Retention champions in Pennsylvania in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include David Brescoach (Frick Financial Federal Credit Union, NMLS #404561), Justin Rosenal (WesBanco Bank, Inc., NMLS #336744), and Emmanuel Marte (Manufacturers and Traders Trust Company, NMLS #677011).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | David Brescoach | 404561 | Frick Financial Federal Credit Union | 479215 | Uniontown, PA | $1.3M | 28 | 80.0% |
| #2 | Justin Rosenal | 336744 | WesBanco Bank, Inc. | 399836 | wexford, PA | $4.2M | 16 | 69.6% |
| #3 | Emmanuel Marte | 677011 | Manufacturers and Traders Trust Company | 381076 | Bethlehem, PA | $949K | 15 | 83.3% |
| #3 | Lori Rudalavage | 142504 | PS Bank | 486076 | Wyalusing, PA | $1.6M | 15 | 46.9% |
| #5 | Lisa Schmoyer | 454264 | Sarco Federal Credit Union | 411624 | Bethlehem, PA | $581K | 13 | 92.9% |
| #5 | Brenda Fiorenza | 478131 | Central Penn Bank & Trust | 407597 | Sunbury, PA | $2.0M | 13 | 76.5% |
| #5 | Christopher Romig | 783558 | CITIZENS & NORTHERN BANK | 417201 | Beaver Springs, PA | $1.2M | 13 | 59.1% |
| #8 | Zeina Abi-Samra | 794549 | People First Federal Credit Union | 510017 | — | $863K | 12 | 52.2% |
| #8 | Chris Holzer | 1677369 | Upper Darby Belltelco Federal Credit Union | 196511 | Upper Darby, PA | $557K | 12 | 85.7% |
| #10 | Joshua Vlajic | 789675 | Titan Federal Credit Union | 469478 | Pleasant Gap, PA | $579K | 11 | 78.6% |
| #10 | Susan Graf | 756098 | Washington Financial Bank | 486073 | McMurray, PA | $1.2M | 11 | 68.8% |
| #10 | Jason Breidinger | 1020123 | Mortgage America, Inc. | 128501 | Harrisburg, PA | $956K | 11 | 22.4% |
| #13 | Bruce Kurtz | 783954 | Slovenian Savings and Loan Association of Canonsburg PA | 490487 | Strabane, PA | $662K | 10 | 76.9% |
| #13 | Stephanie Dyck | 528547 | Merck Sharp & Dohme Federal Credit Union | 473882 | Chalfont, PA | $606K | 10 | 62.5% |
| #13 | Jeremy Durkin | 146467 | CrossCountry Mortgage, LLC | 3029 | Plymouth Meeting, PA | $2.9M | 10 | 38.5% |
| #13 | Robin Camp | 615484 | Central Penn Bank & Trust | 407597 | Middleburg, PA | $1.6M | 10 | 62.5% |
| #13 | Lisa Faretta | 730249 | Reliance Savings Bank | 684622 | Altoona, PA | $525K | 10 | 52.6% |
| #13 | Eduardo Mateo | 1882157 | loanDepot.com, LLC | 174457 | Camp Hill, PA | $102K | 10 | 83.3% |
| #13 | Amy Mraz | 993970 | CNB Bank | 410748 | Stroudsburg, PA | $554K | 10 | 83.3% |
| #13 | Heather Dieckmann | 141659 | SSB Bank | 968584 | Pittsburgh, PA | $2.3M | 10 | 52.6% |
| #13 | Diane McFarland | 1575340 | Pennsylvania State Employees Credit Union | 189511 | — | $415K | 10 | 18.5% |
| #22 | Jennifer McKinsey | 590455 | Heritage Valley Federal Credit Union | 561255 | York, PA | $464K | 9 | 69.2% |
| #22 | ANN MILLER | 463658 | Police and Fire Federal Credit Union | 800659 | Bensalem, PA | $889K | 9 | 13.8% |
| #22 | Joyce Park | 770955 | Community State Bank of Orbisonia | 655264 | — | $372K | 9 | 81.8% |
