Top loan officers in Virginia in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Sharon Francum (Atlantic Bay Mortgage Group, L.L.C., NMLS #447959), Reginald Maddox (Atlantic Bay Mortgage Group, L.L.C., NMLS #1072553), and Phillip Nguyen (Rocket Mortgage, LLC, NMLS #142573).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2023 Volume | 2023 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Sharon Francum | 447959 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Yorktown, VA | $79.5M | 269 | $295K |
| #2 | Reginald Maddox | 1072553 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Myrtle Beach, SC | $135.7M | 254 | $534K |
| #3 | Phillip Nguyen | 142573 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $114.8M | 250 | $459K |
| #4 | Allison Davis | 222187 | United Bank | 522399 | Mechanicsville, VA | $71.6M | 238 | $301K |
| #5 | Rebecca Beasley | 555745 | Virginia Federal Credit Union | 407552 | — | $12.5M | 224 | $56K |
| #6 | Andrew Leggett | 1215986 | CMG Mortgage, Inc. | 1820 | North Chesterfield, VA | $79.2M | 205 | $386K |
| #7 | Russell Nash | 327463 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Glen Allen, VA | $63.6M | 192 | $331K |
| #8 | Nina Efird | 659399 | Ameris Bank | 408099 | Newport News, VA | $51.7M | 182 | $284K |
| #9 | Joseph Dunn | 160856 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Glen Allen, VA | $71.6M | 180 | $398K |
| #10 | Kelly Cordero | 259580 | CrossCountry Mortgage, LLC | 3029 | Chesapeake, VA | $53.4M | 176 | $303K |
| #11 | Elizabeth McElroy | 659461 | CrossCountry Mortgage, LLC | 3029 | Fairfax, VA | $74.6M | 169 | $442K |
| #12 | William Luper | 1229598 | Fairway Independent Mortgage Corporation | 2289 | Lynchburg, VA | $33.0M | 166 | $199K |
| #12 | Carol Cummings | 801386 | DuPont Community Credit Union | 609369 | Waynesboro, VA | $10.2M | 166 | $61K |
| #14 | Austin Fisher | 1561826 | Figure Lending LLC | 1717824 | Reno, NV | $13.2M | 162 | $82K |
| #15 | Abayomi Akinyemi | 840111 | United Nations Federal Credit Union | 456916 | McLean, VA | $96.9M | 158 | $613K |
| #16 | Jenna Stiltner | 907344 | Atlantic Coast Mortgage, LLC | 643114 | Charlottesville, VA | $48.4M | 157 | $308K |
| #17 | Bradley Stevenson | 293018 | Prosperity Home Mortgage, LLC | 75164 | Williamsburg, VA | $47.4M | 152 | $312K |
| #18 | Stephen Arsenault | 207543 | Fairway Independent Mortgage Corporation | 2289 | Alexandria, VA | $71.6M | 150 | $478K |
| #19 | Wendy Edde | 1200036 | Mortgage Research Center, LLC | 1907 | Auburn, CA | $50.0M | 149 | $336K |
| #20 | Alison Schellenberg | 759461 | Mortgage Research Center, LLC | 1907 | Auburn, CA | $47.0M | 147 | $320K |
| #20 | Mayte Drew | 861415 | Virginia Federal Credit Union | 407552 | — | $8.6M | 147 | $59K |
| #22 | Phillip Voorhees | 769446 | Tower Federal Credit Union | 586147 | Laurel, MD | $20.7M | 146 | $142K |
| #23 | Wesley Flowers | 205515 | Southern Trust Mortgage, LLC | 2921 | Virginia Beach, VA | $46.6M | 142 | $329K |
| #24 | Derek Evans | 482600 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Midlothian, VA | $41.8M | 140 | $298K |
