Retention champions in Pennsylvania in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include David Brescoach (Frick Financial Federal Credit Union, NMLS #404561), Justin Rosenal (WesBanco Bank, Inc., NMLS #336744), and Lori Rudalavage (PS Bank, NMLS #142504).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | David Brescoach | 404561 | Frick Financial Federal Credit Union | 479215 | Uniontown, PA | $1.4M | 30 | 81.1% |
| #2 | Justin Rosenal | 336744 | WesBanco Bank, Inc. | 399836 | wexford, PA | $4.2M | 16 | 69.6% |
| #3 | Lori Rudalavage | 142504 | PS Bank | 486076 | Wyalusing, PA | $1.6M | 15 | 46.9% |
| #3 | EMMANUEL MARTE | 677011 | Community Bank, National Association | 446398 | Wilkes Barre, PA | $949K | 15 | 83.3% |
| #5 | Lisa Schmoyer | 454264 | Sarco Federal Credit Union | 411624 | Bethlehem, PA | $581K | 13 | 92.9% |
| #5 | Christopher Romig | 783558 | CITIZENS & NORTHERN BANK | 417201 | Beaver Springs, PA | $1.2M | 13 | 59.1% |
| #5 | Brenda Fiorenza | 478131 | Central Penn Bank & Trust | 407597 | Sunbury, PA | $2.0M | 13 | 81.3% |
| #8 | Chris Holzer | 1677369 | Upper Darby Belltelco Federal Credit Union | 196511 | Upper Darby, PA | $557K | 12 | 85.7% |
| #8 | Zeina Abi-Samra | 794549 | People First Federal Credit Union | 510017 | — | $863K | 12 | 52.2% |
| #10 | Joshua Vlajic | 789675 | Titan Federal Credit Union | 469478 | Pleasant Gap, PA | $579K | 11 | 78.6% |
| #10 | Susan Graf | 756098 | Washington Financial Bank | 486073 | McMurray, PA | $1.2M | 11 | 68.8% |
| #10 | Jason Breidinger | 1020123 | Mortgage America, Inc. | 128501 | Harrisburg, PA | $956K | 11 | 22.4% |
| #13 | Robin Camp | 615484 | Central Penn Bank & Trust | 407597 | Middleburg, PA | $1.6M | 10 | 62.5% |
| #13 | Bruce Kurtz | 783954 | Slovenian Savings and Loan Association of Canonsburg PA | 490487 | Strabane, PA | $662K | 10 | 71.4% |
| #13 | Jeremy Durkin | 146467 | CrossCountry Mortgage, LLC | 3029 | Plymouth Meeting, PA | $2.9M | 10 | 38.5% |
| #13 | Amy Mraz | 993970 | CNB Bank | 410748 | Stroudsburg, PA | $554K | 10 | 83.3% |
| #13 | Heather Dieckmann | 141659 | SSB Bank | 968584 | Pittsburgh, PA | $2.3M | 10 | 55.6% |
| #13 | Lisa Faretta | 730249 | Reliance Savings Bank | 684622 | Altoona, PA | $525K | 10 | 52.6% |
| #13 | Diane McFarland | 1575340 | Pennsylvania State Employees Credit Union | 189511 | — | $415K | 10 | 18.5% |
| #13 | Stephanie Dyck | 528547 | Merck Sharp & Dohme Federal Credit Union | 473882 | Chalfont, PA | $606K | 10 | 62.5% |
| #21 | ANN MILLER | 463658 | Police and Fire Federal Credit Union | 800659 | Bensalem, PA | $889K | 9 | 13.8% |
| #21 | Mariya Pikovsky | 358534 | Supreme Mortgage, LLC | 2386479 | Huntingdon Valley, PA | $1.3M | 9 | 56.3% |
| #21 | Jennifer McKinsey | 590455 | Heritage Valley Federal Credit Union | 561255 | York, PA | $464K | 9 | 69.2% |
| #21 | Joyce Park | 770955 | Community State Bank of Orbisonia | 655264 | — | $372K | 9 | 81.8% |
