Leading rookies in Arizona in 2026, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Charles Fertal (Forward Holdings LLC, NMLS #2779555), Mark Spray (Saxton Mortgage, LLC, NMLS #2786193), and Bryan McCarthy (AdvantageFirst Lending Inc., NMLS #2769344).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2026 Volume | 2026 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Charles Fertal | 2779555 | Forward Holdings LLC | 2006640 | Phoenix, AZ | $1.6M | 4 | $405K |
| #2 | Mark Spray | 2786193 | Saxton Mortgage, LLC | 1717191 | San Diego, CA | $1.3M | 3 | $434K |
| #3 | Bryan McCarthy | 2769344 | AdvantageFirst Lending Inc. | 1209177 | Lake Forest, CA | $1.3M | 1 | $1.3M |
| #4 | Misael Ramos | 2785399 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $1.2M | 3 | $396K |
| #5 | Jessica Leon | 2760514 | midland federal savings and loan association | 446746 | Bridgeview, IL | $1.2M | 2 | $583K |
| #6 | Ciara Weissman | 2813385 | American Internet Mortgage, Inc. | 2890 | San Diego, CA | $1.2M | 2 | $581K |
| #7 | Serena O'Loughlin | 2754119 | River City Mortgage LLC | 142954 | Blue Ash, OH | $1.2M | 3 | $386K |
| #8 | Shaine Griggs | 2801019 | Mortgage Research Center, LLC | 1907 | Lenexa, KS | $1.1M | 1 | $1.1M |
| #9 | William Stokes | 149107 | SayGo Home Loans, LLC | 2525432 | Scottsdale, AZ | $961K | 2 | $480K |
| #10 | Ian Hanrahan | 2795802 | American Pacific Mortgage Corporation | 1850 | San Antonio, TX | $936K | 2 | $468K |
| #11 | Alexander Meagher | 2279313 | loanDepot.com, LLC | 174457 | Scottsdale, AZ | $902K | 2 | $451K |
| #12 | Derick Benitez | 2734285 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $880K | 3 | $293K |
| #13 | Jonathan Nguyen | 2784835 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $824K | 4 | $206K |
| #14 | Cody Hess | 2802793 | Onity Mortgage Corporation | 2726 | Plano, TX | $784K | 2 | $392K |
| #15 | Deshauna Rainer | 2794706 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $762K | 5 | $152K |
| #16 | Jake Parker | 2763475 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $715K | 2 | $358K |
| #17 | Sebastian Montejo | 2809783 | Forever American Mortgage LLC | 2410952 | Phoenix, AZ | $703K | 2 | $352K |
| #18 | Giovanna Calleros | 2771231 | The Mortgage Link, Inc. | 113054 | Phoenix, AZ | $687K | 2 | $344K |
| #19 | Todd Matney | 2791105 | Envoy Mortgage Ltd | 6666 | Chandler, AZ | $682K | 1 | $682K |
| #20 | Tera Barr | 2784823 | PennyMac Loan Services, LLC | 35953 | Franklin, TN | $676K | 2 | $338K |
| #21 | Shaun Hanson | 2799013 | Mortgage Research Center, LLC | 1907 | Lenexa, KS | $630K | 1 | $630K |
| #22 | Lilia Trejo | 2701250 | Hometown Lending Inc | 2712965 | Dallas, TX | $610K | 2 | $305K |
| #23 | Anthony Orow | 2156041 | Barrett Financial Group, L.L.C. | 181106 | Chandler, AZ | $601K | 1 | $601K |
| #24 | Leon Rodriguez | 2784552 | CrossCountry Mortgage, LLC | 3029 | — | $595K | 2 | $298K |
| #25 | Michael Boller | 2821528 | The Federal Savings Bank | 411500 | — | $589K | 1 | $589K |
| #26 | Margaryta Bugaienko | 2802818 | Onity Mortgage Corporation | 2726 | Plano, TX | $550K | 2 | $275K |
| #27 | Emilio Caballero | 2777031 | OPTIMUM FIRST INC. | 240415 | Huntington Beach, CA | $527K | 1 | $527K |
| #28 | Sean Dibsy | 2236623 | OPTIMUM FIRST INC. | 240415 | Huntington Beach, CA | $523K | 1 | $523K |
| #29 | Jorge Lopez | 2782471 | RMI Brokers, Inc. | 2142653 | Brentwood, CA | $506K | 1 | $506K |
| #30 | Preston Larson | 2782357 | INDEPENDENCE HOME LOANS LLC | 2524174 | Scottsdale, AZ | $503K | 1 | $503K |
| #31 | Jose Perdomo | 1564268 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $488K | 1 | $488K |
| #32 | Harrison Rose | 2790499 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $481K | 1 | $481K |
| #33 | Wichayada Klaibua | 2823225 | SUNFLOWER BANK, NATIONAL ASSOCIATION | 709491 | Scottsdale, AZ | $480K | 1 | $480K |
| #34 | Samuel Brower | 2648853 | PennyMac Loan Services, LLC | 35953 | — | $479K | 1 | $479K |
| #35 | Vittorio Massa | 2826933 | Success Mortgage Partners, Inc. | 130562 | River Falls, WI | $479K | 1 | $479K |
| #36 | Ezra Lukas | 2793507 | INDEPENDENCE HOME LOANS LLC | 2524174 | Scottsdale, AZ | $475K | 1 | $475K |
| #37 | Tyler Hendrickson | 2804742 | ZOOM HOME LENDING LLC | 2620616 | Livonia, MI | $474K | 1 | $474K |
| #38 | EMAD RABADI | 2795944 | SayGo Home Loans, LLC | 2525432 | Scottsdale, AZ | $441K | 1 | $441K |
| #39 | Joseph Ellis | 2800838 | Stewardship Mortgage LLC | 154011 | Gilbert, AZ | $440K | 1 | $440K |
| #40 | Jose Real | 2742863 | New American Funding, LLC | 6606 | Santa Ana, CA | $439K | 2 | $220K |
| #41 | Shawn Gavin | 2781239 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $420K | 1 | $420K |
| #42 | Kurstin Garcia | 2812959 | JPMorgan Chase Bank, National Association | 399798 | Jacksonville, FL | $385K | 2 | $192K |
| #43 | Trey Sweeney | 1375941 | loanDepot.com, LLC | 174457 | Southfield, MI | $380K | 3 | $127K |
| #44 | Nadim El Hage | 2803810 | The Federal Savings Bank | 411500 | — | $364K | 1 | $364K |
| #45 | Matthew Valdovinos | 2790738 | onDemand Lending Inc. | 2458551 | Lake Forest, CA | $360K | 1 | $360K |
| #46 | Abelardo Valdez Avalos | 2782454 | Superior Home Loans LLC | 2606181 | Avondale, AZ | $358K | 1 | $358K |
| #47 | Michelle Younan | 2189864 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $347K | 3 | $116K |
| #48 | Adam Gunthner | 2471490 | Equity Smart Home Loans, Inc. | 856170 | South Pasadena, CA | $337K | 1 | $337K |
| #49 | Kole Clay | 2786965 | Lower, LLC | 1124061 | Columbus, OH | $336K | 2 | $168K |
| #50 | Rachel Pepin | 2784838 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $325K | 3 | $108K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Volume — Arizona (2026). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/arizona/top-rookie-by-volume/2026
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