Top loan officers in Montana in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Sara Koelzer (Guaranteed Rate, Inc., NMLS #400361), Lindsay Lee (Russell Country Federal Credit Union, NMLS #1002501), and Julie Lapham (Everett Financial, Inc., NMLS #292964).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2025 Volume | 2025 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Sara Koelzer | 400361 | Guaranteed Rate, Inc. | 2611 | Bozeman, MT | $100.0M | 179 | $559K |
| #2 | Lindsay Lee | 1002501 | Russell Country Federal Credit Union | 421978 | Great Falls, MT | $20.0M | 168 | $119K |
| #3 | Julie Lapham | 292964 | Everett Financial, Inc. | 2129 | Missoula, MT | $61.9M | 157 | $394K |
| #4 | Michael Banks | 404629 | Opportunity Bank of Montana | 412554 | Great Falls, MT | $39.8M | 148 | $269K |
| #5 | Nicole Hanni | 487293 | Guild Mortgage Company LLC | 3274 | Butte, MT | $33.8M | 122 | $277K |
| #6 | Crystal Eckerson | 400351 | Evergreen Moneysource Mortgage Company | 3182 | Helena, MT | $48.2M | 121 | $398K |
| #7 | Deborah Sokoloski | 716649 | Evergreen Moneysource Mortgage Company | 3182 | Billings, MT | $36.4M | 117 | $311K |
| #8 | DeDe Stoner | 250504 | Guild Mortgage Company LLC | 3274 | Billings, MT | $30.9M | 109 | $283K |
| #9 | Kelly Duray | 716674 | Evergreen Moneysource Mortgage Company | 3182 | Billings, MT | $35.9M | 108 | $332K |
| #10 | Brian Hafner | 1620055 | Lower, LLC | 1124061 | Billings, MT | $32.5M | 105 | $310K |
| #11 | Christopher Dangerfield | 400362 | Fairway Independent Mortgage Corporation | 2289 | Great Falls, MT | $28.0M | 100 | $280K |
| #11 | Sara Reiss | 2630424 | Russell Country Federal Credit Union | 421978 | — | $13.2M | 100 | $132K |
| #13 | Colleen Wood | 1118454 | Wood Team Home Mortgage LLC | 2535756 | Red Lodge, MT | $44.5M | 98 | $454K |
| #14 | Casey Moen | 1733091 | Stockman Bank of Montana | 440094 | Great Falls, MT | $32.9M | 97 | $340K |
| #15 | Emily Martello | 812363 | CrossCountry Mortgage, LLC | 3029 | Missoula, MT | $40.5M | 95 | $427K |
| #16 | Renee Gaugler | 400368 | Cornerstone Capital Bank, SSB | 2258 | Bozeman, MT | $41.8M | 88 | $475K |
| #17 | John Baldridge | 1942991 | Prosperity Home Mortgage, LLC | 75164 | Newport Beach, CA | $37.7M | 84 | $449K |
| #18 | Curtis Gannon | 236333 | Glacier Bank | 472212 | Butte, MT | $21.8M | 75 | $290K |
| #19 | Tiffany McNeff | 707795 | FIRST FEDERAL BANK & TRUST | 490477 | Billings, MT | $24.1M | 74 | $325K |
| #20 | Everette Cornwell | 794613 | Stockman Bank of Montana | 440094 | Great Falls, MT | $23.8M | 73 | $326K |
| #21 | Caroline Roy | 271203 | GoPrime Mortgage, Inc. | 69551 | Bozeman, MT | $37.6M | 72 | $523K |
| #21 | Cassidy Leary | 1637124 | Guild Mortgage Company LLC | 3274 | Butte, MT | $15.3M | 72 | $212K |
| #21 | Sammy Van Dyke | 776569 | Billings Federal Credit Union | 462141 | Billings, MT | $21.1M | 72 | $293K |
| #24 | Stephen Cooney | 487376 | PrimeLending, A PlainsCapital Company | 13649 | Missoula, MT | $30.5M | 70 | $436K |
