Biggest climbers in Florida in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Luciana Kuhlman (Zillow Home Loans, LLC, NMLS #1759410), Mercedes Kiss (Taylor Morrison Home Funding, Inc., NMLS #2098770), and Jose Sempere Prendez (Freedom Mortgage Corporation, NMLS #2008885).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Rank Change | 2025 Volume | 2025 Loans |
|---|---|---|---|---|---|---|---|---|
| #1 | Luciana Kuhlman | 1759410 | Zillow Home Loans, LLC | 10287 | Overland Park, KS | ▲ 9249 (#9985 → #736) | $25.3M | 72 |
| #2 | Mercedes Kiss | 2098770 | Taylor Morrison Home Funding, Inc. | 8588 | Maitland, FL | ▲ 9041 (#9985 → #944) | $21.2M | 62 |
| #2 | Jose Sempere Prendez | 2008885 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | ▲ 9041 (#9985 → #944) | $24.0M | 62 |
| #4 | David Davis | 391214 | Fairway Independent Mortgage Corporation | 2289 | Orange Park, FL | ▲ 8868 (#9985 → #1117) | $20.2M | 55 |
| #5 | Antonio Acosta | 1690903 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | ▲ 8738 (#9985 → #1247) | $19.8M | 52 |
| #6 | Alejandro Soteldo | 2420148 | CrossCountry Mortgage, LLC | 3029 | Winter Park, FL | ▲ 8550 (#9985 → #1435) | $16.0M | 47 |
| #7 | KIMBERLY BEDDARD | 916298 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | ▲ 8511 (#9985 → #1474) | $12.9M | 46 |
| #8 | Paula Rosales Diez | 1800327 | NFM Lending, LLC | 2893 | Tempe, AZ | ▲ 8486 (#9095 → #609) | $34.1M | 80 |
| #9 | Andres Lopez | 2247288 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | ▲ 8421 (#9985 → #1564) | $15.9M | 44 |
| #10 | COSETTE GUEVARA | 2476172 | 1st Choice Financial, Inc. | 2597847 | Miami, FL | ▲ 8312 (#9985 → #1673) | $22.3M | 42 |
| #11 | Mackenzie DeLateur | 2610361 | Space Coast Credit Union | 403370 | Melbourne, FL | ▲ 8248 (#9985 → #1737) | $4.1M | 41 |
| #12 | Gene Galindo | 162483 | Lumin Lending Inc. | 2716106 | Irvine, CA | ▲ 8114 (#9985 → #1871) | $12.6M | 39 |
| #13 | Scott Vaught | 588843 | Zillow Home Loans, LLC | 10287 | Overland Park, KS | ▲ 8089 (#9095 → #1006) | $17.3M | 59 |
| #14 | JAVIER DAIRE | 372353 | The Difference Lending Corp | 1979053 | Miami, FL | ▲ 8066 (#9095 → #1029) | $33.4M | 58 |
| #15 | William Bunker | 2599024 | SouthState Bank, N.A. | 403455 | Winter Haven, FL | ▲ 8038 (#9985 → #1947) | $10.3M | 38 |
| #16 | Bianca Basulto | 1776922 | Suncoast Credit Union | 417636 | Tampa, FL | ▲ 8017 (#9095 → #1078) | $19.8M | 56 |
| #17 | Richard Shirk | 2610703 | Florida Credit Union | 281350 | Gainesville, FL | ▲ 7961 (#9985 → #2024) | $9.2M | 37 |
| #18 | Patrick McIntosh | 9331 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | ▲ 7888 (#9095 → #1207) | $11.0M | 53 |
| #19 | Katherine Tapia | 405891 | VYSTAR CREDIT UNION | 416319 | Jacksonville, FL | ▲ 7731 (#9985 → #2254) | $4.2M | 34 |
| #19 | Anas Shakir | 1889882 | Afex Mortgage LLC | 2791163 | Troy, MI | ▲ 7731 (#9985 → #2254) | $11.5M | 34 |
| #19 | Jacob Schmittling | 1704947 | E Mortgage Capital, Inc. | 1416824 | Santa Ana, CA | ▲ 7731 (#9985 → #2254) | $11.5M | 34 |
| #22 | Stefano Magnoni | 2215316 | Casa Nova Lending LLC | 2789963 | Miami, FL | ▲ 7640 (#9985 → #2345) | $14.5M | 33 |
| #22 | Michael Ewolski | 30944 | Rocket Mortgage, LLC | 3030 | Cleveland, OH | ▲ 7640 (#9985 → #2345) | $4.8M | 33 |
| #22 | John Jimenez Rodriguez | 855256 | Lakeview Loan Servicing, LLC | 391521 | Coral Gables, FL | ▲ 7640 (#9985 → #2345) | $10.2M | 33 |
