Retention champions in Kentucky in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include ROBERT SUETHOLZ (Guardian Savings Bank, NMLS #718136), Jason Lawrence (Fairway Independent Mortgage Corporation, NMLS #52494), and Peiran Sun (Sun Lending USA LLC, NMLS #6853).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | ROBERT SUETHOLZ | 718136 | Guardian Savings Bank | 449474 | Ft Wright, KY | $12.9M | 45 | 88.2% |
| #2 | Jason Lawrence | 52494 | Fairway Independent Mortgage Corporation | 2289 | Louisville, KY | $17.1M | 44 | 51.8% |
| #3 | Peiran Sun | 6853 | Sun Lending USA LLC | 1889 | Lexington, KY | $12.1M | 39 | 78.0% |
| #4 | Charles Jolly | 613378 | First State Bank | 460968 | Irvington, KY | $4.3M | 35 | 92.1% |
| #5 | JONATHAN TINGLE II | 718170 | Guardian Savings Bank | 449474 | Lexington, KY | $11.3M | 27 | 81.8% |
| #6 | Donald Butler | 631052 | First State Bank | 460968 | Irvington, KY | $3.6M | 21 | 77.8% |
| #7 | Ryan Wheeler | 8981 | United Residential Mortgage, Inc. | 1326012 | Elizabethtown, KY | $6.6M | 20 | 64.5% |
| #8 | Joseph Morel | 1517415 | FRANKLIN BANK & TRUST COMPANY | 493995 | Franklin, KY | $6.9M | 18 | 62.1% |
| #9 | Connie Smith | 62811 | Union Home Mortgage Corp. | 2229 | Lakeside Park, KY | $4.3M | 16 | 64.0% |
| #10 | Jonathan Leslie | 66661 | LIBERTY FEDERAL CREDIT UNION | 518136 | Prospect, KY | $7.6M | 15 | 75.0% |
| #10 | David Zuhars | 9541 | Simple Mortgage Solutions, LLC | 1983670 | Louisville, KY | $6.1M | 15 | 68.2% |
| #10 | Robert Clifton | 7291 | CrossCountry Mortgage, LLC | 3029 | Louisville, KY | $5.6M | 15 | 42.9% |
| #13 | Thomas Thomas | 657783 | First Financial Bank | 619717 | Saint Matthews, KY | $7.5M | 14 | 50.0% |
| #14 | Angela Kessel | 1715691 | Guardian Savings Bank | 449474 | Ft Wright, KY | $3.5M | 13 | 76.5% |
| #14 | Lee Witte | 437373 | FT Funding PLC | 2436863 | Fort Thomas, KY | $5.2M | 13 | 50.0% |
| #14 | Arin Wagner | 1277378 | Vizion Mortgage, LLC | 2457732 | Owensboro, KY | $1.3M | 13 | 50.0% |
| #14 | LaJuana Ramsey | 638402 | Members Heritage Credit Union | 479401 | Lexington, KY | $1.3M | 13 | 86.7% |
| #14 | Craig Stahl | 629706 | American Bank & Trust Company, Inc. | 554114 | Bowling Green, KY | $4.8M | 13 | 65.0% |
| #19 | Paul Chambliss | 37502 | Premier Lending, Inc. | 238143 | Elizabethtown, KY | $3.8M | 12 | 30.8% |
| #19 | Kenneth Prost | 63076 | Success Mortgage Partners, Inc. | 130562 | Cold Spring, KY | $2.2M | 12 | 37.5% |
| #19 | Joseph Browning | 50992 | Farmers Bank & Trust Company | 449868 | Bowling Green, KY | $3.1M | 12 | 40.0% |
| #22 | Benjamin Montoya | 2014076 | New American Funding, LLC | 6606 | Bellbrook, OH | $3.1M | 11 | 68.8% |
| #22 | John Bollinger | 111708 | LIBERTY FEDERAL CREDIT UNION | 518136 | Louisville, KY | $3.7M | 11 | 57.9% |
| #22 | Richard Gangwish | 36954 | U.S. Bank National Association | 402761 | Taylor Mill, KY | $2.6M | 11 | 55.0% |
