Biggest climbers in Virginia in 2026 so far, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 9, 2026, the top 3 include Rachel McGonigal (NVR Mortgage Finance, Inc., NMLS #2698926), Mitchell Kosek (West Capital Lending, Inc., NMLS #2641639), and Laura Rivera (Atlantic Coast Mortgage, LLC, NMLS #945682).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Rank Change | YTD Volume | YTD Loans |
|---|---|---|---|---|---|---|---|---|
| #1 | Rachel McGonigal | 2698926 | NVR Mortgage Finance, Inc. | 1127 | North Chesterfield, VA | ▲ 8909 (#9169 → #260) | $15.2M | 49 |
| #2 | Mitchell Kosek | 2641639 | West Capital Lending, Inc. | 1566096 | Irvine, CA | ▲ 8503 (#9169 → #666) | $11.8M | 29 |
| #3 | Laura Rivera | 945682 | Atlantic Coast Mortgage, LLC | 643114 | Fairfax, VA | ▲ 8477 (#9169 → #692) | $12.6M | 28 |
| #4 | Brandon Sheena | 2423960 | MortgagePros, LLC | 1925352 | Troy, MI | ▲ 8306 (#9169 → #863) | $8.0M | 24 |
| #5 | Nathan Jeffries | 2654616 | Prosperity Home Mortgage, LLC | 75164 | Scottsdale, AZ | ▲ 8198 (#9169 → #971) | $10.9M | 22 |
| #6 | Samuel Romeo | 22235 | Planet Home Lending, LLC | 17022 | Marlton, NJ | ▲ 8143 (#9169 → #1026) | $9.6M | 21 |
| #7 | Rajeev Gandhi | 68641 | SI Mortgage Company | 68434 | Sterling Heights, MI | ▲ 7818 (#9169 → #1351) | $5.7M | 17 |
| #7 | Shweta Anand | 426752 | United Nations Federal Credit Union | 456916 | McLean, VA | ▲ 7818 (#9169 → #1351) | $15.2M | 17 |
| #7 | CLAIR KO | 258587 | AMKO Capital LLC | 2704766 | Fairfax, VA | ▲ 7818 (#9169 → #1351) | $10.7M | 17 |
| #10 | Antonio Perkins | 1651737 | Swift Home Loans, Inc. | 2075228 | Birmingham, MI | ▲ 7700 (#9169 → #1469) | $8.4M | 16 |
| #11 | Ryan Zacrep | 1828187 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Charlottesville, VA | ▲ 7592 (#9169 → #1577) | $5.1M | 15 |
| #11 | Joan Katz | 164489 | TRI Pointe Connect, LLC | 1250459 | Potomac, MD | ▲ 7592 (#9169 → #1577) | $11.5M | 15 |
| #11 | Yavuz Yilmaz | 1910086 | Saxton Mortgage, LLC | 1717191 | San Diego, CA | ▲ 7592 (#9169 → #1577) | $6.5M | 15 |
| #11 | Shaun Quigley | 375798 | HOME FORCE MORTGAGE, LLC | 2406680 | Scottsdale, AZ | ▲ 7592 (#9169 → #1577) | $5.8M | 15 |
| #15 | Donald Mucaj | 2564289 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 7481 (#9169 → #1688) | $3.0M | 14 |
| #16 | Brandon Elkins | 2029680 | Mortgage Research Center, LLC | 1907 | Columbia, MO | ▲ 7348 (#9169 → #1821) | $5.1M | 13 |
| #17 | Michael Andreis | 2690541 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 7211 (#9169 → #1958) | $1.9M | 12 |
| #17 | Lee Gates | 1963502 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | ▲ 7211 (#9169 → #1958) | $3.2M | 12 |
| #17 | Christopher Pyhel | 1589410 | PennyMac Loan Services, LLC | 35953 | — | ▲ 7211 (#9169 → #1958) | $3.1M | 12 |
| #17 | Kevin McLaughlin | 2686298 | Freedom Mortgage Corporation | 2767 | — | ▲ 7211 (#9169 → #1958) | $4.7M | 12 |
| #17 | Mary Barnett | 1062964 | Alcova Mortgage LLC | 40508 | Danville, VA | ▲ 7211 (#9169 → #1958) | $1.9M | 12 |
| #17 | Jaclyn Keel | 808063 | Atlantic Union Bank | 551889 | Ruther Glen, VA | ▲ 7211 (#9169 → #1958) | $1.8M | 12 |
| #17 | Chi Ellis | 430809 | Atlantic Union Bank | 551889 | Fairfax, VA | ▲ 7211 (#9169 → #1958) | $2.6M | 12 |
| #17 | John Collingsworth | 931329 | Planet Home Lending, LLC | 17022 | Columbia, MD | ▲ 7211 (#9169 → #1958) | $4.0M | 12 |
| #17 | Sarah Bermudez-White | 1455400 | OLYMPIAN MORTGAGE LLC | 2387047 | Dearborn, MI | ▲ 7211 (#9169 → #1958) | $4.5M | 12 |
