Biggest climbers in South Dakota in 2026 so far, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 9, 2026, the top 3 include AMBER USERA (Black Hills Federal Credit Union, NMLS #2090308), Tyler Schwinghamer (First Bank & Trust, NMLS #2440925), and KEVIN UNZEN (Guaranteed Rate, Inc., NMLS #48804).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Rank Change | YTD Volume | YTD Loans |
|---|---|---|---|---|---|---|---|---|
| #1 | AMBER USERA | 2090308 | Black Hills Federal Credit Union | 405873 | Rapid City, SD | ▲ 147 (#265 → #118) | $720K | 6 |
| #1 | Tyler Schwinghamer | 2440925 | First Bank & Trust | 409296 | Sioux Falls, SD | ▲ 147 (#265 → #118) | $607K | 6 |
| #3 | KEVIN UNZEN | 48804 | Guaranteed Rate, Inc. | 2611 | Sioux Falls, SD | ▲ 133 (#184 → #51) | $5.3M | 16 |
| #4 | Clayton Schwahn | 1063036 | Granite Bank | 405434 | Rapid City, SD | ▲ 133 (#265 → #132) | $1.7M | 5 |
| #4 | Shane Martin | 339115 | Mortgage Research Center, LLC | 1907 | Columbia, MO | ▲ 133 (#265 → #132) | $1.5M | 5 |
| #4 | Linden Heikens | 35655 | Midwest Family Lending Corporation | 4622 | Sioux Falls, SD | ▲ 133 (#265 → #132) | $1.1M | 5 |
| #4 | Janel Honke | 1084427 | First National Bank | 476969 | Huron, SD | ▲ 133 (#265 → #132) | $1.9M | 5 |
| #8 | Jordan Olson | 2587978 | American Pacific Mortgage Corporation | 1850 | Rapid City, SD | ▲ 118 (#265 → #147) | $1.6M | 4 |
| #8 | Nicolette Work | 1100207 | FLANAGAN STATE BANK | 408461 | Rapid City, SD | ▲ 118 (#265 → #147) | $1.3M | 4 |
| #8 | Aric Buhler | 1967743 | Granite Bank | 405434 | — | ▲ 118 (#265 → #147) | $484K | 4 |
| #8 | Jennifer Rinto | 490584 | Black Hills Federal Credit Union | 405873 | Rapid City, SD | ▲ 118 (#265 → #147) | $344K | 4 |
| #8 | Thomas Kaufman | 2026653 | First PREMIER Bank | 474396 | Sioux Falls, SD | ▲ 118 (#265 → #147) | $241K | 4 |
| #8 | Tammy Brabazon | 528831 | Black Hills Federal Credit Union | 405873 | Rapid City, SD | ▲ 118 (#265 → #147) | $550K | 4 |
| #14 | Hannah Beachem | 1990704 | Granite Bank | 405434 | Cold Spring, MN | ▲ 98 (#184 → #86) | $3.6M | 10 |
| #15 | Jacob Montano | 2125222 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | ▲ 93 (#265 → #172) | $800K | 3 |
| #15 | Ronel Correia | 1853437 | Cardinal Financial Company, Limited Partnership | 66247 | Chandler, AZ | ▲ 93 (#265 → #172) | $276K | 3 |
| #15 | Barbara Mangulis | 174800 | Rapid Mortgage LLC | 1913216 | Rapid City, SD | ▲ 93 (#265 → #172) | $956K | 3 |
| #15 | Sharifa Galab | 2239473 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 93 (#265 → #172) | $2.9M | 3 |
| #15 | Aaron Renville | 1080128 | Black Hills Federal Credit Union | 405873 | Rapid City, SD | ▲ 93 (#265 → #172) | $1.2M | 3 |
| #15 | Chance Bernstrauch | 1218467 | BankFirst | 422804 | South Sioux City, NE | ▲ 93 (#265 → #172) | $1.1M | 3 |
| #15 | Ricky Van Den Top | 35048 | Barrett Financial Group, L.L.C. | 181106 | Chandler, AZ | ▲ 93 (#265 → #172) | $953K | 3 |
| #15 | Sarah Erickson | 768690 | Fairway Independent Mortgage Corporation | 2289 | Watertown, SD | ▲ 93 (#265 → #172) | $1.3M | 3 |
| #15 | Katharine Peterson | 493507 | CMG Mortgage, Inc. | 1820 | Spearfish, SD | ▲ 93 (#265 → #172) | $1.1M | 3 |
| #15 | Keith Portner | 464388 | CorTrust Bank N.A. | 405612 | Sioux Falls, SD | ▲ 93 (#265 → #172) | $835K | 3 |
