Retention champions in Kentucky in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Jason Lawrence (Fairway Independent Mortgage Corporation, NMLS #52494), ROBERT SUETHOLZ (Guardian Savings Bank, NMLS #718136), and Peiran Sun (Sun Lending USA LLC, NMLS #6853).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Jason Lawrence | 52494 | Fairway Independent Mortgage Corporation | 2289 | Louisville, KY | $16.7M | 43 | 51.8% |
| #1 | ROBERT SUETHOLZ | 718136 | Guardian Savings Bank | 449474 | Ft Wright, KY | $12.3M | 43 | 87.8% |
| #3 | Peiran Sun | 6853 | Sun Lending USA LLC | 1889 | Lexington, KY | $12.1M | 39 | 78.0% |
| #4 | Charles Jolly | 613378 | First State Bank | 460968 | Irvington, KY | $4.3M | 35 | 92.1% |
| #5 | JONATHAN TINGLE II | 718170 | Guardian Savings Bank | 449474 | Lexington, KY | $9.8M | 24 | 80.0% |
| #6 | Donald Butler | 631052 | First State Bank | 460968 | Irvington, KY | $3.6M | 21 | 77.8% |
| #7 | Ryan Wheeler | 8981 | United Residential Mortgage, Inc. | 1326012 | Elizabethtown, KY | $6.6M | 20 | 62.5% |
| #8 | Joseph Morel | 1517415 | FRANKLIN BANK & TRUST COMPANY | 493995 | Franklin, KY | $6.9M | 18 | 64.3% |
| #9 | David Zuhars | 9541 | Countryside Mortgage, LLC | 1548939 | Louisville, KY | $6.1M | 15 | 68.2% |
| #9 | Jonathan Leslie | 66661 | LIBERTY FEDERAL CREDIT UNION | 518136 | Prospect, KY | $7.6M | 15 | 75.0% |
| #9 | Robert Clifton | 7291 | CrossCountry Mortgage, LLC | 3029 | Louisville, KY | $5.6M | 15 | 44.1% |
| #9 | Connie Smith | 62811 | Union Home Mortgage Corp. | 2229 | Lakeside Park, KY | $4.0M | 15 | 62.5% |
| #13 | LaJuana Ramsey | 638402 | Members Heritage Credit Union | 479401 | Lexington, KY | $1.3M | 13 | 86.7% |
| #13 | Angela Kessel | 1715691 | Guardian Savings Bank | 449474 | Ft Wright, KY | $3.5M | 13 | 76.5% |
| #13 | Arin Wagner | 1277378 | LIBERTY FEDERAL CREDIT UNION | 518136 | Henderson, KY | $1.3M | 13 | 50.0% |
| #13 | Craig Stahl | 629706 | American Bank & Trust Company, Inc. | 554114 | Bowling Green, KY | $4.8M | 13 | 65.0% |
| #13 | Thomas Thomas | 657783 | First Financial Bank | 619717 | Saint Matthews, KY | $6.8M | 13 | 48.1% |
| #13 | Lee Witte | 437373 | FT Funding PLC | 2436863 | Fort Thomas, KY | $5.2M | 13 | 50.0% |
| #19 | Paul Chambliss | 37502 | Premier Lending, Inc. | 238143 | Elizabethtown, KY | $3.8M | 12 | 28.6% |
| #19 | Joseph Browning | 50992 | Farmers Bank & Trust Company | 449868 | Bowling Green, KY | $3.1M | 12 | 40.0% |
| #19 | Benjamin Montoya | 2014076 | Guardian Savings Bank | 449474 | West Chester, OH | $3.3M | 12 | 75.0% |
| #19 | Kenneth Prost | 63076 | Success Mortgage Partners, Inc. | 130562 | Cold Spring, KY | $2.2M | 12 | 37.5% |
| #23 | John Bollinger | 111708 | LIBERTY FEDERAL CREDIT UNION | 518136 | Louisville, KY | $3.7M | 11 | 57.9% |
| #23 | Richard Gangwish | 36954 | U.S. Bank National Association | 402761 | Taylor Mill, KY | $2.6M | 11 | 55.0% |
| #23 | Christopher Herrick | 170680 | emm loans llc | 2926 | Louisville, KY | $3.2M | 11 | 50.0% |