| #25 | Elizabeth Morse | 1622214 | Tower Federal Credit Union | 586147 | Laurel, MD | $21.0M | 137 | $153K |
| #26 | Sandra Griffin | 202767 | UNITED ATLANTIC MORTGAGE CORP OF VIRGINIA | 347045 | Virginia Beach, VA | $47.8M | 136 | $351K |
| #27 | Darien Pearce | 211134 | Southern Trust Mortgage, LLC | 2921 | Virginia Beach, VA | $29.9M | 133 | $225K |
| #27 | Sonya Orlick | 457827 | CalCon Mutual Mortgage LLC | 46375 | — | $46.0M | 133 | $346K |
| #29 | Joshua Jablonski | 484236 | Fifth Third Bank, National Association | 403245 | Jacksonville, FL | $104.3M | 131 | $796K |
| #30 | Joseph Harris | 219004 | Bank of The James | 410452 | Forest, VA | $31.7M | 129 | $246K |
| #31 | KATHRYN BRINSON | 820647 | Movement Mortgage, LLC | 39179 | Virginia Beach, VA | $35.8M | 128 | $280K |
| #31 | John Douglas | 203861 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Charlottesville, VA | $62.0M | 128 | $485K |
| #33 | Kaylan Brown | 1108491 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Virginia Beach, VA | $38.5M | 127 | $303K |
| #33 | Gina Myers | 898712 | CrossCountry Mortgage, LLC | 3029 | Fairfax, VA | $76.9M | 127 | $606K |
| #35 | Andrew Zemon | 208916 | Ixonia Bank | 423065 | Brookfield, WI | $43.3M | 126 | $344K |
| #35 | John Keating | 266559 | Capital Center, L.L.C. | 67717 | Glen Allen, VA | $44.2M | 126 | $351K |
| #37 | Robert Temple | 207259 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Virginia Beach, VA | $35.7M | 125 | $286K |
| #38 | Blake Wise | 340921 | First Savings Mortgage Corporation | 38694 | McLean, VA | $71.8M | 123 | $584K |
| #39 | Jason Null | 452668 | The Bank of Marion | 449265 | Marion, VA | $22.2M | 122 | $182K |
| #40 | LORA SCOTT | 808069 | Atlantic Union Bank | 551889 | Glen Allen, VA | $11.8M | 121 | $97K |
| #40 | George Bohn | 450883 | Movement Mortgage, LLC | 39179 | Fredericksburg, VA | $36.7M | 121 | $304K |
| #42 | Teresa Rutherford | 447904 | CalCon Mutual Mortgage LLC | 46375 | Newport News, VA | $36.7M | 114 | $322K |
| #43 | Corbin Salmon | 897805 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Virginia Beach, VA | $34.2M | 113 | $303K |
| #43 | Joseph Bonaccorsy | 1238773 | Burke & Herbert Bank & Trust Company | 195335 | Alexandria, VA | $22.2M | 113 | $197K |
| #45 | Charles Sweat | 308553 | Integrity Home Mortgage Corporation | 208516 | Roanoke, VA | $27.3M | 112 | $243K |
| #45 | Larry McGuire | 86508 | Alcova Mortgage LLC | 40508 | Danville, VA | $17.5M | 112 | $157K |
| #47 | Lee Canterbury | 1482583 | Fairway Independent Mortgage Corporation | 2289 | Glen Allen, VA | $29.6M | 111 | $267K |
| #47 | Melissa Bell | 450558 | Atlantic Coast Mortgage, LLC | 643114 | Fairfax, VA | $60.1M | 111 | $542K |
| #47 | Jennifer Robertson | 1797451 | NVR Mortgage Finance, Inc. | 1127 | Wilmington, NC | $45.4M | 111 | $409K |
| #50 | Robert Templeton | 321942 | Advance Financial Group, LLC | 1611080 | Norfolk, VA | $52.5M | 110 | $477K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Top Mortgage Loan Officers by Loan Count — Virginia (2023). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/virginia/top-overall-by-units/2023
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