Retention champions in Arizona in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Matthew Oliver (LUND MORTGAGE TEAM, INC., NMLS #169890), Veronica Doe (SunWest Federal Credit Union, NMLS #2070301), and William Price (Price Mortgage, LLC, NMLS #175742).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Matthew Oliver | 169890 | LUND MORTGAGE TEAM, INC. | 162701 | Glendale, AZ | $8.3M | 29 | 38.7% |
| #2 | Veronica Doe | 2070301 | SunWest Federal Credit Union | 507563 | — | $1.5M | 17 | 54.8% |
| #3 | William Price | 175742 | Price Mortgage, LLC | 1429043 | Gilbert, AZ | $4.5M | 14 | 46.7% |
| #3 | Jeffery Lindsay | 1447979 | First Colony Mortgage Corporation | 3112 | Orem, UT | $5.7M | 14 | 82.4% |
| #5 | Randy Whitaker | 246698 | Castle & Cooke Mortgage, LLC | 1251 | Scottsdale, AZ | $2.5M | 13 | 81.3% |
| #5 | CARISA WINKLEPLECK | 234596 | Acrisure Mortgage, LLC | 152859 | Chandler, AZ | $5.7M | 13 | 72.2% |
| #7 | Timothy Kramer | 645597 | Mayo Employees Federal Credit Union | 483355 | Phoenix, AZ | $1.2M | 12 | 80.0% |
| #8 | FRANCIS MADIA | 168250 | EQUITABLE HOME MORTGAGE, INC. | 165939 | — | $6.2M | 11 | 52.4% |
| #8 | Brandon Harvey | 1699015 | Barrett Financial Group, L.L.C. | 181106 | Chandler, AZ | $3.5M | 11 | 100.0% |
| #8 | Sara Knight | 973193 | Fairway Independent Mortgage Corporation | 2289 | Queen Creek, AZ | $4.8M | 11 | 39.3% |
| #8 | BEIBEI YU | 195795 | AZ LENDING, L.L.C. | 182968 | Chandler, AZ | $3.4M | 11 | 84.6% |
| #12 | Ryan Jones | 210905 | LUND MORTGAGE TEAM, INC. | 162701 | Glendale, AZ | $2.3M | 10 | 34.5% |
| #12 | Jesus Ortiz | 211615 | Nova Financial & Investment Corporation | 3087 | Yuma, AZ | $2.0M | 10 | 40.0% |
| #12 | Kurt McClearen | 1338163 | Fairway Independent Mortgage Corporation | 2289 | Inlet Beach, FL | $3.2M | 10 | 47.6% |
| #12 | Gerald Sundt | 168111 | CrossCountry Mortgage, LLC | 3029 | Tucson, AZ | $3.2M | 10 | 27.0% |
| #12 | Gregory Newton | 1891577 | Nova Financial & Investment Corporation | 3087 | Tucson, AZ | $2.9M | 10 | 66.7% |
| #17 | Lucy Gonzales | 229914 | American Pacific Mortgage Corporation | 1850 | Nogales, AZ | $2.0M | 9 | 37.5% |
| #18 | Jesus Benitez | 279367 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Casa Grande, AZ | $1.5M | 8 | 33.3% |
| #18 | David Engquist | 857333 | Barrett Financial Group, L.L.C. | 181106 | Chandler, AZ | $1.1M | 8 | 40.0% |
| #18 | Kenneth Seaver | 149000 | Price Mortgage, LLC | 1429043 | Gilbert, AZ | $3.8M | 8 | 61.5% |
| #18 | Steven Alonso | 229617 | Discount Mortgage Advisors LLC | 1953628 | Mesa, AZ | $3.9M | 8 | 50.0% |
| #18 | Rene Acosta | 219240 | American Pacific Mortgage Corporation | 1850 | Tucson, AZ | $1.8M | 8 | 33.3% |
| #18 | Mary Steinmeyer | 223552 | Republic State Mortgage Co. | 62411 | Houston, TX | $3.4M | 8 | 80.0% |
| #18 | Rachelle Knudsen | 203664 | Homeowners Financial Group USA, LLC | 93718 | Scottsdale, AZ | $2.0M | 8 | 25.0% |
