Top loan officers in Virginia in 2026 so far, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 23, 2026, the top 3 include Phillip Nguyen (Rocket Mortgage, LLC, NMLS #142573), ASHLEY SMITH (Truist Bank, NMLS #529694), and Sharon Francum (Atlantic Bay Mortgage Group, L.L.C., NMLS #447959).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | YTD Volume | YTD Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Phillip Nguyen | 142573 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $84.9M | 164 | $518K |
| #2 | ASHLEY SMITH | 529694 | Truist Bank | 399803 | Sterling, VA | $80.6M | 132 | $610K |
| #2 | Sharon Francum | 447959 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Yorktown, VA | $41.9M | 132 | $317K |
| #4 | Wesley Flowers | 205515 | Southern Trust Mortgage, LLC | 2921 | Virginia Beach, VA | $41.7M | 127 | $328K |
| #5 | Allison Davis | 222187 | United Bank | 522399 | Mechanicsville, VA | $46.3M | 124 | $373K |
| #5 | Aaron Wagner | 655472 | Capital Center, L.L.C. | 67717 | Glen Allen, VA | $54.8M | 124 | $442K |
| #7 | Gina Myers | 898712 | CrossCountry Mortgage, LLC | 3029 | Fairfax, VA | $87.0M | 122 | $713K |
| #8 | Elizabeth Morse | 1622214 | Tower Federal Credit Union | 586147 | Laurel, MD | $24.5M | 117 | $209K |
| #9 | Reginald Maddox | 1072553 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Myrtle Beach, SC | $75.8M | 116 | $654K |
| #10 | William Luper | 1229598 | Fairway Independent Mortgage Corporation | 2289 | Lynchburg, VA | $28.3M | 110 | $257K |
| #11 | Darien Pearce | 211134 | Southern Trust Mortgage, LLC | 2921 | Virginia Beach, VA | $27.8M | 109 | $255K |
| #12 | Talmadge Reed | 1113052 | CrossCountry Mortgage, LLC | 3029 | North Bethesda, MD | $74.9M | 108 | $694K |
| #13 | Carey Meushaw | 310813 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Alexandria, VA | $74.2M | 107 | $693K |
| #14 | Stephen Arsenault | 207543 | Fairway Independent Mortgage Corporation | 2289 | Alexandria, VA | $58.1M | 104 | $558K |
| #15 | Russell Nash | 327463 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Glen Allen, VA | $35.4M | 101 | $350K |
| #16 | Phillip Voorhees | 769446 | Tower Federal Credit Union | 586147 | Laurel, MD | $18.0M | 100 | $180K |
| #17 | Jason Null | 452668 | The Bank of Marion | 449265 | Marion, VA | $18.4M | 98 | $188K |
| #18 | Courtney Efird | 659400 | Ameris Bank | 408099 | Richmond, VA | $29.6M | 97 | $305K |
| #19 | Taylor Longmire | 2042424 | Navy Federal Credit Union | 399807 | Winchester, VA | $51.9M | 96 | $541K |
| #20 | Johnathan Coleman | 1635386 | DHI MORTGAGE COMPANY, LTD. | 14622 | Midlothian, VA | $39.0M | 95 | $411K |
| #21 | Abigail Glaeser | 2309431 | BayPort Federal Credit Union | 476890 | Newport News, VA | $10.8M | 93 | $116K |
| #22 | Carol Cummings | 801386 | DuPont Community Credit Union | 609369 | Waynesboro, VA | $7.9M | 92 | $86K |
| #23 | Philip McKenney | 617986 | CMG Mortgage, Inc. | 1820 | North Chesterfield, VA | $29.8M | 91 | $327K |
| #24 | Mary Armstrong | 916952 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Richmond, VA | $34.8M | 90 | $387K |
