Retention champions in Pennsylvania in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include David Brescoach (Frick Financial Federal Credit Union, NMLS #404561), Justin Rosenal (WesBanco Bank, Inc., NMLS #336744), and Lori Rudalavage (PS Bank, NMLS #142504).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | David Brescoach | 404561 | Frick Financial Federal Credit Union | 479215 | Uniontown, PA | $1.3M | 28 | 77.8% |
| #2 | Justin Rosenal | 336744 | WesBanco Bank, Inc. | 399836 | wexford, PA | $4.2M | 16 | 69.6% |
| #3 | Lori Rudalavage | 142504 | PS Bank | 486076 | Wyalusing, PA | $1.6M | 15 | 48.4% |
| #3 | EMMANUEL MARTE | 677011 | Community Bank, National Association | 446398 | Wilkes Barre, PA | $949K | 15 | 83.3% |
| #5 | Brenda Fiorenza | 478131 | Central Penn Bank & Trust | 407597 | Sunbury, PA | $2.0M | 13 | 81.3% |
| #5 | Christopher Romig | 783558 | CITIZENS & NORTHERN BANK | 417201 | Beaver Springs, PA | $1.2M | 13 | 59.1% |
| #5 | Lisa Schmoyer | 454264 | Sarco Federal Credit Union | 411624 | Bethlehem, PA | $581K | 13 | 92.9% |
| #8 | Chris Holzer | 1677369 | Upper Darby Belltelco Federal Credit Union | 196511 | Upper Darby, PA | $557K | 12 | 85.7% |
| #8 | Zeina Abi-Samra | 794549 | People First Federal Credit Union | 510017 | — | $863K | 12 | 52.2% |
| #10 | Joshua Vlajic | 789675 | Titan Federal Credit Union | 469478 | Pleasant Gap, PA | $579K | 11 | 78.6% |
| #10 | Jason Breidinger | 1020123 | Mortgage America, Inc. | 128501 | Harrisburg, PA | $956K | 11 | 22.4% |
| #10 | Susan Graf | 756098 | Washington Financial Bank | 486073 | McMurray, PA | $1.2M | 11 | 68.8% |
| #13 | Heather Dieckmann | 141659 | SSB Bank | 968584 | Pittsburgh, PA | $2.3M | 10 | 55.6% |
| #13 | Stephanie Dyck | 528547 | Merck Sharp & Dohme Federal Credit Union | 473882 | Chalfont, PA | $606K | 10 | 62.5% |
| #13 | Lisa Faretta | 730249 | Reliance Savings Bank | 684622 | Altoona, PA | $525K | 10 | 52.6% |
| #13 | Diane McFarland | 1575340 | Pennsylvania State Employees Credit Union | 189511 | — | $415K | 10 | 18.5% |
| #13 | Amy Mraz | 993970 | CNB Bank | 410748 | Stroudsburg, PA | $554K | 10 | 83.3% |
| #13 | Eduardo Mateo | 1882157 | loanDepot.com, LLC | 174457 | Camp Hill, PA | $102K | 10 | 83.3% |
| #13 | Robin Camp | 615484 | Central Penn Bank & Trust | 407597 | Middleburg, PA | $1.6M | 10 | 62.5% |
| #13 | Bruce Kurtz | 783954 | Slovenian Savings and Loan Association of Canonsburg PA | 490487 | Strabane, PA | $662K | 10 | 76.9% |
| #13 | Jeremy Durkin | 146467 | CrossCountry Mortgage, LLC | 3029 | Plymouth Meeting, PA | $2.9M | 10 | 38.5% |
| #22 | ANN MILLER | 463658 | Police and Fire Federal Credit Union | 800659 | Bensalem, PA | $889K | 9 | 13.8% |
| #22 | Jennifer McKinsey | 590455 | Heritage Valley Federal Credit Union | 561255 | York, PA | $464K | 9 | 69.2% |
| #22 | Jamie Chiocco | 470281 | Marquette Savings Bank | 449795 | Meadville, PA | $579K | 9 | 90.0% |
