Leading rookies in California in 2026 so far, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 9, 2026, the top 3 include DAE CHOI (JSB Mortgage Corporation, NMLS #2764547), Wayne Kim (JSB Mortgage Corporation, NMLS #2786861), and Ketch Gannon (OPTIMUM FIRST INC., NMLS #2757756).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | YTD Volume | YTD Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | DAE CHOI | 2764547 | JSB Mortgage Corporation | 1558084 | Monterey Park, CA | $26.8M | 40 | $670K |
| #2 | Wayne Kim | 2786861 | JSB Mortgage Corporation | 1558084 | Monterey Park, CA | $16.7M | 18 | $928K |
| #3 | Ketch Gannon | 2757756 | OPTIMUM FIRST INC. | 240415 | Huntington Beach, CA | $12.4M | 16 | $774K |
| #4 | Erickson Bondoc | 2831354 | Water and Power Community Credit Union | 525600 | Los Angeles, CA | $11.3M | 16 | $707K |
| #5 | Sri harsha Grandhi | 2770565 | E Mortgage Capital, Inc. | 1416824 | Santa Ana, CA | $11.2M | 16 | $702K |
| #6 | Ramy Labib | 2162320 | JR PRIME INC | 2724050 | Bellflower, CA | $8.1M | 12 | $674K |
| #7 | Hardik Arora | 2735365 | The Golden 1 Credit Union | 669333 | Sacramento, CA | $7.5M | 8 | $944K |
| #8 | Jessica Dye | 2803052 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $7.5M | 14 | $537K |
| #9 | Michael Davis | 2329505 | C & C FINANCIAL, CORP | 1054224 | Anaheim, CA | $7.3M | 9 | $817K |
| #10 | John Wei | 1132996 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | $7.2M | 7 | $1.0M |
| #11 | Jake Parker | 2763475 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $7.1M | 14 | $505K |
| #12 | Natalie Cortez | 2776422 | HILLHURST MORTGAGE, INC. | 248170 | Mesa, AZ | $7.0M | 11 | $637K |
| #13 | Jose Cerrato | 1203665 | Golden Empire Mortgage, Inc. | 2427 | Escondido, CA | $6.7M | 13 | $513K |
| #14 | Charles Alexander | 2808618 | Toyota Financial Savings Bank | 68603 | Henderson, NV | $5.7M | 2 | $2.9M |
| #15 | Shant Darakjian | 2150734 | Pacific Capital Lending Group | 2651639 | Burbank, CA | $5.5M | 3 | $1.8M |
| #16 | Alejandro Antonio Gonzalez | 2590298 | CMR FINANCIAL SERVICES INC | 1947091 | West Covina, CA | $5.5M | 9 | $606K |
| #17 | Sean Dibsy | 2236623 | OPTIMUM FIRST INC. | 240415 | Huntington Beach, CA | $5.4M | 10 | $538K |
| #18 | SROY LY | 253714 | ACCESS HOME LENDING LLC | 2625502 | Lake Forest, CA | $5.2M | 3 | $1.7M |
| #19 | Shant Avadisian | 2791441 | Apex Home Loans LLC | 2140181 | Glendale, CA | $4.9M | 5 | $977K |
| #20 | Mathias Ascencio | 2159080 | ANTHIAS FINANCIAL | 2686728 | Downey, CA | $4.8M | 6 | $807K |
| #21 | Jagdish Singh | 2734008 | Loan Factory, Inc. | 320841 | Stockton, CA | $4.6M | 8 | $580K |
| #22 | Eric Grollman | 2786401 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $4.4M | 13 | $340K |
| #23 | Joseph Romero | 2756861 | AdvantageFirst Lending Inc. | 1209177 | Lake Forest, CA | $4.3M | 9 | $478K |
| #24 | Cedric Gray | 2799393 | loanDepot.com, LLC | 174457 | Scottsdale, AZ | $4.3M | 10 | $427K |
