Leading Rookies by Volume — Arizona

Leading rookies in Arizona in 2026 so far, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.

As of July 7, 2026, the top 3 include Charles Fertal (Forward Holdings LLC, NMLS #2779555), Misael Ramos (PennyMac Loan Services, LLC, NMLS #2785399), and Serena O'Loughlin (River City Mortgage LLC, NMLS #2754119).

Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.

Leading Rookies by Volume — Arizona — top 50
Rank Loan officer LO NMLS Current Lender / Broker Lender NMLS Location YTD Volume YTD Loans Avg Loan
#1 Charles Fertal 2779555 Forward Holdings LLC 2006640 Phoenix, AZ $2.7M 6 $444K
#2 Misael Ramos 2785399 PennyMac Loan Services, LLC 35953 Pasadena, CA $1.9M 4 $485K
#3 Serena O'Loughlin 2754119 River City Mortgage LLC 142954 $1.7M 4 $417K
#4 Bryan McCarthy 2769344 AdvantageFirst Lending Inc. 1209177 Lake Forest, CA $1.6M 2 $795K
#5 Ciara Weissman 2813385 American Internet Mortgage, Inc. 2890 San Diego, CA $1.6M 4 $389K
#6 William Stokes 149107 SayGo Home Loans, LLC 2525432 Scottsdale, AZ $1.5M 3 $485K
#7 Joseph Ellis 2800838 Stewardship Mortgage LLC 154011 Gilbert, AZ $1.3M 3 $448K
#8 Mark Spray 2786193 Saxton Mortgage, LLC 1717191 San Diego, CA $1.3M 3 $434K
#9 Eric Grollman 2786401 PennyMac Loan Services, LLC 35953 Pasadena, CA $1.2M 3 $410K
#10 Deshauna Rainer 2794706 Amerisave Mortgage Corporation 1168 Sandy Springs, GA $1.2M 7 $175K
#11 Cody Hess 2802793 Onity Mortgage Corporation 2726 Plano, TX $1.2M 3 $394K
#12 Dane Hertzler 2784762 PennyMac Loan Services, LLC 35953 Carrollton, TX $1.2M 2 $585K
#13 Jessica Leon 2760514 midland federal savings and loan association 446746 $1.2M 2 $583K
#14 Derick Benitez 2734285 PennyMac Loan Services, LLC 35953 Carrollton, TX $1.2M 6 $192K
#15 Shaine Griggs 2801019 Mortgage Research Center, LLC 1907 Lenexa, KS $1.1M 1 $1.1M
#16 Emilio Caballero 2777031 OPTIMUM FIRST INC. 240415 Huntington Beach, CA $1.1M 2 $564K
#17 Jocelyne Sanchez 2808726 loanDepot.com, LLC 174457 Chandler, AZ $1.1M 2 $562K
#18 Jake Parker 2763475 PennyMac Loan Services, LLC 35953 Roseville, CA $1.0M 4 $261K
#19 Sean Dibsy 2236623 OPTIMUM FIRST INC. 240415 Huntington Beach, CA $1.0M 2 $518K
#20 Giovanna Calleros 2771231 Planet Home Lending, LLC 17022 Chandler, AZ $1.0M 3 $343K
#21 Jacob Wallace 2800716 PennyMac Loan Services, LLC 35953 Carrollton, TX $997K 2 $498K
#22 Oliver Garrett 1466087 Compass Mortgage, Inc. 21808 Warrenville, IL $946K 2 $473K
#23 Dana Dulaney 2800842 OPTIMUM FIRST INC. 240415 Huntington Beach, CA $943K 2 $472K
#24 Jessica Dye 2803052 OPTIMUM FIRST INC. 240415 Huntington Beach, CA $939K 2 $469K
#25 Ian Hanrahan 2795802 American Pacific Mortgage Corporation 1850 Oakbrook Terrace, IL $936K 2 $468K
#26 Alexander Meagher 2279313 loanDepot.com, LLC 174457 Scottsdale, AZ $902K 2 $451K
#27 Vanessa Taylor Perotti 2788290 PennyMac Loan Services, LLC 35953 Pasadena, CA $884K 4 $221K
#28 Christopher Paschal 2800878 PennyMac Loan Services, LLC 35953 Carrollton, TX $874K 2 $437K