| #22 | Mariya Pikovsky | 358534 | Supreme Mortgage, LLC | 2386479 | Huntingdon Valley, PA | $1.3M | 9 | 56.3% |
| #22 | Jamie Chiocco | 470281 | Marquette Savings Bank | 449795 | Meadville, PA | $579K | 9 | 90.0% |
| #27 | Megan Mangola | 1201265 | OMEGA Federal Credit Union | 445231 | Pittsburgh, PA | $420K | 8 | 57.1% |
| #27 | Tyler Engle | 1146285 | GoodLeap, LLC | 30336 | Souderton, PA | $325K | 8 | 36.4% |
| #27 | Debra Mealy | 715808 | Marquette Savings Bank | 449795 | — | $716K | 8 | 80.0% |
| #27 | Dale Kontra | 590648 | Dollar Bank, a Federal Savings Bank | 410342 | — | $727K | 8 | 80.0% |
| #27 | Scott Gottshall | 143870 | Reliance Savings Bank | 684622 | Duncansville, PA | $535K | 8 | 53.3% |
| #32 | Ryan Erb | 1015157 | Citadel Federal Credit Union | 561846 | Grand Island, NE | $341K | 7 | 21.9% |
| #32 | Kelly Dixon | 770944 | Community State Bank of Orbisonia | 655264 | Huntingdon, PA | $770K | 7 | 53.8% |
| #32 | Adam Slade | 132916 | US Mortgage Network | 132492 | Wexford, PA | $2.0M | 7 | 46.7% |
| #32 | Jose Gonzalez | 126036 | CrossCountry Mortgage, LLC | 3029 | Plymouth Meeting, PA | $186K | 7 | 46.7% |
| #32 | Rosemary Yanchek | 1668363 | Phoenixville Federal Bank and Trust | 450199 | Phoenixville, PA | $770K | 7 | 70.0% |
| #32 | Monica Hamlin | 756097 | Washington Financial Bank | 486073 | McMurray, PA | $1.3M | 7 | 58.3% |
| #38 | Kelly Goncher | 544154 | 1ST SUMMIT BANK | 407554 | Johnstown, PA | $1.2M | 6 | 42.9% |
| #38 | Kelly Felix | 408609 | Reliance Savings Bank | 684622 | State College, PA | $556K | 6 | 50.0% |
| #38 | Kathlene Bower | 487860 | JOURNEY BANK | 410779 | — | $837K | 6 | 54.5% |
| #38 | Chelsey Giglio | 1482382 | CrossCountry Mortgage, LLC | 3029 | Allentown, PA | $57K | 6 | 33.3% |
| #38 | Donald Holmes | 273093 | Allied Mortgage Group, Inc. | 1067 | Doylestown, PA | $767K | 6 | 35.3% |
| #38 | Paul Zgalich | 156843 | Guaranteed Rate, Inc. | 2611 | Conshohocken, PA | $1.2M | 6 | 19.4% |
| #38 | Jeannie Paiz | 205988 | Planet Home Lending, LLC | 17022 | Bethlehem, PA | $48K | 6 | 50.0% |
| #38 | Deborah Meacham | 528471 | First Citizens Community Bank | 401353 | Wellsboro, PA | $997K | 6 | 50.0% |
| #38 | Johnny Teahl | 1831068 | Lebanon Federal Credit Union | 408899 | Annville, PA | $777K | 6 | 46.2% |
| #38 | ALTA CORMAN-WOLF | 476303 | Kish Bank | 459057 | State College, PA | $1.7M | 6 | 40.0% |
| #38 | Matthew Haring | 134742 | JLB Corporation | 114937 | Cranberry Township, PA | $971K | 6 | 31.6% |
| #38 | Renee Asta | 2187690 | FREEDOM CREDIT UNION | 408456 | Warminster, PA | $478K | 6 | 42.9% |
| #38 | Jessica Washington | 404018 | PrimeLending, A PlainsCapital Company | 13649 | Williamsport, PA | $341K | 6 | 42.9% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Pennsylvania (2023). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/pennsylvania/top-retention-by-units/2023
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