| #22 | Nikolas Powers | 1459059 | Meade County Bank, Inc. | 469802 | Brandenburg, KY | $1.7M | 11 | 50.0% |
| #22 | Christopher Herrick | 170680 | emm loans llc | 2926 | Louisville, KY | $3.2M | 11 | 50.0% |
| #22 | Jeremy Wetzel | 3364 | CrossCountry Mortgage, LLC | 3029 | Louisville, KY | $4.5M | 11 | 68.8% |
| #22 | Jesse Cronen | 8821 | Northpointe Bank | 447490 | Louisville, KY | $3.0M | 11 | 19.0% |
| #29 | Larry Swisher | 4568 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $2.9M | 10 | 28.6% |
| #29 | Julie Baker | 444541 | Fifth Third Bank, National Association | 403245 | Lexington, KY | $2.6M | 10 | 58.8% |
| #29 | KIMBERLY MOORE | 438541 | Fifth Third Bank, National Association | 403245 | Hebron, KY | $1.5M | 10 | 38.5% |
| #29 | Teague Reed | 585819 | Union Savings Bank | 446047 | Cincinnati, OH | $3.2M | 10 | 100.0% |
| #33 | Marty Gaddie | 1745992 | Mortgage Research Center, LLC | 1907 | Elizabethtown, KY | $2.8M | 9 | 33.3% |
| #33 | Tommy Parke | 556479 | EDMONTON STATE BANK | 479226 | Glasgow, KY | $1.6M | 9 | 90.0% |
| #33 | Joseph Gorman | 1882663 | American Bank & Trust Company, Inc. | 554114 | Bowling Green, KY | $2.8M | 9 | 81.8% |
| #33 | Keri Jones | 419193 | Republic Bank & Trust Co. | 402606 | Louisville, KY | $3.7M | 9 | 56.3% |
| #33 | Shelley Brackett | 607614 | West Point Bank | 460715 | Elizabethtown, KY | $1.2M | 9 | 64.3% |
| #33 | Patrick Seiter | 173817 | The Credit Resource, LLC | 1131966 | Burlington, KY | $3.1M | 9 | 39.1% |
| #33 | TIMOTHY MORTIMER | 718169 | Guardian Savings Bank | 449474 | Lexington, KY | $2.3M | 9 | 60.0% |
| #40 | Joseph Henderson | 1780946 | Planet Home Lending, LLC | 17022 | Irving, TX | $958K | 8 | 30.8% |
| #40 | Bradley Hacker | 22435 | Ark-La-Tex Financial Services, LLC | 2143 | Lexington, KY | $2.5M | 8 | 29.6% |
| #40 | David Rankin | 698637 | Entrust Mortgage, LLC | 1563530 | Florence, KY | $2.2M | 8 | 50.0% |
| #40 | Michael Hurt | 57602 | First Fidelity Mortgage, Inc. | 940549 | Louisville, KY | $2.7M | 8 | 61.5% |
| #40 | Amy Daniels | 1830015 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Bowling Green, KY | $2.3M | 8 | 38.1% |
| #40 | David Gassman | 20069 | Lighthouse Mortgage LLC | 1788365 | Louisville, KY | $2.5M | 8 | 80.0% |
| #40 | Erin O'Brien | 975377 | Guardian Savings Bank | 449474 | Lexington, KY | $2.9M | 8 | 47.1% |
| #40 | Adam Hires | 66358 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $2.2M | 8 | 47.1% |
| #40 | Thomas hobbs | 63663 | MINTON MORTGAGE LOANS LLC | 2296908 | Ashland, KY | $1.7M | 8 | 18.6% |
| #40 | James Williams | 1918024 | COMMONWEALTH FEDERAL CREDIT UNION | 403110 | Frankfort, KY | $993K | 8 | 32.0% |
| #40 | Paul Knopf | 13987 | InterLinc Mortgage Services, LLC | 205696 | Louisville, KY | $2.8M | 8 | 20.5% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Kentucky (2025). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/kentucky/top-retention-by-units/2025
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