| #17 | Joseph Donahue | 862313 | SOFI BANK, NATIONAL ASSOCIATION | 696891 | Cottonwood Heights, UT | ▲ 7211 (#9169 → #1958) | $1.4M | 12 |
| #27 | Anthony Kakos | 1376285 | Better Mortgage Corporation | 330511 | Troy, MI | ▲ 7015 (#9169 → #2154) | $5.4M | 11 |
| #27 | Xavier Ybarra | 378088 | SOFI BANK, NATIONAL ASSOCIATION | 696891 | Cottonwood Heights, UT | ▲ 7015 (#9169 → #2154) | $1.4M | 11 |
| #27 | Mohammed Ayoub | 2330251 | MortgagePros, LLC | 1925352 | Troy, MI | ▲ 7015 (#9169 → #2154) | $3.0M | 11 |
| #27 | TARRA AMOS | 2669094 | Atlantic Union Bank | 551889 | Danville, VA | ▲ 7015 (#9169 → #2154) | $2.0M | 11 |
| #27 | Robert Wagner | 864751 | Eastman Credit Union | 407253 | Kingsport, TN | ▲ 7015 (#9169 → #2154) | $1.2M | 11 |
| #27 | Ashley Hoskins | 1535864 | Navy Federal Credit Union | 399807 | Pensacola, FL | ▲ 7015 (#9169 → #2154) | $1.5M | 11 |
| #27 | Kevin Johnson | 1951738 | Wells Fargo Bank, National Association | 399801 | West Des Moines, IA | ▲ 7015 (#9169 → #2154) | $5.6M | 11 |
| #27 | Shakevia Kirkland | 2025645 | Navy Federal Credit Union | 399807 | Pensacola, FL | ▲ 7015 (#9169 → #2154) | $4.9M | 11 |
| #35 | Hannah Kelley | 2732189 | Navy Federal Credit Union | 399807 | Pensacola, FL | ▲ 6897 (#7289 → #392) | $16.0M | 41 |
| #36 | James Watkins | 220598 | BRP Home Mortgage, LLC | 2044252 | Chandler, AZ | ▲ 6844 (#7289 → #445) | $14.3M | 38 |
| #37 | Jeffrey Beecher | 2673803 | Southern Elite Mortgage LLC | 2581600 | Glen Allen, VA | ▲ 6768 (#9169 → #2401) | $3.7M | 10 |
| #37 | Jessica Fischer | 2292046 | Navy Federal Credit Union | 399807 | Pensacola, FL | ▲ 6768 (#9169 → #2401) | $4.7M | 10 |
| #37 | Jason Crigler | 188647 | Crown Mortgage, LLC | 188642 | Charlottesville, VA | ▲ 6768 (#9169 → #2401) | $3.8M | 10 |
| #37 | Jameela Thomas | 2717399 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 6768 (#9169 → #2401) | $2.8M | 10 |
| #37 | Angelo Gjekaj | 2699308 | Rocket Mortgage, LLC | 3030 | — | ▲ 6768 (#9169 → #2401) | $1.6M | 10 |
| #37 | Armani Branch | 1912701 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | ▲ 6768 (#9169 → #2401) | $4.5M | 10 |
| #37 | Micah George | 2066688 | Zillow Home Loans, LLC | 10287 | Irvine, CA | ▲ 6768 (#9169 → #2401) | $3.5M | 10 |
| #37 | Stephanie Arcelay | 897166 | Atlantic Union Bank | 551889 | Reston, VA | ▲ 6768 (#9169 → #2401) | $8.9M | 10 |
| #37 | John Toole | 112649 | All American Mortgage Corporation | 277508 | Richmond, VA | ▲ 6768 (#9169 → #2401) | $3.7M | 10 |
| #37 | Casey Henderson | 2665492 | Call Federal Credit Union | 407823 | Richmond, VA | ▲ 6768 (#9169 → #2401) | $660K | 10 |
| #37 | John Goodroe | 28452 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 6768 (#9169 → #2401) | $2.5M | 10 |
| #37 | Ricardo Pena | 2717589 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 6768 (#9169 → #2401) | $2.3M | 10 |
| #37 | Todd Haggerty | 171598 | i1 Mortgage LLC | 2654511 | Guilford, CT | ▲ 6768 (#9169 → #2401) | $3.5M | 10 |
| #37 | Jordan Esco | 1545232 | SOFI BANK, NATIONAL ASSOCIATION | 696891 | Cottonwood Heights, UT | ▲ 6768 (#9169 → #2401) | $990K | 10 |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Biggest Climbers by Loan Count — Virginia. Powered by MMI public record mortgage production data, accessed October 9, 2026. https://topmortgageoriginators.com/lo-leaderboard/virginia/top-climbers-by-units
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