Biggest Climbers by Loan Count — Virginia (2026)

Biggest climbers in Virginia in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.

As of October 11, 2026, the top 3 include Samantha Cardo (DuPont Community Credit Union, NMLS #2755737), Matthew Houbba (United Mortgage Lending LLC, NMLS #1902001), and Yavuz Yilmaz (Saxton Mortgage, LLC, NMLS #1910086).

Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.

Biggest Climbers by Loan Count — Virginia (2026) — top 50
Rank Loan officer LO NMLS Current Lender / Broker Lender NMLS Location Rank Change 2026 Volume 2026 Loans
#1 Samantha Cardo 2755737 DuPont Community Credit Union 609369 Waynesboro, VA ▲ 7883 (#8854 → #971) $1.8M 22
#2 Matthew Houbba 1902001 United Mortgage Lending LLC 2220134 Troy, MI ▲ 7385 (#8854 → #1469) $5.4M 16
#3 Yavuz Yilmaz 1910086 Saxton Mortgage, LLC 1717191 San Diego, CA ▲ 7277 (#8854 → #1577) $6.5M 15
#3 Alexandra Roden 2686302 Freedom Mortgage Corporation 2767 Marlton, NJ ▲ 7277 (#8854 → #1577) $7.0M 15
#3 Vidal Arabo 2531924 MortgagePros, LLC 1925352 Troy, MI ▲ 7277 (#8854 → #1577) $4.7M 15
#6 Donovan Ckepyar 2316909 Rocket Mortgage, LLC 3030 Detroit, MI ▲ 7166 (#8854 → #1688) $3.7M 14
#7 Valerie Bulger 2143532 Navy Federal Credit Union 399807 Vienna, VA ▲ 7033 (#8854 → #1821) $6.6M 13
#7 Thomas Marshall 1730203 Chartway Federal Credit Union 423149 Virginia Beach, VA ▲ 7033 (#8854 → #1821) $3.3M 13
#7 Brandon Elkins 2029680 Mortgage Research Center, LLC 1907 Columbia, MO ▲ 7033 (#8854 → #1821) $5.1M 13
#7 Stacy Jones-Priddy 2732763 Atlantic Union Bank 551889 Fredericksburg, VA ▲ 7033 (#8854 → #1821) $1.8M 13
#11 Lee Gates 1963502 PennyMac Loan Services, LLC 35953 Carrollton, TX ▲ 6896 (#8854 → #1958) $3.2M 12
#11 Ali Atwi 2717366 Rocket Mortgage, LLC 3030 Detroit, MI ▲ 6896 (#8854 → #1958) $3.3M 12
#11 Ahmed Altamimi 2726858 Rocket Mortgage, LLC 3030 Detroit, MI ▲ 6896 (#8854 → #1958) $2.9M 12
#11 CHRISTY WEDDLE 2724027 Atlantic Union Bank 551889 Roanoke, VA ▲ 6896 (#8854 → #1958) $1.4M 12
#15 Deborah Goguen-Ellis 2024341 Lafayette Federal Credit Union 464425 Rockville, MD ▲ 6783 (#7416 → #633) $9.2M 30
#16 Eric Henderson 2686283 Freedom Mortgage Corporation 2767 — ▲ 6700 (#8854 → #2154) $4.5M 11
#16 Timothy Kaminski 739712 loanDepot.com, LLC 174457 Irvine, CA ▲ 6700 (#8854 → #2154) $3.6M 11
#16 Aimmee Buendia Hinojosa 2010012 Everett Financial, Inc. 2129 Vienna, VA ▲ 6700 (#8854 → #2154) $3.3M 11
#16 ZOBEIDA SAUCEDO 1415402 Navy Federal Credit Union 399807 Vienna, VA ▲ 6700 (#8854 → #2154) $3.5M 11
#16 Christian Wodtke 2699419 Rocket Mortgage, LLC 3030 Detroit, MI ▲ 6700 (#8854 → #2154) $1.7M 11
#16 Shakevia Kirkland 2025645 Navy Federal Credit Union 399807 Pensacola, FL ▲ 6700 (#8854 → #2154) $4.9M 11
#16 Derek Tinkle 1333803 Clear2Mortgage Inc. 1911663 Troy, MI ▲ 6700 (#8854 → #2154) $4.9M 11
#16 Ryan Long 2717421 Rocket Mortgage, LLC 3030 Cleveland, OH ▲ 6700 (#8854 → #2154) $1.8M 11
#24 John Toole 112649 All American Mortgage Corporation 277508 Richmond, VA ▲ 6453 (#8854 → #2401) $3.7M 10
#24 Jason Crigler 188647 Crown Mortgage, LLC 188642 Charlottesville, VA ▲ 6453 (#8854 → #2401) $3.8M 10
#24 Redi Gjojdeshi 1033676 Better Lending LLC 2085351 Schaumburg, IL ▲ 6453 (#8854 → #2401) $3.0M 10
#24 Jordan Candie 2643435 Rocket Mortgage, LLC 3030 Detroit, MI ▲ 6453 (#8854 → #2401) $4.0M 10
