Leading rookies in North Carolina in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Erin Currin (Velocio Mortgage L.L.C., NMLS #2445834), Joshan Habeeb (The Practical Mortgage Solution LLC, NMLS #2453453), and Alexei Kotchetov (Mortgage Research Center, LLC, NMLS #2483252).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2023 Volume | 2023 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Erin Currin | 2445834 | Velocio Mortgage L.L.C. | 1529234 | Raleigh, NC | $11.0M | 29 | $379K |
| #2 | Joshan Habeeb | 2453453 | The Practical Mortgage Solution LLC | 2465241 | Rock Hill, SC | $8.3M | 22 | $376K |
| #3 | Alexei Kotchetov | 2483252 | Mortgage Research Center, LLC | 1907 | Fayetteville, NC | $5.2M | 20 | $258K |
| #4 | Darly Goines | 2475718 | Pure Processing LLC | 2587093 | Siler City, NC | $4.5M | 17 | $266K |
| #5 | Stephanie Hodge | 2507113 | State Employees' Credit Union | 430055 | Raleigh, NC | $1.9M | 16 | $119K |
| #6 | Trevor Flaten | 2450040 | Eagles Mortgage Group, Inc | 1661415 | Goldsboro, NC | $3.3M | 15 | $218K |
| #6 | Teresa Dowsett | 2467654 | Nexus Nova LLC | 2082961 | Charlotte, NC | $2.8M | 15 | $187K |
| #8 | Ariana Ramirez | 2462821 | Capital One, National Association | 453156 | — | $1.1M | 13 | $87K |
| #9 | Hunter Humphrey | 2462823 | Capital One, National Association | 453156 | — | $1.1M | 12 | $88K |
| #9 | Jaylen Shelton | 2462825 | Capital One, National Association | 453156 | — | $1.1M | 12 | $89K |
| #9 | Samantha Williams | 2463858 | Residential Wholesale Mortgage, Inc. | 79445 | Charlotte, NC | $3.9M | 12 | $329K |
| #12 | Ashley Cardona | 1955575 | Lennar Mortgage, LLC | 1058 | Morrisville, NC | $2.9M | 11 | $268K |
| #13 | Melissa McKinney | 2460042 | Guild Mortgage Company LLC | 3274 | Fayetteville, NC | $1.9M | 10 | $191K |
| #13 | Brandon Travis | 2443751 | Reliance First Capital, LLC | 58775 | — | $1.8M | 10 | $176K |
| #15 | Tyler Burke | 2482319 | NVR Mortgage Finance, Inc. | 1127 | Charlotte, NC | $3.0M | 9 | $337K |
| #15 | Joshua Young | 2408424 | Lakeview Loan Servicing, LLC | 391521 | Coral Gables, FL | $1.4M | 9 | $161K |
| #15 | Rena Tilghman | 2462827 | Capital One, National Association | 453156 | — | $650K | 9 | $72K |
| #15 | Migon Drummond | 2464674 | First Coast Mortgage Funding LLC | 1953441 | Jacksonville, FL | $2.2M | 9 | $249K |
| #19 | Heather Serrano | 2478597 | First Technology Federal Credit Union | 466914 | Marlborough, MA | $1.1M | 8 | $134K |
| #19 | Karthikeyan Kaduvettipalayam Sankarappan | 2507848 | Ram Mortgage, LLC | 2301828 | Charlotte, NC | $3.6M | 8 | $450K |
| #19 | jin zhang | 1923890 | OrangePath Financial Inc. | 2070941 | Flushing, NY | $2.2M | 8 | $271K |
| #19 | MICHAEL FARGAS | 2466446 | Alcova Mortgage LLC | 40508 | — | $4.3M | 8 | $537K |
| #23 | Gustavo Garduno Vidal | 2100443 | Upmortgage, LLC | 1898236 | Charlotte, NC | $1.6M | 7 | $233K |
