Biggest Climbers by Loan Count — Virginia (2026)

Biggest climbers in Virginia in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.

As of August 27, 2026, the top 3 include Samantha Cardo (DuPont Community Credit Union, NMLS #2755737), Matthew Houbba (United Mortgage Lending LLC, NMLS #1902001), and Vidal Arabo (MortgagePros, LLC, NMLS #2531924).

Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.

Biggest Climbers by Loan Count — Virginia (2026) — top 50
Rank Loan officer LO NMLS Current Lender / Broker Lender NMLS Location Rank Change 2026 Volume 2026 Loans
#1 Samantha Cardo 2755737 DuPont Community Credit Union 609369 Waynesboro, VA ▲ 8019 (#8847 → #828) $1.6M 21
#2 Matthew Houbba 1902001 United Mortgage Lending LLC 2220134 Troy, MI ▲ 7671 (#8847 → #1176) $5.4M 16
#3 Vidal Arabo 2531924 MortgagePros, LLC 1925352 Troy, MI ▲ 7565 (#8847 → #1282) $4.7M 15
#3 Alexandra Roden 2686302 Freedom Mortgage Corporation 2767 Marlton, NJ ▲ 7565 (#8847 → #1282) $7.0M 15
#5 Yavuz Yilmaz 1910086 Saxton Mortgage, LLC 1717191 San Diego, CA ▲ 7457 (#8847 → #1390) $5.8M 14
#6 Ali Atwi 2717366 Rocket Mortgage, LLC 3030 Detroit, MI ▲ 7183 (#8847 → #1664) $3.3M 12
#6 CHRISTY WEDDLE 2724027 Atlantic Union Bank 551889 Roanoke, VA ▲ 7183 (#8847 → #1664) $1.4M 12
#6 Brandon Elkins 2029680 Mortgage Research Center, LLC 1907 Columbia, MO ▲ 7183 (#8847 → #1664) $4.7M 12
#6 Thomas Marshall 1730203 Chartway Federal Credit Union 423149 Virginia Beach, VA ▲ 7183 (#8847 → #1664) $3.0M 12
#10 Shakevia Kirkland 2025645 Navy Federal Credit Union 399807 Pensacola, FL ▲ 7025 (#8847 → #1822) $4.9M 11
#10 Eric Henderson 2686283 Freedom Mortgage Corporation 2767 ▲ 7025 (#8847 → #1822) $4.5M 11
#10 Donovan Ckepyar 2316909 Rocket Mortgage, LLC 3030 Detroit, MI ▲ 7025 (#8847 → #1822) $2.9M 11
#10 Derek Tinkle 1333803 Clear2Mortgage Inc. 1911663 Royal Oak, MI ▲ 7025 (#8847 → #1822) $4.9M 11
#14 Timothy Kaminski 739712 loanDepot.com, LLC 174457 Irvine, CA ▲ 6832 (#8847 → #2015) $3.5M 10
#14 Ryan Long 2717421 Rocket Mortgage, LLC 3030 Cleveland, OH ▲ 6832 (#8847 → #2015) $1.7M 10
#14 Stacy Jones-Priddy 2732763 Atlantic Union Bank 551889 Fredericksburg, VA ▲ 6832 (#8847 → #2015) $1.4M 10
#14 Lee Gates 1963502 PennyMac Loan Services, LLC 35953 Carrollton, TX ▲ 6832 (#8847 → #2015) $3.0M 10
#14 ZOBEIDA SAUCEDO 1415402 Navy Federal Credit Union 399807 Vienna, VA ▲ 6832 (#8847 → #2015) $3.2M 10
#14 Ricardo Pena 2717589 Rocket Mortgage, LLC 3030 Detroit, MI ▲ 6832 (#8847 → #2015) $2.3M 10
#20 Deborah Goguen-Ellis 2024341 Lafayette Federal Credit Union 464425 Rockville, MD ▲ 6807 (#7412 → #605) $8.5M 26
#21 Jacob Thomas 2641669 Freedom Mortgage Corporation 2767 Boca Raton, FL ▲ 6618 (#8847 → #2229) $3.3M 9
#21 Ahmed Altamimi 2726858 Rocket Mortgage, LLC 3030 Detroit, MI ▲ 6618 (#8847 → #2229) $2.1M 9
#21 Aaron Groller 2645392 New American Funding, LLC 6606 Charlotte, NC ▲ 6618 (#8847 → #2229) $4.4M 9
#21 Luis Torres 1899125 loanDepot.com, LLC 174457 Chandler, AZ ▲ 6618 (#8847 → #2229) $3.0M 9
#21 Redi Gjojdeshi 1033676 Better Lending LLC 2085351 Schaumburg, IL ▲ 6618 (#8847 → #2229) $2.7M 9
#21 Layth Masood 1813553 eMortgage Funding LLC 1059364 Troy, MI ▲ 6618 (#8847 → #2229) $3.0M 9
#27 John Toole 112649 All American Mortgage Corporation 277508 Richmond, VA ▲ 6330 (#8847 → #2517) $2.9M 8
