Leading rookies in California in 2025, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Halie Ly (American Internet Mortgage, Inc., NMLS #2675912), RADHIKA SHAH (Real Estate Source, Inc., NMLS #1671078), and Aaron Beckley (FIRM FOUNDATION FINANCES INC, NMLS #2633858).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2025 Volume | 2025 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Halie Ly | 2675912 | American Internet Mortgage, Inc. | 2890 | — | $17.3M | 36 | $481K |
| #2 | RADHIKA SHAH | 1671078 | Real Estate Source, Inc. | 288738 | Folsom, CA | $15.7M | 20 | $784K |
| #3 | Aaron Beckley | 2633858 | FIRM FOUNDATION FINANCES INC | 1625398 | Ontario, CA | $12.0M | 3 | $4.0M |
| #4 | Derek Rathbun | 2677265 | OPTIMUM FIRST INC. | 240415 | — | $11.1M | 18 | $619K |
| #5 | Jesse Kim | 2146339 | JSB Mortgage Corporation | 1558084 | Monterey Park, CA | $11.1M | 15 | $739K |
| #6 | Robert McCoy | 2635830 | Sage Home Loans Corporation | 3304 | Fort Mill, SC | $10.5M | 18 | $582K |
| #7 | Tyler Markham | 2668420 | INDEPENDENCE HOME LOANS LLC | 2524174 | Scottsdale, AZ | $10.0M | 30 | $332K |
| #8 | Erik Alinder | 2645535 | West Capital Lending, Inc. | 1566096 | Scottsdale, AZ | $9.7M | 18 | $539K |
| #9 | Bhavin Ajitkumar Lakhani | 2603295 | Loan Factory, Inc. | 320841 | San Jose, CA | $9.4M | 15 | $629K |
| #10 | JULIUS MASARATE | 2734751 | MD INTERNATIONAL MARKETING GROUP, INC. | 453010 | Santa Maria, CA | $8.7M | 15 | $582K |
| #11 | TALIN SABOUNJIAN | 1033391 | NEXUS MORTGAGE GROUP, LLC | 2729466 | Glendale, CA | $8.7M | 12 | $722K |
| #12 | Mayah Murray | 2672216 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $8.6M | 16 | $540K |
| #13 | Christopher Mooney | 2685208 | Pulte Mortgage LLC | 1791 | — | $8.5M | 14 | $609K |
| #14 | Elizabeth Rosales Aguilar | 2690265 | PrimeSource Lending Inc. | 2591324 | Corona, CA | $8.3M | 12 | $689K |
| #15 | RYAN FAHY | 2696785 | Cornerstone First Mortgage, LLC | 173855 | San Diego, CA | $8.2M | 1 | $8.2M |
| #16 | Heysell Flores | 2117326 | Travis Credit Union | 643926 | Vacaville, CA | $7.8M | 76 | $102K |
| #17 | Olga Ivanova | 2673733 | LBC Solutions, Inc. | 275599 | North Hollywood, CA | $7.4M | 7 | $1.1M |
| #18 | VIVIANA OLIVAREZ | 1495283 | Cristal Mortgage Services, Inc. | 2477571 | Downey, CA | $6.8M | 14 | $482K |
| #19 | Kelsey Parsapour | 2184207 | Renovation Technologies Holdings Inc. | 2412747 | Rocklin, CA | $6.6M | 28 | $237K |
| #20 | Jing Yang | 2679477 | EWU LENDING LLC | 1762430 | Tempe, AZ | $6.4M | 9 | $714K |
| #21 | Anabel Barajas Gutierrez | 2664271 | Pacific Lending LLC | 1156766 | Visalia, CA | $6.3M | 16 | $393K |
| #22 | Anne Dalfiume | 849654 | Equity Smart Home Loans, Inc. | 856170 | South Pasadena, CA | $6.2M | 6 | $1.0M |
| #23 | Julian Gregory | 2718688 | PennyMac Loan Services, LLC | 35953 | — | $5.9M | 15 | $393K |
| #24 | Uwe Kerner | 2708356 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $5.7M | 5 | $1.1M |