| #25 | Jena Zambrello | 891067 | Zillow Home Loans, LLC | 10287 | Scottsdale, AZ | $2.0M | 7 | 38.9% |
| #25 | Amber Ruiz | 630442 | Bison Ventures LLC | 2257632 | Peoria, AZ | $2.2M | 7 | 53.8% |
| #25 | Ryan Harris | 817581 | Home Pad Lending LLC | 1857677 | Phoenix, AZ | $2.4M | 7 | 58.3% |
| #25 | Hanna Ferguson | 570481 | Glacier Bank | 472212 | Prescott, AZ | $3.2M | 7 | 50.0% |
| #25 | Lucy Johannsen | 450020 | CrossCountry Mortgage, LLC | 3029 | Yuma, AZ | $1.1M | 7 | 33.3% |
| #25 | Denise Abarca | 1634455 | Barrett Financial Group, L.L.C. | 181106 | Glendale, AZ | $2.4M | 7 | 63.6% |
| #25 | Phyllis McDaniel | 594127 | CMG Mortgage, Inc. | 1820 | Scottsdale, AZ | $2.6M | 7 | 46.7% |
| #25 | Catherine Hancock | 34594 | Price Mortgage, LLC | 1429043 | Gilbert, AZ | $2.3M | 7 | 46.7% |
| #25 | Laura Aguilar | 254336 | Nova Financial & Investment Corporation | 3087 | Tucson, AZ | $1.4M | 7 | 63.6% |
| #25 | Nathan Jensen | 332253 | Waterstone Mortgage Corporation | 186434 | Scottsdale, AZ | $2.2M | 7 | 22.6% |
| #25 | Kevin Wright | 1236112 | American Pacific Mortgage Corporation | 1850 | Chandler, AZ | $3.1M | 7 | 35.0% |
| #36 | Matthew Baker | 190779 | Guild Mortgage Company LLC | 3274 | Scottsdale, AZ | $2.1M | 6 | 30.0% |
| #36 | Melissa Vasilev | 201941 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $2.0M | 6 | 40.0% |
| #36 | Elizabeth Irvine | 260183 | CrossCountry Mortgage, LLC | 3029 | Scottsdale, AZ | $1.7M | 6 | 13.0% |
| #36 | Kellie James | 190630 | PrimeLending, A PlainsCapital Company | 13649 | Chandler, AZ | $991K | 6 | 54.5% |
| #36 | Beth Wexler | 418610 | Guaranteed Rate, Inc. | 2611 | — | $1.7M | 6 | 35.3% |
| #36 | Carrie Nettleton | 240551 | Moria Development, Inc. | 6274 | Tempe, AZ | $1.5M | 6 | 37.5% |
| #36 | Brandon Hendrick | 202816 | V.I.P. Mortgage, Inc. | 145502 | Peoria, AZ | $1.7M | 6 | 22.2% |
| #36 | Derek Egeberg | 180899 | MortgageOne, Inc. | 898812 | Yuma, AZ | $1.4M | 6 | 24.0% |
| #36 | Derrick Polder | 207630 | CrossCountry Mortgage, LLC | 3029 | Tucson, AZ | $1.6M | 6 | 13.6% |
| #36 | Robert Purvis | 199836 | V.I.P. Mortgage, Inc. | 145502 | Tucson, AZ | $1.9M | 6 | 54.5% |
| #36 | Jason Brackley | 157229 | Easy Street Financial, LLC | 2591426 | Cave Creek, AZ | $1.7M | 6 | 33.3% |
| #36 | Le Le | 1124331 | AML Funding LLC | 1910591 | Phoenix, AZ | $1.6M | 6 | 60.0% |
| #36 | Lawrence Neaman | 1267000 | Nova Financial & Investment Corporation | 3087 | Scottsdale, AZ | $2.3M | 6 | 26.1% |
| #36 | Michelle Hernandez | 1088477 | SecurityNational Mortgage Company | 3116 | Goodyear, AZ | $1.2M | 6 | 33.3% |
| #50 | Dusti Ruhl-McNelly | 203546 | Fairway Independent Mortgage Corporation | 2289 | Phoenix, AZ | $1.5M | 5 | 45.5% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Arizona (2023). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/arizona/top-retention-by-units/2023
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