#27 Jason Chastain 10006 Carrington Mortgage Services, LLC 2600 Jacksonville, FL ▲ 6330 (#8847 → #2517) $2.5M 8
#27 Angel Colon 1784094 Navy Federal Credit Union 399807 Pensacola, FL ▲ 6330 (#8847 → #2517) $4.1M 8
#27 Terisa Rajbhandari 2649092 Atlantic Union Bank 551889 Front Royal, VA ▲ 6330 (#8847 → #2517) $971K 8
#27 Valerie Bulger 2143532 Navy Federal Credit Union 399807 Vienna, VA ▲ 6330 (#8847 → #2517) $4.4M 8
#27 Aimmee Buendia Hinojosa 2010012 Everett Financial, Inc. 2129 Vienna, VA ▲ 6330 (#8847 → #2517) $2.4M 8
#27 Karen Ramirez 1711964 American Pacific Mortgage Corporation 1850 Gaithersburg, MD ▲ 6330 (#8847 → #2517) $3.7M 8
#27 Christopher Visich 342014 New American Funding, LLC 6606 Columbia, MD ▲ 6330 (#8847 → #2517) $2.2M 8
#27 Jonathan Tipton 1188088 Ark-La-Tex Financial Services, LLC 2143 Johnson City, TN ▲ 6330 (#8847 → #2517) $1.8M 8
#27 Brian Bach 1152314 Union Home Mortgage Corp. 2229 Strongsville, OH ▲ 6330 (#8847 → #2517) $2.2M 8
#37 Rajeev Gandhi 68641 SI Mortgage Company 68434 Sterling Heights, MI ▲ 6327 (#7412 → #1085) $5.7M 17
#38 Charles Johnson 2129734 Freedom Mortgage Corporation 2767 Columbia, MD ▲ 6236 (#7412 → #1176) $8.4M 16
#39 Omar Alfaear 1551862 Rocket Mortgage, LLC 3030 Detroit, MI ▲ 6130 (#7412 → #1282) $3.6M 15
#40 Jeremiah Koprowski 2088144 Rocket Mortgage, LLC 3030 Detroit, MI ▲ 6022 (#7412 → #1390) $4.2M 14
#40 Sean Attard 459598 Motion Mortgage Inc 358334 Stafford, VA ▲ 6022 (#7412 → #1390) $6.2M 14
#42 Abigail Guthrie 2545600 Navy Federal Credit Union 399807 Pensacola, FL ▲ 6016 (#6311 → #295) $23.0M 40
#43 Cintearrea Tolbert 1909793 Rocket Mortgage, LLC 3030 Coppell, TX ▲ 5942 (#8847 → #2905) $800K 7
#43 Jerica Simpson 2733525 Eastman Credit Union 407253 Kingsport, TN ▲ 5942 (#8847 → #2905) $1.1M 7
#43 Matthew Whitt 1542245 Truist Bank 399803 Greensboro, NC ▲ 5942 (#8847 → #2905) $1.2M 7
#43 Christian Wodtke 2699419 Rocket Mortgage, LLC 3030 Detroit, MI ▲ 5942 (#8847 → #2905) $1.1M 7
#43 Tameko Mitchell 1200647 PennyMac Loan Services, LLC 35953 Tampa, FL ▲ 5942 (#8847 → #2905) $3.1M 7
#43 Benjamin Labs 1975075 Navy Federal Credit Union 399807 Vienna, VA ▲ 5942 (#8847 → #2905) $1.9M 7
#43 William Bowen 2006987 Freedom Mortgage Corporation 2767 Columbia, MD ▲ 5942 (#8847 → #2905) $3.3M 7
#43 James Sattler 1127707 Rocket Mortgage, LLC 3030 Detroit, MI ▲ 5942 (#8847 → #2905) $2.3M 7

Frequently asked

Who is the top mortgage loan officer climber in Virginia in 2026?
Samantha Cardo (DuPont Community Credit Union, NMLS #2755737) ranks #1 in Virginia in 2026 with 21 closed loans based on MMI's public-record mortgage dataset.
Who are the top mortgage loan officers in Virginia in 2026?
1. Samantha Cardo (DuPont Community Credit Union); 2. Matthew Houbba (United Mortgage Lending LLC); 3. Vidal Arabo (MortgagePros, LLC). The full ranking continues on this page, sourced from MMI's public-record mortgage dataset.

About this data

These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.

Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.

Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.

Read the full methodology

Cite this page

TopMortgageOriginators.com. Biggest Climbers by Loan Count — Virginia (2026). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/virginia/top-climbers-by-units/2026

Powered by ChatMMI

Try /lo or /lender to look up a profile, or /me for yours.