Leading rookies in New Hampshire in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Heather Serrano (First Technology Federal Credit Union, NMLS #2478597), Robert Lane (First Technology Federal Credit Union, NMLS #2482781), and Hayley Bialecki (First Technology Federal Credit Union, NMLS #2469552).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2023 Volume | 2023 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Heather Serrano | 2478597 | First Technology Federal Credit Union | 466914 | Marlborough, MA | $2.1M | 18 | $118K |
| #2 | Robert Lane | 2482781 | First Technology Federal Credit Union | 466914 | — | $1.8M | 16 | $115K |
| #3 | Hayley Bialecki | 2469552 | First Technology Federal Credit Union | 466914 | — | $645K | 9 | $72K |
| #4 | Kirstie Iadonisi | 2483898 | Bar Harbor Bank & Trust | 525628 | Plymouth, NH | $1.3M | 8 | $168K |
| #4 | Kerrianne Smith | 2492252 | St. Mary's Bank Credit Union | 690869 | Londonderry, NH | $818K | 8 | $102K |
| #6 | Cassandra Sweatt | 165023 | Primerica Mortgage, LLC | 1723477 | Concord, NH | $923K | 5 | $185K |
| #6 | Nathan Beene | 2482867 | St. Mary's Bank Credit Union | 690869 | — | $405K | 5 | $81K |
| #8 | Daniel Fruehan | 2467670 | Reliance First Capital, LLC | 58775 | — | $811K | 4 | $203K |
| #9 | Ryan Despres | 2456299 | Pinnacle Mortgage Corporation | 1323739 | Manchester, NH | $1.4M | 3 | $474K |
| #9 | Zachary Holmes | 2467669 | Reliance First Capital, LLC | 58775 | Pittsburgh, PA | $861K | 3 | $287K |
| #11 | Christopher Phillips | 1929696 | Discover Bank | 684042 | — | $160K | 2 | $80K |
| #11 | Ariana Ramirez | 2462821 | Capital One, National Association | 453156 | — | $195K | 2 | $98K |
| #11 | Matthew Snow | 145275 | Primerica Mortgage, LLC | 1723477 | Swanzey, NH | $369K | 2 | $185K |
| #11 | John Karliak | 2489396 | St. Mary's Bank Credit Union | 690869 | — | $314K | 2 | $157K |
| #11 | Torrey Culbertson | 2503884 | St. Mary's Bank Credit Union | 690869 | — | $234K | 2 | $117K |
| #11 | David Bierema | 2458296 | Reliance First Capital, LLC | 58775 | — | $652K | 2 | $326K |
| #17 | Gavin Chapman | 2497020 | SOFI BANK, NATIONAL ASSOCIATION | 696891 | — | $70K | 1 | $70K |
| #17 | Andrew Reagan | 2458303 | S & T Bank | 401713 | Pittsburgh, PA | $161K | 1 | $161K |
| #17 | Jaylen Shelton | 2462825 | Capital One, National Association | 453156 | — | $150K | 1 | $150K |
| #17 | Garrett Maximiuk | 2453746 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $350K | 1 | $350K |
| #17 | Tyler Dupuis | 2501325 | Camden National Bank | 486887 | Manchester, NH | $40K | 1 | $40K |
| #17 | Timothy Gagnon | 2519850 | St. Mary's Bank Credit Union | 690869 | — | $146K | 1 | $146K |
| #17 | Filipe Dusi | 2492338 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $428K | 1 | $428K |
| #17 | Jamie Firat | 1743460 | Discover Bank | 684042 | — | $80K | 1 | $80K |
| #17 | Daniel Bottomley | 2522940 | Fairway Independent Mortgage Corporation | 2289 | Portsmouth, NH | $254K | 1 | $254K |
| #17 | Sara McNeal | 35102 | Lakeview Mortgage LLC | 1950520 | Sandown, NH | $393K | 1 | $393K |
| #17 | Elaine Cruse | 2561048 | First National Bank of Pennsylvania | 766529 | Kinston, NC | $50K | 1 | $50K |
| #17 | Austin Beachler | 2454522 | Rocket Mortgage, LLC | 3030 | Cleveland, OH | $463K | 1 | $463K |
| #17 | Joseph Horvath | 2467667 | Reliance First Capital, LLC | 58775 | — | $233K | 1 | $233K |
| #17 | Andrea Hooks | 2520391 | Capital One, National Association | 453156 | — | $80K | 1 | $80K |
| #17 | JAMES TRACY | 1918807 | Salem Five Mortgage Company, LLC | 4662 | — | $563K | 1 | $563K |
| #17 | Sherrita Green | 2462828 | Discover Bank | 684042 | — | $77K | 1 | $77K |
| #17 | Neil Dobson | 1484965 | West Capital Lending, Inc. | 1566096 | Troy, MI | $45K | 1 | $45K |
| #17 | Nader Harb | 1482571 | Rocket Mortgage, LLC | 3030 | — | $286K | 1 | $286K |
| #17 | Sama Rashid | 2481851 | St. Mary's Bank Credit Union | 690869 | — | $30K | 1 | $30K |
| #17 | Wendy Cloutier | 2421778 | Primerica Mortgage, LLC | 1723477 | Concord, NH | $220K | 1 | $220K |
| #17 | Jasmine Morales Lopez | 2403556 | CMG Mortgage, Inc. | 1820 | — | $245K | 1 | $245K |
| #17 | Gabriel Valverde | 2467759 | Salem Five Cents Savings Bank | 407901 | — | $194K | 1 | $194K |
| #17 | DAVID RAFTER | 141923 | The Federal Savings Bank | 411500 | BRENTWOOD, TN | $455K | 1 | $455K |
| #17 | Vesna Stimac | 2481344 | Discover Bank | 684042 | — | $80K | 1 | $80K |
| #17 | Misty Ransdell | 2447921 | Neighbors Bank | 491986 | Columbia, MO | $449K | 1 | $449K |
| #17 | Franchesca Hernandez | 2520398 | Capital One, National Association | 453156 | — | $50K | 1 | $50K |
| #17 | Kellen Nowack | 2426251 | Mortgage Research Center, LLC | 1907 | Earth City, MO | $413K | 1 | $413K |
| #17 | Caley Phillips | 2467666 | The Huntington National Bank | 402436 | Pittsburgh, PA | $252K | 1 | $252K |
| #17 | John Qafa | 2453829 | Home Advantage Lending LLC | 2510157 | — | $140K | 1 | $140K |
| #17 | Kendall Hussey | 2512745 | LIGHTHOUSE FEDERAL CREDIT UNION | 784812 | Dover, NH | $75K | 1 | $75K |
| #17 | Brittany Taylor | 2503184 | Capital One, National Association | 453156 | — | $60K | 1 | $60K |
| #17 | Stephanie Turner | 2477300 | Navy Federal Credit Union | 399807 | — | $75K | 1 | $75K |
| #17 | Norman D'Silva | 22503 | Primerica Mortgage, LLC | 1723477 | Tampa, FL | $70K | 1 | $70K |
| #17 | Elias Gross | 2418653 | Renovation Finance LLC | 1802847 | — | $237K | 1 | $237K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — New Hampshire (2023). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-hampshire/top-rookie-by-units/2023
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