Leading rookies in North Carolina in 2023, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Erin Currin (Velocio Mortgage L.L.C., NMLS #2445834), Joshan Habeeb (The Practical Mortgage Solution LLC, NMLS #2453453), and Alexei Kotchetov (Mortgage Research Center, LLC, NMLS #2483252).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2023 Volume | 2023 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Erin Currin | 2445834 | Velocio Mortgage L.L.C. | 1529234 | Raleigh, NC | $11.3M | 30 | $376K |
| #2 | Joshan Habeeb | 2453453 | The Practical Mortgage Solution LLC | 2465241 | Rock Hill, SC | $8.3M | 22 | $376K |
| #3 | Alexei Kotchetov | 2483252 | Mortgage Research Center, LLC | 1907 | Fayetteville, NC | $5.2M | 20 | $258K |
| #4 | Darly Goines | 2475718 | Pure Processing LLC | 2587093 | Siler City, NC | $4.5M | 17 | $266K |
| #5 | MICHAEL FARGAS | 2466446 | Alcova Mortgage LLC | 40508 | — | $4.3M | 8 | $537K |
| #6 | Samantha Williams | 2463858 | Residential Wholesale Mortgage, Inc. | 79445 | Charlotte, NC | $3.9M | 12 | $329K |
| #7 | Karthikeyan Kaduvettipalayam Sankarappan | 2507848 | Ram Mortgage, LLC | 2301828 | Charlotte, NC | $3.6M | 8 | $450K |
| #8 | Dylan Bachi | 1888856 | USA MORTGAGE PLAN, LLC | 2758507 | Troy, MI | $3.5M | 7 | $498K |
| #9 | Trevor Flaten | 2450040 | Eagles Mortgage Group, Inc | 1661415 | Goldsboro, NC | $3.3M | 15 | $218K |
| #10 | Jessica Evans | 2456832 | Atlantic Coast Mortgage, LLC | 643114 | Kitty Hawk, NC | $3.1M | 7 | $436K |
| #11 | Tyler Burke | 2482319 | NVR Mortgage Finance, Inc. | 1127 | Charlotte, NC | $3.0M | 9 | $337K |
| #12 | Ashley Cardona | 1955575 | Lennar Mortgage, LLC | 1058 | Morrisville, NC | $2.9M | 11 | $268K |
| #13 | Teresa Dowsett | 2467654 | Nexus Nova LLC | 2082961 | Charlotte, NC | $2.8M | 15 | $187K |
| #14 | Walter Ciucevich | 1078220 | The Ciucevich Group LLC | 2481808 | Sanford, NC | $2.7M | 2 | $1.4M |
| #15 | Deepa Chamlagai | 2399132 | PRESTIGE MORTGAGE LENDING LLC | 2587430 | Mint Hill, NC | $2.5M | 7 | $361K |
| #16 | Migon Drummond | 2464674 | First Coast Mortgage Funding LLC | 1953441 | Jacksonville, FL | $2.2M | 9 | $249K |
| #17 | Hamilton Lao | 2354072 | Go Rascal Inc. | 2072896 | — | $2.2M | 3 | $730K |
| #18 | jin zhang | 1923890 | OrangePath Financial Inc. | 2070941 | Flushing, NY | $2.2M | 8 | $271K |
| #19 | Purushothaman Sadhasivam | 2485885 | VEMA MORTGAGE LLC | 1019911 | Charlotte, NC | $2.2M | 4 | $540K |
| #20 | Melissa McKinney | 2460042 | Guild Mortgage Company LLC | 3274 | Fayetteville, NC | $1.9M | 10 | $191K |
| #21 | Stephanie Hodge | 2507113 | State Employees' Credit Union | 430055 | Raleigh, NC | $1.9M | 16 | $119K |
| #22 | Natalie Helmuth | 2507002 | Mutual of Omaha Mortgage, Inc. | 1025894 | Irvine, CA | $1.8M | 4 | $461K |
| #23 | Brandon Travis | 2443751 | Reliance First Capital, LLC | 58775 | — | $1.8M | 10 | $176K |
