Leading rookies in Virginia in 2025, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Shayna Caraway (Navy Federal Credit Union, NMLS #2718537), Hali Martin (Navy Federal Credit Union, NMLS #2691422), and Austin Clark (NVR Mortgage Finance, Inc., NMLS #2683185).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2025 Volume | 2025 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Shayna Caraway | 2718537 | Navy Federal Credit Union | 399807 | Pensacola, FL | $10.0M | 19 | $527K |
| #2 | Hali Martin | 2691422 | Navy Federal Credit Union | 399807 | Pensacola, FL | $8.6M | 20 | $428K |
| #3 | Austin Clark | 2683185 | NVR Mortgage Finance, Inc. | 1127 | Williamsburg, VA | $7.7M | 17 | $452K |
| #4 | Robert Watford | 2691432 | Navy Federal Credit Union | 399807 | Pensacola, FL | $7.5M | 23 | $324K |
| #5 | Shawna Morris | 2668858 | NVR Mortgage Finance, Inc. | 1127 | Dumfries, VA | $7.0M | 14 | $501K |
| #6 | Cameron Scully | 2674393 | Coastal Premier Home Loans, LLC | 1889782 | Virginia Beach, VA | $6.7M | 19 | $350K |
| #7 | Rachel McGonigal | 2698926 | NVR Mortgage Finance, Inc. | 1127 | North Chesterfield, VA | $6.5M | 20 | $323K |
| #8 | Joshua Castillo | 2697379 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | $6.3M | 15 | $423K |
| #9 | Augustus Coroniti | 2686294 | Freedom Mortgage Corporation | 2767 | Conshohocken, PA | $6.2M | 13 | $480K |
| #10 | Colleen Simpson | 2686315 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $6.0M | 13 | $462K |
| #11 | Meredith Hall | 2670619 | Spider Financial Group, LLC | 2503008 | Oilville, VA | $5.6M | 18 | $312K |
| #12 | Samuel Gardner | 2655510 | Freedom Mortgage Corporation | 2767 | Columbia, MD | $5.4M | 12 | $450K |
| #13 | Jason Rush | 2675965 | Mortgage Research Center, LLC | 1907 | — | $5.3M | 11 | $478K |
| #14 | Rajesh Cheruku | 2649552 | Prime Home Mortgage Incorporated | 2658067 | Charlotte, NC | $5.0M | 8 | $631K |
| #15 | Jemsley Acelouis | 2253211 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | $5.0M | 11 | $453K |
| #16 | Ayesha Akhtar | 2690933 | Guidance Residential, LLC | 2908 | Reston, VA | $5.0M | 8 | $621K |
| #17 | Scott Miller | 2682896 | University of Virginia Community Credit Union, Inc. | 302946 | Charlottesville, VA | $4.8M | 13 | $373K |
| #18 | Drew Lindbeck | 2663848 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $4.8M | 19 | $255K |
| #19 | Zachary Wilson | 2694657 | Network Capital Funding Corporation | 11712 | Irvine, CA | $4.8M | 8 | $603K |
| #20 | Tristan Torrey | 2674947 | Sage Home Loans Corporation | 3304 | Fort Mill, SC | $4.8M | 7 | $684K |
| #21 | Hannah Kelley | 2732189 | Navy Federal Credit Union | 399807 | Pensacola, FL | $4.2M | 12 | $347K |
| #22 | Shannon Brown | 2616048 | Atlantic Coast Mortgage, LLC | 643114 | Fredericksburg, VA | $3.8M | 6 | $634K |
| #23 | William Stone | 938065 | Navy Federal Credit Union | 399807 | — | $3.7M | 10 | $366K |
| #24 | Sreepal Chiluveru | 2655574 | Freedom Mortgage Corporation | 2767 | Columbia, MD | $3.6M | 10 | $364K |
| #25 | Trevor Laraia | 2686281 | Freedom Mortgage Corporation | 2767 | Conshohocken, PA | $3.5M | 7 | $505K |
| #26 | Phillip ONeill | 2686292 | Freedom Mortgage Corporation | 2767 | Conshohocken, PA | $3.5M | 9 | $391K |
| #27 | Alexis Kinter | 2691428 | Navy Federal Credit Union | 399807 | Pensacola, FL | $3.5M | 11 | $316K |
| #28 | Richard Butler | 2703745 | Mortgage Research Center, LLC | 1907 | Virginia Beach, VA | $3.5M | 10 | $345K |
| #29 | Amber James | 2718526 | Navy Federal Credit Union | 399807 | Pensacola, FL | $3.3M | 6 | $550K |
| #30 | Thomas Ross | 144207 | Phoenix Lending Group, LLC | 2422832 | Scottsdale, AZ | $3.2M | 3 | $1.1M |
| #31 | Yraida Vargas-Preacher | 2731819 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | $3.2M | 5 | $646K |
| #32 | Mitchell Kosek | 2641639 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | $3.2M | 8 | $403K |
| #33 | Brett Ballard | 2662949 | American Pacific Mortgage Corporation | 1850 | Greenville, SC | $3.2M | 9 | $358K |
| #34 | Keenan Duggan | 2697376 | Freedom Mortgage Corporation | 2767 | — | $3.2M | 9 | $355K |
| #35 | Luay Khalid | 2561980 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $3.2M | 10 | $319K |
| #36 | Anastasia Campe | 2655515 | Freedom Mortgage Corporation | 2767 | Columbia, MD | $3.0M | 8 | $377K |
| #37 | Joshua Wayman | 2657658 | Village Capital & Investment LLC | 3317 | Hildale, UT | $2.8M | 7 | $406K |
| #38 | Conner Russell | 2646072 | Village Capital & Investment LLC | 3317 | Draper, UT | $2.8M | 8 | $353K |
| #39 | Jeffrey Beecher | 2673803 | Southern Elite Mortgage LLC | 2581600 | Glen Allen, VA | $2.8M | 9 | $313K |
| #40 | Candice Beuvain | 2655527 | Prosperity Home Mortgage, LLC | 75164 | Fairfax, VA | $2.8M | 4 | $703K |
| #41 | Celien Mazahreh | 2655379 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $2.8M | 6 | $462K |
| #42 | Alvin Halley | 2655384 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $2.7M | 8 | $337K |
| #43 | Stephanie Martinez | 2662194 | Prosperity Home Mortgage, LLC | 75164 | Washington, DC | $2.7M | 3 | $896K |
| #44 | ELMOUATAZ BILLAH GARDAM | 2716027 | Guidance Residential, LLC | 2908 | Reston, VA | $2.6M | 5 | $526K |
| #45 | Benjamin Hannig | 942217 | Century Federal Credit Union | 417589 | Independence, OH | $2.6M | 4 | $649K |
| #46 | Niko French | 2633340 | Freedom Mortgage Corporation | 2767 | Columbia, MD | $2.6M | 6 | $431K |
| #47 | Carter Houlihan | 2686300 | Freedom Mortgage Corporation | 2767 | — | $2.6M | 5 | $516K |
| #48 | Jared Gore | 2655392 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $2.5M | 6 | $418K |
| #49 | Alla Clanton | 2685290 | Pulte Mortgage LLC | 1791 | Denver, CO | $2.4M | 3 | $813K |
| #50 | Nicolas Romero | 2702517 | New Day Financial, LLC | 1043 | Fulton, MD | $2.4M | 5 | $471K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Volume — Virginia (2025). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/virginia/top-rookie-by-volume/2025
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