Top loan officers in Montana in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Sara Koelzer (Guaranteed Rate, Inc., NMLS #400361), Lindsay Lee (MONTANA FEDERAL CREDIT UNION, NMLS #1002501), and Julie Lapham (Everett Financial, Inc., NMLS #292964).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2025 Volume | 2025 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Sara Koelzer | 400361 | Guaranteed Rate, Inc. | 2611 | Bozeman, MT | $100.0M | 179 | $559K |
| #2 | Lindsay Lee | 1002501 | MONTANA FEDERAL CREDIT UNION | 466184 | — | $20.0M | 168 | $119K |
| #3 | Julie Lapham | 292964 | Everett Financial, Inc. | 2129 | Missoula, MT | $61.8M | 156 | $396K |
| #4 | Michael Banks | 404629 | Opportunity Bank of Montana | 412554 | Great Falls, MT | $39.2M | 146 | $268K |
| #5 | Crystal Eckerson | 400351 | Evergreen Moneysource Mortgage Company | 3182 | Helena, MT | $47.4M | 120 | $395K |
| #6 | Nicole Hanni | 487293 | Guild Mortgage Company LLC | 3274 | Butte, MT | $31.8M | 116 | $274K |
| #7 | Deborah Sokoloski | 716649 | Evergreen Moneysource Mortgage Company | 3182 | Billings, MT | $35.9M | 115 | $312K |
| #8 | DeDe Stoner | 250504 | Guild Mortgage Company LLC | 3274 | Billings, MT | $30.9M | 109 | $283K |
| #9 | Kelly Duray | 716674 | Evergreen Moneysource Mortgage Company | 3182 | Billings, MT | $35.9M | 108 | $332K |
| #10 | Brian Hafner | 1620055 | Lower, LLC | 1124061 | Billings, MT | $32.5M | 105 | $310K |
| #11 | Sara Reiss | 2630424 | Russell Country Federal Credit Union | 421978 | Great Falls, MT | $12.9M | 99 | $130K |
| #11 | Christopher Dangerfield | 400362 | Fairway Independent Mortgage Corporation | 2289 | Great Falls, MT | $27.7M | 99 | $280K |
| #13 | Colleen Wood | 1118454 | Wood Team Home Mortgage LLC | 2535756 | Red Lodge, MT | $44.5M | 98 | $454K |
| #14 | Casey Moen | 1733091 | Stockman Bank of Montana | 440094 | Great Falls, MT | $32.7M | 96 | $340K |
| #15 | Emily Martello | 812363 | CrossCountry Mortgage, LLC | 3029 | Missoula, MT | $40.2M | 94 | $428K |
| #16 | Renee Gaugler | 400368 | Cornerstone Capital Bank, SSB | 2258 | Bozeman, MT | $40.3M | 86 | $468K |
| #17 | John Baldridge | 1942991 | Prosperity Home Mortgage, LLC | 75164 | Newport Beach, CA | $37.7M | 84 | $449K |
| #18 | Tiffany McNeff | 707795 | FIRST FEDERAL BANK & TRUST | 490477 | Billings, MT | $24.1M | 74 | $325K |
| #18 | Curtis Gannon | 236333 | Glacier Bank | 472212 | Butte, MT | $21.6M | 74 | $292K |
| #20 | Sammy Van Dyke | 776569 | Billings Federal Credit Union | 462141 | Billings, MT | $21.1M | 72 | $293K |
| #21 | Caroline Roy | 271203 | GoPrime Mortgage, Inc. | 69551 | Bozeman, MT | $37.6M | 71 | $529K |
| #21 | Cassidy Leary | 1637124 | Guild Mortgage Company LLC | 3274 | Butte, MT | $15.1M | 71 | $212K |
| #21 | Everette Cornwell | 794613 | Stockman Bank of Montana | 440094 | Great Falls, MT | $22.9M | 71 | $323K |
| #24 | Stephen Cooney | 487376 | PrimeLending, A PlainsCapital Company | 13649 | Missoula, MT | $30.5M | 70 | $436K |
