Top loan officers in Montana in 2026 so far, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 23, 2026, the top 3 include Sara Koelzer (Guaranteed Rate, Inc., NMLS #400361), Julie Lapham (Everett Financial, Inc., NMLS #292964), and Crystal Eckerson (Evergreen Moneysource Mortgage Company, NMLS #400351).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | YTD Volume | YTD Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Sara Koelzer | 400361 | Guaranteed Rate, Inc. | 2611 | Bozeman, MT | $74.2M | 131 | $566K |
| #2 | Julie Lapham | 292964 | Everett Financial, Inc. | 2129 | Missoula, MT | $41.2M | 102 | $404K |
| #3 | Crystal Eckerson | 400351 | Evergreen Moneysource Mortgage Company | 3182 | Helena, MT | $36.3M | 92 | $395K |
| #4 | Kelly Duray | 716674 | Evergreen Moneysource Mortgage Company | 3182 | Billings, MT | $26.9M | 90 | $299K |
| #5 | Brian Hafner | 1620055 | Lower, LLC | 1124061 | Billings, MT | $30.6M | 89 | $344K |
| #6 | Michael Banks | 404629 | Opportunity Bank of Montana | 412554 | Great Falls, MT | $25.6M | 88 | $291K |
| #7 | Nicole Hanni | 487293 | Guild Mortgage Company LLC | 3274 | Butte, MT | $21.0M | 81 | $259K |
| #8 | Casey Moen | 1733091 | Stockman Bank of Montana | 440094 | Great Falls, MT | $24.1M | 71 | $340K |
| #8 | DeDe Stoner | 250504 | Guild Mortgage Company LLC | 3274 | Billings, MT | $19.8M | 71 | $279K |
| #10 | Emily Martello | 812363 | CrossCountry Mortgage, LLC | 3029 | Missoula, MT | $28.3M | 69 | $410K |
| #11 | Lindsay Lee | 1002501 | Russell Country Federal Credit Union | 421978 | Great Falls, MT | $9.4M | 67 | $141K |
| #12 | Jessica Haynes | 1854887 | VALLEY FINANCIAL CREDIT UNION | 478488 | Billings, MT | $23.4M | 66 | $354K |
| #13 | Christopher Dangerfield | 400362 | Fairway Independent Mortgage Corporation | 2289 | Great Falls, MT | $19.9M | 64 | $311K |
| #14 | Deborah Sokoloski | 716649 | Evergreen Moneysource Mortgage Company | 3182 | Billings, MT | $16.3M | 57 | $286K |
| #15 | Caroline Roy | 271203 | GoPrime Mortgage, Inc. | 69551 | Bozeman, MT | $27.2M | 56 | $485K |
| #16 | Renee Gaugler | 400368 | Cornerstone Capital Bank, SSB | 2258 | Bozeman, MT | $30.1M | 54 | $557K |
| #17 | Christine Farrington | 193640 | Edge Home Finance, LLC | 891464 | Las Vegas, NV | $29.4M | 53 | $555K |
| #18 | Jason Edmister | 523487 | Stockman Bank of Montana | 440094 | Great Falls, MT | $18.5M | 51 | $363K |
| #18 | Carla Marinko | 526355 | Stockman Bank of Montana | 440094 | Belgrade, MT | $20.6M | 51 | $404K |
| #18 | Tiffany McNeff | 707795 | FIRST FEDERAL BANK & TRUST | 490477 | Billings, MT | $17.5M | 51 | $343K |
| #21 | Elizabeth Kleppelid | 1512405 | Rocky Mountain Credit Union | 585490 | Helena, MT | $9.7M | 50 | $194K |
| #22 | Jacqueline Helman | 569014 | VALLEY FINANCIAL CREDIT UNION | 478488 | Billings, MT | $19.1M | 48 | $399K |
| #22 | Cassidy Leary | 1637124 | Guild Mortgage Company LLC | 3274 | Butte, MT | $12.0M | 48 | $249K |
| #24 | Zachary Falk | 2082543 | Black Diamond Mortgage Corporation | 209137 | Whitefish, MT | $22.4M | 46 | $487K |
