Retention champions in Kentucky in 2023, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include ROBERT SUETHOLZ (Guardian Savings Bank, NMLS #718136), Jason Deller (Guardian Savings Bank, NMLS #861531), and Lucy Hager (Meade County Bank, Inc., NMLS #613371).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | ROBERT SUETHOLZ | 718136 | Guardian Savings Bank | 449474 | Ft Wright, KY | $3.7M | 11 | 55.0% |
| #1 | Jason Deller | 861531 | Guardian Savings Bank | 449474 | Cincinnati, OH | $2.6M | 11 | 84.6% |
| #3 | Lucy Hager | 613371 | Meade County Bank, Inc. | 469802 | Flaherty, KY | $2.8M | 10 | 90.9% |
| #3 | Nikolas Powers | 1459059 | Meade County Bank, Inc. | 469802 | Brandenburg, KY | $2.5M | 10 | 58.8% |
| #5 | Charles Jolly | 613378 | First State Bank | 460968 | Irvington, KY | $1.1M | 9 | 90.0% |
| #5 | Arin Wagner | 1277378 | Vizion Mortgage, LLC | 2457732 | Owensboro, KY | $1.1M | 9 | 50.0% |
| #5 | Craig Stahl | 629706 | American Bank & Trust Company, Inc. | 554114 | Bowling Green, KY | $2.9M | 9 | 60.0% |
| #8 | David Vu | 706247 | Heritage Bank, Inc | 799554 | Florence, KY | $5.9M | 8 | 66.7% |
| #8 | Ethan Madison | 1543821 | Meade County Bank, Inc. | 469802 | Brandenburg, KY | $1.7M | 8 | 66.7% |
| #10 | Steven Atwell | 40787 | EDMONTON STATE BANK | 479226 | Bowling Green, KY | $2.5M | 6 | 60.0% |
| #10 | Amy Ryan | 1760355 | West Point Bank | 460715 | Elizabethtown, KY | $1.5M | 6 | 50.0% |
| #10 | HOLLY STRADLING | 718119 | Guardian Savings Bank | 449474 | Ft Wright, KY | $591K | 6 | 60.0% |
| #13 | Zachary Chappell | 1835516 | FIRST UNITED BANK AND TRUST COMPANY, INC. | 498528 | — | $577K | 5 | 50.0% |
| #13 | Robin Knipp | 417271 | Commercial Bank of Grayson, The | 414400 | Grayson, KY | $930K | 5 | 45.5% |
| #13 | Jason Lawrence | 52494 | Fairway Independent Mortgage Corporation | 2289 | Louisville, KY | $1.1M | 5 | 29.4% |
| #13 | JASON LEONHARD | 718151 | Guardian Savings Bank | 449474 | Florence, KY | $874K | 5 | 35.7% |
| #13 | Logan Raley | 1215488 | L&N Federal Credit Union | 531738 | Louisville, KY | $1.3M | 5 | 38.5% |
| #18 | John Kenkel | 706245 | GERMAN AMERICAN BANK | 446859 | Lakeside Park, KY | $431K | 4 | 36.4% |
| #18 | Timothy Muffley | 415901 | DESCO FEDERAL CREDIT UNION | 412993 | Ashland, KY | $169K | 4 | 28.6% |
| #18 | Jesse Cronen | 8821 | Northpointe Bank | 447490 | Louisville, KY | $993K | 4 | 13.8% |
| #21 | David Osburg | 142308 | Stockton Mortgage Corporation | 8259 | Fort Thomas, KY | $490K | 3 | 15.8% |
| #21 | Kenneth Prost | 63076 | Success Mortgage Partners, Inc. | 130562 | Cold Spring, KY | $461K | 3 | 16.7% |
| #23 | Timothy Eickhoff | 57427 | Stockton Mortgage Corporation | 8259 | Florence, KY | $154K | 2 | 16.7% |
| #23 | Darrell DeVore | 266049 | Everett Financial, Inc. | 2129 | Shepherdsville, KY | $307K | 2 | 20.0% |
| #23 | Ravi Patel | 328529 | Union Home Mortgage Corp. | 2229 | Cincinnati, OH | $620K | 2 | 14.3% |
| #26 | Jeffrey Sharp | 44462 | Walden Mortgage Group, LLC | 140166 | Louisville, KY | $404K | 1 | 9.1% |
| #26 | Larry Swisher | 4568 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $460K | 1 | 10.0% |
| #26 | Sandra Lavender | 404666 | City National Bank of West Virginia | 431538 | Ashland, KY | $178K | 1 | 10.0% |
| #26 | Ryan Baxter | 4615 | Statewide Mortgage, LLC | 1304 | New Albany, IN | $200K | 1 | 7.1% |
| #26 | Clarence Hutton II | 19926 | Entrust Mortgage, LLC | 1563530 | Florence, KY | $226K | 1 | 9.1% |
| #26 | Dustin Mistelske | 1009890 | Northpointe Bank | 447490 | Louisville, KY | $90K | 1 | 9.1% |
| #26 | Thomas McNamara | 199793 | CrossCountry Mortgage, LLC | 3029 | Lakeside Park, KY | $135K | 1 | 8.3% |
| #26 | Thomas hobbs | 63663 | MINTON MORTGAGE LOANS LLC | 2296908 | Ashland, KY | $296K | 1 | 4.0% |
| #26 | Gayle Grant | 294842 | CrossCountry Mortgage, LLC | 3029 | Lakeside Park, KY | $164K | 1 | 7.1% |
| #26 | Amber Chinn | 935175 | Farmers Bank & Trust Company | 449868 | Madisonville, KY | $18K | 1 | 10.0% |
| #26 | Kevin Brinkman | 57251 | CrossCountry Mortgage, LLC | 3029 | Ft Mitchell, KY | $231K | 1 | 7.1% |
| #26 | Verlon Davenport | 9054 | Peoples Exchange Bank | 527664 | Georgetown, KY | $10K | 1 | 10.0% |
| #26 | Kim Luckett | 529196 | Prosperity Home Mortgage, LLC | 75164 | Louisville, KY | $139K | 1 | 9.1% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Kentucky (2023). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/kentucky/top-retention-by-units/2023
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