Biggest climbers in Kentucky in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Ciara Talley (BLUEGRASS MORTGAGE PROCESSING LLC, NMLS #2120591), Jammie Williams (Republic Bank & Trust Co., NMLS #479375), and Thomas Watters (White Oak Mortgage LLC, NMLS #1992895).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Rank Change | 2022 Volume | 2022 Loans |
|---|---|---|---|---|---|---|---|---|
| #1 | Ciara Talley | 2120591 | BLUEGRASS MORTGAGE PROCESSING LLC | 2792828 | Jonesville, NC | ▲ 8893 (#9324 → #431) | $6.2M | 32 |
| #2 | Jammie Williams | 479375 | Republic Bank & Trust Co. | 402606 | Louisville, KY | ▲ 8791 (#9324 → #533) | $3.0M | 28 |
| #3 | Thomas Watters | 1992895 | White Oak Mortgage LLC | 2609667 | Louisville, KY | ▲ 8718 (#9324 → #606) | $8.6M | 25 |
| #4 | Tiffany Devine | 1625036 | Carrollton Federal Savings and Loan Association | 580191 | Carrollton, KY | ▲ 8612 (#9324 → #712) | $2.5M | 22 |
| #5 | Bailey Crowdus | 2024816 | Ruoff Mortgage Company, Inc. | 141868 | Henderson, KY | ