Top loan officers in Virginia in 2025, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Reginald Maddox (Atlantic Bay Mortgage Group, L.L.C., NMLS #1072553), Phillip Nguyen (Rocket Mortgage, LLC, NMLS #142573), and ASHLEY SMITH (Truist Bank, NMLS #529694).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2025 Volume | 2025 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Reginald Maddox | 1072553 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Myrtle Beach, SC | $147.7M | 253 | $584K |
| #2 | Phillip Nguyen | 142573 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $140.8M | 261 | $540K |
| #3 | ASHLEY SMITH | 529694 | Truist Bank | 399803 | Sterling, VA | $124.1M | 191 | $650K |
| #4 | Sharon Francum | 447959 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Yorktown, VA | $112.3M | 329 | $341K |
| #5 | Gina Myers | 898712 | CrossCountry Mortgage, LLC | 3029 | Fairfax, VA | $110.8M | 154 | $719K |
| #6 | Carey Meushaw | 310813 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Alexandria, VA | $90.9M | 131 | $694K |
| #7 | Abayomi Akinyemi | 840111 | United Nations Federal Credit Union | 456916 | McLean, VA | $89.7M | 114 | $787K |
| #8 | Talmadge Reed | 1113052 | CrossCountry Mortgage, LLC | 3029 | North Bethesda, MD | $88.0M | 132 | $666K |
| #9 | Wesley Flowers | 205515 | Southern Trust Mortgage, LLC | 2921 | Virginia Beach, VA | $79.1M | 236 | $335K |
| #10 | William Stern | 267577 | CMG Mortgage, Inc. | 1820 | Middleburg, VA | $78.5M | 108 | $727K |
| #11 | Stephen Arsenault | 207543 | Fairway Independent Mortgage Corporation | 2289 | Alexandria, VA | $78.5M | 161 | $487K |
| #12 | Allison Davis | 222187 | United Bank | 522399 | Mechanicsville, VA | $76.7M | 221 | $347K |
| #13 | Darran Anthony | 299858 | NFM Lending, LLC | 2893 | Ashburn, VA | $76.4M | 126 | $606K |
| #14 | Philip McKenney | 617986 | CMG Mortgage, Inc. | 1820 | North Chesterfield, VA | $75.6M | 220 | $344K |
| #15 | Robert Setliff | 207272 | First Savings Mortgage Corporation | 38694 | McLean, VA | $75.2M | 91 | $826K |
| #16 | Kristi Hardy | 194938 | Atlantic Coast Mortgage, LLC | 643114 | Fairfax, VA | $74.2M | 148 | $501K |
| #17 | Shahzein Syed | 1972316 | NVR Mortgage Finance, Inc. | 1127 | Fairfax, VA | $73.2M | 145 | $505K |
| #18 | Michael Sanchez | 860048 | Guaranteed Rate, Inc. | 2611 | Stafford, VA | $72.8M | 117 | $622K |
| #19 | Mya Tran-Harter | 248295 | Intercoastal Mortgage, LLC | 56323 | Reston, VA | $72.5M | 83 | $873K |
| #20 | Richard Elmendorf | 485091 | Guaranteed Rate, Inc. | 2611 | Naples, FL | $71.9M | 120 | $599K |
| #21 | Andrew Zemon | 208916 | Ixonia Bank | 423065 | Brookfield, WI | $71.7M | 149 | $481K |
| #22 | Bradley Stevenson | 293018 | Prosperity Home Mortgage, LLC | 75164 | Williamsburg, VA | $71.6M | 197 | $363K |
| #23 | Patrick Holland | 179158 | Embrace Home Loans, Inc. | 2184 | Fairfax, VA | $70.0M | 110 | $636K |
| #24 | Gregory Mullan | 483951 | United Bank | 522399 | Arlington, VA | $69.0M | 127 | $543K |