| #25 | Vanessa Delgado-Romero | 1374443 | Nationwide Mortgage Bankers, Inc. | 819382 | Miami, FL | ▲ 7621 (#9095 → #1474) | $21.6M | 46 |
| #26 | Kyle Glenn | 87589 | Rocket Mortgage, LLC | 3030 | Cleveland, OH | ▲ 7538 (#9985 → #2447) | $11.2M | 32 |
| #26 | Francisco Duran | 2259432 | Rocket Mortgage, LLC | 3030 | Cleveland, OH | ▲ 7538 (#9985 → #2447) | $9.9M | 32 |
| #28 | Alain Hayek | 2125079 | Rocket Mortgage, LLC | 3030 | Lake Forest, CA | ▲ 7426 (#9985 → #2559) | $6.9M | 31 |
| #29 | Michael Habbo | 32548 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 7299 (#9095 → #1796) | $7.5M | 40 |
| #29 | FEDERICO AGUIRRE | 511416 | Movement Mortgage, LLC | 39179 | Wellington, FL | ▲ 7299 (#9095 → #1796) | $17.3M | 40 |
| #31 | Carl Ruiz | 495042 | Cornerstone First Mortgage, LLC | 173855 | Sarasota, FL | ▲ 7224 (#9095 → #1871) | $13.5M | 39 |
| #31 | Sara Stead | 2015842 | Knock Lending LLC | 1958445 | Atlanta, GA | ▲ 7224 (#9095 → #1871) | $7.6M | 39 |
| #33 | Joseph Marcotullio | 2342747 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 7191 (#9985 → #2794) | $4.7M | 29 |
| #34 | Hamza Shaukat | 1644262 | Power Home Loans LLC | 2666166 | Birmingham, MI | ▲ 7062 (#8347 → #1285) | $13.8M | 51 |
| #35 | Salvatore Kaliana | 2087121 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 7001 (#9095 → #2094) | $13.8M | 36 |
| #36 | Michael Green | 1961430 | Rocket Mortgage, LLC | 3030 | Coppell, TX | ▲ 6918 (#9985 → #3067) | $7.8M | 27 |
| #36 | Geoffrey Timpson | 1922317 | Village Capital & Investment LLC | 3317 | Hildale, UT | ▲ 6918 (#9985 → #3067) | $11.0M | 27 |
| #38 | Amber Ellis | 455569 | Ameris Bank | 408099 | Panama City Beach, FL | ▲ 6841 (#9095 → #2254) | $9.0M | 34 |
| #39 | Ira Dixon | 2416165 | Imperium Lending, LLC | 2237880 | Troy, MI | ▲ 6825 (#8347 → #1522) | $18.1M | 45 |
| #40 | Indira Reyes | 1997071 | The Reyes Mortgage Company LLC | 2818048 | Tampa, FL | ▲ 6783 (#8347 → #1564) | $13.0M | 44 |
| #41 | Jalen Gatewood | 2278904 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 6750 (#9095 → #2345) | $9.1M | 33 |
| #41 | Lucas Gregorich | 1570957 | Guild Mortgage Company LLC | 3274 | Heathrow, FL | ▲ 6750 (#9095 → #2345) | $13.5M | 33 |
| #43 | Vincent Taddeo | 2162681 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | ▲ 6733 (#9985 → #3252) | $5.9M | 26 |
| #44 | Maria Lourdes Cuervo | 254780 | Cornerstone First Mortgage, LLC | 173855 | Miami, FL | ▲ 6648 (#9095 → #2447) | $13.9M | 32 |
| #45 | Rachel Broadwell | 994973 | Coast2Coast Mortgage, LLC | 376205 | Saint Augustine, FL | ▲ 6610 (#8347 → #1737) | $11.6M | 41 |
| #46 | Michael Black | 1165048 | KBHS Home Loans, LLC | 1542802 | Irving, TX | ▲ 6492 (#7101 → #609) | $27.1M | 80 |
| #47 | Amy Van Amburgh | 2242460 | Valley National Bank | 411254 | Vero Beach, FL | ▲ 6476 (#8347 → #1871) | $8.4M | 39 |
| #48 | Cresta Spitzmiller | 2580263 | Cardinal Financial Company, Limited Partnership | 66247 | Charlotte, NC | ▲ 6425 (#7672 → #1247) | $21.0M | 52 |
| #49 | Belal Eldirani | 2023510 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 6424 (#9095 → #2671) | $7.8M | 30 |
| #49 | Frank Bozzi | 686540 | JPMorgan Chase Bank, National Association | 399798 | Bradenton, FL | ▲ 6424 (#9095 → #2671) | $17.9M | 30 |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Biggest Climbers by Loan Count — Florida (2025). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/florida/top-climbers-by-units/2025
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