Biggest climbers in Kentucky in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Manuel Chavarria (Farm Credit Mid-America, ACA, NMLS #2045953), Fletcher Gonzalez (NVR Mortgage Finance, Inc., NMLS #1861181), and Roger Constant (Bank of Clarkson, NMLS #607656).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Rank Change | 2025 Volume | 2025 Loans |
|---|---|---|---|---|---|---|---|---|
| #1 | Manuel Chavarria | 2045953 | Farm Credit Mid-America, ACA | 407249 | Lexington, KY | ▲ 5428 (#5721 → #293) | $14.5M | 43 |
| #2 | Fletcher Gonzalez | 1861181 | NVR Mortgage Finance, Inc. | 1127 | Franklin, TN | ▲ 5200 (#5721 → #521) | $6.1M | 29 |
| #3 | Roger Constant | 607656 | Bank of Clarkson | 460335 | Leitchfield, KY | ▲ 5035 (#5721 → #686) | $2.4M | 23 |
| #4 | Brenna Meyer | 2554002 | Fifth Third Bank, National Association | 403245 | Shelbyville, KY | ▲ 4918 (#5721 → #803) | $1.9M | 20 |
| #5 | Andrew Pope | 1042982 | Park Community Credit Union | 421794 | Louisville, KY | ▲ 4881 (#5721 → #840) | $2.6M | 19 |
| #6 | Shelby Hurst | 2499261 | Fifth Third Bank, National Association | 403245 | Georgetown, KY | ▲ 4839 (#5721 → #882) | $1.8M | 18 |
| #6 | Brooke Weickel | 1100341 | Rocket Mortgage, LLC | 3030 | Louisville, KY | ▲ 4839 (#5721 → #882) | $5.6M | 18 |
| #6 | Nancy Helm | 459265 | The Cecilian Bank | 409707 | Leitchfield, KY | ▲ 4839 (#5721 → #882) | $2.1M | 18 |
| #6 | Sherry Ross | 56851 | U.S. Bank National Association | 402761 | Elsmere, KY | ▲ 4839 (#5721 → #882) | $2.6M | 18 |
| #10 | Michael Chin | 1697883 | NewRez LLC | 3013 | Coppell, TX | ▲ 4780 (#5721 → #941) | $1.7M | 17 |
| #10 | David Thompson | 2640428 | L&N Federal Credit Union | 531738 | LaGrange, KY | ▲ 4780 (#5721 → #941) | $2.3M | 17 |
| #12 | Thomas Watters | 1992895 | White Oak Mortgage LLC | 2609667 | Louisville, KY | ▲ 4724 (#5721 → #997) | $4.7M | 16 |
| #13 | Scott Holmberg | 206764 | Salute Mortgage LLC | 2601951 | Louisville, KY | ▲ 4647 (#5721 → #1074) | $2.2M | 15 |
| #14 | Amy Carder | 1925297 | Mortgage Research Center, LLC | 1907 | Columbia, MO | ▲ 4577 (#5721 → #1144) | $3.9M | 14 |
| #14 | Mohammad Baydoun | 2612447 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 4577 (#5721 → #1144) | $1.0M | 14 |
| #14 | SCOTT SHERMAN | 433035 | Stockton Mortgage Corporation | 8259 | Pikeville, KY | ▲ 4577 (#5721 → #1144) | $1.3M | 14 |
| #17 | Ryan Kowalik | 2540101 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 4469 (#5721 → #1252) | $2.2M | 13 |
| #17 | Nicholas Nahrwold | 1174231 | 1st Signature Lending, LLC | 27820 | Indianapolis, IN | ▲ 4469 (#5721 → #1252) | $3.0M | 13 |
| #17 | Rachel See | 1950686 | Fifth Third Bank, National Association | 403245 | Louisville, KY | ▲ 4469 (#5721 → #1252) | $2.0M | 13 |
| #20 | Alicia Hyatt | 2006686 | Clear Point Home Loans LLC | 2473786 | Charlotte, NC | ▲ 4383 (#5721 → #1338) | $2.9M | 12 |
| #20 | Jennifer Frey | 2168793 | First Financial Bank | 619717 | Burlington, KY | ▲ 4383 (#5721 → #1338) | $1.2M | 12 |
| #20 | Douglas McClure | 2021739 | Stockton Mortgage Corporation | 8259 | Frankfort, KY | ▲ 4383 (#5721 → #1338) | $1.8M | 12 |
| #20 | Grace Little | 1384881 | Stockton Mortgage Corporation | 8259 | Lexington, KY | ▲ 4383 (#5721 → #1338) | $2.9M | 12 |
| #20 | Cassey Bivens | 1106310 | Success Mortgage Partners, Inc. | 130562 | Cold Spring, KY | ▲ 4383 (#5721 → #1338) | $1.6M | 12 |
| #20 | Diego Fernandez | 32034 | loanDepot.com, LLC | 174457 | Irvine, CA | ▲ 4383 (#5721 → #1338) | $1.5M | 12 |
