Biggest climbers in Minnesota in 2026 so far, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 9, 2026, the top 3 include Kylie Schmidt (Saint Cloud Financial Credit Union, NMLS #2732251), Carter Karppinen (Frandsen Bank & Trust, NMLS #2472688), and Bao Vang (Build Wealth, MN, Inc., NMLS #2666056).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Rank Change | YTD Volume | YTD Loans |
|---|---|---|---|---|---|---|---|---|
| #1 | Kylie Schmidt | 2732251 | Saint Cloud Financial Credit Union | 421441 | Sartell, MN | ▲ 8190 (#9966 → #1776) | $2.7M | 35 |
| #2 | Carter Karppinen | 2472688 | Frandsen Bank & Trust | 718070 | Cloquet, MN | ▲ 8175 (#8875 → #700) | $8.1M | 25 |
| #3 | Bao Vang | 2666056 | Build Wealth, MN, Inc. | 383703 | Minneapolis, MN | ▲ 8093 (#9813 → #1720) | $2.8M | 56 |
| #4 | Rachel Bauer | 619725 | Bell Bank | 419538 | Maple Grove, MN | ▲ 7978 (#8906 → #928) | $6.1M | 5 |
| #5 | Anthony Snodgrass | 2665974 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | ▲ 7946 (#9672 → #1726) | $2.8M | 10 |
| #6 | Reed Nelson | 1752050 | First National Bank North | 405794 | Crosslake, MN | ▲ 7805 (#9484 → #1679) | $2.9M | 12 |
| #7 | Valerie Ross | 663520 | TOPLINE FINANCIAL CREDIT UNION | 654913 | Bloomington, MN | ▲ 7800 (#9634 → #1834) | $2.6M | 7 |
| #8 | Dustin Buhr | 1559306 | Bridgewater Bank | 911973 | Minneapolis, MN | ▲ 7775 (#9715 → #1940) | $2.4M | 4 |
| #9 | Erin Wilson | 2726983 | PRG, Inc. | 441389 | Minneapolis, MN | ▲ 7694 (#9666 → #1972) | $2.4M | 59 |
| #10 | Brendan Wall | 2612947 | loanDepot.com, LLC | 174457 | Southfield, MI | ▲ 7578 (#9897 → #2319) | $1.9M | 6 |
| #11 | Francis Mezy | 1523862 | LoanVille LLC | 2557256 | Troy, MI | ▲ 7547 (#9571 → #2024) | $2.3M | 7 |
| #12 | Sara Russo | 2681446 | Rocket Mortgage, LLC | 3030 | Cleveland, OH | ▲ 7501 (#9190 → #1689) | $2.9M | 11 |
| #13 | Daniel Karnowski | 681622 | U.S. Bank National Association | 402761 | Apple Valley, MN | ▲ 7481 (#8939 → #1458) | $3.6M | 9 |
| #14 | Nicholas Salemo | 1201538 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | ▲ 7340 (#8247 → #907) | $6.4M | 15 |
| #15 | Brian Niles | 416032 | U.S. Bank National Association | 402761 | Owensboro, KY | ▲ 7325 (#9217 → #1892) | $2.5M | 8 |
| #16 | Samuel Andrews | 259879 | Rocket Mortgage, LLC | 3030 | Coppell, TX | ▲ 7260 (#9852 → #2592) | $1.6M | 2 |
| #17 | Farah Masoud | 2162944 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 7216 (#8731 → #1515) | $3.4M | 12 |
| #18 | Raye Ludovissie | 454113 | StarBank | 415777 | Verndale, MN | ▲ 7214 (#9935 → #2721) | $1.5M | 8 |
| #19 | Brent Schneider | 938291 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | ▲ 7200 (#9465 → #2265) | $2.0M | 11 |
| #20 | Jeffrey Wishnew | 620935 | Onity Mortgage Corporation | 2726 | Plano, TX | ▲ 7177 (#9734 → #2557) | $1.6M | 3 |
| #21 | Kelly Hesaltine | 1395262 | Prosperity Home Mortgage, LLC | 75164 | Fairfax, VA | ▲ 7082 (#8759 → #1677) | $2.9M | 7 |
| #22 | Joshua Shcherbelis | 2006972 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | ▲ 6938 (#8707 → #1769) | $2.7M | 8 |
| #23 | Julian Gregory | 2718688 | PennyMac Loan Services, LLC | 35953 | — | ▲ 6908 (#8330 → #1422) | $3.7M | 10 |
| #24 | Anthony Kozelka | 1635493 | Home Town Federal Credit Union | 421680 | Owatonna, MN | ▲ 6802 (#9544 → #2742) | $1.5M | 5 |
| #25 | Craig Park | 2001485 | NBKC Bank | 409631 | Kansas City, MO | ▲ 6734 (#7844 → #1110) | $5.0M | 10 |
