Leading rookies in Arizona in 2026 so far, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 23, 2026, the top 3 include Charles Fertal (Forward Holdings LLC, NMLS #2779555), Misael Ramos (PennyMac Loan Services, LLC, NMLS #2785399), and Manuel Garcia (ML Mortgage Corp., NMLS #2826571).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | YTD Volume | YTD Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Charles Fertal | 2779555 | Forward Holdings LLC | 2006640 | Phoenix, AZ | $3.7M | 8 | $457K |
| #2 | Misael Ramos | 2785399 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $2.6M | 6 | $430K |
| #3 | Manuel Garcia | 2826571 | ML Mortgage Corp. | 362312 | Phoenix, AZ | $2.4M | 6 | $404K |
| #4 | Bryan McCarthy | 2769344 | AdvantageFirst Lending Inc. | 1209177 | Lake Forest, CA | $2.3M | 4 | $582K |
| #5 | Joseph Ellis | 2800838 | Stewardship Mortgage LLC | 154011 | Gilbert, AZ | $2.3M | 6 | $384K |
| #6 | Ciara Weissman | 2813385 | American Internet Mortgage, Inc. | 2890 | San Diego, CA | $2.1M | 5 | $416K |
| #7 | David Guberman | 2786013 | Caliver Beach Mortgage, LLC | 1434247 | Owings Mills, MD | $2.0M | 1 | $2.0M |
| #8 | Vanessa Taylor Perotti | 2788290 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $2.0M | 7 | $288K |
| #9 | Sean Dibsy | 2236623 | OPTIMUM FIRST INC. | 240415 | Huntington Beach, CA | $2.0M | 4 | $494K |
| #10 | Wichayada Klaibua | 2823225 | SUNFLOWER BANK, NATIONAL ASSOCIATION | 709491 | Scottsdale, AZ | $1.9M | 5 | $386K |
| #11 | Lillian Hammon | 2819000 | Village Capital & Investment LLC | 3317 | Hildale, UT | $1.8M | 4 | $461K |
| #12 | Christopher Paschal | 2800878 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $1.8M | 4 | $461K |
| #13 | Jessica Leon | 2760514 | Greenside Capital LLC | 2372297 | Weston, FL | $1.8M | 3 | $601K |
| #14 | Serena O'Loughlin | 2754119 | River City Mortgage LLC | 142954 | — | $1.7M | 4 | $417K |
| #15 | Mark Spray | 2786193 | Saxton Mortgage, LLC | 1717191 | San Diego, CA | $1.6M | 4 | $404K |
| #16 | Connor Smith | 2797363 | Barrett Financial Group, L.L.C. | 181106 | Chandler, AZ | $1.6M | 1 | $1.6M |
| #17 | Deshauna Rainer | 2794706 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $1.5M | 8 | $185K |
| #18 | William Stokes | 149107 | SayGo Home Loans, LLC | 2525432 | Scottsdale, AZ | $1.5M | 3 | $485K |
| #19 | Giovanna Calleros | 2771231 | Planet Home Lending, LLC | 17022 | Goodyear, AZ | $1.4M | 5 | $288K |
| #20 | Abelardo Valdez Avalos | 2782454 | Superior Home Loans LLC | 2606181 | Avondale, AZ | $1.3M | 3 | $446K |
| #21 | Jocelyne Sanchez | 2808726 | loanDepot.com, LLC | 174457 | Chandler, AZ | $1.2M | 3 | $415K |
| #22 | Eric Grollman | 2786401 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $1.2M | 3 | $410K |
| #23 | Cody Hess | 2802793 | Onity Mortgage Corporation | 2726 | Plano, TX | $1.2M | 3 | $394K |
| #24 | Mason Fast | 2789280 | Mortgage Research Center, LLC | 1907 | Columbia, MO | $1.2M | 3 | $393K |
| #25 | Dane Hertzler | 2784762 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $1.2M | 2 | $585K |
| #26 | Derick Benitez | 2734285 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $1.2M | 6 | $192K |
| #27 | Jake Parker | 2763475 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $1.2M | 5 | $230K |
| #28 | Shaine Griggs | 2801019 | Mortgage Research Center, LLC | 1907 | — | $1.1M | 1 | $1.1M |
| #29 | Emilio Caballero | 2777031 | OPTIMUM FIRST INC. | 240415 | Huntington Beach, CA | $1.1M | 2 | $564K |
| #30 | Jose Perdomo | 1564268 | PennyMac Loan Services, LLC | 35953 | — | $1.0M | 3 | $348K |
| #31 | Joshua Luna-Surber | 2707319 | AdvantageFirst Lending Inc. | 1209177 | — | $1.0M | 3 | $337K |
| #32 | Jacob Wallace | 2800716 | West Capital Lending, Inc. | 1566096 | Plano, TX | $997K | 2 | $498K |
| #33 | Mina Pemenrete Mitri | 2800855 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $979K | 5 | $196K |
| #34 | houston becquet | 2818658 | Home Pad Lending LLC | 1857677 | Phoenix, AZ | $954K | 3 | $318K |
| #35 | Oliver Garrett | 1466087 | Compass Mortgage, Inc. | 21808 | Warrenville, IL | $946K | 2 | $473K |
| #36 | Dana Dulaney | 2800842 | OPTIMUM FIRST INC. | 240415 | Huntington Beach, CA | $943K | 2 | $472K |
| #37 | Jessica Dye | 2803052 | OPTIMUM FIRST INC. | 240415 | Huntington Beach, CA | $939K | 2 | $469K |
| #38 | Ian Hanrahan | 2795802 | American Pacific Mortgage Corporation | 1850 | Oakbrook Terrace, IL | $936K | 2 | $468K |
| #39 | Javier Torres | 2817770 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $924K | 4 | $231K |
| #40 | Alexander Meagher | 2279313 | loanDepot.com, LLC | 174457 | Scottsdale, AZ | $902K | 2 | $451K |
| #41 | Joshua Rodriguez | 2791892 | loanDepot.com, LLC | 174457 | Irvine, CA | $893K | 6 | $149K |
| #42 | Jeffery Stillwagon | 2803012 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $887K | 3 | $296K |
| #43 | Justin Donnell | 2792575 | R Capital Lending PLLC | 2678083 | Phoenix, AZ | $882K | 2 | $441K |
| #44 | James Warren | 2821644 | Rocket Mortgage, LLC | 3030 | — | $870K | 1 | $870K |
| #45 | Michelle Younan | 2189864 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $845K | 6 | $141K |
| #46 | Jonathan Nguyen | 2784835 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $824K | 4 | $206K |
| #47 | Juston Hill | 2784877 | PennyMac Loan Services, LLC | 35953 | — | $819K | 3 | $273K |
| #48 | James Altendorf | 2793869 | INDEPENDENCE HOME LOANS LLC | 2524174 | Scottsdale, AZ | $810K | 1 | $810K |
| #49 | Pablo Picasso Serrano | 2694112 | Sun West Mortgage Company, Inc. | 3277 | Phoenix, AZ | $805K | 2 | $403K |
| #50 | Krysten Geddings | 2717148 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | $803K | 2 | $401K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Volume — Arizona. Powered by MMI public record mortgage production data, accessed August 23, 2026. https://topmortgageoriginators.com/lo-leaderboard/arizona/top-rookie-by-volume
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