Leading rookies in North Carolina in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Erin Currin (Velocio Mortgage L.L.C., NMLS #2445834), Joshan Habeeb (The Practical Mortgage Solution LLC, NMLS #2453453), and Alexei Kotchetov (Mortgage Research Center, LLC, NMLS #2483252).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2023 Volume | 2023 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Erin Currin | 2445834 | Velocio Mortgage L.L.C. | 1529234 | Raleigh, NC | $11.3M | 30 | $376K |
| #2 | Joshan Habeeb | 2453453 | The Practical Mortgage Solution LLC | 2465241 | Rock Hill, SC | $8.3M | 22 | $376K |
| #3 | Alexei Kotchetov | 2483252 | Mortgage Research Center, LLC | 1907 | Fayetteville, NC | $5.2M | 20 | $258K |
| #4 | Darly Goines | 2475718 | Pure Processing LLC | 2587093 | Siler City, NC | $4.5M | 17 | $266K |
| #5 | Stephanie Hodge | 2507113 | State Employees' Credit Union | 430055 | Raleigh, NC | $1.9M | 16 | $119K |
| #6 | Trevor Flaten | 2450040 | Eagles Mortgage Group, Inc | 1661415 | Goldsboro, NC | $3.3M | 15 | $218K |
| #6 | Teresa Dowsett | 2467654 | Nexus Nova LLC | 2082961 | Charlotte, NC | $2.8M | 15 | $187K |
| #8 | Ariana Ramirez | 2462821 | Capital One, National Association | 453156 | — | $1.1M | 13 | $87K |
| #9 | Jaylen Shelton | 2462825 | Capital One, National Association | 453156 | — | $1.1M | 12 | $89K |
| #9 | Samantha Williams | 2463858 | Residential Wholesale Mortgage, Inc. | 79445 | Charlotte, NC | $3.9M | 12 | $329K |
| #9 | Hunter Humphrey | 2462823 | Capital One, National Association | 453156 | — | $1.1M | 12 | $88K |
| #12 | Ashley Cardona | 1955575 | Lennar Mortgage, LLC | 1058 | Morrisville, NC | $2.9M | 11 | $268K |
| #13 | Brandon Travis | 2443751 | Reliance First Capital, LLC | 58775 | — | $1.8M | 10 | $176K |
| #13 | Melissa McKinney | 2460042 | Guild Mortgage Company LLC | 3274 | Fayetteville, NC | $1.9M | 10 | $191K |
| #15 | Rena Tilghman | 2462827 | Capital One, National Association | 453156 | — | $650K | 9 | $72K |
| #15 | Joshua Young | 2408424 | Lakeview Loan Servicing, LLC | 391521 | Coral Gables, FL | $1.4M | 9 | $161K |
| #15 | Migon Drummond | 2464674 | First Coast Mortgage Funding LLC | 1953441 | Jacksonville, FL | $2.2M | 9 | $249K |
| #15 | Tyler Burke | 2482319 | NVR Mortgage Finance, Inc. | 1127 | Charlotte, NC | $3.0M | 9 | $337K |
| #19 | Heather Serrano | 2478597 | First Technology Federal Credit Union | 466914 | Marlborough, MA | $1.1M | 8 | $134K |
| #19 | Karthikeyan Kaduvettipalayam Sankarappan | 2507848 | Ram Mortgage, LLC | 2301828 | Charlotte, NC | $3.6M | 8 | $450K |
| #19 | MICHAEL FARGAS | 2466446 | Alcova Mortgage LLC | 40508 | — | $4.3M | 8 | $537K |
| #19 | jin zhang | 1923890 | OrangePath Financial Inc. | 2070941 | Flushing, NY | $2.2M | 8 | $271K |
| #23 | Dylan Bachi | 1888856 | USA MORTGAGE PLAN, LLC | 2758507 | Troy, MI | $3.5M | 7 | $498K |