| #23 | Jessica Evans | 2456832 | Atlantic Coast Mortgage, LLC | 643114 | Kitty Hawk, NC | $3.1M | 7 | $436K |
| #23 | ELENI GROSSKOPF | 1734281 | emm loans llc | 2926 | Wilmington, NC | $1.2M | 7 | $164K |
| #23 | Deepa Chamlagai | 2399132 | PRESTIGE MORTGAGE LENDING LLC | 2587430 | Mint Hill, NC | $2.5M | 7 | $361K |
| #23 | Dylan Bachi | 1888856 | USA MORTGAGE PLAN, LLC | 2758507 | Troy, MI | $3.5M | 7 | $498K |
| #23 | Andrew Perez | 2467518 | New Day Financial, LLC | 1043 | Fulton, MD | $1.5M | 7 | $219K |
| #29 | William Hua | 2468491 | FIRST SAVINGS BANK | 411341 | — | $1.4M | 6 | $231K |
| #29 | Vesna Stimac | 2481344 | Discover Bank | 684042 | — | $625K | 6 | $104K |
| #29 | Delaney Campbell | 2413537 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $1.1M | 6 | $189K |
| #29 | Nikeo Crozat | 2424746 | Global Equity Finance, Inc. | 13116 | — | $1.1M | 6 | $189K |
| #29 | Mary Jones | 2503188 | Capital One, National Association | 453156 | — | $472K | 6 | $79K |
| #29 | Eliza Mack | 2441832 | Loan Factory, Inc. | 320841 | — | $1.3M | 6 | $213K |
| #35 | Giorgio DelGrosso | 2472221 | New Era Lending LLC | 2424293 | — | $625K | 5 | $125K |
| #35 | Claudet Miller | 2335738 | Capital One, National Association | 453156 | — | $350K | 5 | $70K |
| #35 | Mateo Waldburger | 2397751 | Convoy Home Loans, Inc. | 2130517 | El Segundo, CA | $784K | 5 | $157K |
| #35 | Briana Bailey | 2481341 | Discover Bank | 684042 | — | $380K | 5 | $76K |
| #35 | Patrick Nitsche | 728744 | Allied Mortgage Group, Inc. | 1067 | Charlotte, NC | $1.5M | 5 | $291K |
| #35 | Courtney Sullivan | 2452487 | Royal United Mortgage LLC | 13390 | — | $884K | 5 | $177K |
| #35 | Ronald Heaslet | 2445039 | Fairway Independent Mortgage Corporation | 2289 | Charlotte, NC | $1.3M | 5 | $265K |
| #35 | Michael Joyce | 2452880 | New American Funding, LLC | 6606 | Novi, MI | $415K | 5 | $83K |
| #35 | Stacy Barton | 2407580 | Mortgage Research Center, LLC | 1907 | Columbia, MO | $1.2M | 5 | $236K |
| #35 | Jamieson Marino | 2462824 | Capital One, National Association | 453156 | — | $476K | 5 | $95K |
| #35 | Christopher Phillips | 1929696 | Discover Bank | 684042 | — | $436K | 5 | $87K |
| #35 | Justin Roland | 2452150 | Leverage Lending Group LLC | 40030 | Charlotte, NC | $1.6M | 5 | $329K |
| #35 | Arlene Serrano | 2414405 | MAS Financial LLC | 2461016 | Cary, NC | $1.2M | 5 | $246K |
| #35 | Thomas Reichenberger | 2380469 | NEXA Mortgage, LLC | 1660690 | — | $1.7M | 5 | $338K |
| #35 | Marlena Cetiner | 2465568 | First National Bank of Pennsylvania | 766529 | Shallotte, NC | $274K | 5 | $55K |
| #35 | Kristen Word | 2455759 | Encompass Lending Group, LP. | 292897 | — | $1.6M | 5 | $330K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — North Carolina (2023). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/north-carolina/top-rookie-by-units/2023
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