#29 Lillian Hammon 2819000 Village Capital & Investment LLC 3317 Hildale, UT $845K 2 $423K
#30 Jonathan Nguyen 2784835 PennyMac Loan Services, LLC 35953 Roseville, CA $824K 4 $206K
#31 Joshua Luna-Surber 2707319 AdvantageFirst Lending Inc. 1209177 Lake Forest, CA $820K 2 $410K
#32 Juston Hill 2784877 PennyMac Loan Services, LLC 35953 Carrollton, TX $819K 3 $273K
#33 Abelardo Valdez Avalos 2782454 Superior Home Loans LLC 2606181 Avondale, AZ $800K 2 $400K
#34 Joshua Rodriguez 2791892 loanDepot.com, LLC 174457 Irvine, CA $795K 4 $199K
#35 Mark Chartier 2821667 Rocket Mortgage, LLC 3030 Detroit, MI $721K 4 $180K
#36 Sebastian Montejo 2809783 Forever American Mortgage LLC 2410952 Phoenix, AZ $703K 2 $352K
#37 Brayden Lopez 2793583 SayGo Home Loans, LLC 2525432 Scottsdale, AZ $684K 2 $342K
#38 Jose Perdomo 1564268 PennyMac Loan Services, LLC 35953 Pasadena, CA $683K 2 $342K
#39 Todd Matney 2791105 Envoy Mortgage Ltd 6666 Chandler, AZ $682K 1 $682K
#40 Dan Lloyd 2809431 Servbank, National Association 203463 Newark, DE $676K 2 $338K
#41 Tera Barr 2784823 PennyMac Loan Services, LLC 35953 $676K 2 $338K
#42 Mina Pemenrete Mitri 2800855 PennyMac Loan Services, LLC 35953 Carrollton, TX $663K 3 $221K
#43 Kenneth Barber 2811999 Rocket Mortgage, LLC 3030 Phoenix, AZ $648K 3 $216K
#44 Lacey Wabiszewski 2819306 INDEPENDENCE HOME LOANS LLC 2524174 Scottsdale, AZ $631K 2 $315K
#45 Shaun Hanson 2799013 Mortgage Research Center, LLC 1907 Lenexa, KS $630K 1 $630K
#46 Fahad Alam 2799360 loanDepot.com, LLC 174457 Chandler, AZ $625K 2 $313K
#47 Brett Roslan 2813973 CrossCountry Mortgage, LLC 3029 Cleveland, OH $615K 2 $307K
#48 Lilia Trejo 2701250 Hometown Lending Inc 2712965 Dallas, TX $610K 2 $305K
#49 Anthony Orow 2156041 Barrett Financial Group, L.L.C. 181106 Chandler, AZ $601K 1 $601K
#50 Leon Rodriguez 2784552 Third Federal Savings & Loan Association 449401 Avon, OH $595K 2 $298K

Frequently asked

Who is the top rookie mortgage loan officer in Arizona in 2026 so far?
Charles Fertal (Forward Holdings LLC, NMLS #2779555) ranks #1 in Arizona in 2026 so far with $2.7M in funded mortgage volume based on MMI's public-record mortgage dataset.
Who are the top mortgage loan officers in Arizona in 2026 so far?
1. Charles Fertal (Forward Holdings LLC); 2. Misael Ramos (PennyMac Loan Services, LLC); 3. Serena O'Loughlin (River City Mortgage LLC). The full ranking continues on this page, sourced from MMI's public-record mortgage dataset.

About this data

These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.

Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.

Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.

Read the full methodology

Cite this page

TopMortgageOriginators.com. Leading Rookies by Volume — Arizona. Powered by MMI public record mortgage production data, accessed July 7, 2026. https://topmortgageoriginators.com/lo-leaderboard/arizona/top-rookie-by-volume

Powered by ChatMMI

Try /lo or /lender to look up a profile, or /me for yours.