#24 Jordan Esco 1545232 SOFI BANK, NATIONAL ASSOCIATION 696891 Cottonwood Heights, UT ▲ 6453 (#8854 → #2401) $990K 10
#24 Ricardo Pena 2717589 Rocket Mortgage, LLC 3030 Detroit, MI ▲ 6453 (#8854 → #2401) $2.3M 10
#30 LORA SCOTT 808069 Atlantic Union Bank 551889 Glen Allen, VA ▲ 6168 (#8854 → #2686) $1.1M 9
#30 Katie Smith 924534 Mortgage Research Center, LLC 1907 Columbia, MO ▲ 6168 (#8854 → #2686) $2.4M 9
#30 Brian Bach 1152314 Union Home Mortgage Corp. 2229 Strongsville, OH ▲ 6168 (#8854 → #2686) $2.7M 9
#30 Jason Chastain 10006 Carrington Mortgage Services, LLC 2600 Jacksonville, FL ▲ 6168 (#8854 → #2686) $2.8M 9
#30 Layth Masood 1813553 eMortgage Funding LLC 1059364 Troy, MI ▲ 6168 (#8854 → #2686) $3.0M 9
#30 Ella Dotson 2258842 Freedom Mortgage Corporation 2767 Boca Raton, FL ▲ 6168 (#8854 → #2686) $3.4M 9
#30 Bryan Klemett 1824350 Rocket Mortgage, LLC 3030 Detroit, MI ▲ 6168 (#8854 → #2686) $2.5M 9
#30 Charles Bucklin 460665 Advanced Mortgage LLC 1762428 Port Charlotte, FL ▲ 6168 (#8854 → #2686) $3.9M 9
#30 Justin Mansour 2499309 MortgagePros, LLC 1925352 Troy, MI ▲ 6168 (#8854 → #2686) $2.1M 9
#30 Anne Kuster 1068788 Mortgage Research Center, LLC 1907 Lenexa, KS ▲ 6168 (#8854 → #2686) $2.6M 9
#30 Christopher Visich 342014 New American Funding, LLC 6606 Novi, MI ▲ 6168 (#8854 → #2686) $2.4M 9
#30 Karen Ramirez 1711964 American Pacific Mortgage Corporation 1850 Gaithersburg, MD ▲ 6168 (#8854 → #2686) $4.1M 9
#30 Aaron Groller 2645392 Guaranteed Rate, Inc. 2611 Chicago, IL ▲ 6168 (#8854 → #2686) $4.4M 9
#30 Jacob Thomas 2641669 Freedom Mortgage Corporation 2767 Boca Raton, FL ▲ 6168 (#8854 → #2686) $3.3M 9
#30 Terisa Rajbhandari 2649092 Atlantic Union Bank 551889 Front Royal, VA ▲ 6168 (#8854 → #2686) $1.3M 9
#30 Luis Torres 1899125 loanDepot.com, LLC 174457 Chandler, AZ ▲ 6168 (#8854 → #2686) $3.0M 9
#46 Susan DeMello 1491977 Advance Financial Group, LLC 1611080 Norfolk, VA ▲ 6158 (#7416 → #1258) $6.6M 18
#47 Charles Johnson 2129734 Freedom Mortgage Corporation 2767 Columbia, MD ▲ 6065 (#7416 → #1351) $8.5M 17
#47 Rajeev Gandhi 68641 SI Mortgage Company 68434 Sterling Heights, MI ▲ 6065 (#7416 → #1351) $5.7M 17
#47 Nicholas McGhee 2717417 Rocket Mortgage, LLC 3030 Cleveland, OH ▲ 6065 (#7416 → #1351) $2.5M 17
#50 Abigail Guthrie 2545600 Navy Federal Credit Union 399807 Pensacola, FL ▲ 5983 (#6316 → #333) $25.9M 45

Frequently asked

Who is the top mortgage loan officer climber in Virginia in 2026?
Samantha Cardo (DuPont Community Credit Union, NMLS #2755737) ranks #1 in Virginia in 2026 with 22 closed loans based on MMI's public-record mortgage dataset.
Who are the top mortgage loan officers in Virginia in 2026?
1. Samantha Cardo (DuPont Community Credit Union); 2. Matthew Houbba (United Mortgage Lending LLC); 3. Yavuz Yilmaz (Saxton Mortgage, LLC). The full ranking continues on this page, sourced from MMI's public-record mortgage dataset.

About this data

These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.

Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.

Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.

Read the full methodology

Cite this page

TopMortgageOriginators.com. Biggest Climbers by Loan Count — Virginia (2026). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/virginia/top-climbers-by-units/2026

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