Top loan officers in Montana in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Sara Koelzer (Guaranteed Rate, Inc., NMLS #400361), Lindsay Lee (Russell Country Federal Credit Union, NMLS #1002501), and Julie Lapham (Everett Financial, Inc., NMLS #292964).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2025 Volume | 2025 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Sara Koelzer | 400361 | Guaranteed Rate, Inc. | 2611 | Bozeman, MT | $100.0M | 179 | $559K |
| #2 | Lindsay Lee | 1002501 | Russell Country Federal Credit Union | 421978 | Great Falls, MT | $20.0M | 168 | $119K |
| #3 | Julie Lapham | 292964 | Everett Financial, Inc. | 2129 | Missoula, MT | $62.9M | 160 | $393K |
| #4 | Michael Banks | 404629 | Opportunity Bank of Montana | 412554 | Great Falls, MT | $39.8M | 148 | $269K |
| #5 | Crystal Eckerson | 400351 | Evergreen Moneysource Mortgage Company | 3182 | Helena, MT | $48.3M | 122 | $396K |
| #6 | Nicole Hanni | 487293 | Guild Mortgage Company LLC | 3274 | Butte, MT | $32.5M | 120 | $271K |
| #7 | Deborah Sokoloski | 716649 | Evergreen Moneysource Mortgage Company | 3182 | Billings, MT | $36.4M | 117 | $311K |
| #8 | DeDe Stoner | 250504 | Guild Mortgage Company LLC | 3274 | Billings, MT | $31.8M | 111 | $287K |
| #9 | Kelly Duray | 716674 | Evergreen Moneysource Mortgage Company | 3182 | Billings, MT | $36.6M | 110 | $333K |
| #10 | Brian Hafner | 1620055 | Lower, LLC | 1124061 | Billings, MT | $32.5M | 105 | $310K |
| #11 | Christopher Dangerfield | 400362 | Fairway Independent Mortgage Corporation | 2289 | Great Falls, MT | $28.0M | 100 | $280K |
| #11 | Colleen Wood | 1118454 | Wood Team Home Mortgage LLC | 2535756 | Red Lodge, MT | $45.2M | 100 | $452K |
| #11 | Sara Reiss | 2630424 | Russell Country Federal Credit Union | 421978 | — | $13.2M | 100 | $132K |
| #14 | Emily Martello | 812363 | CrossCountry Mortgage, LLC | 3029 | Missoula, MT | $41.2M | 97 | $425K |
| #14 | Casey Moen | 1733091 | Stockman Bank of Montana | 440094 | Great Falls, MT | $32.9M | 97 | $340K |
| #16 | Renee Gaugler | 400368 | Cornerstone Capital Bank, SSB | 2258 | Bozeman, MT | $43.3M | 89 | $487K |
| #17 | John Baldridge | 1942991 | Prosperity Home Mortgage, LLC | 75164 | Newport Beach, CA | $38.2M | 85 | $450K |
| #18 | Curtis Gannon | 236333 | Glacier Bank | 472212 | Butte, MT | $23.0M | 79 | $291K |
| #19 | Cassidy Leary | 1637124 | Guild Mortgage Company LLC | 3274 | Butte, MT | $16.0M | 74 | $216K |
| #19 | Tiffany McNeff | 707795 | FIRST FEDERAL BANK & TRUST | 490477 | Billings, MT | $24.1M | 74 | $325K |
| #21 | Everette Cornwell | 794613 | Stockman Bank of Montana | 440094 | Great Falls, MT | $23.8M | 73 | $326K |
| #21 | Sammy Van Dyke | 776569 | Billings Federal Credit Union | 462141 | Billings, MT | $21.2M | 73 | $290K |
| #23 | Caroline Roy | 271203 | GoPrime Mortgage, Inc. | 69551 | Bozeman, MT | $37.6M | 72 | $523K |
| #24 | Emma Penna | 2053766 | CrossCountry Mortgage, LLC | 3029 | Bozeman, MT | $31.3M | 71 | $441K |
