Biggest climbers in Montana this year, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 20, 2026, the top 3 include Christy Smith (Independence Bank, NMLS #813203), Stephanie Douglas (Stockman Bank of Montana, NMLS #400365), and Sandi Milohov (Guild Mortgage Company LLC, NMLS #114287).
Updated · Mortgage origination data has varying lag based on county public recording speeds.
| Rank | Loan officer | LO NMLS | Lender / Broker | Lender NMLS | Location | Rank Change | YTD Volume | YTD Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|---|
| #1 | Christy Smith | 813203 | Independence Bank | 462921 | Havre, MT | ▲ 1676 (#1765 → #89) | $6.1M | 10 | $611K |
| #2 | Stephanie Douglas | 400365 | Stockman Bank of Montana | 440094 | Billings, MT | ▲ 1599 (#1857 → #258) | $2.6M | 9 | $289K |
| #3 | Sandi Milohov | 114287 | Guild Mortgage Company LLC | 3274 | Vancouver, WA | ▲ 1571 (#1680 → #109) | $5.2M | 3 | $1.7M |
| #4 | Andrew Mallon | 1994339 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 1446 (#1879 → #433) | $1.5M | 5 | $304K |
| #5 | Matthew Silverman | 35351 | Lakeview Loan Servicing, LLC | 391521 | Horsham, PA | ▲ 1435 (#1824 → #389) | $1.7M | 4 | $428K |
| #6 | Andrii Pygyk | 2530041 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 1416 (#1908 → #492) | $1.3M | 8 | $163K |
| #7 | Jack Regar | 2133676 | Lakeview Loan Servicing, LLC | 391521 | Horsham, PA | ▲ 1365 (#1902 → #537) | $1.2M | 2 | $587K |
| #8 | Alexis Williams | 1235492 | Guild Mortgage Company LLC | 3274 | Billings, MT | ▲ 1325 (#1941 → #616) | $1.0M | 2 | $505K |
| #9 | Christopher Rowland | 1787481 | NewRez LLC | 3013 | Fort Washington, PA | ▲ 1317 (#1741 → #424) | $1.6M | 3 | $520K |
| #10 | Michelle Fuss | 707933 | Stockman Bank of Montana | 440094 | Billings, MT | ▲ 1286 (#1562 → #276) | $2.4M | 2 | $1.2M |
| #11 | Tyler Monaco | 2687027 | Stockman Bank of Montana | 440094 | Stevensville, MT | ▲ 1251 (#1417 → #166) | $4.0M | 5 | $795K |
| #12 | Christopher Bledsoe | 759421 | PennyMac Loan Services, LLC | 35953 | Franklin, TN | ▲ 1221 (#1870 → #649) | $942K | 1 | $942K |
| #13 | Brian Nickel | 1432500 | NewRez LLC | 3013 | Fort Washington, PA | ▲ 1213 (#1877 → #664) | $917K | 2 | $459K |
| #14 | Carl Gradney | 847254 | Lakeview Loan Servicing, LLC | 391521 | Flower Mound, TX | ▲ 1201 (#1796 → #595) | $1.0M | 2 | $520K |
| #15 | Joseph Spicuzza | 32158 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 1196 (#1471 → #275) | $2.4M | 7 | $339K |
| #16 | Carlos Varela | 1943074 | Lakeview Loan Servicing, LLC | 391521 | Coral Gables, FL | ▲ 1195 (#1872 → #677) | $894K | 2 | $447K |
| #17 | Mahmoud Hakim | 2142305 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 1192 (#1640 → #448) | $1.5M | 4 | $363K |
| #18 | Jeffrey Andrews | 7826 | CrossCountry Mortgage, LLC | 3029 | Denville, NJ | ▲ 1166 (#1855 → #689) | $860K | 2 | $430K |
| #19 | Celina Mowrey | 378964 | Mortgage Research Center, LLC | 1907 | Columbia, MO | ▲ 1164 (#1460 → #296) | $2.2M | 6 | $370K |
| #20 | Alexander Givens | 1835192 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | ▲ 1158 (#1908 → #750) | $796K | 2 | $398K |
| #21 | Shane Saliba | 2239837 | MortgagePros, LLC | 1925352 | Troy, MI | ▲ 1142 (#1727 → #585) | $1.1M | 3 | $354K |
| #22 | Brian Fanelli | 32183 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | ▲ 1139 (#1409 → #270) | $2.4M | 5 | $485K |
| #23 | Traci Sorensen | 1578375 | Independence Bank | 462921 | Havre, MT | ▲ 1113 (#1617 → #504) | $1.3M | 3 | $421K |