| #24 | Thomas Reichenberger | 2380469 | NEXA Mortgage, LLC | 1660690 | — | $1.7M | 5 | $338K |
| #25 | Emily Hall | 2496144 | Innovative Mortgage Alliance LLC | 175407 | — | $1.7M | 2 | $841K |
| #26 | Kristen Word | 2455759 | Encompass Lending Group, LP. | 292897 | — | $1.6M | 5 | $330K |
| #27 | Justin Roland | 2452150 | Leverage Lending Group LLC | 40030 | Charlotte, NC | $1.6M | 5 | $329K |
| #28 | Gustavo Garduno Vidal | 2100443 | Upmortgage, LLC | 1898236 | Charlotte, NC | $1.6M | 7 | $233K |
| #29 | Andrew Perez | 2467518 | New Day Financial, LLC | 1043 | Fulton, MD | $1.5M | 7 | $219K |
| #30 | Patrick Nitsche | 728744 | Allied Mortgage Group, Inc. | 1067 | Charlotte, NC | $1.5M | 5 | $291K |
| #31 | Joshua Young | 2408424 | Lakeview Loan Servicing, LLC | 391521 | Coral Gables, FL | $1.4M | 9 | $161K |
| #32 | Misty Clark | 2460087 | VLG, LLC | 2441426 | — | $1.4M | 5 | $284K |
| #33 | Zarinah Muhammad | 2007781 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $1.4M | 3 | $463K |
| #34 | William Hua | 2468491 | FIRST SAVINGS BANK | 411341 | — | $1.4M | 6 | $231K |
| #35 | Shannon Rovida | 2496864 | Pulte Mortgage LLC | 1791 | Denver, CO | $1.4M | 4 | $340K |
| #36 | Robert Walter | 2442115 | Mortgage Research Center, LLC | 1907 | — | $1.4M | 4 | $340K |
| #37 | Ronald Heaslet | 2445039 | Fairway Independent Mortgage Corporation | 2289 | Charlotte, NC | $1.3M | 5 | $265K |
| #38 | Megan Sudar | 2496859 | Pulte Mortgage LLC | 1791 | Denver, CO | $1.3M | 4 | $324K |
| #39 | Eliza Mack | 2441832 | Loan Factory, Inc. | 320841 | — | $1.3M | 6 | $213K |
| #40 | Azad Marfazelian | 909612 | Zillow Home Loans, LLC | 10287 | Irvine, CA | $1.2M | 4 | $310K |
| #41 | Claire Shepherd | 2463667 | Navy Federal Credit Union | 399807 | — | $1.2M | 5 | $248K |
| #42 | William Wampler | 2483600 | Primis Mortgage Company | 1894879 | Wilmington, NC | $1.2M | 3 | $413K |
| #43 | Arlene Serrano | 2414405 | MAS Financial LLC | 2461016 | Cary, NC | $1.2M | 5 | $246K |
| #44 | Sarah Wilson | 2481465 | Fort Bragg Federal Credit Union | 452412 | — | $1.2M | 3 | $405K |
| #45 | Thomas Jackson | 2474006 | Agave Home Loans, LLC | 1951574 | Phoenix, AZ | $1.2M | 3 | $404K |
| #46 | Jessica Garlick | 2262421 | Barrett Financial Group, L.L.C. | 181106 | Chandler, AZ | $1.2M | 4 | $298K |
| #47 | Stacy Barton | 2407580 | Mortgage Research Center, LLC | 1907 | Columbia, MO | $1.2M | 5 | $236K |
| #48 | ELENI GROSSKOPF | 1734281 | emm loans llc | 2926 | Wilmington, NC | $1.2M | 7 | $164K |
| #49 | Diane Kapitan | 2474798 | Finance of America Reverse LLC | 2285 | Tulsa, OK | $1.1M | 2 | $574K |
| #50 | Poulos Safaro | 2116937 | United Mortgage Lending LLC | 2220134 | Troy, MI | $1.1M | 4 | $285K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Volume — North Carolina (2023). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/north-carolina/top-rookie-by-volume/2023
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