Leading rookies in New Hampshire in 2023, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Heather Serrano (First Technology Federal Credit Union, NMLS #2478597), Robert Lane (First Technology Federal Credit Union, NMLS #2482781), and Ryan Despres (Pinnacle Mortgage Corporation, NMLS #2456299).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2023 Volume | 2023 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Heather Serrano | 2478597 | First Technology Federal Credit Union | 466914 | Marlborough, MA | $2.1M | 18 | $118K |
| #2 | Robert Lane | 2482781 | First Technology Federal Credit Union | 466914 | — | $1.8M | 16 | $115K |
| #3 | Ryan Despres | 2456299 | Pinnacle Mortgage Corporation | 1323739 | Manchester, NH | $1.4M | 3 | $474K |
| #4 | Kirstie Iadonisi | 2483898 | Bar Harbor Bank & Trust | 525628 | Plymouth, NH | $1.3M | 8 | $168K |
| #5 | Cassandra Sweatt | 165023 | Primerica Mortgage, LLC | 1723477 | Concord, NH | $923K | 5 | $185K |
| #6 | Zachary Holmes | 2467669 | Reliance First Capital, LLC | 58775 | Pittsburgh, PA | $861K | 3 | $287K |
| #7 | Kerrianne Smith | 2492252 | St. Mary's Bank Credit Union | 690869 | Londonderry, NH | $818K | 8 | $102K |
| #8 | Daniel Fruehan | 2467670 | Reliance First Capital, LLC | 58775 | — | $811K | 4 | $203K |
| #9 | David Bierema | 2458296 | Reliance First Capital, LLC | 58775 | — | $652K | 2 | $326K |
| #10 | Hayley Bialecki | 2469552 | First Technology Federal Credit Union | 466914 | — | $645K | 9 | $72K |
| #11 | JAMES TRACY | 1918807 | Salem Five Mortgage Company, LLC | 4662 | — | $563K | 1 | $563K |
| #12 | Austin Beachler | 2454522 | Rocket Mortgage, LLC | 3030 | Cleveland, OH | $463K | 1 | $463K |
| #13 | DAVID RAFTER | 141923 | The Federal Savings Bank | 411500 | BRENTWOOD, TN | $455K | 1 | $455K |
| #14 | Misty Ransdell | 2447921 | Mortgage Research Center, LLC | 1907 | — | $449K | 1 | $449K |
| #15 | Filipe Dusi | 2492338 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $428K | 1 | $428K |
| #16 | Kellen Nowack | 2426251 | Mortgage Research Center, LLC | 1907 | Earth City, MO | $413K | 1 | $413K |
| #17 | Nathan Beene | 2482867 | St. Mary's Bank Credit Union | 690869 | — | $405K | 5 | $81K |
| #18 | Sara McNeal | 35102 | Lakeview Mortgage LLC | 1950520 | Sandown, NH | $393K | 1 | $393K |
| #19 | Matthew Snow | 145275 | Primerica Mortgage, LLC | 1723477 | Swanzey, NH | $369K | 2 | $185K |
| #20 | Garrett Maximiuk | 2453746 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $350K | 1 | $350K |
| #21 | John Karliak | 2489396 | St. Mary's Bank Credit Union | 690869 | — | $314K | 2 | $157K |
| #22 | Nader Harb | 1482571 | Rocket Mortgage, LLC | 3030 | — | $286K | 1 | $286K |
| #23 | Brandon Baritz | 2326011 | Nationwide Mortgage Bankers, Inc. | 819382 | Melville, NY | $261K | 1 | $261K |
| #24 | Daniel Bottomley | 2522940 | Fairway Independent Mortgage Corporation | 2289 | Portsmouth, NH | $254K | 1 | $254K |
| #25 | Caley Phillips | 2467666 | The Huntington National Bank | 402436 | Pittsburgh, PA | $252K | 1 | $252K |
| #26 | Jasmine Morales Lopez | 2403556 | CMG Mortgage, Inc. | 1820 | — | $245K | 1 | $245K |
| #27 | Elias Gross | 2418653 | Renovation Finance LLC | 1802847 | — | $237K | 1 | $237K |
| #28 | Torrey Culbertson | 2503884 | St. Mary's Bank Credit Union | 690869 | — | $234K | 2 | $117K |
| #29 | Joseph Horvath | 2467667 | Reliance First Capital, LLC | 58775 | — | $233K | 1 | $233K |
| #30 | Wendy Cloutier | 2421778 | Primerica Mortgage, LLC | 1723477 | Concord, NH | $220K | 1 | $220K |
| #31 | Tristano Morelli | 2520410 | Discover Bank | 684042 | — | $200K | 1 | $200K |
| #32 | Ariana Ramirez | 2462821 | Capital One, National Association | 453156 | — | $195K | 2 | $98K |
| #33 | Gabriel Valverde | 2467759 | Salem Five Cents Savings Bank | 407901 | — | $194K | 1 | $194K |
| #34 | Andrew Reagan | 2458303 | S & T Bank | 401713 | Monroeville, PA | $161K | 1 | $161K |
| #35 | Christopher Phillips | 1929696 | Discover Bank | 684042 | — | $160K | 2 | $80K |
| #36 | Jaylen Shelton | 2462825 | Capital One, National Association | 453156 | — | $150K | 1 | $150K |
| #37 | Timothy Gagnon | 2519850 | St. Mary's Bank Credit Union | 690869 | — | $146K | 1 | $146K |
| #38 | John Qafa | 2453829 | Home Advantage Lending LLC | 2510157 | — | $140K | 1 | $140K |
| #39 | Lauren Vanderelzen | 2503187 | Discover Bank | 684042 | — | $100K | 1 | $100K |
| #40 | Jamie Firat | 1743460 | Discover Bank | 684042 | — | $80K | 1 | $80K |
| #40 | Vesna Stimac | 2481344 | Discover Bank | 684042 | — | $80K | 1 | $80K |
| #42 | Andrea Hooks | 2520391 | Capital One, National Association | 453156 | — | $80K | 1 | $80K |
| #43 | Sherrita Green | 2462828 | Discover Bank | 684042 | — | $77K | 1 | $77K |
| #44 | Stephanie Turner | 2477300 | Navy Federal Credit Union | 399807 | — | $75K | 1 | $75K |
| #44 | Kendall Hussey | 2512745 | LIGHTHOUSE FEDERAL CREDIT UNION | 784812 | Dover, NH | $75K | 1 | $75K |
| #46 | Norman D'Silva | 22503 | Primerica Mortgage, LLC | 1723477 | Tampa, FL | $70K | 1 | $70K |
| #46 | Gavin Chapman | 2497020 | SOFI BANK, NATIONAL ASSOCIATION | 696891 | — | $70K | 1 | $70K |
| #48 | Brittany Taylor | 2503184 | Capital One, National Association | 453156 | — | $60K | 1 | $60K |
| #49 | Franchesca Hernandez | 2520398 | Capital One, National Association | 453156 | — | $50K | 1 | $50K |
| #49 | Elaine Cruse | 2561048 | First National Bank of Pennsylvania | 766529 | Kinston, NC | $50K | 1 | $50K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Volume — New Hampshire (2023). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-hampshire/top-rookie-by-volume/2023
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