Top loan officers in Hawaii in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Nickolas Frey (University of Hawaii Federal Credit Union, NMLS #1248638), Nadine Longboy (GATHER FEDERAL CREDIT UNION, NMLS #721325), and Jodie Dezsy (PRM LLC, NMLS #277336).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2025 Volume | 2025 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Nickolas Frey | 1248638 | University of Hawaii Federal Credit Union | 421550 | Honolulu, HI | $29.8M | 138 | $216K |
| #2 | Nadine Longboy | 721325 | GATHER FEDERAL CREDIT UNION | 442973 | Lihue, HI | $39.2M | 124 | $316K |
| #3 | Jodie Dezsy | 277336 | PRM LLC | 1849080 | Aiea, HI | $57.8M | 85 | $680K |
| #4 | Brady Spangler | 205611 | Guaranteed Rate, Inc. | 2611 | Wailea, HI | $64.9M | 76 | $854K |
| #5 | Lola WAKIDA | 445623 | HFS FEDERAL CREDIT UNION | 421379 | Hilo, HI | $23.7M | 75 | $316K |
| #5 | Bonnie Martinez | 716860 | Bank of Hawaii | 473824 | Hilo, HI | $14.8M | 75 | $198K |
| #5 | Jessel Ato | 1890108 | GATHER FEDERAL CREDIT UNION | 442973 | Lihue, HI | $17.7M | 75 | $236K |
| #8 | Makiko Wishart | 2301021 | Bank of Hawaii | 473824 | Honolulu, HI | $21.5M | 74 | $290K |
| #9 | Lauren Tanaka | 733324 | Bank of Hawaii | 473824 | Honolulu, HI | $20.7M | 71 | $292K |
| #10 | Brian Whitehouse | 1677158 | First Hawaiian Bank | 420391 | Honolulu, HI | $18.4M | 70 | $263K |
| #11 | Christopher Bento | 1369899 | First Hawaiian Bank | 420391 | Honolulu, HI | $26.9M | 69 | $390K |
| #12 | Jeremy Hine | 1050574 | DHI MORTGAGE COMPANY, LTD. | 14622 | Kapolei, HI | $46.3M | 67 | $691K |
| #13 | Corey Shimabuku | 609934 | Bank of Hawaii | 473824 | Honolulu, HI | $25.6M | 66 | $388K |
| #13 | Lan Yao | 2042254 | First Hawaiian Bank | 420391 | Honolulu, HI | $23.9M | 66 | $362K |
| #15 | Danielle Kapua | 1837847 | First Hawaiian Bank | 420391 | Honolulu, HI | $17.1M | 65 | $263K |
| #16 | Nanette Tim Sing | 364813 | ALOHA PACIFIC FEDERAL CREDIT UNION | 377314 | Honolulu, HI | $22.2M | 64 | $346K |
| #17 | Kimberly Riglos | 2428823 | Maui County Federal Credit Union | 423023 | Wailuku, HI | $20.9M | 62 | $338K |
| #18 | Daniel Bardenhagen | 653667 | Northpointe Bank | 447490 | Kihei, HI | $47.5M | 59 | $805K |
| #19 | Casey Onaga | 363408 | HawaiiUSA Federal Credit Union | 433852 | Honolulu, HI | $17.6M | 58 | $304K |
| #20 | Shannon Taparra | 273790 | Streamline Mortgage Corporation | 1645153 | Mililani, HI | $38.8M | 57 | $682K |
| #21 | Alaka'i Freitas | 1887168 | Bank of Hawaii | 473824 | Honolulu, HI | $9.3M | 56 | $166K |
| #21 | Clayton Atienza | 1746531 | Northwest Funding Group, Inc. | 101770 | Kailua, HI | $37.1M | 56 | $662K |
| #23 | Cynthia Sakamoto | 1057402 | Maui County Federal Credit Union | 423023 | Wailuku, HI | $15.9M | 55 | $290K |
| #24 | Charles Umemoto | 315851 | Island Mortgage Source Inc | 320040 | Hilo, HI | $26.9M | 53 | $507K |
| #24 | Laura Merrifield | 377563 | Guild Mortgage Company LLC | 3274 | Honolulu, HI | $32.8M | 53 | $618K |
