Top loan officers in California in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Cynthia Reyes (SchoolsFirst Federal Credit Union, NMLS #349420), Jeremy Engle (Golden Empire Mortgage, Inc., NMLS #293517), and Scott Evans (CrossCountry Mortgage, LLC, NMLS #256163).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2026 Volume | 2026 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Cynthia Reyes | 349420 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $43.7M | 244 | $179K |
| #2 | Jeremy Engle | 293517 | Golden Empire Mortgage, Inc. | 2427 | Visalia, CA | $84.8M | 237 | $358K |
| #3 | Scott Evans | 256163 | CrossCountry Mortgage, LLC | 3029 | San Diego, CA | $163.2M | 230 | $710K |
| #4 | Edoardo Sandoval | 1548478 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $40.1M | 229 | $175K |
| #5 | Daniela Ortega | 2032758 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $38.8M | 216 | $180K |
| #6 | Allison Robbins | 638558 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $33.5M | 203 | $165K |
| #7 | Jennifer Kim | 1452503 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $36.5M | 195 | $187K |
| #8 | Pascual Nunez | 2154857 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $28.3M | 187 | $151K |
| #9 | Gabriel Murillo Sanchez | 1900157 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $29.7M | 186 | $160K |
| #10 | Sonia Sandoval-Valadez | 693453 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $32.3M | 177 | $183K |
| #10 | ROSEMARY LITH | 2640065 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $29.5M | 177 | $167K |
| #12 | Brian Minkow | 256638 | CMG Mortgage, Inc. | 1820 | Westlake Village, CA | $253.9M | 170 | $1.5M |
| #13 | Christian Velazquez | 2517925 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $25.2M | 159 | $159K |
| #14 | Jessenia Navarro | 1924529 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $28.8M | 158 | $182K |
| #15 | Lina Cobian | 487916 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $27.8M | 155 | $180K |
| #16 | Thuan Nguyen | 320775 | Loan Factory, Inc. | 320841 | San Jose, CA | $80.1M | 143 | $560K |
| #17 | Jennifer Nguyen | 1761680 | Wescom Central Credit Union | 999430 | Anaheim, CA | $40.9M | 142 | $288K |
| #18 | Steve Chen | 714948 | Wells Fargo Bank, National Association | 399801 | Sunnyvale, CA | $222.6M | 137 | $1.6M |
| #19 | Veronica Gutierrez | 1206530 | SchoolsFirst Federal Credit Union | 405503 | Norco, CA | $22.6M | 129 | $175K |
| #20 | ISRAEL ELOYZA | 479795 | SchoolsFirst Federal Credit Union | 405503 | Anaheim, CA | $34.9M | 125 | $279K |
| #20 | Jared Sprink | 1706369 | SchoolsFirst Federal Credit Union | 405503 | Huntington Beach, CA | $47.4M | 125 | $379K |
| #22 | Sheng Hua | 1552269 | U.S. Bank National Association | 402761 | Earth City, MO | $185.1M | 122 | $1.5M |
| #23 | Eric Hartman | 1091832 | SchoolsFirst Federal Credit Union | 405503 | Orange, CA | $32.5M | 119 | $273K |
| #23 | Kelly Buck | 1272153 | SchoolsFirst Federal Credit Union | 405503 | Mission Viejo, CA | $48.8M | 119 | $410K |
| #25 | Nancy Gutierrez | 488405 | SchoolsFirst Federal Credit Union | 405503 | Chino, CA | $24.9M | 118 | $211K |
| #25 | Claudia Sandoval | 1248704 | SchoolsFirst Federal Credit Union | 405503 | Irvine, CA | $53.9M | 118 | $457K |
| #27 | Firouzeh Ghobadian | 110501 | OriginPoint LLC | 2185899 | San Francisco, CA | $115.1M | 117 | $984K |
| #27 | Mark Reynolds | 121095 | Trimark Funding, Inc. | 2100 | Anaheim, CA | $60.5M | 117 | $517K |
| #29 | Michael Meena | 241370 | Augusta Financial, Inc. | 241911 | Santa Clarita, CA | $68.2M | 116 | $588K |
| #30 | Michael Sunnaa | 447829 | Naibor, Inc. | 2819734 | Irvine, CA | $60.1M | 115 | $523K |
| #31 | Michael Cain | 1062241 | C2 Financial Corporation | 135622 | San Diego, CA | $82.3M | 113 | $728K |
| #32 | kory kavanewsky | 284503 | CMG Mortgage, Inc. | 1820 | Coronado, CA | $102.2M | 111 | $921K |
| #33 | Melinda Browning | 489514 | S A F E Credit Union | 466072 | Folsom, CA | $20.2M | 110 | $184K |
| #34 | Tina Jing Chen | 845902 | Fidelity Lending Solutions, Inc. | 922372 | Los Angeles, CA | $77.7M | 109 | $713K |
| #34 | Sandra Jaso | 296555 | Wescom Central Credit Union | 999430 | Anaheim, CA | $26.8M | 109 | $246K |
| #36 | JoAnnie Coronado | 764104 | The Golden 1 Credit Union | 669333 | Sacramento, CA | $24.3M | 108 | $225K |
| #37 | Risha Kilaru | 249676 | OriginPoint LLC | 2185899 | San Francisco, CA | $140.9M | 106 | $1.3M |
| #38 | Amanda Hodges | 1752472 | SchoolsFirst Federal Credit Union | 405503 | Sacramento, CA | $20.8M | 105 | $198K |
| #38 | Anabel Felix Aispuro | 2030502 | SchoolsFirst Federal Credit Union | 405503 | Los Angeles, CA | $27.5M | 105 | $262K |
| #40 | Xiao Zhang | 2185722 | AITON CAPITAL INC | 2471360 | Alhambra, CA | $73.4M | 103 | $712K |
| #41 | Kathy Dalton | 909091 | SchoolsFirst Federal Credit Union | 405503 | Riverside, CA | $19.8M | 101 | $196K |
| #41 | Suzanne Burgess | 633507 | The Golden 1 Credit Union | 669333 | Sacramento, CA | $25.9M | 101 | $256K |
| #41 | Padideh Goodspeed | 191659 | CrossCountry Mortgage, LLC | 3029 | Roseville, CA | $72.2M | 101 | $714K |
| #41 | Tomer Yeyni | 1603612 | OPTION ONE LENDING, INC. | 1101290 | Sherman Oaks, CA | $107.3M | 101 | $1.1M |
| #45 | Monica Grasso-Munoz | 1023291 | The Golden 1 Credit Union | 669333 | Sacramento, CA | $17.2M | 100 | $172K |
| #46 | Jason Mata | 273080 | American Pacific Mortgage Corporation | 1850 | Sacramento, CA | $32.3M | 99 | $326K |
| #46 | Lingyun Meng | 347004 | Morgan Real Estate & Financial, Inc. | 1042844 | San Jose, CA | $66.9M | 99 | $675K |
| #48 | Michele Barilla | 1712878 | Wescom Central Credit Union | 999430 | Anaheim, CA | $26.5M | 98 | $270K |
| #48 | Daniel Florence | 19758 | The Golden 1 Credit Union | 669333 | Sacramento, CA | $13.6M | 98 | $138K |
| #48 | Aimee Duong | 674130 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $54.2M | 98 | $553K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Top Mortgage Loan Officers by Loan Count — California (2026). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/california/top-overall-by-units/2026
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