| #24 | Omar Bahour | 1411155 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | ▲ 1113 (#1737 → #624) | $997K | 2 | $499K |
| #25 | Dennis Giakos | 9340 | loanDepot.com, LLC | 174457 | Irvine, CA | ▲ 1111 (#1879 → #768) | $775K | 4 | $194K |
| #26 | Michael Medina Fuentes | 2146690 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | ▲ 1104 (#1440 → #336) | $2.0M | 5 | $394K |
| #27 | Stephen Knudson | 1888241 | Village Capital & Investment LLC | 3317 | Hildale, UT | ▲ 1076 (#1497 → #421) | $1.6M | 3 | $526K |
| #28 | Jeremy Sparkman | 1855893 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 1075 (#1554 → #479) | $1.3M | 5 | $268K |
| #29 | Austin Fehl | 1575667 | Lakeview Loan Servicing, LLC | 391521 | Coral Gables, FL | ▲ 1073 (#1858 → #785) | $760K | 1 | $760K |
| #30 | Timothy McInerney | 1377724 | Evergreen Moneysource Mortgage Company | 3182 | Great Falls, MT | ▲ 1063 (#1455 → #392) | $1.7M | 5 | $338K |
| #31 | Kaitlyn Werk | 2632273 | Stockman Bank of Montana | 440094 | Bozeman, MT | ▲ 1063 (#1852 → #789) | $755K | 1 | $755K |
| #32 | Kevin Lange | 902504 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 1056 (#1599 → #543) | $1.2M | 3 | $388K |
| #33 | Courtney Fryling | 1282313 | Stockman Bank of Montana | 440094 | Kalispell, MT | ▲ 1051 (#1302 → #251) | $2.6M | 7 | $376K |
| #34 | James Damron | 1813512 | loanDepot.com, LLC | 174457 | Chandler, AZ | ▲ 1047 (#1619 → #572) | $1.1M | 4 | $277K |
| #35 | Grace Metropoulos | 2674533 | Glacier Bank | 472212 | Billings, MT | ▲ 1038 (#1358 → #320) | $2.0M | 13 | $157K |
| #36 | Troy Barthel | 1550865 | Plains Commerce Bank | 463950 | Sioux Falls, SD | ▲ 1001 (#1385 → #384) | $1.7M | 3 | $575K |
| #37 | Erin Ferguson | 973434 | Mountain America Federal Credit Union | 462815 | West Jordan, UT | ▲ 1000 (#1326 → #326) | $2.0M | 4 | $501K |
| #38 | Nathan Cichowicz | 1650304 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 997 (#1425 → #428) | $1.5M | 1 | $1.5M |
| #39 | Sonya Helton | 1124152 | Lakeview Loan Servicing, LLC | 391521 | Henderson, NV | ▲ 980 (#1858 → #878) | $684K | 1 | $684K |
| #40 | Michelle Morley | 2487307 | Southwest Montana Community Federal Credit Union | 474374 | Anaconda, MT | ▲ 977 (#1952 → #975) | $611K | 4 | $153K |
| #41 | Hunter Locke | 2085944 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | ▲ 976 (#1673 → #697) | $846K | 2 | $423K |
| #42 | Kelsey Atkins | 2143091 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 959 (#1593 → #634) | $970K | 4 | $242K |
| #43 | Eric Hayhurst | 1437126 | Citizens Alliance Bank | 791572 | Seeley Lake, MT | ▲ 956 (#1158 → #202) | $3.4M | 6 | $560K |
| #44 | JOSHUA CHAMPNEYS | 1156263 | Empire Home Loans, Inc. | 1839243 | Plains, MT | ▲ 931 (#1149 → #218) | $3.1M | 6 | $515K |
| #45 | Darryl Brown | 2219440 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 931 (#1869 → #938) | $639K | 2 | $319K |
| #46 | Kyle Lummus | 1915713 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | ▲ 925 (#1240 → #315) | $2.1M | 7 | $295K |
| #47 | Katy Yost | 2357415 | FIRST STATE BANK OF FORSYTH | 402956 | Forsyth, MT | ▲ 925 (#1542 → #617) | $1.0M | 5 | $202K |
| #48 | Zachary Bachnak | 2141908 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 912 (#1786 → #874) | $689K | 1 | $689K |
| #49 | Laura Coulter | 23174 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 888 (#1804 → #916) | $658K | 3 | $219K |
| #50 | Annett Burnett | 762499 | Luminate Bank | 1281698 | Puyallup, WA | ▲ 879 (#1461 → #582) | $1.1M | 3 | $360K |
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