Leading rookies in Pennsylvania in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Katelyn Brien (Members 1st Federal Credit Union, NMLS #2472271), Michelle Kuzar (Pennsylvania State Employees Credit Union, NMLS #125425), and Karen Reed (Members 1st Federal Credit Union, NMLS #2532399).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2023 Volume | 2023 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Katelyn Brien | 2472271 | Members 1st Federal Credit Union | 504564 | — | $16.5M | 278 | $59K |
| #2 | Michelle Kuzar | 125425 | Pennsylvania State Employees Credit Union | 189511 | Indiana, PA | $5.2M | 113 | $46K |
| #3 | Karen Reed | 2532399 | Members 1st Federal Credit Union | 504564 | Enola, PA | $2.9M | 47 | $63K |
| #4 | NIcolas Sosa | 2416186 | Ixonia Bank | 423065 | Brookfield, WI | $4.8M | 30 | $160K |
| #5 | Joseph Fazelyar | 2463668 | TRUENERGY FEDERAL CREDIT UNION | 409280 | Springfield, VA | $7.7M | 25 | $307K |
| #6 | Jacqueline Ruggier | 2461462 | Dollar Bank, a Federal Savings Bank | 410342 | Pittsburgh, PA | $1.2M | 21 | $58K |
| #6 | Allison Frassa | 2364021 | Guaranteed Rate, Inc. | 2611 | Hamburg, NJ | $5.4M | 21 | $257K |
| #8 | Jaylen Shelton | 2462825 | Capital One, National Association | 453156 | — | $1.2M | 14 | $85K |
| #9 | Justin Lee | 1680067 | Northeast Equitable Mortgage LLC | 894392 | Allentown, PA | $3.6M | 12 | $298K |
| #9 | Christina Mattis | 1619396 | Dollar Bank, a Federal Savings Bank | 410342 | Irwin, PA | $793K | 12 | $66K |
| #9 | Samantha Whitworth | 1684070 | Fairway Independent Mortgage Corporation | 2289 | Canonsburg, PA | $2.5M | 12 | $209K |
| #9 | Angelica Tedesco | 2431531 | Howard Hanna Financial Services, Inc. | 101561 | Pittsburgh, PA | $2.9M | 12 | $245K |
| #9 | Elena Flynn | 2468702 | Mid-Atlantic Funding Inc | 116796 | Dunmore, PA | $2.0M | 12 | $165K |
| #14 | Mario Carannante | 2461405 | Mortgage America, Inc. | 128501 | Wyomissing, PA | $2.6M | 11 | $240K |
| #14 | Hunter Humphrey | 2462823 | Capital One, National Association | 453156 | — | $678K | 11 | $62K |
| #14 | James Gayan | 2472066 | Dollar Bank, a Federal Savings Bank | 410342 | Gibsonia, PA | $1.1M | 11 | $99K |
| #14 | Emma Patterson | 2495685 | Armco Credit Union | 456458 | — | $482K | 11 | $44K |
| #18 | Larry Yoder | 2459206 | Integrity Home Mortgage Corporation | 208516 | — | $2.2M | 10 | $222K |
| #18 | jin zhang | 1923890 | OrangePath Financial Inc. | 2070941 | Flushing, NY | $2.1M | 10 | $210K |
| #20 | Rena Tilghman | 2462827 | Capital One, National Association | 453156 | — | $736K | 8 | $92K |
| #20 | Yemdry Perdomo | 2496696 | Absolute Home Mortgage Corporation | 176743 | Fairfield, NJ | $1.4M | 8 | $170K |
| #20 | Crystal Withers | 2524190 | Dollar Bank, a Federal Savings Bank | 410342 | Pittsburgh, PA | $268K | 8 | $33K |
| #20 | Alexxis Rogers | 2443359 | Royal United Mortgage LLC | 13390 | — | $862K | 8 | $108K |
| #20 | William Rodriguez | 2419083 | CrossCountry Mortgage, LLC | 3029 | Bethlehem, PA | $1.9M | 8 | $232K |