| #22 | Mariya Pikovsky | 358534 | Supreme Mortgage, LLC | 2386479 | Huntingdon Valley, PA | $1.3M | 9 | 56.3% |
| #22 | Joyce Park | 770955 | Community State Bank of Orbisonia | 655264 | — | $372K | 9 | 81.8% |
| #27 | Debra Mealy | 715808 | Marquette Savings Bank | 449795 | — | $716K | 8 | 80.0% |
| #27 | Megan Mangola | 1201265 | OMEGA Federal Credit Union | 445231 | Pittsburgh, PA | $420K | 8 | 57.1% |
| #27 | Dale Kontra | 590648 | Dollar Bank, a Federal Savings Bank | 410342 | — | $727K | 8 | 80.0% |
| #27 | Scott Gottshall | 143870 | Reliance Savings Bank | 684622 | Duncansville, PA | $535K | 8 | 53.3% |
| #31 | Monica Hamlin | 756097 | Washington Financial Bank | 486073 | McMurray, PA | $1.3M | 7 | 58.3% |
| #31 | Jose Gonzalez | 126036 | CrossCountry Mortgage, LLC | 3029 | Plymouth Meeting, PA | $186K | 7 | 46.7% |
| #31 | Ryan Erb | 1015157 | Citadel Federal Credit Union | 561846 | Grand Island, NE | $341K | 7 | 22.6% |
| #31 | Kelly Dixon | 770944 | Community State Bank of Orbisonia | 655264 | Huntingdon, PA | $770K | 7 | 53.8% |
| #31 | Rosemary Yanchek | 1668363 | Phoenixville Federal Bank and Trust | 450199 | Phoenixville, PA | $770K | 7 | 70.0% |
| #31 | Adam Slade | 132916 | US Mortgage Network | 132492 | Wexford, PA | $2.0M | 7 | 46.7% |
| #31 | Tyler Engle | 1146285 | GoodLeap, LLC | 30336 | Souderton, PA | $290K | 7 | 33.3% |
| #38 | Kelly Goncher | 544154 | 1ST SUMMIT BANK | 407554 | Johnstown, PA | $1.2M | 6 | 42.9% |
| #38 | Chelsey Giglio | 1482382 | CrossCountry Mortgage, LLC | 3029 | Allentown, PA | $57K | 6 | 33.3% |
| #38 | Deborah Meacham | 528471 | First Citizens Community Bank | 401353 | Wellsboro, PA | $997K | 6 | 50.0% |
| #38 | Jessica Washington | 404018 | PrimeLending, A PlainsCapital Company | 13649 | Williamsport, PA | $341K | 6 | 42.9% |
| #38 | Kelly Felix | 408609 | Reliance Savings Bank | 684622 | State College, PA | $556K | 6 | 50.0% |
| #38 | Matthew Haring | 134742 | JLB Corporation | 114937 | Cranberry Township, PA | $971K | 6 | 31.6% |
| #38 | John Acton | 144429 | Radius Financial Group Inc. | 1846 | York, PA | $1.2M | 6 | 17.1% |
| #38 | Jeannie Paiz | 205988 | Planet Home Lending, LLC | 17022 | Bethlehem, PA | $48K | 6 | 50.0% |
| #38 | Paul Zgalich | 156843 | Guaranteed Rate, Inc. | 2611 | Conshohocken, PA | $1.2M | 6 | 19.4% |
| #38 | Donald Holmes | 273093 | Allied Mortgage Group, Inc. | 1067 | Doylestown, PA | $767K | 6 | 35.3% |
| #38 | Matthew Himmelreich | 128634 | Mortgage America, Inc. | 128501 | Schuylkill Haven, PA | $627K | 6 | 30.0% |
| #38 | Johnny Teahl | 1831068 | Lebanon Federal Credit Union | 408899 | Annville, PA | $777K | 6 | 46.2% |
| #38 | Renee Asta | 2187690 | FREEDOM CREDIT UNION | 408456 | Warminster, PA | $478K | 6 | 42.9% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Pennsylvania (2023). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/pennsylvania/top-retention-by-units/2023
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