| #26 | Tammy KAGAWA | 445613 | HFS FEDERAL CREDIT UNION | 421379 | Keaau, HI | $11.9M | 52 | $230K |
| #26 | Lawrence Gonzales | 1452722 | Broker LLC | 2450802 | Ewa Beach, HI | $44.7M | 52 | $860K |
| #28 | Thoai Pham | 378733 | Kama'aina Mortgage Group Inc. | 1276471 | Honolulu, HI | $36.9M | 51 | $723K |
| #28 | Clarice Casamina | 1207980 | House of Finance, Inc. | 378949 | Honolulu, HI | $39.0M | 51 | $764K |
| #28 | Cheryl Lynn Vera Cruz | 1125103 | HawaiiUSA Federal Credit Union | 433852 | Honolulu, HI | $14.0M | 51 | $274K |
| #31 | James Small | 1086777 | DHI MORTGAGE COMPANY, LTD. | 14622 | Kapolei, HI | $38.1M | 49 | $778K |
| #32 | Edina Galla | 374225 | American Savings Bank, National Association | 423168 | Honolulu, HI | $22.3M | 47 | $474K |
| #32 | Jack Smyth | 609936 | Bank of Hawaii | 473824 | Honolulu, HI | $37.2M | 47 | $791K |
| #32 | Brenda Jo Mitchell | 609920 | Bank of Hawaii | 473824 | Honolulu, HI | $40.7M | 47 | $866K |
| #35 | Darren Hidani | 1525157 | HawaiiUSA Federal Credit Union | 433852 | Honolulu, HI | $11.7M | 46 | $255K |
| #35 | Kimberly Biggs | 276373 | DHI MORTGAGE COMPANY, LTD. | 14622 | Kapolei, HI | $31.6M | 46 | $686K |
| #35 | Daren Kimura | 518821 | Hawaiian Financial Federal Credit Union | 445739 | Honolulu, HI | $17.5M | 46 | $381K |
| #38 | Kyle Murata | 277214 | Golden Empire Mortgage, Inc. | 2427 | Honolulu, HI | $26.7M | 45 | $592K |
| #38 | Michelle Luxton | 363495 | American Savings Bank, National Association | 423168 | Honolulu, HI | $28.8M | 45 | $640K |
| #38 | Leonard Pagan | 384213 | Guild Mortgage Company LLC | 3274 | Kailua Kona, HI | $20.8M | 45 | $463K |
| #41 | BYRON YAP | 860092 | American Savings Bank, National Association | 423168 | Kahului, HI | $29.5M | 44 | $671K |
| #41 | Sook James | 368025 | Hawaii Best Loans LLC | 397936 | Honolulu, HI | $36.3M | 44 | $825K |
| #43 | Kendall Naya | 378072 | Greenkey Financial, Inc. | 1892108 | Wailuku, HI | $24.0M | 43 | $559K |
| #43 | Michelle Briones | 539926 | Bank of Hawaii | 473824 | — | $10.3M | 43 | $240K |
| #45 | Kevin Rudrud | 335381 | NFM Lending, LLC | 2893 | Newport Beach, CA | $21.6M | 41 | $528K |
| #45 | Ashley Lucas | 1020715 | HawaiiUSA Federal Credit Union | 433852 | Honolulu, HI | $18.1M | 41 | $441K |
| #45 | Phillip Hegmann | 602752 | SecurityNational Mortgage Company | 3116 | Lihue, HI | $19.9M | 41 | $485K |
| #45 | Jordan Lum | 1525165 | HawaiiUSA Federal Credit Union | 433852 | Honolulu, HI | $25.4M | 41 | $620K |
| #45 | Reyn Sugai | 1636384 | American Savings Bank, National Association | 423168 | Honolulu, HI | $29.4M | 41 | $718K |
| #50 | Gavin Brayce | 285793 | Guild Mortgage Company LLC | 3274 | Kailua, HI | $17.9M | 40 | $448K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Top Mortgage Loan Officers by Loan Count — Hawaii (2025). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/hawaii/top-overall-by-units/2025
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