Retention champions in Kentucky in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include ROBERT SUETHOLZ (Guardian Savings Bank, NMLS #718136), Jason Deller (Guardian Savings Bank, NMLS #861531), and Nikolas Powers (Meade County Bank, Inc., NMLS #1459059).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | ROBERT SUETHOLZ | 718136 | Guardian Savings Bank | 449474 | Ft Wright, KY | $3.7M | 11 | 55.0% |
| #1 | Jason Deller | 861531 | Guardian Savings Bank | 449474 | Cincinnati, OH | $2.6M | 11 | 84.6% |
| #3 | Nikolas Powers | 1459059 | Meade County Bank, Inc. | 469802 | Brandenburg, KY | $2.5M | 10 | 58.8% |
| #3 | Lucy Hager | 613371 | Meade County Bank, Inc. | 469802 | Flaherty, KY | $2.8M | 10 | 90.9% |
| #5 | Craig Stahl | 629706 | American Bank & Trust Company, Inc. | 554114 | Bowling Green, KY | $2.9M | 9 | 60.0% |
| #5 | Charles Jolly | 613378 | First State Bank | 460968 | Irvington, KY | $1.1M | 9 | 90.0% |
| #5 | Arin Wagner | 1277378 | LIBERTY FEDERAL CREDIT UNION | 518136 | Henderson, KY | $1.1M | 9 | 50.0% |
| #8 | Ethan Madison | 1543821 | Meade County Bank, Inc. | 469802 | Brandenburg, KY | $1.7M | 8 | 66.7% |
| #8 | David Vu | 706247 | Heritage Bank, Inc | 799554 | Florence, KY | $5.9M | 8 | 66.7% |
| #10 | Steven Atwell | 40787 | EDMONTON STATE BANK | 479226 | Bowling Green, KY | $2.5M | 6 | 60.0% |
| #10 | Amy Ryan | 1760355 | West Point Bank | 460715 | Elizabethtown, KY | $1.5M | 6 | 50.0% |
| #10 | HOLLY STRADLING | 718119 | Guardian Savings Bank | 449474 | Ft Wright, KY | $591K | 6 | 60.0% |
| #13 | Robin Knipp | 417271 | Commercial Bank of Grayson, The | 414400 | Grayson, KY | $930K | 5 | 45.5% |
| #13 | Zachary Chappell | 1835516 | FIRST UNITED BANK AND TRUST COMPANY, INC. | 498528 | — | $577K | 5 | 45.5% |
| #13 | JASON LEONHARD | 718151 | Guardian Savings Bank | 449474 | Florence, KY | $874K | 5 | 35.7% |
| #13 | Logan Raley | 1215488 | River City Bank, Inc | 464401 | — | $1.3M | 5 | 38.5% |
| #13 | Jason Lawrence | 52494 | Fairway Independent Mortgage Corporation | 2289 | Louisville, KY | $1.1M | 5 | 29.4% |
| #18 | Jesse Cronen | 8821 | Northpointe Bank | 447490 | Louisville, KY | $993K | 4 | 13.8% |
| #18 | Timothy Muffley | 415901 | DESCO FEDERAL CREDIT UNION | 412993 | Ashland, KY | $169K | 4 | 30.8% |
| #18 | John Kenkel | 706245 | GERMAN AMERICAN BANK | 446859 | Lakeside Park, KY | $431K | 4 | 40.0% |
| #21 | David Osburg | 142308 | Stockton Mortgage Corporation | 8259 | Fort Thomas, KY | $490K | 3 | 15.8% |
| #21 | Kenneth Prost | 63076 | Success Mortgage Partners, Inc. | 130562 | Cold Spring, KY | $461K | 3 | 16.7% |
| #23 | Ravi Patel | 328529 | Union Home Mortgage Corp. | 2229 | Cincinnati, OH | $620K | 2 | 14.3% |
| #23 | Timothy Eickhoff | 57427 | Stockton Mortgage Corporation | 8259 | Florence, KY | $154K | 2 | 16.7% |
| #23 | Darrell DeVore | 266049 | Everett Financial, Inc. | 2129 | Shepherdsville, KY | $307K | 2 | 20.0% |
| #26 | Ryan Baxter | 4615 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $200K | 1 | 7.1% |
| #26 | Jeffrey Sharp | 44462 | Walden Mortgage Group, LLC | 140166 | Louisville, KY | $404K | 1 | 9.1% |
| #26 | Verlon Davenport | 9054 | Peoples Exchange Bank | 527664 | Georgetown, KY | $10K | 1 | 10.0% |
| #26 | Thomas hobbs | 63663 | MINTON MORTGAGE LOANS LLC | 2296908 | Ashland, KY | $296K | 1 | 4.0% |
| #26 | Larry Swisher | 4568 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $460K | 1 | 10.0% |
| #26 | Dustin Mistelske | 1009890 | Northpointe Bank | 447490 | Louisville, KY | $90K | 1 | 9.1% |
| #26 | Amber Chinn | 935175 | Farmers Bank & Trust Company | 449868 | Madisonville, KY | $18K | 1 | 10.0% |
| #26 | Kim Luckett | 529196 | Prosperity Home Mortgage, LLC | 75164 | Louisville, KY | $139K | 1 | 9.1% |
| #26 | Clarence Hutton II | 19926 | Entrust Mortgage, LLC | 1563530 | Florence, KY | $226K | 1 | 9.1% |
| #26 | Sandra Lavender | 404666 | City National Bank of West Virginia | 431538 | Ashland, KY | $178K | 1 | 10.0% |
| #26 | Gayle Grant | 294842 | CrossCountry Mortgage, LLC | 3029 | Lakeside Park, KY | $164K | 1 | 7.1% |
| #26 | Kevin Brinkman | 57251 | CrossCountry Mortgage, LLC | 3029 | Ft Mitchell, KY | $231K | 1 | 7.1% |
| #26 | Thomas McNamara | 199793 | CrossCountry Mortgage, LLC | 3029 | Lakeside Park, KY | $135K | 1 | 8.3% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Kentucky (2023). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/kentucky/top-retention-by-units/2023
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