| #24 | Bryon Smith | 259031 | Bryon Smith Mortgage LLC | 259426 | Missoula, MT | $20.0M | 46 | $434K |
| #26 | John Baldridge | 1942991 | Prosperity Home Mortgage, LLC | 75164 | Newport Beach, CA | $22.6M | 45 | $502K |
| #27 | Sammy Van Dyke | 776569 | Billings Federal Credit Union | 462141 | Billings, MT | $14.9M | 44 | $338K |
| #27 | Deanna Felix | 1389503 | Clearwater Federal Credit Union | 447584 | — | $12.7M | 44 | $288K |
| #27 | David Krueger | 1598813 | Montana Family Mortgage, LLC | 1625135 | Missoula, MT | $20.9M | 44 | $474K |
| #30 | Colleen Wood | 1118454 | Wood Team Home Mortgage LLC | 2535756 | Red Lodge, MT | $20.0M | 42 | $476K |
| #30 | Matthew Gehr | 1549221 | PrimeLending, A PlainsCapital Company | 13649 | Missoula, MT | $14.2M | 42 | $339K |
| #30 | Lynn Stenerson | 707851 | Stockman Bank of Montana | 440094 | Missoula, MT | $17.5M | 42 | $418K |
| #33 | Dawn Buckley | 1987137 | Northpointe Bank | 447490 | Grand Rapids, MI | $14.0M | 41 | $342K |
| #33 | Shannon O'Hare | 523508 | CrossCountry Mortgage, LLC | 3029 | Bozeman, MT | $24.8M | 41 | $604K |
| #35 | Tami Hartmann | 523510 | Stockman Bank of Montana | 440094 | Billings, MT | $13.3M | 40 | $332K |
| #35 | William Cockhill | 747566 | Stockman Bank of Montana | 440094 | Helena, MT | $14.9M | 40 | $373K |
| #35 | Christopher Ackerman | 450337 | Guaranteed Rate, Inc. | 2611 | Billings, MT | $15.6M | 40 | $390K |
| #38 | Stephen Cooney | 487376 | PrimeLending, A PlainsCapital Company | 13649 | Missoula, MT | $17.9M | 39 | $458K |
| #38 | William Nolan | 544147 | Whitefish Credit Union Association | 409281 | Missoula, MT | $16.7M | 39 | $429K |
| #38 | Everette Cornwell | 794613 | Stockman Bank of Montana | 440094 | Great Falls, MT | $13.2M | 39 | $338K |
| #38 | Kaycee Carroll | 716645 | YELLOWSTONE BANK, THE | 403398 | Billings, MT | $13.4M | 39 | $344K |
| #42 | Acacia Madill | 1268142 | YELLOWSTONE BANK, THE | 403398 | Billings, MT | $14.0M | 38 | $368K |
| #42 | Elizabeth Klunder | 716654 | Glacier Bank | 472212 | Billings, MT | $16.6M | 38 | $437K |
| #42 | Curtis Gannon | 236333 | Glacier Bank | 472212 | Butte, MT | $9.6M | 38 | $252K |
| #45 | Kelly Topinka | 217148 | Rocky Mountain Credit Union | 585490 | Bozeman, MT | $7.6M | 37 | $205K |
| #45 | RANDY HOAG | 1043618 | Guaranteed Rate, Inc. | 2611 | Montana City, MT | $14.3M | 37 | $386K |
| #45 | Heidi Olson | 80788 | CrossCountry Mortgage, LLC | 3029 | Bigfork, MT | $20.6M | 37 | $557K |
| #45 | Maria Phelps | 1403722 | Black Diamond Mortgage Corporation | 209137 | Whitefish, MT | $19.3M | 37 | $522K |
| #49 | Lindsay Kinniburgh | 339406 | Edge Home Finance, LLC | 891464 | Kalispell, MT | $20.2M | 36 | $562K |
| #49 | Robert Vallance | 487547 | Opportunity Bank of Montana | 412554 | Missoula, MT | $16.3M | 36 | $454K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Top Mortgage Loan Officers by Loan Count — Montana. Powered by MMI public record mortgage production data, accessed August 23, 2026. https://topmortgageoriginators.com/lo-leaderboard/montana/top-overall-by-units
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