Top loan officers in California in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Cynthia Reyes (SchoolsFirst Federal Credit Union, NMLS #349420), Scott Evans (CrossCountry Mortgage, LLC, NMLS #256163), and Jeremy Engle (Golden Empire Mortgage, Inc., NMLS #293517).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2026 Volume | 2026 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Cynthia Reyes | 349420 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $60.8M | 328 | $185K |
| #2 | Scott Evans | 256163 | CrossCountry Mortgage, LLC | 3029 | San Diego, CA | $228.7M | 325 | $704K |
| #3 | Jeremy Engle | 293517 | Golden Empire Mortgage, Inc. | 2427 | Visalia, CA | $115.8M | 315 | $367K |
| #4 | Edoardo Sandoval | 1548478 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $53.9M | 312 | $173K |
| #5 | Daniela Ortega | 2032758 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $49.6M | 274 | $181K |
| #6 | Allison Robbins | 638558 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $42.0M | 260 | $162K |
| #7 | ROSEMARY LITH | 2640065 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $45.0M | 259 | $174K |
| #8 | Gabriel Murillo Sanchez | 1900157 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $42.6M | 255 | $167K |
| #9 | Sonia Sandoval-Valadez | 693453 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $47.6M | 253 | $188K |
| #10 | Pascual Nunez | 2154857 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $37.1M | 244 | $152K |
| #11 | Jennifer Kim | 1452503 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $44.8M | 241 | $186K |
| #12 | Christian Velazquez | 2517925 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $37.1M | 227 | $163K |
| #13 | Brian Minkow | 256638 | CMG Mortgage, Inc. | 1820 | Westlake Village, CA | $314.8M | 222 | $1.4M |
| #14 | Lina Cobian | 487916 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $40.1M | 221 | $182K |
| #15 | Jessenia Navarro | 1924529 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $37.1M | 209 | $178K |
| #16 | Jennifer Nguyen | 1761680 | Wescom Central Credit Union | 999430 | Anaheim, CA | $57.2M | 187 | $306K |
| #17 | Steve Chen | 714948 | Wells Fargo Bank, National Association | 399801 | Sunnyvale, CA | $294.6M | 183 | $1.6M |
| #18 | Thuan Nguyen | 320775 | Loan Factory, Inc. | 320841 | San Jose, CA | $101.1M | 177 | $571K |
| #19 | ISRAEL ELOYZA | 479795 | SchoolsFirst Federal Credit Union | 405503 | Anaheim, CA | $46.5M | 176 | $264K |
| #20 | Nancy Gutierrez | 488405 | SchoolsFirst Federal Credit Union | 405503 | Chino, CA | $34.5M | 171 | $202K |
| #21 | Veronica Gutierrez | 1206530 | SchoolsFirst Federal Credit Union | 405503 | Norco, CA | $31.6M | 169 | $187K |
| #22 | Jared Sprink | 1706369 | SchoolsFirst Federal Credit Union | 405503 | Huntington Beach, CA | $63.6M | 164 | $388K |
| #23 | Michael Cain | 1062241 | C2 Financial Corporation | 135622 | San Diego, CA | $117.0M | 162 | $722K |
| #24 | Kelly Buck | 1272153 | SchoolsFirst Federal Credit Union | 405503 | Mission Viejo, CA | $62.1M | 160 | $388K |
| #25 | Eric Hartman | 1091832 | SchoolsFirst Federal Credit Union | 405503 | Orange, CA | $45.1M | 159 | $284K |
| #25 | Firouzeh Ghobadian | 110501 | OriginPoint LLC | 2185899 | San Francisco, CA | $159.7M | 159 | $1.0M |
| #27 | Padideh Goodspeed | 191659 | CrossCountry Mortgage, LLC | 3029 | Roseville, CA | $116.2M | 155 | $750K |
| #28 | Michael Sunnaa | 447829 | Naibor, Inc. | 2819734 | Irvine, CA | $77.5M | 150 | $517K |
| #28 | Sandra Jaso | 296555 | Wescom Central Credit Union | 999430 | Anaheim, CA | $34.9M | 150 | $233K |
| #30 | Mark Reynolds | 121095 | Trimark Funding, Inc. | 2100 | Anaheim, CA | $75.7M | 149 | $508K |
| #31 | Claudia Sandoval | 1248704 | SchoolsFirst Federal Credit Union | 405503 | Irvine, CA | $67.5M | 148 | $456K |
| #32 | Michael Meena | 241370 | Augusta Financial, Inc. | 241911 | Santa Clarita, CA | $88.7M | 146 | $607K |
| #33 | JoAnnie Coronado | 764104 | The Golden 1 Credit Union | 669333 | Sacramento, CA | $31.8M | 144 | $221K |
| #34 | Anabel Felix Aispuro | 2030502 | SchoolsFirst Federal Credit Union | 405503 | Los Angeles, CA | $40.4M | 143 | $282K |
| #35 | Kathy Dalton | 909091 | SchoolsFirst Federal Credit Union | 405503 | Riverside, CA | $28.8M | 141 | $204K |
| #36 | Michele Barilla | 1712878 | Wescom Central Credit Union | 999430 | Anaheim, CA | $36.0M | 140 | $257K |
| #37 | Melinda Browning | 489514 | S A F E Credit Union | 466072 | Folsom, CA | $25.0M | 136 | $184K |
| #37 | Risha Kilaru | 249676 | OriginPoint LLC | 2185899 | San Francisco, CA | $181.9M | 136 | $1.3M |
| #37 | Amanda Hodges | 1752472 | SchoolsFirst Federal Credit Union | 405503 | Sacramento, CA | $28.2M | 136 | $207K |
| #40 | Tomer Yeyni | 1603612 | OPTION ONE LENDING, INC. | 1101290 | Sherman Oaks, CA | $154.5M | 135 | $1.1M |
| #40 | Alber Saleh | 479975 | Wells Fargo Bank, National Association | 399801 | Corte Madera, CA | $234.3M | 135 | $1.7M |
| #42 | kory kavanewsky | 284503 | CMG Mortgage, Inc. | 1820 | Coronado, CA | $121.5M | 134 | $907K |
| #43 | Suzanne Burgess | 633507 | The Golden 1 Credit Union | 669333 | Sacramento, CA | $31.3M | 132 | $237K |
| #44 | Sheng Hua | 1552269 | U.S. Bank National Association | 402761 | Earth City, MO | $197.5M | 130 | $1.5M |
| #44 | Wendy Webber-McCloskey | 1441832 | Wescom Central Credit Union | 999430 | Anaheim, CA | $31.0M | 130 | $239K |
| #46 | Tina Jing Chen | 845902 | Fidelity Lending Solutions, Inc. | 922372 | Los Angeles, CA | $87.8M | 129 | $681K |
| #46 | Naci Fisher | 1676612 | USC CREDIT UNION | 448984 | Los Angeles, CA | $21.9M | 129 | $169K |
| #46 | Xiao Zhang | 2185722 | AITON CAPITAL INC | 2471360 | Alhambra, CA | $92.1M | 129 | $714K |
| #49 | Aimee Duong | 674130 | SchoolsFirst Federal Credit Union | 405503 | Tustin, CA | $69.7M | 126 | $553K |
| #49 | Jennifer Felix | 463121 | Pacific Service Credit Union | 412534 | Concord, CA | $19.3M | 126 | $153K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Top Mortgage Loan Officers by Loan Count — California (2026). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/california/top-overall-by-units/2026
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