Leading rookies in North Carolina in 2026, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Demetric Clark (PennyMac Loan Services, LLC, NMLS #2705432), Kylie Biazevich (Better Mortgage Corporation, NMLS #2775468), and Serena O'Loughlin (River City Mortgage LLC, NMLS #2754119).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2026 Volume | 2026 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Demetric Clark | 2705432 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $2.5M | 9 | $274K |
| #2 | Kylie Biazevich | 2775468 | Better Mortgage Corporation | 330511 | Irving, TX | $887K | 2 | $444K |
| #3 | Serena O'Loughlin | 2754119 | River City Mortgage LLC | 142954 | Blue Ash, OH | $850K | 2 | $425K |
| #4 | Clayton Albright | 2790458 | Freedom Mortgage Corporation | 2767 | — | $811K | 3 | $270K |
| #5 | Maryam Ghanbari | 2427089 | Alcova Mortgage LLC | 40508 | Greenville, NC | $762K | 3 | $254K |
| #6 | Noah Ward | 2790507 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $709K | 2 | $355K |
| #7 | Craig Helmers | 94666 | First-Citizens Bank & Trust Company | 503941 | Raleigh, NC | $700K | 1 | $700K |
| #8 | Taylor Hargate | 2773308 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $661K | 2 | $331K |
| #9 | Mirelsi Catalan Gutierrez | 2713719 | Ibanez Mortgage Group, LLC | 299131 | Fairfax, VA | $613K | 3 | $204K |
| #10 | Shawn Gavin | 2781239 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $547K | 4 | $137K |
| #11 | Michael Gunderson | 2801442 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $523K | 1 | $523K |
| #12 | Deborah Castro Paiva | 2818115 | Latino Community Credit Union | 716576 | Durham, NC | $486K | 1 | $486K |
| #13 | George Damm | 2802792 | Village Capital & Investment LLC | 3317 | Draper, UT | $482K | 1 | $482K |
| #14 | Kimberly Le-Estrada | 2690487 | One Real Mortgage Corp. | 198414 | Detroit, MI | $420K | 2 | $210K |
| #15 | Cristian Mendoza | 2802740 | Onity Mortgage Corporation | 2726 | Plano, TX | $409K | 1 | $409K |
| #16 | Christopher Ballard | 2821035 | PBT BANCORP | 257781 | Hazard, KY | $399K | 1 | $399K |
| #17 | Turkessa Amoah | 2840733 | KeyBank National Association | 399797 | Roy, UT | $395K | 1 | $395K |
| #18 | Viviana Albino Gutierrez | 2782659 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $391K | 2 | $196K |
| #19 | Tony Friesen | 2704495 | New American Funding, LLC | 6606 | Dallas, TX | $369K | 1 | $369K |
| #20 | Justin Illiano | 2798675 | South River Mortgage, LLC | 1854524 | Annapolis, MD | $368K | 1 | $368K |
| #21 | Emmalie Corn | 2816145 | American Internet Mortgage, Inc. | 2890 | San Diego, CA | $366K | 1 | $366K |
| #22 | LAKSHMIPATHY JULAPALLI | 2548905 | Ram Mortgage, LLC | 2301828 | Charlotte, NC | $356K | 1 | $356K |
| #23 | Cody Hess | 2802793 | Onity Mortgage Corporation | 2726 | Plano, TX | $352K | 1 | $352K |
| #24 | Kelsey Vercruysse | 2790576 | Reliance First Capital, LLC | 58775 | Sarasota, FL | $350K | 1 | $350K |
| #25 | MICHAEL KRASNER | 453395 | Guild Mortgage Company LLC | 3274 | Charlotte, NC | $335K | 2 | $167K |
| #26 | Fatmir Useini | 2796509 | Amerisave Mortgage Corporation | 1168 | — | $315K | 2 | $157K |
| #27 | Courtney Carter | 1838726 | Freedom Mortgage Corporation | 2767 | — | $313K | 1 | $313K |
| #28 | Josue Castillo Guzman | 2762686 | Global Equity Finance, Inc. | 13116 | San Diego, CA | $312K | 2 | $156K |
| #29 | Caleb Harper | 2793904 | INDEPENDENCE HOME LOANS LLC | 2524174 | Scottsdale, AZ | $305K | 1 | $305K |
| #30 | Justin Altiery-DeAbreu | 2786774 | Reliance First Capital, LLC | 58775 | Melville, NY | $301K | 1 | $301K |
| #31 | Michelle Younan | 2189864 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $289K | 1 | $289K |
| #32 | Sebastian Wittliff | 2812013 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $285K | 2 | $143K |
| #32 | Casey Vaughn | 2801013 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $285K | 1 | $285K |
| #34 | Jack Telitz | 2798698 | INDEPENDENCE HOME LOANS LLC | 2524174 | Scottsdale, AZ | $279K | 1 | $279K |
| #35 | Austin Rovito | 2693783 | Top Flite Financial, Inc. | 4181 | Pittsburgh, PA | $275K | 2 | $138K |
| #36 | Dylan Klein | 2803673 | Wells Fargo Bank, National Association | 399801 | Jackson, MS | $273K | 1 | $273K |
| #37 | James Altendorf | 2793869 | INDEPENDENCE HOME LOANS LLC | 2524174 | Scottsdale, AZ | $266K | 1 | $266K |
| #38 | Steven Guajardo | 2786113 | CrossCountry Mortgage, LLC | 3029 | Cincinnati, OH | $244K | 1 | $244K |
| #39 | Samuel Henderson | 2791455 | Guaranteed Rate, Inc. | 2611 | Turlock, CA | $232K | 1 | $232K |
| #40 | Morgan Meyer | 2800229 | Lower, LLC | 1124061 | Columbus, OH | $231K | 1 | $231K |
| #41 | Ian Schrader | 2739843 | Rocket Mortgage, LLC | 3030 | — | $230K | 1 | $230K |
| #42 | Anthony Sindi | 2780841 | loanDepot.com, LLC | 174457 | Southfield, MI | $225K | 2 | $113K |
| #43 | Matthew Valdovinos | 2790738 | onDemand Lending Inc. | 2458551 | Lake Forest, CA | $211K | 1 | $211K |
| #44 | James Finley | 573501 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | $204K | 1 | $204K |
| #45 | Taylor Bills | 2785218 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $204K | 1 | $204K |
| #46 | Jennefer Orr | 2790509 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $196K | 1 | $196K |
| #47 | Avery Sutro | 2799969 | First National Bank of Pennsylvania | 766529 | Glen Allen, VA | $191K | 1 | $191K |
| #48 | Joshua Toone-Johnston | 2723314 | West Capital Lending, Inc. | 1566096 | Plano, TX | $183K | 1 | $183K |
| #49 | Alexander Stankiewicz | 2811872 | Rocket Mortgage, LLC | 3030 | Cleveland, OH | $180K | 1 | $180K |
| #49 | Bryan McCarthy | 2769344 | AdvantageFirst Lending Inc. | 1209177 | Lake Forest, CA | $180K | 1 | $180K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Volume — North Carolina (2026). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/north-carolina/top-rookie-by-volume/2026
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