Leading rookies in Arizona in 2026, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Charles Fertal (Forward Holdings LLC, NMLS #2779555), Joseph Ellis (Stewardship Mortgage LLC, NMLS #2800838), and Misael Ramos (PennyMac Loan Services, LLC, NMLS #2785399).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2026 Volume | 2026 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Charles Fertal | 2779555 | Forward Holdings LLC | 2006640 | Phoenix, AZ | $3.7M | 8 | $457K |
| #2 | Joseph Ellis | 2800838 | Stewardship Mortgage LLC | 154011 | Gilbert, AZ | $2.8M | 7 | $394K |
| #3 | Misael Ramos | 2785399 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $2.6M | 6 | $430K |
| #4 | Manuel Garcia | 2826571 | ML Mortgage Corp. | 362312 | Phoenix, AZ | $2.4M | 6 | $404K |
| #5 | Bryan McCarthy | 2769344 | AdvantageFirst Lending Inc. | 1209177 | Lake Forest, CA | $2.3M | 4 | $582K |
| #6 | Ciara Weissman | 2813385 | American Internet Mortgage, Inc. | 2890 | San Diego, CA | $2.1M | 5 | $416K |
| #7 | David Guberman | 2786013 | Caliver Beach Mortgage, LLC | 1434247 | Owings Mills, MD | $2.0M | 1 | $2.0M |
| #8 | Vanessa Taylor Perotti | 2788290 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $2.0M | 7 | $288K |
| #9 | Sean Dibsy | 2236623 | OPTIMUM FIRST INC. | 240415 | Huntington Beach, CA | $2.0M | 4 | $494K |
| #10 | Wichayada Klaibua | 2823225 | SUNFLOWER BANK, NATIONAL ASSOCIATION | 709491 | Scottsdale, AZ | $1.9M | 5 | $386K |
| #11 | Lillian Hammon | 2819000 | Village Capital & Investment LLC | 3317 | Hildale, UT | $1.8M | 4 | $461K |
| #12 | Christopher Paschal | 2800878 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $1.8M | 4 | $461K |
| #13 | Jessica Leon | 2760514 | Greenside Capital LLC | 2372297 | Weston, FL | $1.8M | 3 | $601K |
| #14 | Cody Hess | 2802793 | Onity Mortgage Corporation | 2726 | Plano, TX | $1.8M | 4 | $441K |
| #15 | Charles Robinson | 2799452 | West Capital Lending, Inc. | 1566096 | Scottsdale, AZ | $1.7M | 1 | $1.7M |
| #16 | Serena O'Loughlin | 2754119 | River City Mortgage LLC | 142954 | — | $1.7M | 4 | $417K |
| #17 | Mark Spray | 2786193 | Saxton Mortgage, LLC | 1717191 | San Diego, CA | $1.6M | 4 | $404K |
| #18 | Connor Smith | 2797363 | Barrett Financial Group, L.L.C. | 181106 | Chandler, AZ | $1.6M | 1 | $1.6M |
| #19 | Eric Grollman | 2786401 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $1.5M | 4 | $372K |
| #20 | Deshauna Rainer | 2794706 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $1.5M | 8 | $185K |
| #21 | William Stokes | 149107 | SayGo Home Loans, LLC | 2525432 | Scottsdale, AZ | $1.5M | 3 | $485K |
| #22 | Giovanna Calleros | 2771231 | Planet Home Lending, LLC | 17022 | Goodyear, AZ | $1.4M | 5 | $288K |
| #23 | Abelardo Valdez Avalos | 2782454 | Superior Home Loans LLC | 2606181 | Avondale, AZ | $1.3M | 3 | $446K |
| #24 | Jocelyne Sanchez | 2808726 | loanDepot.com, LLC | 174457 | Chandler, AZ | $1.2M | 3 | $415K |
| #25 | Mason Fast | 2789280 | Mortgage Research Center, LLC | 1907 | Columbia, MO | $1.2M | 3 | $393K |
| #26 | Dane Hertzler | 2784762 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $1.2M | 2 | $585K |
| #27 | Moses Harvey-Ignont | 2751964 | Global Equity Finance, Inc. | 13116 | San Diego, CA | $1.2M | 2 | $580K |
| #28 | Derick Benitez | 2734285 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $1.2M | 6 | $192K |
| #29 | Jake Parker | 2763475 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $1.2M | 5 | $230K |
| #30 | Shaine Griggs | 2801019 | Mortgage Research Center, LLC | 1907 | — | $1.1M | 1 | $1.1M |
| #31 | Emilio Caballero | 2777031 | OPTIMUM FIRST INC. | 240415 | Huntington Beach, CA | $1.1M | 2 | $564K |
| #32 | Jose Perdomo | 1564268 | Zenta Mortgage Services, LLC | 181658 | Sacramento, CA | $1.0M | 3 | $348K |
| #33 | Alan Thomas | 2796656 | Mortgage Research Center, LLC | 1907 | Lenexa, KS | $1.0M | 3 | $340K |
| #34 | Joshua Luna-Surber | 2707319 | AdvantageFirst Lending Inc. | 1209177 | — | $1.0M | 3 | $337K |
| #35 | Demetric Clark | 2705432 | PennyMac Loan Services, LLC | 35953 | — | $1.0M | 3 | $336K |
| #36 | Jacob Wallace | 2800716 | West Capital Lending, Inc. | 1566096 | Plano, TX | $997K | 2 | $498K |
| #37 | Mina Pemenrete Mitri | 2800855 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $979K | 5 | $196K |
| #38 | Jayden Renfrew | 2811901 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $971K | 5 | $194K |
| #39 | houston becquet | 2818658 | Home Pad Lending LLC | 1857677 | Phoenix, AZ | $954K | 3 | $318K |
| #40 | Oliver Garrett | 1466087 | Compass Mortgage, Inc. | 21808 | Warrenville, IL | $946K | 2 | $473K |
| #41 | Dana Dulaney | 2800842 | OPTIMUM FIRST INC. | 240415 | Huntington Beach, CA | $943K | 2 | $472K |
| #42 | Jessica Dye | 2803052 | OPTIMUM FIRST INC. | 240415 | Huntington Beach, CA | $939K | 2 | $469K |
| #43 | Ian Hanrahan | 2795802 | American Pacific Mortgage Corporation | 1850 | Oakbrook Terrace, IL | $936K | 2 | $468K |
| #44 | Javier Torres | 2817770 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $924K | 4 | $231K |
| #45 | Alexander Meagher | 2279313 | loanDepot.com, LLC | 174457 | Scottsdale, AZ | $902K | 2 | $451K |
| #46 | Joshua Rodriguez | 2791892 | loanDepot.com, LLC | 174457 | Irvine, CA | $893K | 6 | $149K |
| #47 | Jeffery Stillwagon | 2803012 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $887K | 3 | $296K |
| #48 | Justin Donnell | 2792575 | R Capital Lending PLLC | 2678083 | Phoenix, AZ | $882K | 2 | $441K |
| #49 | James Warren | 2821644 | Rocket Mortgage, LLC | 3030 | — | $870K | 1 | $870K |
| #50 | Michelle Younan | 2189864 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $845K | 6 | $141K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Volume — Arizona (2026). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/arizona/top-rookie-by-volume/2026
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