| #25 | Jason Edmister | 523487 | Stockman Bank of Montana | 440094 | Great Falls, MT | $23.1M | 69 | $335K |
| #25 | Emma Penna | 2053766 | Great Western Home Loans, Inc. | 1829215 | Bozeman, MT | $30.5M | 69 | $442K |
| #27 | Christine Farrington | 193640 | Edge Home Finance, LLC | 891464 | Las Vegas, NV | $29.3M | 66 | $444K |
| #28 | Patrick Trottier | 1063320 | Opportunity Bank of Montana | 412554 | Missoula, MT | $5.9M | 64 | $93K |
| #28 | Ryan Pollock | 1925884 | Opportunity Bank of Montana | 412554 | Billings, MT | $6.5M | 64 | $101K |
| #28 | Edward Nissen | 263692 | CrossCountry Mortgage, LLC | 3029 | Whitefish, MT | $27.0M | 64 | $422K |
| #28 | Elizabeth Klunder | 716654 | Glacier Bank | 472212 | Billings, MT | $19.2M | 64 | $301K |
| #32 | David Krueger | 1598813 | Montana Family Mortgage, LLC | 1625135 | Missoula, MT | $26.5M | 62 | $428K |
| #32 | Cambria Hidalgo | 2005391 | Glacier Bank | 472212 | Whitefish, MT | $36.5M | 62 | $589K |
| #34 | Lisa Pickens | 613976 | Glacier Bank | 472212 | Helena, MT | $27.0M | 61 | $442K |
| #35 | Kelly Topinka | 217148 | Rocky Mountain Credit Union | 585490 | Bozeman, MT | $9.4M | 60 | $157K |
| #36 | Kaycee Carroll | 716645 | Opportunity Bank of Montana | 412554 | Billings, MT | $21.0M | 58 | $361K |
| #36 | Maddie Clark | 1287840 | Glacier Bank | 472212 | Kalispell, MT | $30.7M | 58 | $530K |
| #38 | Kimberly Lynch | 877216 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $18.7M | 57 | $327K |
| #38 | Elizabeth Kleppelid | 1512405 | Rocky Mountain Credit Union | 585490 | Helena, MT | $9.6M | 57 | $168K |
| #40 | Deanna Felix | 1389503 | Clearwater Federal Credit Union | 447584 | Missoula, MT | $11.7M | 56 | $209K |
| #40 | Zachary Falk | 2082543 | Black Diamond Mortgage Corporation | 209137 | Whitefish, MT | $26.7M | 56 | $477K |
| #42 | Yvonne Kelly | 523512 | Evergreen Moneysource Mortgage Company | 3182 | Billings, MT | $17.2M | 55 | $312K |
| #42 | Matthew Gehr | 1549221 | PrimeLending, A PlainsCapital Company | 13649 | Missoula, MT | $24.8M | 55 | $452K |
| #42 | Christopher Ackerman | 450337 | Guaranteed Rate, Inc. | 2611 | Billings, MT | $20.7M | 55 | $377K |
| #42 | Darel Handley | 1967311 | Grizzly Mortgage, LLC | 2607241 | Kalispell, MT | $25.0M | 55 | $454K |
| #42 | Moriah Lundeen | 193988 | Eagle Bank | 440469 | Polson, MT | $17.8M | 55 | $323K |
| #42 | Scott Lucier | 1637174 | loanDepot.com, LLC | 174457 | Boise, ID | $22.4M | 55 | $407K |
| #48 | Shannon Foley | 265969 | CMG Mortgage, Inc. | 1820 | Holladay, UT | $25.1M | 54 | $465K |
| #49 | AJ Erb | 1627258 | Altana Federal Credit Union | 417013 | Billings, MT | $15.8M | 53 | $298K |
| #49 | Maria Phelps | 1403722 | Black Diamond Mortgage Corporation | 209137 | Whitefish, MT | $24.8M | 53 | $468K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Top Mortgage Loan Officers by Loan Count — Montana (2025). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/montana/top-overall-by-units/2025
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