Top loan officers in California in 2024, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Johana Farrar (Figure Lending LLC, NMLS #1903975), Ryan Axe (INDEPENDENCE HOME LOANS LLC, NMLS #1784924), and Jeremy Engle (Golden Empire Mortgage, Inc., NMLS #293517).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2024 Volume | 2024 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Johana Farrar | 1903975 | Figure Lending LLC | 1717824 | Charlotte, NC | $91.2M | 996 | $92K |
| #2 | Ryan Axe | 1784924 | INDEPENDENCE HOME LOANS LLC | 2524174 | Scottsdale, AZ | $117.9M | 652 | $181K |
| #3 | Jeremy Engle | 293517 | Golden Empire Mortgage, Inc. | 2427 | Visalia, CA | $188.2M | 524 | $359K |
| #4 | Aimee Duong | 674130 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $143.0M | 505 | $283K |
| #5 | MARIA SENDA SANCHEZ | 537421 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $85.6M | 480 | $178K |
| #6 | Conor Murray | 296506 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $84.3M | 470 | $179K |
| #7 | Scott Evans | 256163 | CrossCountry Mortgage, LLC | 3029 | San Diego, CA | $294.9M | 460 | $641K |
| #8 | Pavandeep Kaur | 1991417 | Federal First Lending LLC | 2381991 | Scottsdale, AZ | $242.3M | 447 | $542K |
| #9 | Pascual Nunez | 2154857 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $50.1M | 445 | $113K |
| #10 | Dominic Lopez | 2108320 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $69.7M | 420 | $166K |
| #11 | Ofelia Tellez | 172785 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $83.9M | 412 | $204K |
| #12 | Leonard Hamilton | 1984926 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $73.0M | 385 | $190K |
| #13 | Thaihoa Chang | 693978 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $77.2M | 379 | $204K |
| #14 | Geneva Lawton | 1537405 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $77.1M | 358 | $215K |
| #15 | Cynthia Reyes | 349420 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $57.7M | 354 | $163K |
| #15 | CAROLYN KANG | 498847 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $62.2M | 354 | $176K |
| #15 | Guillermo Guzman | 638543 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $84.1M | 354 | $238K |
| #18 | Jennifer Nguyen | 1761680 | Wescom Central Credit Union | 999430 | Anaheim, CA | $81.9M | 349 | $235K |
| #19 | JoAnnie Coronado | 764104 | The Golden 1 Credit Union | 669333 | Sacramento, CA | $55.0M | 343 | $160K |
| #20 | Mark Reynolds | 121095 | Trimark Funding, Inc. | 2100 | Anaheim, CA | $160.1M | 338 | $474K |
| #21 | NATHAN BURGESS | 285483 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $70.2M | 332 | $211K |
| #22 | Patrick Milkovich | 1676485 | SchoolsFirst Federal Credit Union | 405503 | Cypress, CA | $53.2M | 326 | $163K |
| #23 | Andrew Crater | 1606296 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $84.7M | 325 | $261K |
| #24 | Rania Burtenshaw | 825458 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $51.9M | 307 | $169K |
| #25 | Jason Mata | 273080 | American Pacific Mortgage Corporation | 1850 | Sacramento, CA | $95.9M | 304 | $316K |
| #26 | ISRAEL ELOYZA | 479795 | SchoolsFirst Federal Credit Union | 405503 | Anaheim, CA | $53.9M | 303 | $178K |
| #27 | Lina Cobian | 487916 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $44.5M | 297 | $150K |
| #28 | Nancy Gutierrez | 488405 | SchoolsFirst Federal Credit Union | 405503 | Chino, CA | $50.9M | 289 | $176K |
| #29 | Monica Grasso-Munoz | 1023291 | The Golden 1 Credit Union | 669333 | Sacramento, CA | $41.9M | 288 | $146K |
| #30 | Yuanzhu Li | 2005118 | Wells Fargo Bank, National Association | 399801 | Sunnyvale, CA | $396.0M | 284 | $1.4M |
| #31 | Josh Chamness | 224073 | SchoolsFirst Federal Credit Union | 405503 | San Clemente, CA | $51.4M | 278 | $185K |
| #32 | Allison Robbins | 638558 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $49.7M | 277 | $180K |
| #33 | Hong Sha | 235461 | HSBC Bank USA National Association | 399799 | Cupertino, CA | $426.9M | 273 | $1.6M |
| #34 | Sandra Jaso | 296555 | Wescom Central Credit Union | 999430 | Anaheim, CA | $46.9M | 271 | $173K |
| #34 | Jose Herrera | 499076 | ALTURA FEDERAL CREDIT UNION | 417696 | Riverside, CA | $44.3M | 271 | $164K |
| #36 | Brian Minkow | 256638 | CMG Mortgage, Inc. | 1820 | Westlake Village, CA | $285.6M | 268 | $1.1M |
| #37 | Sonia Sandoval-Valadez | 693453 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $42.9M | 267 | $161K |
| #38 | Xueyan Jiang | 1778426 | Wells Fargo Bank, National Association | 399801 | San Jose, CA | $362.4M | 266 | $1.4M |
| #38 | Victoria Huynh | 355055 | Lennar Mortgage, LLC | 1058 | Roseville, CA | $149.9M | 266 | $564K |
| #40 | Eric Hartman | 1091832 | SchoolsFirst Federal Credit Union | 405503 | Orange, CA | $61.5M | 265 | $232K |
| #41 | Kelly Buck | 1272153 | SchoolsFirst Federal Credit Union | 405503 | Mission Viejo, CA | $67.3M | 260 | $259K |
| #41 | Jared Sprink | 1706369 | SchoolsFirst Federal Credit Union | 405503 | Huntington Beach, CA | $72.8M | 260 | $280K |
| #43 | Ann Pendergist | 38330 | Kinecta Federal Credit Union | 407870 | Manhattan Beach, CA | $62.2M | 257 | $242K |
| #44 | Suzanne Burgess | 633507 | The Golden 1 Credit Union | 669333 | Sacramento, CA | $37.6M | 256 | $147K |
| #45 | Claudia Sandoval | 1248704 | SchoolsFirst Federal Credit Union | 405503 | Irvine, CA | $88.1M | 251 | $351K |
| #46 | Michael Meena | 241370 | Augusta Financial, Inc. | 241911 | Santa Clarita, CA | $151.3M | 247 | $613K |
| #47 | Daniel Ramirez | 1161928 | SchoolsFirst Federal Credit Union | 405503 | La Habra, CA | $43.7M | 246 | $178K |
| #48 | Wendy Webber-McCloskey | 1441832 | Wescom Central Credit Union | 999430 | Anaheim, CA | $50.0M | 243 | $206K |
| #48 | Hal Friedman | 1970674 | JPMorgan Chase Bank, National Association | 399798 | Woodland Hills, CA | $41.9M | 243 | $172K |
| #48 | Xin Shen | 321917 | HSBC Bank USA National Association | 399799 | Cupertino, CA | $432.6M | 243 | $1.8M |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Top Mortgage Loan Officers by Loan Count — California (2024). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/california/top-overall-by-units/2024
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