| #23 | Jeremy Wetzel | 3364 | CrossCountry Mortgage, LLC | 3029 | Louisville, KY | $4.5M | 11 | 68.8% |
| #23 | Jesse Cronen | 8821 | Northpointe Bank | 447490 | Louisville, KY | $3.0M | 11 | 19.6% |
| #28 | Nikolas Powers | 1459059 | Meade County Bank, Inc. | 469802 | Brandenburg, KY | $1.4M | 10 | 47.6% |
| #28 | Teague Reed | 585819 | Union Savings Bank | 446047 | Cincinnati, OH | $3.2M | 10 | 100.0% |
| #28 | KIMBERLY MOORE | 438541 | Fifth Third Bank, National Association | 403245 | Hebron, KY | $1.5M | 10 | 38.5% |
| #31 | Joseph Gorman | 1882663 | American Bank & Trust Company, Inc. | 554114 | Bowling Green, KY | $2.8M | 9 | 81.8% |
| #31 | TIMOTHY MORTIMER | 718169 | Guardian Savings Bank | 449474 | Lexington, KY | $2.3M | 9 | 60.0% |
| #31 | Amy Daniels | 1830015 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Bowling Green, KY | $2.4M | 9 | 40.9% |
| #31 | Julie Baker | 444541 | Fifth Third Bank, National Association | 403245 | Lexington, KY | $2.2M | 9 | 56.3% |
| #31 | Larry Swisher | 4568 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $2.5M | 9 | 26.5% |
| #31 | Shelley Brackett | 607614 | West Point Bank | 460715 | Elizabethtown, KY | $1.2M | 9 | 64.3% |
| #37 | Bradley Hacker | 22435 | Ark-La-Tex Financial Services, LLC | 2143 | Lexington, KY | $2.5M | 8 | 29.6% |
| #37 | James Williams | 1918024 | COMMONWEALTH FEDERAL CREDIT UNION | 403110 | Frankfort, KY | $993K | 8 | 30.8% |
| #37 | Adam Hires | 66358 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $2.2M | 8 | 50.0% |
| #37 | David Gassman | 20069 | Lighthouse Mortgage LLC | 1788365 | Louisville, KY | $2.5M | 8 | 80.0% |
| #37 | Marty Gaddie | 1745992 | Mortgage Research Center, LLC | 1907 | Elizabethtown, KY | $2.5M | 8 | 29.6% |
| #37 | Michael Hurt | 57602 | First Fidelity Mortgage, Inc. | 940549 | Louisville, KY | $2.7M | 8 | 61.5% |
| #37 | Keri Jones | 419193 | Republic Bank & Trust Co. | 402606 | Louisville, KY | $3.2M | 8 | 53.3% |
| #37 | David Rankin | 698637 | Innovative Home Loans, LLC | 1063330 | Florence, KY | $2.2M | 8 | 50.0% |
| #37 | Paul Knopf | 13987 | InterLinc Mortgage Services, LLC | 205696 | Louisville, KY | $2.8M | 8 | 21.1% |
| #37 | Kimberly Powell | 419182 | Republic Bank & Trust Co. | 402606 | Louisville, KY | $1.7M | 8 | 72.7% |
| #37 | Patrick Seiter | 173817 | The Credit Resource, LLC | 1131966 | Burlington, KY | $2.8M | 8 | 36.4% |
| #37 | Thomas hobbs | 63663 | MINTON MORTGAGE LOANS LLC | 2296908 | Ashland, KY | $1.7M | 8 | 20.5% |
| #37 | Erin O'Brien | 975377 | Guardian Savings Bank | 449474 | Lexington, KY | $2.9M | 8 | 47.1% |
| #37 | Arthur Gall | 39482 | Able Mortgage, LLC | 39236 | Louisville, KY | $2.8M | 8 | 66.7% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Kentucky (2025). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/kentucky/top-retention-by-units/2025
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