Leading rookies in New Hampshire in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Heather Serrano (First Technology Federal Credit Union, NMLS #2478597), Robert Lane (First Technology Federal Credit Union, NMLS #2482781), and Hayley Bialecki (First Technology Federal Credit Union, NMLS #2469552).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2023 Volume | 2023 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Heather Serrano | 2478597 | First Technology Federal Credit Union | 466914 | Marlborough, MA | $2.1M | 18 | $118K |
| #2 | Robert Lane | 2482781 | First Technology Federal Credit Union | 466914 | — | $1.8M | 16 | $115K |
| #3 | Hayley Bialecki | 2469552 | First Technology Federal Credit Union | 466914 | — | $645K | 9 | $72K |
| #4 | Kerrianne Smith | 2492252 | St. Mary's Bank Credit Union | 690869 | Londonderry, NH | $818K | 8 | $102K |
| #4 | Kirstie Iadonisi | 2483898 | Bar Harbor Bank & Trust | 525628 | Plymouth, NH | $1.3M | 8 | $168K |
| #6 | Cassandra Sweatt | 165023 | Primerica Mortgage, LLC | 1723477 | Concord, NH | $923K | 5 | $185K |
| #6 | Nathan Beene | 2482867 | St. Mary's Bank Credit Union | 690869 | — | $405K | 5 | $81K |
| #8 | Daniel Fruehan | 2467670 | Reliance First Capital, LLC | 58775 | — | $811K | 4 | $203K |
| #9 | Zachary Holmes | 2467669 | Reliance First Capital, LLC | 58775 | Independence, OH | $861K | 3 | $287K |
| #9 | Ryan Despres | 2456299 | Pinnacle Mortgage Corporation | 1323739 | Manchester, NH | $1.4M | 3 | $474K |
| #11 | Ariana Ramirez | 2462821 | Capital One, National Association | 453156 | — | $195K | 2 | $98K |
| #11 | Christopher Phillips | 1929696 | Discover Bank | 684042 | — | $160K | 2 | $80K |
| #11 | David Bierema | 2458296 | Reliance First Capital, LLC | 58775 | — | $652K | 2 | $326K |
| #11 | John Karliak | 2489396 | St. Mary's Bank Credit Union | 690869 | — | $314K | 2 | $157K |
| #11 | Torrey Culbertson | 2503884 | St. Mary's Bank Credit Union | 690869 | — | $234K | 2 | $117K |
| #11 | Matthew Snow | 145275 | Primerica Mortgage, LLC | 1723477 | Swanzey, NH | $369K | 2 | $185K |
| #17 | Daniel Bottomley | 2522940 | Fairway Independent Mortgage Corporation | 2289 | Portsmouth, NH | $254K | 1 | $254K |
| #17 | Franchesca Hernandez | 2520398 | Capital One, National Association | 453156 | — | $50K | 1 | $50K |
| #17 | Neil Dobson | 1484965 | West Capital Lending, Inc. | 1566096 | Troy, MI | $45K | 1 | $45K |
| #17 | Timothy Gagnon | 2519850 | St. Mary's Bank Credit Union | 690869 | — | $146K | 1 | $146K |
| #17 | Lauren Vanderelzen | 2503187 | Discover Bank | 684042 | — | $100K | 1 | $100K |
| #17 | Brittany Taylor | 2503184 | Capital One, National Association | 453156 | — | $60K | 1 | $60K |
| #17 | Misty Ransdell | 2447921 | Neighbors Bank | 491986 | Columbia, MO | $449K | 1 | $449K |
| #17 | Garrett Maximiuk | 2453746 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $350K | 1 | $350K |
| #17 | Jasmine Morales Lopez | 2403556 | CMG Mortgage, Inc. | 1820 | — | $245K | 1 | $245K |
| #17 | Tyler Dupuis | 2501325 | Camden National Bank | 486887 | Manchester, NH | $40K | 1 | $40K |
| #17 | DAVID RAFTER | 141923 | The Federal Savings Bank | 411500 | BRENTWOOD, TN | $455K | 1 | $455K |
| #17 | Vesna Stimac | 2481344 | Discover Bank | 684042 | — | $80K | 1 | $80K |
| #17 | Kellen Nowack | 2426251 | Mortgage Research Center, LLC | 1907 | Earth City, MO | $413K | 1 | $413K |
| #17 | JAMES TRACY | 1918807 | Salem Five Mortgage Company, LLC | 4662 | — | $563K | 1 | $563K |
| #17 | Gavin Chapman | 2497020 | SOFI BANK, NATIONAL ASSOCIATION | 696891 | — | $70K | 1 | $70K |
| #17 | Sama Rashid | 2481851 | St. Mary's Bank Credit Union | 690869 | — | $30K | 1 | $30K |
| #17 | Elias Gross | 2418653 | Renovation Finance LLC | 1802847 | — | $237K | 1 | $237K |
| #17 | Sherrita Green | 2462828 | Discover Bank | 684042 | — | $77K | 1 | $77K |
| #17 | Kendall Hussey | 2512745 | LIGHTHOUSE FEDERAL CREDIT UNION | 784812 | Dover, NH | $75K | 1 | $75K |
| #17 | Caley Phillips | 2467666 | The Huntington National Bank | 402436 | Pittsburgh, PA | $252K | 1 | $252K |
| #17 | Wendy Cloutier | 2421778 | Primerica Mortgage, LLC | 1723477 | Concord, NH | $220K | 1 | $220K |
| #17 | Tristano Morelli | 2520410 | Discover Bank | 684042 | — | $200K | 1 | $200K |
| #17 | Joseph Horvath | 2467667 | Reliance First Capital, LLC | 58775 | — | $233K | 1 | $233K |
| #17 | Norman D'Silva | 22503 | Primerica Mortgage, LLC | 1723477 | Tampa, FL | $70K | 1 | $70K |
| #17 | Elaine Cruse | 2561048 | First National Bank of Pennsylvania | 766529 | — | $50K | 1 | $50K |
| #17 | Gabriel Valverde | 2467759 | Salem Five Cents Savings Bank | 407901 | — | $194K | 1 | $194K |
| #17 | Brandon Baritz | 2326011 | Nationwide Mortgage Bankers, Inc. | 819382 | Melville, NY | $261K | 1 | $261K |
| #17 | Austin Beachler | 2454522 | Rocket Mortgage, LLC | 3030 | Cleveland, OH | $463K | 1 | $463K |
| #17 | Filipe Dusi | 2492338 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $428K | 1 | $428K |
| #17 | Sara McNeal | 35102 | Lakeview Mortgage LLC | 1950520 | Sandown, NH | $393K | 1 | $393K |
| #17 | Jaylen Shelton | 2462825 | Capital One, National Association | 453156 | — | $150K | 1 | $150K |
| #17 | Andrea Hooks | 2520391 | Capital One, National Association | 453156 | — | $80K | 1 | $80K |
| #17 | Nader Harb | 1482571 | Rocket Mortgage, LLC | 3030 | — | $286K | 1 | $286K |
| #17 | Andrew Reagan | 2458303 | Reliance First Capital, LLC | 58775 | Pittsburgh, PA | $161K | 1 | $161K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — New Hampshire (2023). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-hampshire/top-rookie-by-units/2023
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