| #26 | Emmanuel Joseph Madrid | 2109049 | loanDepot.com, LLC | 174457 | Irvine, CA | ▲ 6638 (#8787 → #2149) | $2.1M | 8 |
| #27 | Toby Clifton | 1996257 | Mortgage Research Center, LLC | 1907 | Columbia, MO | ▲ 6630 (#9029 → #2399) | $1.8M | 5 |
| #28 | Brayden Disanza | 2407778 | Green Lending LLC | 2598612 | — | ▲ 6597 (#8142 → #1545) | $3.3M | 12 |
| #29 | Paul Rime | 1268747 | STERLING STATE BANK | 419519 | Rochester, MN | ▲ 6596 (#9939 → #3343) | $1.1M | 2 |
| #30 | Pamela Kurtz | 2452486 | Security Bank & Trust Company | 415819 | Waconia, MN | ▲ 6524 (#8276 → #1752) | $2.7M | 5 |
| #31 | Emily Bahl | 1960471 | Red Wing Credit Union | 746742 | Red Wing, MN | ▲ 6484 (#9916 → #3432) | $1.1M | 8 |
| #32 | Thomas Gallagher | 436491 | The Huntington National Bank | 402436 | Florence, KY | ▲ 6478 (#9734 → #3256) | $1.2M | 5 |
| #33 | Danielle Humphreys | 36940 | Barrington Bank & Trust Company N.A. | 449042 | Salt Lake City, UT | ▲ 6462 (#9734 → #3272) | $1.2M | 4 |
| #34 | Walyn Smith | 1389359 | Rocket Mortgage, LLC | 3030 | Coppell, TX | ▲ 6455 (#9813 → #3358) | $1.1M | 4 |
| #35 | Michael Caputo | 1394587 | Lakeview Loan Servicing, LLC | 391521 | Horsham, PA | ▲ 6440 (#9939 → #3499) | $1.1M | 3 |
| #36 | Kristal Fennelly | 1198907 | PennyMac Loan Services, LLC | 35953 | — | ▲ 6433 (#8384 → #1951) | $2.4M | 5 |
| #37 | Nik Nikprelaj | 2594801 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 6399 (#8837 → #2438) | $1.8M | 8 |
| #38 | Ken Schmidt | 697466 | The Huntington National Bank | 402436 | Naperville, IL | ▲ 6379 (#7858 → #1479) | $3.5M | 2 |
| #39 | Aleigh Munoz | 2606802 | Accentra Credit Union | 412596 | Austin, MN | ▲ 6376 (#8221 → #1845) | $2.6M | 44 |
| #40 | Dustin Schaff | 222644 | Guaranteed Rate, Inc. | 2611 | Chicago, IL | ▲ 6370 (#9527 → #3157) | $1.2M | 2 |
| #41 | Craig Reardon | 564065 | The Huntington National Bank | 402436 | Columbus, OH | ▲ 6357 (#7780 → #1423) | $3.7M | 2 |
| #42 | Chelsie Garza | 1997583 | Zillow Home Loans, LLC | 10287 | Seattle, WA | ▲ 6336 (#7730 → #1394) | $3.8M | 15 |
| #43 | Daniel Hunt | 571926 | Planet Home Lending, LLC | 17022 | Tampa, FL | ▲ 6327 (#9849 → #3522) | $1.0M | 3 |
| #44 | Brogan Rosonke | 1992050 | Wells Fargo Bank, National Association | 399801 | West Des Moines, IA | ▲ 6313 (#8764 → #2451) | $1.7M | 4 |
| #45 | Alexander Sklarsky | 1719696 | Rocket Mortgage, LLC | 3030 | Cleveland, OH | ▲ 6303 (#9375 → #3072) | $1.3M | 7 |
| #46 | Chace Tuck | 1884773 | Mortgage Research Center, LLC | 1907 | Columbia, MO | ▲ 6287 (#8728 → #2441) | $1.8M | 5 |
| #47 | Michael Kopiecki | 289458 | M & M Mortgage, LLC | 213677 | Roseville, MN | ▲ 6273 (#8371 → #2098) | $2.2M | 6 |
| #48 | Amber Sue Olson | 2734614 | Co-op Credit Union of Montevideo | 512571 | Montevideo, MN | ▲ 6240 (#8276 → #2036) | $2.3M | 19 |
| #49 | Samantha Stepp | 2359623 | SIRVA Mortgage, Inc. | 2240 | Seven Hills, OH | ▲ 6212 (#8520 → #2308) | $1.9M | 5 |
| #50 | Craig Ventzke | 1484587 | Gate City Bank | 435154 | Grand Forks, ND | ▲ 6159 (#8845 → #2686) | $1.5M | 3 |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Biggest Climbers by Volume — Minnesota. Powered by MMI public record mortgage production data, accessed October 9, 2026. https://topmortgageoriginators.com/lo-leaderboard/minnesota/top-climbers-by-volume
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