Leading rookies in New Hampshire in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Heather Serrano (First Technology Federal Credit Union, NMLS #2478597), Robert Lane (First Technology Federal Credit Union, NMLS #2482781), and Hayley Bialecki (First Technology Federal Credit Union, NMLS #2469552).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2023 Volume | 2023 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Heather Serrano | 2478597 | First Technology Federal Credit Union | 466914 | Marlborough, MA | $2.1M | 18 | $118K |
| #2 | Robert Lane | 2482781 | First Technology Federal Credit Union | 466914 | — | $1.8M | 16 | $115K |
| #3 | Hayley Bialecki | 2469552 | First Technology Federal Credit Union | 466914 | — | $645K | 9 | $72K |
| #4 | Kirstie Iadonisi | 2483898 | Bar Harbor Bank & Trust | 525628 | Plymouth, NH | $1.3M | 8 | $168K |
| #4 | Kerrianne Smith | 2492252 | St. Mary's Bank Credit Union | 690869 | Londonderry, NH | $818K | 8 | $102K |
| #6 | Nathan Beene | 2482867 | St. Mary's Bank Credit Union | 690869 | — | $405K | 5 | $81K |
| #6 | Cassandra Sweatt | 165023 | Primerica Mortgage, LLC | 1723477 | Concord, NH | $923K | 5 | $185K |
| #8 | Daniel Fruehan | 2467670 | Reliance First Capital, LLC | 58775 | — | $811K | 4 | $203K |
| #9 | Ryan Despres | 2456299 | Pinnacle Mortgage Corporation | 1323739 | Manchester, NH | $1.4M | 3 | $474K |
| #9 | Zachary Holmes | 2467669 | Reliance First Capital, LLC | 58775 | Pittsburgh, PA | $861K | 3 | $287K |
| #11 | David Bierema | 2458296 | Reliance First Capital, LLC | 58775 | — | $652K | 2 | $326K |
| #11 | John Karliak | 2489396 | St. Mary's Bank Credit Union | 690869 | — | $314K | 2 | $157K |
| #11 | Torrey Culbertson | 2503884 | St. Mary's Bank Credit Union | 690869 | — | $234K | 2 | $117K |
| #11 | Matthew Snow | 145275 | Primerica Mortgage, LLC | 1723477 | Swanzey, NH | $369K | 2 | $185K |
| #11 | Christopher Phillips | 1929696 | Discover Bank | 684042 | — | $160K | 2 | $80K |
| #11 | Ariana Ramirez | 2462821 | Capital One, National Association | 453156 | — | $195K | 2 | $98K |
| #17 | Norman D'Silva | 22503 | Primerica Mortgage, LLC | 1723477 | Tampa, FL | $70K | 1 | $70K |
| #17 | Neil Dobson | 1484965 | MortgagePros, LLC | 1925352 | — | $45K | 1 | $45K |
| #17 | Daniel Bottomley | 2522940 | Fairway Independent Mortgage Corporation | 2289 | Portsmouth, NH | $254K | 1 | $254K |
| #17 | Kellen Nowack | 2426251 | Mortgage Research Center, LLC | 1907 | Earth City, MO | $413K | 1 | $413K |
| #17 | Timothy Gagnon | 2519850 | St. Mary's Bank Credit Union | 690869 | — | $146K | 1 | $146K |
| #17 | Gavin Chapman | 2497020 | SOFI BANK, NATIONAL ASSOCIATION | 696891 | — | $70K | 1 | $70K |
| #17 | Brandon Baritz | 2326011 | Nationwide Mortgage Bankers, Inc. | 819382 | Melville, NY | $261K | 1 | $261K |
| #17 | Garrett Maximiuk | 2453746 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $350K | 1 | $350K |
| #17 | Caley Phillips | 2467666 | The Huntington National Bank | 402436 | Pittsburgh, PA | $252K | 1 | $252K |
| #17 | Sama Rashid | 2481851 | St. Mary's Bank Credit Union | 690869 | — | $30K | 1 | $30K |
| #17 | Jasmine Morales Lopez | 2403556 | CMG Mortgage, Inc. | 1820 | — | $245K | 1 | $245K |
| #17 | Brittany Taylor | 2503184 | Capital One, National Association | 453156 | — | $60K | 1 | $60K |
| #17 | Wendy Cloutier | 2421778 | Primerica Mortgage, LLC | 1723477 | Concord, NH | $220K | 1 | $220K |
| #17 | Filipe Dusi | 2492338 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $428K | 1 | $428K |
| #17 | Austin Beachler | 2454522 | Rocket Mortgage, LLC | 3030 | Cleveland, OH | $463K | 1 | $463K |
| #17 | John Qafa | 2453829 | Home Advantage Lending LLC | 2510157 | — | $140K | 1 | $140K |
| #17 | Nader Harb | 1482571 | Rocket Mortgage, LLC | 3030 | — | $286K | 1 | $286K |
| #17 | Sherrita Green | 2462828 | Discover Bank | 684042 | — | $77K | 1 | $77K |
| #17 | Sara McNeal | 35102 | Lakeview Mortgage LLC | 1950520 | Sandown, NH | $393K | 1 | $393K |
| #17 | Stephanie Turner | 2477300 | Navy Federal Credit Union | 399807 | — | $75K | 1 | $75K |
| #17 | Andrea Hooks | 2520391 | Capital One, National Association | 453156 | — | $80K | 1 | $80K |
| #17 | DAVID RAFTER | 141923 | The Federal Savings Bank | 411500 | BRENTWOOD, TN | $455K | 1 | $455K |
| #17 | Jamie Firat | 1743460 | Discover Bank | 684042 | — | $80K | 1 | $80K |
| #17 | Gabriel Valverde | 2467759 | Salem Five Cents Savings Bank | 407901 | — | $194K | 1 | $194K |
| #17 | Franchesca Hernandez | 2520398 | Capital One, National Association | 453156 | — | $50K | 1 | $50K |
| #17 | Tristano Morelli | 2520410 | Discover Bank | 684042 | — | $200K | 1 | $200K |
| #17 | Elias Gross | 2418653 | Renovation Finance LLC | 1802847 | — | $237K | 1 | $237K |
| #17 | Lauren Vanderelzen | 2503187 | Discover Bank | 684042 | — | $100K | 1 | $100K |
| #17 | Tyler Dupuis | 2501325 | Camden National Bank | 486887 | Manchester, NH | $40K | 1 | $40K |
| #17 | Jaylen Shelton | 2462825 | Capital One, National Association | 453156 | — | $150K | 1 | $150K |
| #17 | Vesna Stimac | 2481344 | Discover Bank | 684042 | — | $80K | 1 | $80K |
| #17 | JAMES TRACY | 1918807 | Salem Five Mortgage Company, LLC | 4662 | — | $563K | 1 | $563K |
| #17 | Joseph Horvath | 2467667 | Reliance First Capital, LLC | 58775 | — | $233K | 1 | $233K |
| #17 | Andrew Reagan | 2458303 | S & T Bank | 401713 | Pittsburgh, PA | $161K | 1 | $161K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — New Hampshire (2023). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-hampshire/top-rookie-by-units/2023
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