| #24 | Jason Edmister | 523487 | Stockman Bank of Montana | 440094 | Great Falls, MT | $23.5M | 70 | $336K |
| #26 | Emma Penna | 2053766 | CrossCountry Mortgage, LLC | 3029 | Bozeman, MT | $30.5M | 69 | $442K |
| #27 | Christine Farrington | 193640 | Edge Home Finance, LLC | 891464 | Las Vegas, NV | $29.6M | 67 | $442K |
| #28 | Edward Nissen | 263692 | CrossCountry Mortgage, LLC | 3029 | Whitefish, MT | $28.1M | 66 | $426K |
| #29 | Patrick Trottier | 1063320 | Opportunity Bank of Montana | 412554 | Missoula, MT | $6.0M | 65 | $93K |
| #30 | Elizabeth Klunder | 716654 | Glacier Bank | 472212 | Billings, MT | $19.2M | 64 | $301K |
| #30 | Ryan Pollock | 1925884 | Opportunity Bank of Montana | 412554 | Billings, MT | $6.5M | 64 | $101K |
| #32 | Cambria Hidalgo | 2005391 | Glacier Bank | 472212 | Whitefish, MT | $38.0M | 63 | $603K |
| #33 | David Krueger | 1598813 | Montana Family Mortgage, LLC | 1625135 | Missoula, MT | $26.5M | 62 | $428K |
| #34 | Lisa Pickens | 613976 | Glacier Bank | 472212 | Helena, MT | $27.0M | 61 | $442K |
| #35 | Kelly Topinka | 217148 | Rocky Mountain Credit Union | 585490 | Bozeman, MT | $9.4M | 60 | $157K |
| #36 | Maddie Clark | 1287840 | Glacier Bank | 472212 | Kalispell, MT | $30.7M | 58 | $530K |
| #36 | Kaycee Carroll | 716645 | YELLOWSTONE BANK, THE | 403398 | Billings, MT | $21.0M | 58 | $361K |
| #38 | Elizabeth Kleppelid | 1512405 | Rocky Mountain Credit Union | 585490 | Helena, MT | $9.6M | 57 | $168K |
| #38 | Kimberly Lynch | 877216 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $18.7M | 57 | $327K |
| #38 | Darel Handley | 1967311 | Grizzly Mortgage, LLC | 2607241 | Kalispell, MT | $26.0M | 57 | $456K |
| #41 | Scott Lucier | 1637174 | loanDepot.com, LLC | 174457 | Boise, ID | $22.7M | 56 | $406K |
| #41 | Zachary Falk | 2082543 | Black Diamond Mortgage Corporation | 209137 | Whitefish, MT | $26.7M | 56 | $477K |
| #41 | Deanna Felix | 1389503 | Clearwater Federal Credit Union | 447584 | — | $11.7M | 56 | $209K |
| #41 | Moriah Lundeen | 193988 | Eagle Bank | 440469 | Polson, MT | $18.1M | 56 | $323K |
| #45 | Christopher Ackerman | 450337 | Guaranteed Rate, Inc. | 2611 | Billings, MT | $20.7M | 55 | $377K |
| #45 | Matthew Gehr | 1549221 | PrimeLending, A PlainsCapital Company | 13649 | Missoula, MT | $24.8M | 55 | $452K |
| #47 | Shannon Foley | 265969 | CMG Mortgage, Inc. | 1820 | Bozeman, MT | $25.1M | 54 | $465K |
| #47 | Yvonne Kelly | 523512 | Premier Mortgage Resources, L.L.C. | 1169 | Billings, MT | $17.0M | 54 | $314K |
| #49 | Maria Phelps | 1403722 | Black Diamond Mortgage Corporation | 209137 | Whitefish, MT | $24.8M | 53 | $468K |
| #50 | Kenneth Pankratz | 417292 | Opportunity Bank of Montana | 412554 | Helena, MT | $6.3M | 52 | $122K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Top Mortgage Loan Officers by Loan Count — Montana (2025). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/montana/top-overall-by-units/2025
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