| #25 | Daniel Curtis | 2737709 | PennyMac Loan Services, LLC | 35953 | — | $4.2M | 16 | $263K |
| #26 | Rochel Zahabian | 2508142 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $3.9M | 5 | $780K |
| #27 | Cody Hess | 2802793 | Onity Mortgage Corporation | 2726 | Plano, TX | $3.9M | 11 | $351K |
| #28 | Shelby Caldwell | 2798190 | AQHL Bancorp | 1765663 | West Covina, CA | $3.9M | 7 | $552K |
| #29 | Bryan McCarthy | 2769344 | AdvantageFirst Lending Inc. | 1209177 | Lake Forest, CA | $3.8M | 7 | $536K |
| #30 | Daniel Denham | 2770436 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $3.7M | 13 | $287K |
| #31 | Ciara Weissman | 2813385 | American Internet Mortgage, Inc. | 2890 | San Diego, CA | $3.7M | 11 | $339K |
| #32 | Sandy Jacob | 2812001 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $3.6M | 19 | $190K |
| #33 | Julie Latney | 2818058 | American Internet Mortgage, Inc. | 2890 | San Diego, CA | $3.5M | 6 | $584K |
| #34 | Francisco Lopez | 2757496 | Cornerstone First Mortgage, LLC | 173855 | San Diego, CA | $3.5M | 4 | $873K |
| #35 | Lee Garoutte | 360998 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $3.4M | 14 | $244K |
| #36 | Matthew Schubert | 2778914 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $3.4M | 12 | $283K |
| #37 | Oscar Sandoval | 1959838 | The Ave | 2651695 | Downey, CA | $3.3M | 2 | $1.6M |
| #38 | David Rodriguez | 1478973 | Equitable Mortgage & Realty Incorporated | 1124483 | Los Angeles, CA | $3.2M | 2 | $1.6M |
| #39 | Dominique Griffin | 2681084 | Stone Bridge Mortgage Inc | 1938081 | Solana Beach, CA | $3.2M | 4 | $798K |
| #40 | Jesus Cruz | 2775718 | E Mortgage Capital, Inc. | 1416824 | Santa Ana, CA | $3.2M | 9 | $354K |
| #41 | Chenggang Zhu | 1148189 | NEW DREAM INVESTMENT CORP | 1952245 | Diamond Bar, CA | $3.0M | 5 | $607K |
| #42 | Jonathan Nguyen | 2784835 | PennyMac Loan Services, LLC | 35953 | — | $3.0M | 10 | $303K |
| #43 | Caleb Rendon Guerrero | 2779887 | Quantum Express Inc | 1805819 | National City, CA | $3.0M | 4 | $751K |
| #44 | Eric Minassian | 2765365 | All Western Mortgage, Inc. | 14210 | Las Vegas, NV | $2.9M | 3 | $976K |
| #45 | MUHAMMAD BAGRHIAY | 474501 | Xpert Home Lending Inc. | 2179191 | Braselton, GA | $2.9M | 7 | $416K |
| #46 | Bobby Le | 2837928 | SchoolsFirst Federal Credit Union | 405503 | Long Beach, CA | $2.9M | 23 | $126K |
| #47 | George Damm | 2802792 | Village Capital & Investment LLC | 3317 | Draper, UT | $2.9M | 4 | $720K |
| #48 | Yavuz Gorgulu | 2769426 | Kadlogic, Inc. | 1456732 | Southlake, TX | $2.8M | 6 | $471K |
| #49 | Ross Flaharty | 2793889 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $2.8M | 4 | $699K |
| #50 | Kyle Wegg | 2713037 | Loan Factory, Inc. | 320841 | San Jose, CA | $2.7M | 5 | $547K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Volume — California. Powered by MMI public record mortgage production data, accessed October 9, 2026. https://topmortgageoriginators.com/lo-leaderboard/california/top-rookie-by-volume
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