| #26 | Jeffery Baird | 764458 | United Cumberland Bank | 472276 | Huntsville, TN | ▲ 4285 (#5721 → #1436) | $820K | 11 |
| #26 | Chasity Bishop | 605445 | Fifth Third Bank, National Association | 403245 | Louisville, KY | ▲ 4285 (#5721 → #1436) | $1.2M | 11 |
| #26 | Mark Hardin | 901828 | Wilson & Muir Bank & Trust Co. | 403246 | Bardstown, KY | ▲ 4285 (#5721 → #1436) | $4.1M | 11 |
| #26 | Hamza Ayoub | 1731364 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 4285 (#5721 → #1436) | $1.7M | 11 |
| #26 | Kunal Sharma | 1399131 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 4285 (#5721 → #1436) | $1.5M | 11 |
| #31 | Kristin Hinitt | 1938296 | Lakeview Loan Servicing, LLC | 391521 | Coral Gables, FL | ▲ 4173 (#5721 → #1548) | $1.6M | 10 |
| #31 | Heather Winchester | 2023625 | Farmers Bank & Trust Company | 449868 | Bowling Green, KY | ▲ 4173 (#5721 → #1548) | $1.9M | 10 |
| #31 | Jason Jones | 460932 | MORGANTOWN BANK & TRUST COMPANY, INCORPORATED | 440880 | Falmouth, KY | ▲ 4173 (#5721 → #1548) | $2.4M | 10 |
| #31 | Madelyne Cook | 2623250 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | ▲ 4173 (#5721 → #1548) | $1.5M | 10 |
| #31 | Jonathan Mifflin | 2636072 | Peoples Exchange Bank | 527664 | Winchester, KY | ▲ 4173 (#5721 → #1548) | $3.1M | 10 |
| #31 | Chasity Cahill | 2052931 | Fifth Third Bank, National Association | 403245 | Louisville, KY | ▲ 4173 (#5721 → #1548) | $657K | 10 |
| #31 | Andre Ta | 1516750 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | ▲ 4173 (#5721 → #1548) | $1.9M | 10 |
| #31 | Paul Shin | 655567 | E Mortgage Capital, Inc. | 1416824 | Santa Ana, CA | ▲ 4173 (#5721 → #1548) | $1.4M | 10 |
| #31 | Ryan Cullin | 198681 | State Bank and Trust Company, The | 403044 | Mason, OH | ▲ 4173 (#5721 → #1548) | $2.7M | 10 |
| #31 | cynthia shepherd | 434361 | City National Bank of West Virginia | 431538 | Russell, KY | ▲ 4173 (#5721 → #1548) | $750K | 10 |
| #41 | Kristi Curling | 2156237 | CrossCountry Mortgage, LLC | 3029 | Franklin, TN | ▲ 4001 (#5721 → #1720) | $1.7M | 9 |
| #41 | Kaitlyn Johnson | 2633829 | PBT BANCORP | 257781 | Hazard, KY | ▲ 4001 (#5721 → #1720) | $1.7M | 9 |
| #41 | Andrea Suiter | 502507 | U.S. Bank National Association | 402761 | Mayfield, KY | ▲ 4001 (#5721 → #1720) | $1.8M | 9 |
| #41 | Margaret Schuh | 1873211 | Mortgage Research Center, LLC | 1907 | Columbia, MO | ▲ 4001 (#5721 → #1720) | $2.3M | 9 |
| #41 | Adria Reeder | 2566720 | Everett Financial, Inc. | 2129 | Shepherdsville, KY | ▲ 4001 (#5721 → #1720) | $1.1M | 9 |
| #41 | Shannon Stewart | 2071844 | Gershman Investment Corp. | 138063 | Clarksville, TN | ▲ 4001 (#5721 → #1720) | $1.6M | 9 |
| #41 | Todd Kime | 40928 | Statewide Mortgage, LLC | 1304 | Louisville, KY | ▲ 4001 (#5721 → #1720) | $1.5M | 9 |
| #41 | Stephanie Coomer | 2065139 | Autotruck Financial Credit Union | 643962 | Louisville, KY | ▲ 4001 (#5721 → #1720) | $1.7M | 9 |
| #41 | Easton Bruce | 1942027 | Mutual of Omaha Mortgage, Inc. | 1025894 | Scottsdale, AZ | ▲ 4001 (#5721 → #1720) | $1.2M | 9 |
| #41 | Samantha Thomas | 2408013 | Farmers and Traders Bank | 514332 | Campton, KY | ▲ 4001 (#5721 → #1720) | $2.2M | 9 |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Biggest Climbers by Loan Count — Kentucky (2025). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/kentucky/top-climbers-by-units/2025
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