Leading rookies in California in 2026, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include DAE CHOI (JSB Mortgage Corporation, NMLS #2764547), Wayne Kim (JSB Mortgage Corporation, NMLS #2786861), and Jake Parker (PennyMac Loan Services, LLC, NMLS #2763475).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2026 Volume | 2026 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | DAE CHOI | 2764547 | JSB Mortgage Corporation | 1558084 | Monterey Park, CA | $16.9M | 27 | $625K |
| #2 | Wayne Kim | 2786861 | JSB Mortgage Corporation | 1558084 | Monterey Park, CA | $10.1M | 11 | $918K |
| #3 | Jake Parker | 2763475 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $6.6M | 12 | $549K |
| #4 | Jessica Dye | 2803052 | OPTIMUM FIRST INC. | 240415 | Huntington Beach, CA | $6.1M | 11 | $554K |
| #5 | John Wei | 1132996 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | $5.6M | 5 | $1.1M |
| #6 | Erickson Bondoc | 2831354 | Water and Power Community Credit Union | 525600 | Los Angeles, CA | $5.5M | 7 | $786K |
| #7 | Ketch Gannon | 2757756 | OPTIMUM FIRST INC. | 240415 | Huntington Beach, CA | $5.5M | 10 | $547K |
| #8 | Shant Avadisian | 2791441 | Apex Home Loans LLC | 2140181 | Glendale, CA | $4.9M | 5 | $977K |
| #9 | Shant Darakjian | 2150734 | Pacific Capital Lending Group | 2651639 | Burbank, CA | $4.9M | 2 | $2.4M |
| #10 | Eric Grollman | 2786401 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $3.5M | 9 | $391K |
| #11 | Michael Davis | 2329505 | C & C FINANCIAL, CORP | 1054224 | Anaheim, CA | $3.4M | 5 | $671K |
| #12 | Jose Cerrato | 1203665 | Golden Empire Mortgage, Inc. | 2427 | Escondido, CA | $3.3M | 8 | $415K |
| #13 | Dominique Griffin | 2681084 | Stone Bridge Mortgage Inc | 1938081 | Solana Beach, CA | $3.2M | 4 | $798K |
| #14 | Alejandro Antonio Gonzalez | 2590298 | CMR FINANCIAL SERVICES INC | 1947091 | West Covina, CA | $3.1M | 4 | $784K |
| #15 | Ramy Labib | 2162320 | JR PRIME INC | 2724050 | Bellflower, CA | $3.1M | 5 | $612K |
| #16 | Cody Hess | 2802793 | Onity Mortgage Corporation | 2726 | Plano, TX | $2.9M | 9 | $319K |
| #17 | Bryan McCarthy | 2769344 | AdvantageFirst Lending Inc. | 1209177 | Lake Forest, CA | $2.6M | 5 | $519K |
| #18 | Daniel Curtis | 2737709 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $2.5M | 9 | $282K |
| #19 | Daniel Harbuck | 2633530 | Loan Factory, Inc. | 320841 | San Jose, CA | $2.5M | 1 | $2.5M |
| #20 | Christopher Kendall | 2616023 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $2.4M | 3 | $815K |
| #21 | Joseph Romero | 2756861 | AdvantageFirst Lending Inc. | 1209177 | Lake Forest, CA | $2.4M | 5 | $480K |
| #22 | George Damm | 2802792 | Village Capital & Investment LLC | 3317 | Draper, UT | $2.3M | 3 | $766K |
| #23 | Daniel Denham | 2770436 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $2.3M | 6 | $383K |
| #24 | Heather Peterson | 2729353 | Villa Lending, Inc. | 2029401 | Long Beach, CA | $2.1M | 2 | $1.0M |
| #25 | Jesus Cruz | 2775718 | E Mortgage Capital, Inc. | 1416824 | Santa Ana, CA | $1.9M | 6 | $310K |
| #26 | Michael Martinez | 2655026 | Cornerstone Lending Group Inc. | 2508655 | Irvine, CA | $1.7M | 2 | $869K |
| #27 | Logan O'Keefe | 2781671 | Tomo Mortgage, LLC | 2059741 | New York, NY | $1.7M | 3 | $578K |
| #28 | Chuck David | 2786529 | Guaranteed Rate Affinity, LLC | 1598647 | Burlingame, CA | $1.7M | 2 | $867K |
| #29 | Daniel Antillon | 2509171 | New Aim Funding Inc. | 1759842 | Downey, CA | $1.7M | 2 | $852K |
| #30 | Francisco Lopez | 2757496 | Cornerstone First Mortgage, LLC | 173855 | San Diego, CA | $1.7M | 2 | $850K |
| #31 | Jonathan Nguyen | 2784835 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $1.7M | 5 | $338K |
| #32 | Roberto Scalisi | 2759855 | LoanGuys.com Inc. | 2146944 | Woodland Hills, CA | $1.7M | 1 | $1.7M |
| #33 | Oscar Sandoval | 1959838 | The Ave | 2651695 | Downey, CA | $1.7M | 1 | $1.7M |
| #34 | Yavuz Gorgulu | 2769426 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $1.7M | 5 | $333K |
| #35 | SROY LY | 253714 | ACCESS HOME LENDING LLC | 2625502 | Lake Forest, CA | $1.6M | 1 | $1.6M |
| #36 | Lee Garoutte | 360998 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $1.6M | 4 | $396K |
| #37 | Edward DeJoy | 2113894 | Mortgage 2000 Inc | 313275 | Redondo Beach, CA | $1.6M | 3 | $527K |
| #38 | Quynh Nguyen | 2778383 | FUTURE REALTY, INC. | 2834183 | Garden Grove, CA | $1.6M | 2 | $789K |
| #39 | MUHAMMAD BAGRHIAY | 474501 | Xpert Home Lending Inc. | 2179191 | Braselton, GA | $1.5M | 4 | $385K |
| #40 | Rachel Pepin | 2784838 | Fairway Independent Mortgage Corporation | 2289 | Pensacola, FL | $1.5M | 5 | $307K |
| #41 | Christine McMains | 2816967 | Redwood Credit Union | 459184 | Santa Rosa, CA | $1.5M | 1 | $1.5M |
| #42 | Mayra Montejano | 2508213 | Stigler Mortgage | 2087519 | Rancho Cucamonga, CA | $1.5M | 3 | $507K |
| #43 | Krysten Geddings | 2717148 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | $1.5M | 3 | $490K |
| #44 | David Borlaug | 2781242 | Guild Mortgage Company LLC | 3274 | Torrance, CA | $1.4M | 2 | $725K |
| #45 | Demetric Clark | 2705432 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $1.4M | 2 | $712K |
| #46 | Natalie Cortez | 2776422 | HILLHURST MORTGAGE, INC. | 248170 | Los Angeles, CA | $1.4M | 2 | $701K |
| #47 | Javier Torres | 2817770 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $1.4M | 3 | $467K |
| #48 | Fahad Alam | 2799360 | loanDepot.com, LLC | 174457 | Chandler, AZ | $1.4M | 4 | $346K |
| #49 | SHAWNA ALCALA ANTONIO | 2668635 | Change Lending, LLC | 1839 | Anaheim, CA | $1.4M | 3 | $461K |
| #50 | Herbert Ramos | 2817468 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $1.4M | 2 | $685K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Volume — California (2026). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/california/top-rookie-by-volume/2026
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