| #25 | Kristi Hardy | 194938 | Atlantic Coast Mortgage, LLC | 643114 | Fairfax, VA | $48.6M | 89 | $546K |
| #25 | Madison Hubbard | 2409679 | Navy Federal Credit Union | 399807 | Pensacola, FL | $47.1M | 89 | $530K |
| #27 | Jerome Jones | 207537 | First Savings Mortgage Corporation | 38694 | McLean, VA | $43.7M | 88 | $497K |
| #27 | Joseph Harris | 219004 | Bank of The James | 410452 | Forest, VA | $24.8M | 88 | $281K |
| #29 | Bradley Stevenson | 293018 | Prosperity Home Mortgage, LLC | 75164 | Williamsburg, VA | $33.3M | 87 | $383K |
| #30 | Jenna Stiltner | 907344 | Atlantic Coast Mortgage, LLC | 643114 | Charlottesville, VA | $32.2M | 86 | $374K |
| #31 | Zhane Johnson | 2046197 | Capital Center, L.L.C. | 67717 | Glen Allen, VA | $26.1M | 85 | $308K |
| #32 | Alexander Dykes | 1638497 | Guild Mortgage Company LLC | 3274 | Arlington, VA | $34.0M | 83 | $409K |
| #33 | Nicolette Dierberger | 2616541 | BayPort Federal Credit Union | 476890 | Newport News, VA | $9.6M | 82 | $117K |
| #33 | Joshua Gravitt | 2112268 | Capital Center, L.L.C. | 67717 | Glen Allen, VA | $29.1M | 82 | $355K |
| #33 | Andrew Zemon | 208916 | Ixonia Bank | 423065 | Brookfield, WI | $41.2M | 82 | $502K |
| #36 | James Anderson | 364612 | Capital Center, L.L.C. | 67717 | Glen Allen, VA | $29.6M | 81 | $365K |
| #37 | MIKE KOH | 231849 | Emet Lending Group, Inc. | 1301672 | Annandale, VA | $36.8M | 80 | $460K |
| #37 | Lauryn Pennock | 1902733 | Virginia Federal Credit Union | 407552 | Fredericksburg, VA | $11.2M | 80 | $140K |
| #39 | Carlos Larrazabal | 476370 | Vellum Mortgage, Inc. | 1657323 | Fairfax, VA | $33.9M | 78 | $435K |
| #39 | Shawn Johnson | 208973 | CMG Mortgage, Inc. | 1820 | North Chesterfield, VA | $27.8M | 78 | $357K |
| #41 | Vinh Nguyen | 2646339 | Capital Center, L.L.C. | 67717 | Glen Allen, VA | $29.3M | 77 | $381K |
| #41 | SALEEM KHAN | 201464 | SAI Mortgage Inc. | 179997 | Vienna, VA | $42.0M | 77 | $546K |
| #41 | Pierce Carpenter | 2582037 | BayPort Federal Credit Union | 476890 | Newport News, VA | $8.7M | 77 | $113K |
| #44 | Alison Schellenberg | 759461 | Mortgage Research Center, LLC | 1907 | Auburn, CA | $30.0M | 76 | $394K |
| #44 | Valerie Holbrook | 1551139 | Atlantic Coast Mortgage, LLC | 643114 | Midlothian, VA | $21.6M | 76 | $285K |
| #44 | Deanna Crawford | 414648 | Alcova Mortgage LLC | 40508 | Reidsville, NC | $15.2M | 76 | $199K |
| #44 | William Williams | 206380 | First Washington Mortgage, LLC | 68479 | Washington, DC | $34.5M | 76 | $454K |
| #44 | John Douglas | 203861 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Charlottesville, VA | $31.0M | 76 | $408K |
| #49 | Julie Nicely | 211305 | Virginia Federal Credit Union | 407552 | Roanoke, VA | $12.2M | 75 | $163K |
| #50 | Gregory Mullan | 483951 | United Bank | 522399 | Arlington, VA | $39.5M | 73 | $541K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Top Mortgage Loan Officers by Loan Count — Virginia. Powered by MMI public record mortgage production data, accessed August 23, 2026. https://topmortgageoriginators.com/lo-leaderboard/virginia/top-overall-by-units
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