Leading rookies in North Carolina in 2026 so far, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 7, 2026, the top 3 include Demetric Clark (PennyMac Loan Services, LLC, NMLS #2705432), Maryam Ghanbari (Alcova Mortgage LLC, NMLS #2427089), and Jaynie Humann (Vanderbilt Mortgage and Finance, Inc., NMLS #2788422).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | YTD Volume | YTD Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Demetric Clark | 2705432 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $2.9M | 12 | $246K |
| #2 | Maryam Ghanbari | 2427089 | Alcova Mortgage LLC | 40508 | Greenville, NC | $1.6M | 5 | $320K |
| #3 | Jaynie Humann | 2788422 | Vanderbilt Mortgage and Finance, Inc. | 1561 | Maryville, TN | $1.5M | 7 | $219K |
| #4 | Craig Helmers | 94666 | First-Citizens Bank & Trust Company | 503941 | Raleigh, NC | $1.5M | 3 | $506K |
| #5 | LAKSHMIPATHY JULAPALLI | 2548905 | Ram Mortgage, LLC | 2301828 | Charlotte, NC | $1.3M | 3 | $441K |
| #6 | Tyler Ford | 2798678 | South River Mortgage, LLC | 1854524 | Annapolis, MD | $1.3M | 4 | $323K |
| #7 | Harrison Rose | 2790499 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $1.3M | 2 | $645K |
| #8 | Matthew McCarthy | 2709142 | GRIFFIN FUNDING, INC. | 1120111 | Irvine, CA | $1.2M | 4 | $312K |
| #9 | Mirelsi Catalan Gutierrez | 2713719 | Ibanez Mortgage Group, LLC | 299131 | Fairfax, VA | $1.2M | 5 | $235K |
| #10 | Serena O'Loughlin | 2754119 | River City Mortgage LLC | 142954 | — | $1.1M | 3 | $378K |
| #11 | James Finley | 573501 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | $1.1M | 4 | $276K |
| #12 | John Templeton | 2777722 | Reliance First Capital, LLC | 58775 | Charlotte, NC | $1.0M | 4 | $255K |
| #13 | Marquitas Bowen | 2821438 | Amerisave Mortgage Corporation | 1168 | Louisville, KY | $996K | 2 | $498K |
| #14 | Kylie Biazevich | 2775468 | Better Mortgage Corporation | 330511 | Irving, TX | $977K | 3 | $326K |
| #15 | Quinton Scheuermann | 2792396 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $962K | 2 | $481K |
| #16 | Pierce Gossow | 2727229 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $916K | 3 | $305K |
| #17 | EMAD RABADI | 2795944 | GoodLeap, LLC | 30336 | Phoenix, AZ | $889K | 3 | $296K |
| #18 | Michael Gunderson | 2801442 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $852K | 2 | $426K |
| #19 | Sebastian Wittliff | 2812013 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $842K | 5 | $168K |
| #20 | Noah Ward | 2790507 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $819K | 3 | $273K |
| #21 | Clayton Albright | 2790458 | Freedom Mortgage Corporation | 2767 | — | $811K | 3 | $270K |
| #22 | ziting solomon | 2814271 | The Federal Savings Bank | 411500 | Chicago, IL | $800K | 1 | $800K |
| #23 | Cody Hess | 2802793 | Onity Mortgage Corporation | 2726 | Plano, TX | $800K | 2 | $400K |
| #24 | Otis Medlin | 2815080 | Primis Mortgage Company | 1894879 | Wilmington, NC | $770K | 1 | $770K |
| #25 | Jacob Jones | 2453131 | Shield Home Loans Inc. | 2396589 | Irvine, CA | $765K | 2 | $383K |
| #26 | Kelsey Vercruysse | 2790576 | Reliance First Capital, LLC | 58775 | Sarasota, FL | $752K | 3 | $251K |
| #27 | CHARLES REED | 2848422 | Worth Credit Union | 404926 | Bedford, TX | $739K | 1 | $739K |
| #28 | George Damm | 2802792 | Village Capital & Investment LLC | 3317 | Draper, UT | $737K | 2 | $368K |
| #29 | Brittany Crosby | 2777057 | NewRez LLC | 3013 | Charlotte, NC | $716K | 2 | $358K |
| #30 | James Altendorf | 2793869 | INDEPENDENCE HOME LOANS LLC | 2524174 | Scottsdale, AZ | $704K | 3 | $235K |
| #31 | Kimberly Le-Estrada | 2690487 | One Real Mortgage Corp. | 198414 | Detroit, MI | $675K | 3 | $225K |
| #32 | Ja'Ven Redmon | 2754770 | Alcova Mortgage LLC | 40508 | Charlotte, NC | $664K | 2 | $332K |
| #33 | Taylor Hargate | 2773308 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $661K | 2 | $331K |
| #34 | Shirley Marquina | 2817987 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $661K | 3 | $220K |
| #35 | Joseph Romero | 2756861 | AdvantageFirst Lending Inc. | 1209177 | Lake Forest, CA | $642K | 2 | $321K |
| #36 | Shawn Gavin | 2781239 | Amerisave Mortgage Corporation | 1168 | — | $639K | 5 | $128K |
| #37 | Sean Kelly | 2724492 | DAS Acquisition Company, LLC | 227262 | Annapolis, MD | $630K | 2 | $315K |
| #38 | Jhanany Cortes | 2821211 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $625K | 2 | $312K |
| #39 | Joseph Wiggins | 2811943 | Reliance First Capital, LLC | 58775 | Charlotte, NC | $610K | 2 | $305K |
| #40 | David Durmowicz | 2810222 | South River Mortgage, LLC | 1854524 | Annapolis, MD | $608K | 2 | $304K |
| #41 | Jake Geladin | 2788165 | loanDepot.com, LLC | 174457 | Southfield, MI | $606K | 5 | $121K |
| #42 | Luis Rauseo | 2799566 | The Federal Savings Bank | 411500 | Chicago, IL | $580K | 1 | $580K |
| #43 | Kenneth Kivuti | 2749498 | 1st Advantage Mortgage Broker LLC | 2468711 | Charlotte, NC | $576K | 2 | $288K |
| #44 | Casey Vaughn | 2801013 | The Practical Mortgage Solution LLC | 2465241 | Rock Hill, SC | $541K | 2 | $271K |
| #45 | Benjamin Fulton | 2820075 | Navy Federal Credit Union | 399807 | Vienna, VA | $520K | 1 | $520K |
| #46 | CHANDRA MOHAN KAKARALA | 2805846 | DREAMWORK LENDING CORPORATION | 2269129 | Cary, NC | $508K | 1 | $508K |
| #47 | Jennefer Orr | 2790509 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $499K | 2 | $250K |
| #48 | Elias Gutierrez | 2794865 | CrossCountry Mortgage, LLC | 3029 | Cincinnati, OH | $498K | 2 | $249K |
| #49 | Deborah Castro Paiva | 2818115 | Latino Community Credit Union | 716576 | Durham, NC | $486K | 1 | $486K |
| #50 | Kateryna Witt | 2626154 | Onity Mortgage Corporation | 2726 | Plano, TX | $485K | 2 | $242K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Volume — North Carolina. Powered by MMI public record mortgage production data, accessed July 7, 2026. https://topmortgageoriginators.com/lo-leaderboard/north-carolina/top-rookie-by-volume
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