Leading rookies in California in 2026 so far, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 23, 2026, the top 3 include DAE CHOI (JSB Mortgage Corporation, NMLS #2764547), Wayne Kim (JSB Mortgage Corporation, NMLS #2786861), and Ketch Gannon (OPTIMUM FIRST INC., NMLS #2757756).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | YTD Volume | YTD Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | DAE CHOI | 2764547 | JSB Mortgage Corporation | 1558084 | Monterey Park, CA | $23.4M | 33 | $708K |
| #2 | Wayne Kim | 2786861 | JSB Mortgage Corporation | 1558084 | Monterey Park, CA | $12.0M | 12 | $1.0M |
| #3 | Ketch Gannon | 2757756 | OPTIMUM FIRST INC. | 240415 | Huntington Beach, CA | $9.2M | 14 | $654K |
| #4 | Erickson Bondoc | 2831354 | Water and Power Community Credit Union | 525600 | Los Angeles, CA | $9.1M | 12 | $762K |
| #5 | Jessica Dye | 2803052 | OPTIMUM FIRST INC. | 240415 | Huntington Beach, CA | $7.5M | 14 | $537K |
| #6 | John Wei | 1132996 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | $7.2M | 7 | $1.0M |
| #7 | Jake Parker | 2763475 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $6.8M | 13 | $520K |
| #8 | Ramy Labib | 2162320 | JR PRIME INC | 2724050 | Bellflower, CA | $6.4M | 9 | $708K |
| #9 | Natalie Cortez | 2776422 | HILLHURST MORTGAGE, INC. | 248170 | Los Angeles, CA | $5.5M | 7 | $791K |
| #10 | Shant Darakjian | 2150734 | Pacific Capital Lending Group | 2651639 | Burbank, CA | $5.5M | 3 | $1.8M |
| #11 | Charles Alexander | 2808618 | Toyota Financial Savings Bank | 68603 | Henderson, NV | $5.2M | 1 | $5.2M |
| #12 | Shant Avadisian | 2791441 | Apex Home Loans LLC | 2140181 | Glendale, CA | $4.9M | 5 | $977K |
| #13 | Daniel Curtis | 2737709 | PennyMac Loan Services, LLC | 35953 | — | $4.0M | 15 | $267K |
| #14 | Cody Hess | 2802793 | Onity Mortgage Corporation | 2726 | Plano, TX | $3.9M | 11 | $351K |
| #15 | Cedric Gray | 2799393 | loanDepot.com, LLC | 174457 | Scottsdale, AZ | $3.7M | 8 | $468K |
| #16 | Alejandro Antonio Gonzalez | 2590298 | CMR FINANCIAL SERVICES INC | 1947091 | West Covina, CA | $3.7M | 6 | $618K |
| #17 | Eric Grollman | 2786401 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $3.7M | 11 | $335K |
| #18 | Sean Dibsy | 2236623 | OPTIMUM FIRST INC. | 240415 | Huntington Beach, CA | $3.6M | 7 | $513K |
| #19 | Jose Cerrato | 1203665 | Golden Empire Mortgage, Inc. | 2427 | Escondido, CA | $3.5M | 9 | $392K |
| #20 | Mathias Ascencio | 2159080 | ANTHIAS FINANCIAL | 2686728 | Downey, CA | $3.5M | 4 | $863K |
| #21 | Hardik Arora | 2735365 | The Golden 1 Credit Union | 669333 | Sacramento, CA | $3.4M | 3 | $1.1M |
| #22 | Michael Davis | 2329505 | C & C FINANCIAL, CORP | 1054224 | Anaheim, CA | $3.4M | 5 | $671K |
| #23 | Joseph Romero | 2756861 | AdvantageFirst Lending Inc. | 1209177 | Lake Forest, CA | $3.3M | 7 | $477K |
| #24 | Oscar Sandoval | 1959838 | The Ave | 2651695 | Downey, CA | $3.3M | 2 | $1.6M |