| #15 | Paul Lems | 464386 | CORNERSTONE BANK | 320389 | Sioux Falls, SD | ▲ 93 (#265 → #172) | $1.0M | 3 |
| #15 | William Froehlich | 188896 | Rocket Mortgage, LLC | 3030 | Cleveland, OH | ▲ 93 (#265 → #172) | $295K | 3 |
| #15 | Melinda Hodgson | 1136317 | Premier Lending Alliance, LLC | 320883 | Johnston, IA | ▲ 93 (#265 → #172) | $506K | 3 |
| #15 | Celia Burkinshaw | 650949 | U.S. Bank National Association | 402761 | Earth City, MO | ▲ 93 (#265 → #172) | $726K | 3 |
| #15 | Rebecca Brown | 1020028 | Black Hills Federal Credit Union | 405873 | Rapid City, SD | ▲ 93 (#265 → #172) | $390K | 3 |
| #30 | Ryan Kaufman | 1503898 | Black Hills Federal Credit Union | 405873 | Sioux Falls, SD | ▲ 90 (#118 → #28) | $7.9M | 24 |
| #31 | Amber Dodson | 704509 | Gateway First Bank | 7233 | Sturgis, SD | ▲ 84 (#141 → #57) | $4.5M | 15 |
| #32 | WENDY CLARK | 764588 | Dacotah Bank | 412367 | Rapid City, SD | ▲ 83 (#184 → #101) | $2.7M | 7 |
| #32 | Ryan Mulder | 1732038 | AMERICAN STATE BANK | 403450 | Sioux Falls, SD | ▲ 83 (#184 → #101) | $2.5M | 7 |
| #34 | Bobbi Krueger | 835565 | Pioneer Bank & Trust | 631404 | Sturgis, SD | ▲ 66 (#184 → #118) | $1.5M | 6 |
| #34 | Katie Manning | 1585850 | Premier Bank | 416841 | Alcester, SD | ▲ 66 (#184 → #118) | $913K | 6 |
| #36 | Marcinda Odland | 803947 | Aspen Federal Credit Union | 798571 | Rapid City, SD | ▲ 57 (#118 → #61) | $1.7M | 14 |
| #37 | amber brenon | 58991 | Northern Hills Federal Credit Union | 631613 | Sturgis, SD | ▲ 56 (#99 → #43) | $4.5M | 18 |
| #38 | Kelly Kelly | 1242327 | Fairway Independent Mortgage Corporation | 2289 | Sioux Falls, SD | ▲ 52 (#141 → #89) | $6.5M | 9 |
| #39 | Megan Van Wettering | 416460 | U.S. Bank National Association | 402761 | Sioux City, IA | ▲ 52 (#184 → #132) | $1.5M | 5 |
| #40 | Joshua Campbell | 400391 | CMG Mortgage, Inc. | 1820 | Rapid City, SD | ▲ 46 (#56 → #10) | $15.0M | 38 |
| #41 | Clay Vinson | 2184827 | Plains Commerce Bank | 463950 | Sioux Falls, SD | ▲ 41 (#118 → #77) | $2.7M | 11 |
| #41 | Todd Akkerman | 1455864 | First Interstate Bank | 561537 | Sioux Falls, SD | ▲ 41 (#118 → #77) | $2.1M | 11 |
| #41 | Trevor Naasz | 1923780 | NEXA Mortgage, LLC | 1660690 | Sioux Falls, SD | ▲ 41 (#118 → #77) | $2.9M | 11 |
| #41 | Luke Dye | 1505447 | CMG Mortgage, Inc. | 1820 | Rapid City, SD | ▲ 41 (#118 → #77) | $5.0M | 11 |
| #45 | Tiffani Renken | 699212 | Security National Bank of South Dakota | 410999 | Sioux Falls, SD | ▲ 40 (#141 → #101) | $500K | 7 |
| #45 | Angelia Dale | 175544 | Gateway First Bank | 7233 | Rapid City, SD | ▲ 40 (#141 → #101) | $2.2M | 7 |
| #45 | Adam Cooper | 1963175 | American Bank & Trust | 774689 | Sioux Falls, SD | ▲ 40 (#141 → #101) | $2.7M | 7 |
| #45 | Jason Schroeder | 1134312 | CorTrust Mortgage Inc. | 458038 | Sioux Falls, SD | ▲ 40 (#141 → #101) | $2.2M | 7 |
| #45 | Ryan Meyer | 617500 | CU MORTGAGE DIRECT, LLC | 198895 | Sioux Falls, SD | ▲ 40 (#141 → #101) | $1.1M | 7 |
| #45 | Jeffrey Buum | 400290 | Fairway Independent Mortgage Corporation | 2289 | Sioux Falls, SD | ▲ 40 (#141 → #101) | $1.7M | 7 |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Biggest Climbers by Loan Count — South Dakota. Powered by MMI public record mortgage production data, accessed October 9, 2026. https://topmortgageoriginators.com/lo-leaderboard/south-dakota/top-climbers-by-units
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