| #25 | Joshua Gravitt | 2112268 | Capital Center, L.L.C. | 67717 | Glen Allen, VA | $68.2M | 195 | $350K |
| #26 | Joseph Dunn | 160856 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Glen Allen, VA | $67.3M | 148 | $454K |
| #27 | Courtney Efird | 659400 | Ameris Bank | 408099 | Richmond, VA | $64.6M | 191 | $338K |
| #28 | Blake Wise | 340921 | First Savings Mortgage Corporation | 38694 | McLean, VA | $64.4M | 93 | $693K |
| #29 | Alison Schellenberg | 759461 | Mortgage Research Center, LLC | 1907 | Auburn, CA | $63.0M | 162 | $389K |
| #30 | SALEEM KHAN | 201464 | SAI Mortgage Inc. | 179997 | Vienna, VA | $62.6M | 116 | $539K |
| #31 | Alec Gagne | 1707927 | Intercoastal Mortgage, LLC | 56323 | Reston, VA | $62.5M | 94 | $665K |
| #32 | Melissa Bell | 450558 | Atlantic Coast Mortgage, LLC | 643114 | Fairfax, VA | $60.7M | 102 | $595K |
| #33 | Mark Ferguson | 408119 | WesBanco Bank, Inc. | 399836 | Ashburn, VA | $60.4M | 62 | $975K |
| #34 | Jawad Hamandi | 391282 | Intercoastal Mortgage, LLC | 56323 | Reston, VA | $59.1M | 99 | $597K |
| #35 | Catherine Putnam | 2265373 | NVR Mortgage Finance, Inc. | 1127 | Dumfries, VA | $59.0M | 109 | $541K |
| #36 | Imran Bagwan | 1148315 | United 1 Mortgage Corporation | 1460211 | Vienna, VA | $58.7M | 100 | $587K |
| #37 | William Williams | 206380 | First Washington Mortgage, LLC | 68479 | Washington, DC | $58.7M | 124 | $473K |
| #38 | William Fastabend | 2172801 | Capital Center, L.L.C. | 67717 | Glen Allen, VA | $58.7M | 164 | $358K |
| #39 | Robert Gaskins | 1656367 | CMG Mortgage, Inc. | 1820 | Falls Church, VA | $58.6M | 95 | $617K |
| #40 | Kathryn Hickey | 659429 | CrossCountry Mortgage, LLC | 3029 | Reston, VA | $58.1M | 87 | $668K |
| #41 | Robert Clark | 182527 | Guaranteed Rate Affinity, LLC | 1598647 | Alexandria, VA | $57.6M | 95 | $607K |
| #42 | Wendy Edde | 1200036 | Mortgage Research Center, LLC | 1907 | Auburn, CA | $57.6M | 152 | $379K |
| #43 | Sebastian Rivera | 190984 | Intercoastal Mortgage, LLC | 56323 | Reston, VA | $56.9M | 84 | $677K |
| #44 | Stephen Fox | 208239 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $56.5M | 73 | $775K |
| #45 | Jody Eichenblatt | 181198 | Prosperity Home Mortgage, LLC | 75164 | Alexandria, VA | $55.7M | 83 | $671K |
| #46 | Christopher Berger | 260235 | American Financial Network, Inc. | 237341 | — | $55.1M | 161 | $342K |
| #47 | Michael Westbrook | 219034 | Intercoastal Mortgage, LLC | 56323 | Reston, VA | $53.8M | 79 | $681K |
| #48 | Amit Kaim | 295394 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Fairfax, VA | $53.7M | 77 | $698K |
| #49 | Alexandra Quirk | 1944565 | NVR Mortgage Finance, Inc. | 1127 | Dumfries, VA | $53.4M | 118 | $452K |
| #50 | MIKE KOH | 231849 | Emet Lending Group, Inc. | 1301672 | Annandale, VA | $53.0M | 119 | $445K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Top Mortgage Loan Officers by Volume — Virginia (2025). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/virginia/top-overall-by-volume/2025
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