| #21 | Jamie Chiocco | 470281 | Marquette Savings Bank | 449795 | Meadville, PA | $579K | 9 | 81.8% |
| #21 | Eduardo Mateo | 1882157 | loanDepot.com, LLC | 174457 | Camp Hill, PA | $91K | 9 | 81.8% |
| #27 | Megan Mangola | 1201265 | OMEGA Federal Credit Union | 445231 | Pittsburgh, PA | $420K | 8 | 57.1% |
| #27 | Scott Gottshall | 143870 | Reliance Savings Bank | 684622 | Duncansville, PA | $535K | 8 | 53.3% |
| #27 | Dale Kontra | 590648 | Dollar Bank, a Federal Savings Bank | 410342 | — | $727K | 8 | 80.0% |
| #27 | Debra Mealy | 715808 | Marquette Savings Bank | 449795 | — | $716K | 8 | 80.0% |
| #31 | Monica Hamlin | 756097 | Washington Financial Bank | 486073 | McMurray, PA | $1.3M | 7 | 58.3% |
| #31 | Tyler Engle | 1146285 | GoodLeap, LLC | 30336 | Souderton, PA | $290K | 7 | 33.3% |
| #31 | Adam Slade | 132916 | US Mortgage Network | 132492 | Wexford, PA | $2.0M | 7 | 46.7% |
| #31 | Kelly Dixon | 770944 | Community State Bank of Orbisonia | 655264 | Huntingdon, PA | $770K | 7 | 53.8% |
| #31 | Jose Gonzalez | 126036 | CrossCountry Mortgage, LLC | 3029 | Plymouth Meeting, PA | $186K | 7 | 46.7% |
| #31 | Ryan Erb | 1015157 | Citadel Federal Credit Union | 561846 | Grand Island, NE | $341K | 7 | 21.9% |
| #31 | Rosemary Yanchek | 1668363 | Phoenixville Federal Bank and Trust | 450199 | Phoenixville, PA | $770K | 7 | 70.0% |
| #38 | ALTA CORMAN-WOLF | 476303 | Kish Bank | 459057 | State College, PA | $1.7M | 6 | 40.0% |
| #38 | Kelly Felix | 408609 | Reliance Savings Bank | 684622 | State College, PA | $556K | 6 | 50.0% |
| #38 | Chelsey Giglio | 1482382 | CrossCountry Mortgage, LLC | 3029 | Allentown, PA | $57K | 6 | 35.3% |
| #38 | Renee Asta | 2187690 | FREEDOM CREDIT UNION | 408456 | Warminster, PA | $478K | 6 | 42.9% |
| #38 | Kathlene Bower | 487860 | JOURNEY BANK | 410779 | — | $837K | 6 | 60.0% |
| #38 | Jessica Washington | 404018 | PrimeLending, A PlainsCapital Company | 13649 | Williamsport, PA | $341K | 6 | 42.9% |
| #38 | John Acton | 144429 | Radius Financial Group Inc. | 1846 | York, PA | $1.2M | 6 | 17.1% |
| #38 | Johnny Teahl | 1831068 | Lebanon Federal Credit Union | 408899 | Annville, PA | $777K | 6 | 46.2% |
| #38 | Kelly Goncher | 544154 | 1ST SUMMIT BANK | 407554 | Johnstown, PA | $1.2M | 6 | 42.9% |
| #38 | Deborah Meacham | 528471 | First Citizens Community Bank | 401353 | Wellsboro, PA | $997K | 6 | 50.0% |
| #38 | Paul Zgalich | 156843 | Guaranteed Rate, Inc. | 2611 | Conshohocken, PA | $1.2M | 6 | 20.0% |
| #38 | Donald Holmes | 273093 | Allied Mortgage Group, Inc. | 1067 | Doylestown, PA | $767K | 6 | 35.3% |
| #38 | Matthew Haring | 134742 | JLB Corporation | 114937 | Cranberry Township, PA | $971K | 6 | 31.6% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Pennsylvania (2023). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/pennsylvania/top-retention-by-units/2023
Powered by ChatMMI