Top loan officers in Virginia in 2025, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Reginald Maddox (Atlantic Bay Mortgage Group, L.L.C., NMLS #1072553), Phillip Nguyen (Rocket Mortgage, LLC, NMLS #142573), and ASHLEY SMITH (Truist Bank, NMLS #529694).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2025 Volume | 2025 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Reginald Maddox | 1072553 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Myrtle Beach, SC | $146.3M | 250 | $585K |
| #2 | Phillip Nguyen | 142573 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $139.8M | 259 | $540K |
| #3 | ASHLEY SMITH | 529694 | Truist Bank | 399803 | Sterling, VA | $123.3M | 189 | $653K |
| #4 | Sharon Francum | 447959 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Yorktown, VA | $110.0M | 323 | $341K |
| #5 | Gina Myers | 898712 | CrossCountry Mortgage, LLC | 3029 | Fairfax, VA | $109.3M | 152 | $719K |
| #6 | Carey Meushaw | 310813 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Alexandria, VA | $90.9M | 131 | $694K |
| #7 | Talmadge Reed | 1113052 | CrossCountry Mortgage, LLC | 3029 | North Bethesda, MD | $88.0M | 132 | $666K |
| #8 | Abayomi Akinyemi | 840111 | United Nations Federal Credit Union | 456916 | McLean, VA | $86.2M | 111 | $776K |
| #9 | Wesley Flowers | 205515 | Southern Trust Mortgage, LLC | 2921 | Virginia Beach, VA | $79.1M | 236 | $335K |
| #10 | Stephen Arsenault | 207543 | Fairway Independent Mortgage Corporation | 2289 | Alexandria, VA | $77.2M | 158 | $488K |
| #11 | Allison Davis | 222187 | United Bank | 522399 | Mechanicsville, VA | $76.0M | 219 | $347K |
| #12 | Robert Setliff | 207272 | First Savings Mortgage Corporation | 38694 | McLean, VA | $75.9M | 92 | $825K |
| #13 | William Stern | 267577 | CMG Mortgage, Inc. | 1820 | Middleburg, VA | $75.9M | 106 | $716K |
| #14 | Philip McKenney | 617986 | CMG Mortgage, Inc. | 1820 | North Chesterfield, VA | $73.4M | 214 | $343K |
| #15 | Darran Anthony | 299858 | NFM Lending, LLC | 2893 | Ashburn, VA | $72.9M | 120 | $608K |
| #16 | Kristi Hardy | 194938 | Atlantic Coast Mortgage, LLC | 643114 | Fairfax, VA | $72.1M | 145 | $497K |
| #17 | Michael Sanchez | 860048 | Guaranteed Rate, Inc. | 2611 | Stafford, VA | $71.7M | 115 | $624K |
| #18 | Bradley Stevenson | 293018 | Prosperity Home Mortgage, LLC | 75164 | Williamsburg, VA | $71.5M | 197 | $363K |
| #19 | Richard Elmendorf | 485091 | Guaranteed Rate, Inc. | 2611 | Naples, FL | $71.2M | 119 | $598K |
| #20 | Mya Tran-Harter | 248295 | Intercoastal Mortgage, LLC | 56323 | Reston, VA | $69.8M | 79 | $883K |
| #21 | Shahzein Syed | 1972316 | NVR Mortgage Finance, Inc. | 1127 | Fairfax, VA | $69.6M | 139 | $501K |
| #22 | Patrick Holland | 179158 | Embrace Home Loans, Inc. | 2184 | Fairfax, VA | $69.5M | 109 | $638K |
| #23 | Andrew Zemon | 208916 | Ixonia Bank | 423065 | Brookfield, WI | $68.6M | 144 | $477K |
| #24 | Joshua Gravitt | 2112268 | Capital Center, L.L.C. | 67717 | Glen Allen, VA | $67.4M | 192 | $351K |