| #25 | Lindsay Parsons | 2645521 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $5.6M | 12 | $465K |
| #26 | James Yi | 2573415 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $5.4M | 8 | $681K |
| #27 | Conner Russell | 2646072 | Village Capital & Investment LLC | 3317 | Draper, UT | $5.4M | 8 | $670K |
| #28 | Minh-Ngoc Thai | 2700152 | Loan Factory, Inc. | 320841 | San Jose, CA | $5.4M | 7 | $765K |
| #29 | Yanelit Trujillo | 2594185 | Garza Lending Team Inc | 2269316 | Bakersfield, CA | $5.3M | 15 | $353K |
| #30 | HUGO RUIZ | 2347906 | Answer Home Lending, Inc. | 2343805 | Granite Bay, CA | $5.3M | 15 | $351K |
| #31 | Avetis Baltayan | 2633013 | NovaKey Realty & Finance, Inc. | 2701394 | Glendale, CA | $5.2M | 7 | $748K |
| #32 | Shane Tarallo | 2691884 | Sage Home Loans Corporation | 3304 | Fort Mill, SC | $5.2M | 7 | $746K |
| #33 | Reid Lucas | 2655517 | Freedom Mortgage Corporation | 2767 | Columbia, MD | $5.1M | 10 | $513K |
| #34 | Sidney Sharp | 2663394 | LeaderOne Financial Corporation | 12007 | Merced, CA | $5.1M | 17 | $299K |
| #35 | Gomathi Chinnayan | 2327608 | DWD Real Estate Services | 2277948 | South Pasadena, CA | $5.1M | 7 | $723K |
| #36 | Bryan Hulburd | 2697595 | Guaranteed Rate, Inc. | 2611 | San Luis Obispo, CA | $4.9M | 11 | $449K |
| #37 | Joshua Castillo | 2697379 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | $4.8M | 10 | $482K |
| #38 | Dylan Wan | 2589365 | ACG FUNDING INC | 328878 | City of Industry, CA | $4.8M | 7 | $685K |
| #39 | Jacob Thomas | 2641669 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | $4.8M | 9 | $528K |
| #40 | Wei Chen Chang | 2635896 | Apex Funding Capital Inc. | 2789281 | San Gabriel, CA | $4.7M | 6 | $790K |
| #41 | Yun Zhou | 2607614 | Pulte Mortgage LLC | 1791 | Denver, CO | $4.7M | 8 | $590K |
| #42 | Matthew Fine | 2678661 | NFM Lending, LLC | 2893 | Encinitas, CA | $4.7M | 8 | $590K |
| #43 | Samuel Gardner | 2655510 | Freedom Mortgage Corporation | 2767 | Columbia, MD | $4.6M | 8 | $574K |
| #44 | Jack Wyett | 2696677 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $4.6M | 5 | $914K |
| #45 | Dominic Carpini | 2728254 | loanDepot.com, LLC | 174457 | Scottsdale, AZ | $4.4M | 13 | $342K |
| #46 | Giemona Ward | 2686598 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $4.4M | 13 | $335K |
| #47 | LeAnn Lienau | 2698766 | EDUCATIONAL EMPLOYEES CREDIT UNION | 457253 | Fresno, CA | $4.3M | 14 | $305K |
| #48 | Jonathan Nephew | 2717103 | New American Funding, LLC | 6606 | Charlotte, NC | $4.1M | 6 | $691K |
| #49 | Taylor Coric | 2727725 | loanDepot.com, LLC | 174457 | Irvine, CA | $4.1M | 12 | $343K |
| #50 | Trevor Laraia | 2686281 | Freedom Mortgage Corporation | 2767 | Conshohocken, PA | $4.1M | 7 | $585K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Volume — California (2025). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/california/top-rookie-by-volume/2025
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