Leading rookies in California in 2026 so far, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 7, 2026, the top 3 include DAE CHOI (JSB Mortgage Corporation, NMLS #2764547), Wayne Kim (JSB Mortgage Corporation, NMLS #2786861), and Jessica Dye (OPTIMUM FIRST INC., NMLS #2803052).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | YTD Volume | YTD Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | DAE CHOI | 2764547 | JSB Mortgage Corporation | 1558084 | Monterey Park, CA | $16.3M | 26 | $628K |
| #2 | Wayne Kim | 2786861 | JSB Mortgage Corporation | 1558084 | Monterey Park, CA | $10.1M | 11 | $918K |
| #3 | Jessica Dye | 2803052 | OPTIMUM FIRST INC. | 240415 | Huntington Beach, CA | $6.1M | 11 | $554K |
| #4 | Jake Parker | 2763475 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $5.8M | 10 | $575K |
| #5 | Ketch Gannon | 2757756 | OPTIMUM FIRST INC. | 240415 | Huntington Beach, CA | $5.5M | 10 | $547K |
| #6 | John Wei | 1132996 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | $5.2M | 4 | $1.3M |
| #7 | Shant Darakjian | 2150734 | Pacific Capital Lending Group | 2651639 | Burbank, CA | $4.9M | 2 | $2.4M |
| #8 | Shant Avadisian | 2791441 | Apex Home Loans LLC | 2140181 | Glendale, CA | $4.6M | 4 | $1.2M |
| #9 | Erickson Bondoc | 2831354 | Water and Power Community Credit Union | 525600 | Los Angeles, CA | $4.6M | 6 | $759K |
| #10 | Dominique Griffin | 2681084 | Stone Bridge Mortgage Inc | 1938081 | Solana Beach, CA | $3.2M | 4 | $798K |
| #11 | Alejandro Antonio Gonzalez | 2590298 | CMR FINANCIAL SERVICES INC | 1947091 | West Covina, CA | $3.1M | 4 | $784K |
| #12 | Eric Grollman | 2786401 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $3.0M | 6 | $499K |
| #13 | Cody Hess | 2802793 | Onity Mortgage Corporation | 2726 | Plano, TX | $2.9M | 9 | $319K |
| #14 | Ramy Labib | 2162320 | JR PRIME INC | 2724050 | Bellflower, CA | $2.8M | 4 | $695K |
| #15 | Jose Cerrato | 1203665 | Golden Empire Mortgage, Inc. | 2427 | Escondido, CA | $2.7M | 6 | $443K |
| #16 | Bryan McCarthy | 2769344 | AdvantageFirst Lending Inc. | 1209177 | Lake Forest, CA | $2.6M | 5 | $519K |
| #17 | Daniel Curtis | 2737709 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $2.5M | 9 | $282K |
| #18 | Daniel Harbuck | 2633530 | Loan Factory, Inc. | 320841 | San Jose, CA | $2.5M | 1 | $2.5M |
| #19 | Christopher Kendall | 2616023 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $2.4M | 3 | $815K |
| #20 | George Damm | 2802792 | Village Capital & Investment LLC | 3317 | Draper, UT | $2.3M | 3 | $766K |
| #21 | Daniel Denham | 2770436 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $2.2M | 5 | $436K |
| #22 | Heather Peterson | 2729353 | Villa Lending, Inc. | 2029401 | Long Beach, CA | $2.1M | 2 | $1.0M |
| #23 | Joseph Romero | 2756861 | AdvantageFirst Lending Inc. | 1209177 | Lake Forest, CA | $1.9M | 4 | $475K |
| #24 | Jesus Cruz | 2775718 | E Mortgage Capital, Inc. | 1416824 | Santa Ana, CA | $1.9M | 6 | $310K |
| #25 | Michael Davis | 2329505 | C & C FINANCIAL, CORP | 1054224 | Anaheim, CA | $1.9M | 3 | $617K |
| #26 | Michael Martinez | 2655026 | Cornerstone Lending Group Inc. | 2508655 | Irvine, CA | $1.7M | 2 | $869K |
| #27 | Logan O'Keefe | 2781671 | Tomo Mortgage, LLC | 2059741 | New York, NY | $1.7M | 3 | $578K |
| #28 | Daniel Antillon | 2509171 | New Aim Funding Inc. | 1759842 | Downey, CA | $1.7M | 2 | $852K |
| #29 | Francisco Lopez | 2757496 | Cornerstone First Mortgage, LLC | 173855 | San Diego, CA | $1.7M | 2 | $850K |
| #30 | Roberto Scalisi | 2759855 | LoanGuys.com Inc. | 2146944 | Woodland Hills, CA | $1.7M | 1 | $1.7M |
| #31 | Oscar Sandoval | 1959838 | The Ave | 2651695 | Downey, CA | $1.7M | 1 | $1.7M |
| #32 | Yavuz Gorgulu | 2769426 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $1.7M | 5 | $333K |
| #33 | SROY LY | 253714 | ACCESS HOME LENDING LLC | 2625502 | Lake Forest, CA | $1.6M | 1 | $1.6M |
| #34 | Lee Garoutte | 360998 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $1.6M | 4 | $396K |
| #35 | Edward DeJoy | 2113894 | Mortgage 2000 Inc | 313275 | Redondo Beach, CA | $1.6M | 3 | $527K |
| #36 | Christine McMains | 2816967 | Redwood Credit Union | 459184 | Santa Rosa, CA | $1.5M | 1 | $1.5M |
| #37 | Mayra Montejano | 2508213 | Stigler Mortgage | 2087519 | Rancho Cucamonga, CA | $1.5M | 3 | $507K |
| #38 | David Borlaug | 2781242 | Guild Mortgage Company LLC | 3274 | Torrance, CA | $1.4M | 2 | $725K |
| #39 | Jonathan Nguyen | 2784835 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $1.4M | 4 | $360K |
| #40 | Demetric Clark | 2705432 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $1.4M | 2 | $712K |
| #41 | Javier Torres | 2817770 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $1.4M | 3 | $467K |
| #42 | SHAWNA ALCALA ANTONIO | 2668635 | Change Lending, LLC | 1839 | Anaheim, CA | $1.4M | 3 | $461K |
| #43 | Cristian Mendoza | 2802740 | Onity Mortgage Corporation | 2726 | Plano, TX | $1.4M | 2 | $679K |
| #44 | Damian Saylor | 2771712 | loanDepot.com, LLC | 174457 | — | $1.3M | 4 | $336K |
| #45 | Herbert Ramos | 2817468 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $1.3M | 1 | $1.3M |
| #46 | Rachel Pepin | 2784838 | Fairway Independent Mortgage Corporation | 2289 | Pensacola, FL | $1.3M | 4 | $321K |
| #47 | Cameron Cairnie | 2800278 | loanDepot.com, LLC | 174457 | — | $1.3M | 2 | $636K |
| #48 | Rochel Zahabian | 2508142 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $1.3M | 2 | $630K |
| #49 | Erik Quezada | 239888 | Quezada, Erik, Javier | 2806771 | Chula Vista, CA | $1.3M | 3 | $419K |
| #50 | Diana Duran-Najera | 2720110 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $1.2M | 1 | $1.2M |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Volume — California. Powered by MMI public record mortgage production data, accessed July 7, 2026. https://topmortgageoriginators.com/lo-leaderboard/california/top-rookie-by-volume
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