | Honolulu, HI | $30.3M | 50 | $606K |
| #32 | Lan Yao | 2042254 | First Hawaiian Bank | 420391 | Honolulu, HI | $19.7M | 49 | $402K |
| #32 | hayden weighner | 1559213 | Kama'aina Mortgage Group Inc. | 1276471 | Honolulu, HI | $32.8M | 49 | $670K |
| #32 | Bonnie Martinez | 716860 | Bank of Hawaii | 473824 | — | $7.3M | 49 | $150K |
| #32 | Patricia Van Kuran | 879707 | First Hawaiian Bank | 420391 | Honolulu, HI | $33.1M | 49 | $675K |
| #36 | Lauren Tanaka | 733324 | Bank of Hawaii | 473824 | Honolulu, HI | $13.4M | 48 | $279K |
| #37 | Lisa Carillo | 685883 | American Savings Bank, National Association | 423168 | Kahului, HI | $30.4M | 46 | $660K |
| #37 | John Sego | 1439557 | Kama'aina Mortgage Group Inc. | 1276471 | Honolulu, HI | $38.9M | 46 | $845K |
| #37 | CAROLYN JOHIRO | 477461 | American Savings Bank, National Association | 423168 | Honolulu, HI | $25.1M | 46 | $546K |
| #40 | Gavin Brayce | 285793 | Guild Mortgage Company LLC | 3274 | Kailua, HI | $23.3M | 45 | $518K |
| #40 | James Small | 1086777 | DHI MORTGAGE COMPANY, LTD. | 14622 | Kapolei, HI | $40.8M | 45 | $907K |
| #42 | Edina Galla | 374225 | American Savings Bank, National Association | 423168 | Honolulu, HI | $24.0M | 44 | $546K |
| #42 | richard ostrander | 2123434 | CrossCountry Mortgage, LLC | 3029 | Honolulu, HI | $26.5M | 44 | $603K |
| #44 | Manuel August | 662118 | American Savings Bank, National Association | 423168 | — | $35.0M | 43 | $814K |
| #44 | Joe Michael Agpaoa | 2038637 | Central Pacific Bank | 416603 | Honolulu, HI | $28.2M | 43 | $655K |
| #46 | TONY SON | 535707 | HAWAII FEDERAL CREDIT UNION | 407940 | Honolulu, HI | $6.0M | 42 | $143K |
| #46 | BYRON YAP | 860092 | American Savings Bank, National Association | 423168 | Kahului, HI | $31.7M | 42 | $755K |
| #46 | Jeff Barnard | 1559076 | First Hawaiian Bank | 420391 | Honolulu, HI | $24.9M | 42 | $593K |
| #46 | William Rodriguez | 278769 | Smart Money, Inc. | 273384 | Honolulu, HI | $31.5M | 42 | $749K |
| #46 | Phillip Hegmann | 602752 | SecurityNational Mortgage Company | 3116 | Lihue, HI | $21.6M | 42 | $514K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Top Mortgage Loan Officers by Loan Count — Hawaii (2024). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/hawaii/top-overall-by-units/2024
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