| #24 | Stephen Cooney | 487376 | PrimeLending, A PlainsCapital Company | 13649 | Missoula, MT | $31.4M | 71 | $443K |
| #26 | Jason Edmister | 523487 | Stockman Bank of Montana | 440094 | Great Falls, MT | $23.5M | 70 | $336K |
| #27 | Christine Farrington | 193640 | Edge Home Finance, LLC | 891464 | Las Vegas, NV | $29.6M | 67 | $442K |
| #28 | Edward Nissen | 263692 | CrossCountry Mortgage, LLC | 3029 | Whitefish, MT | $28.1M | 66 | $426K |
| #28 | Patrick Trottier | 1063320 | Opportunity Bank of Montana | 412554 | Missoula, MT | $6.1M | 66 | $93K |
| #30 | Ryan Pollock | 1925884 | Opportunity Bank of Montana | 412554 | Billings, MT | $6.5M | 65 | $100K |
| #31 | Elizabeth Klunder | 716654 | Glacier Bank | 472212 | Billings, MT | $19.2M | 64 | $301K |
| #32 | Cambria Hidalgo | 2005391 | Glacier Bank | 472212 | Whitefish, MT | $38.0M | 63 | $603K |
| #32 | David Krueger | 1598813 | Montana Family Mortgage, LLC | 1625135 | Missoula, MT | $27.1M | 63 | $430K |
| #34 | Lisa Pickens | 613976 | Glacier Bank | 472212 | Helena, MT | $27.3M | 62 | $440K |
| #35 | Kelly Topinka | 217148 | Rocky Mountain Credit Union | 585490 | Bozeman, MT | $9.4M | 60 | $157K |
| #36 | Kaycee Carroll | 716645 | YELLOWSTONE BANK, THE | 403398 | Billings, MT | $21.3M | 59 | $361K |
| #37 | Maddie Clark | 1287840 | Glacier Bank | 472212 | Kalispell, MT | $30.7M | 58 | $530K |
| #37 | Elizabeth Kleppelid | 1512405 | Rocky Mountain Credit Union | 585490 | Helena, MT | $9.7M | 58 | $168K |
| #39 | Kimberly Lynch | 877216 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $18.7M | 57 | $327K |
| #39 | Darel Handley | 1967311 | Grizzly Mortgage, LLC | 2607241 | Kalispell, MT | $26.0M | 57 | $456K |
| #41 | Zachary Falk | 2082543 | Black Diamond Mortgage Corporation | 209137 | Whitefish, MT | $26.7M | 56 | $477K |
| #41 | Deanna Felix | 1389503 | Stockman Bank of Montana | 440094 | Missoula, MT | $11.7M | 56 | $209K |
| #41 | Scott Lucier | 1637174 | loanDepot.com, LLC | 174457 | Boise, ID | $22.7M | 56 | $406K |
| #41 | Moriah Lundeen | 193988 | Eagle Bank | 440469 | Polson, MT | $18.1M | 56 | $323K |
| #45 | Matthew Gehr | 1549221 | Jenks & Gehr Mortgage, LLC | 2898535 | Missoula, MT | $24.8M | 55 | $452K |
| #45 | Christopher Ackerman | 450337 | Guaranteed Rate, Inc. | 2611 | Billings, MT | $20.7M | 55 | $377K |
| #47 | Yvonne Kelly | 523512 | Premier Mortgage Resources, L.L.C. | 1169 | Billings, MT | $17.0M | 54 | $314K |
| #47 | Shannon Foley | 265969 | CMG Mortgage, Inc. | 1820 | Bozeman, MT | $25.1M | 54 | $465K |
| #47 | Tami Hartmann | 523510 | Stockman Bank of Montana | 440094 | Billings, MT | $16.6M | 54 | $308K |
| #50 | Maria Phelps | 1403722 | Black Diamond Mortgage Corporation | 209137 | Whitefish, MT | $24.8M | 53 | $468K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Top Mortgage Loan Officers by Loan Count — Montana (2025). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/montana/top-overall-by-units/2025
Powered by ChatMMI