| #25 | David Rodriguez | 1478973 | Equitable Mortgage & Realty Incorporated | 1124483 | Los Angeles, CA | $3.2M | 2 | $1.6M |
| #26 | Dominique Griffin | 2681084 | Stone Bridge Mortgage Inc | 1938081 | Solana Beach, CA | $3.2M | 4 | $798K |
| #27 | Daniel Denham | 2770436 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $3.2M | 10 | $318K |
| #28 | Jagdish Singh | 2734008 | Loan Factory, Inc. | 320841 | Stockton, CA | $3.0M | 5 | $596K |
| #29 | Eric Minassian | 2765365 | All Western Mortgage, Inc. | 14210 | Las Vegas, NV | $2.9M | 3 | $976K |
| #30 | George Damm | 2802792 | Village Capital & Investment LLC | 3317 | Draper, UT | $2.9M | 4 | $720K |
| #31 | Yavuz Gorgulu | 2769426 | PennyMac Loan Services, LLC | 35953 | — | $2.8M | 6 | $471K |
| #32 | Julie Latney | 2818058 | American Internet Mortgage, Inc. | 2890 | San Diego, CA | $2.7M | 5 | $541K |
| #33 | David Borlaug | 2781242 | Guild Mortgage Company LLC | 3274 | Torrance, CA | $2.7M | 4 | $673K |
| #34 | Francisco Lopez | 2757496 | Cornerstone First Mortgage, LLC | 173855 | San Diego, CA | $2.6M | 3 | $882K |
| #35 | Bryan McCarthy | 2769344 | AdvantageFirst Lending Inc. | 1209177 | Lake Forest, CA | $2.6M | 5 | $519K |
| #36 | MOHAMMAD KAVEH | 1883154 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $2.6M | 3 | $852K |
| #37 | Daniel Harbuck | 2633530 | Loan Factory, Inc. | 320841 | San Jose, CA | $2.5M | 1 | $2.5M |
| #38 | Christopher Kendall | 2616023 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $2.4M | 3 | $815K |
| #39 | Cristian Mendoza | 2802740 | Onity Mortgage Corporation | 2726 | Plano, TX | $2.4M | 5 | $485K |
| #40 | Arianna Avila | 1369402 | JPS Lenders, LTD. | 1206623 | Clovis, CA | $2.4M | 8 | $302K |
| #41 | Ross Flaharty | 2793889 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $2.4M | 3 | $792K |
| #42 | MUHAMMAD BAGRHIAY | 474501 | Xpert Home Lending Inc. | 2179191 | Braselton, GA | $2.4M | 6 | $395K |
| #43 | Lee Garoutte | 360998 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $2.4M | 9 | $263K |
| #44 | Brandon Perriatt | 2705799 | Guaranteed Rate, Inc. | 2611 | Turlock, CA | $2.3M | 5 | $467K |
| #45 | Jose Perdomo | 1564268 | PennyMac Loan Services, LLC | 35953 | — | $2.3M | 5 | $460K |
| #46 | Jonathan Nguyen | 2784835 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $2.2M | 7 | $321K |
| #47 | Jesus Cruz | 2775718 | E Mortgage Capital, Inc. | 1416824 | Santa Ana, CA | $2.2M | 7 | $318K |
| #48 | Daniel Antillon | 2509171 | New Aim Funding Inc. | 1759842 | Downey, CA | $2.1M | 3 | $713K |
| #49 | Sri harsha Grandhi | 2770565 | E Mortgage Capital, Inc. | 1416824 | Santa Ana, CA | $2.1M | 3 | $710K |
| #50 | Roberto Scalisi | 2759855 | LoanGuys.com Inc. | 2146944 | Woodland Hills, CA | $2.1M | 2 | $1.0M |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Volume — California. Powered by MMI public record mortgage production data, accessed August 23, 2026. https://topmortgageoriginators.com/lo-leaderboard/california/top-rookie-by-volume
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