| #23 | Andrew Perez | 2467518 | New Day Financial, LLC | 1043 | Fulton, MD | $1.5M | 7 | $219K |
| #23 | ELENI GROSSKOPF | 1734281 | emm loans llc | 2926 | Wilmington, NC | $1.2M | 7 | $164K |
| #23 | Jessica Evans | 2456832 | Atlantic Coast Mortgage, LLC | 643114 | Kitty Hawk, NC | $3.1M | 7 | $436K |
| #23 | Gustavo Garduno Vidal | 2100443 | Upmortgage, LLC | 1898236 | Charlotte, NC | $1.6M | 7 | $233K |
| #23 | Deepa Chamlagai | 2399132 | PRESTIGE MORTGAGE LENDING LLC | 2587430 | Mint Hill, NC | $2.5M | 7 | $361K |
| #29 | Delaney Campbell | 2413537 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $1.1M | 6 | $189K |
| #29 | Mary Jones | 2503188 | Capital One, National Association | 453156 | — | $472K | 6 | $79K |
| #29 | Eliza Mack | 2441832 | Loan Factory, Inc. | 320841 | — | $1.3M | 6 | $213K |
| #29 | William Hua | 2468491 | FIRST SAVINGS BANK | 411341 | — | $1.4M | 6 | $231K |
| #29 | Vesna Stimac | 2481344 | Discover Bank | 684042 | — | $625K | 6 | $104K |
| #29 | Nikeo Crozat | 2424746 | Global Equity Finance, Inc. | 13116 | — | $1.1M | 6 | $189K |
| #35 | Thomas Reichenberger | 2380469 | NEXA Mortgage, LLC | 1660690 | — | $1.7M | 5 | $338K |
| #35 | Justin Roland | 2452150 | Leverage Lending Group LLC | 40030 | Charlotte, NC | $1.6M | 5 | $329K |
| #35 | Giorgio DelGrosso | 2472221 | New Era Lending LLC | 2424293 | Houston, TX | $625K | 5 | $125K |
| #35 | Patrick Nitsche | 728744 | Allied Mortgage Group, Inc. | 1067 | Charlotte, NC | $1.5M | 5 | $291K |
| #35 | Christopher Phillips | 1929696 | Discover Bank | 684042 | — | $436K | 5 | $87K |
| #35 | Stacy Barton | 2407580 | Mortgage Research Center, LLC | 1907 | Columbia, MO | $1.2M | 5 | $236K |
| #35 | Claudet Miller | 2335738 | Capital One, National Association | 453156 | — | $350K | 5 | $70K |
| #35 | Lauren Vanderelzen | 2503187 | Discover Bank | 684042 | — | $440K | 5 | $88K |
| #35 | Ronald Heaslet | 2445039 | Fairway Independent Mortgage Corporation | 2289 | Charlotte, NC | $1.3M | 5 | $265K |
| #35 | Courtney Sullivan | 2452487 | Royal United Mortgage LLC | 13390 | — | $884K | 5 | $177K |
| #35 | Michael Joyce | 2452880 | New American Funding, LLC | 6606 | Novi, MI | $415K | 5 | $83K |
| #35 | Alexander Geung | 2463817 | Rocket Mortgage, LLC | 3030 | — | $840K | 5 | $168K |
| #35 | Kristen Word | 2455759 | Encompass Lending Group, LP. | 292897 | — | $1.6M | 5 | $330K |
| #35 | Claire Shepherd | 2463667 | Navy Federal Credit Union | 399807 | — | $1.2M | 5 | $248K |
| #35 | Tiana Torres | 1722283 | Discover Bank | 684042 | — | $320K | 5 | $64K |
| #35 | Marlena Cetiner | 2465568 | First National Bank of Pennsylvania | 766529 | Shallotte, NC | $274K | 5 | $55K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — North Carolina (2023). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/north-carolina/top-rookie-by-units/2023
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