| #25 | Gregory Mullan | 483951 | United Bank | 522399 | Arlington, VA | $67.4M | 123 | $548K |
| #26 | Joseph Dunn | 160856 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Glen Allen, VA | $67.4M | 147 | $458K |
| #27 | Courtney Efird | 659400 | Ameris Bank | 408099 | Richmond, VA | $64.0M | 189 | $339K |
| #28 | Alison Schellenberg | 759461 | Mortgage Research Center, LLC | 1907 | Auburn, CA | $62.6M | 161 | $389K |
| #29 | SALEEM KHAN | 201464 | SAI Mortgage Inc. | 179997 | Vienna, VA | $62.6M | 116 | $539K |
| #30 | Alec Gagne | 1707927 | Intercoastal Mortgage, LLC | 56323 | Reston, VA | $62.5M | 94 | $665K |
| #31 | Blake Wise | 340921 | First Savings Mortgage Corporation | 38694 | McLean, VA | $62.3M | 91 | $684K |
| #32 | Mark Ferguson | 408119 | WesBanco Bank, Inc. | 399836 | Ashburn, VA | $60.8M | 63 | $966K |
| #33 | Melissa Bell | 450558 | Atlantic Coast Mortgage, LLC | 643114 | Fairfax, VA | $60.7M | 102 | $595K |
| #34 | Robert Gaskins | 1656367 | CMG Mortgage, Inc. | 1820 | Falls Church, VA | $58.6M | 95 | $617K |
| #35 | Imran Bagwan | 1148315 | United 1 Mortgage Corporation | 1460211 | Vienna, VA | $58.0M | 99 | $586K |
| #36 | Jawad Hamandi | 391282 | Intercoastal Mortgage, LLC | 56323 | Reston, VA | $58.0M | 97 | $598K |
| #37 | Wendy Edde | 1200036 | Mortgage Research Center, LLC | 1907 | Auburn, CA | $57.9M | 153 | $378K |
| #38 | Catherine Putnam | 2265373 | NVR Mortgage Finance, Inc. | 1127 | Dumfries, VA | $57.8M | 107 | $540K |
| #39 | Robert Clark | 182527 | Guaranteed Rate Affinity, LLC | 1598647 | Alexandria, VA | $57.6M | 95 | $607K |
| #40 | William Fastabend | 2172801 | Capital Center, L.L.C. | 67717 | Glen Allen, VA | $57.6M | 161 | $358K |
| #41 | William Williams | 206380 | First Washington Mortgage, LLC | 68479 | Washington, DC | $57.1M | 120 | $476K |
| #42 | Sebastian Rivera | 190984 | Intercoastal Mortgage, LLC | 56323 | Reston, VA | $56.9M | 84 | $677K |
| #43 | Kathryn Hickey | 659429 | CrossCountry Mortgage, LLC | 3029 | Reston, VA | $56.4M | 84 | $671K |
| #44 | Stephen Fox | 208239 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $55.7M | 72 | $773K |
| #45 | Christopher Berger | 260235 | American Financial Network, Inc. | 237341 | Woodbridge, VA | $54.9M | 160 | $343K |
| #46 | Jody Eichenblatt | 181198 | Prosperity Home Mortgage, LLC | 75164 | Alexandria, VA | $54.8M | 82 | $669K |
| #47 | Michael Westbrook | 219034 | Intercoastal Mortgage, LLC | 56323 | Reston, VA | $53.9M | 78 | $691K |
| #48 | Alexandra Quirk | 1944565 | NVR Mortgage Finance, Inc. | 1127 | Dumfries, VA | $53.4M | 118 | $452K |
| #49 | Amit Kaim | 295394 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Fairfax, VA | $53.0M | 76 | $697K |
| #50 | MIKE KOH | 231849 | Emet Lending Group, Inc. | 1301672 | Annandale, VA | $53.0M | 119 | $445K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Top Mortgage Loan Officers by Volume — Virginia (2025). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/virginia/top-overall-by-volume/2025
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