| #25 | Tyler Stracuzzi | 2484631 | Univest Bank and Trust Co. | 415882 | — | $931K | 7 | $133K |
| #25 | Nicole Peraino | 2453211 | UMortgage LLC | 1457759 | Philadelphia, PA | $1.7M | 7 | $246K |
| #25 | Caley Phillips | 2467666 | The Huntington National Bank | 402436 | Pittsburgh, PA | $1.3M | 7 | $184K |
| #25 | Jamieson Marino | 2462824 | Capital One, National Association | 453156 | — | $804K | 7 | $115K |
| #29 | Shyamsundar Ramasamy | 2414154 | Apt Mortgage Loan LLC | 2423119 | Coppell, TX | $2.5M | 6 | $424K |
| #29 | Semih Yuksel | 2366049 | NEXA Mortgage, LLC | 1660690 | Sewell, NJ | $1.2M | 6 | $207K |
| #29 | Joshua Freels | 2474626 | Absolute Home Mortgage Corporation | 176743 | Fairfield, NJ | $1.3M | 6 | $213K |
| #29 | Ariana Ramirez | 2462821 | Capital One, National Association | 453156 | — | $450K | 6 | $75K |
| #29 | Andrea Pasco | 2474115 | CrossCountry Mortgage, LLC | 3029 | Monkton, MD | $1.1M | 6 | $180K |
| #29 | Sherrita Green | 2462828 | Discover Bank | 684042 | — | $511K | 6 | $85K |
| #29 | Claudet Miller | 2335738 | Capital One, National Association | 453156 | — | $467K | 6 | $78K |
| #29 | Charles Viguers | 2475654 | Univest Bank and Trust Co. | 415882 | Souderton, PA | $610K | 6 | $102K |
| #37 | Annamarie DeFrank | 2464314 | DAS Acquisition Company, LLC | 227262 | Canonsburg, PA | $949K | 5 | $190K |
| #37 | Daniel Fruehan | 2467670 | Reliance First Capital, LLC | 58775 | — | $822K | 5 | $164K |
| #37 | Daniel Lott | 2460902 | Citizens Bank, National Association | 433960 | — | $570K | 5 | $114K |
| #37 | Keriayn Schmitt | 2510483 | Dollar Bank, a Federal Savings Bank | 410342 | — | $375K | 5 | $75K |
| #37 | Ann Marie Park | 1479298 | Affordable Mortgage Advisors, LLC | 139164 | Newberry, FL | $1.2M | 5 | $232K |
| #37 | Collin Berry | 2453931 | First Commonwealth Federal Credit Union | 595144 | — | $286K | 5 | $57K |
| #37 | Andrew Wenger | 1643371 | Lennar Mortgage, LLC | 1058 | Bluffton, SC | $1.4M | 5 | $290K |
| #37 | Christopher Curtin | 2411278 | First Colony Mortgage Corporation | 3112 | Orem, UT | $1.5M | 5 | $297K |
| #37 | BRENDA STRUBLE | 2498040 | GLASS CAP FEDERAL CREDIT UNION | 402219 | Connellsville, PA | $175K | 5 | $35K |
| #37 | Christopher Godfrey | 2489212 | HORIZON FEDERAL CREDIT UNION | 461245 | Williamsport, PA | $156K | 5 | $31K |
| #37 | Ryan Barbalios | 2359270 | Acre Mortgage & Financial, Inc. | 13988 | Riviera Beach, FL | $1.4M | 5 | $276K |
| #37 | Rossana Martinez | 2479394 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | $629K | 5 | $126K |
| #37 | Vesna Stimac | 2481344 | Discover Bank | 684042 | — | $393K | 5 | $79K |
| #50 | Lisa Hinkle | 2489337 | ACNB BANK | 571116 | York, PA | $443K | 4 | $111K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Pennsylvania (2023). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/pennsylvania/top-rookie-by-units/2023
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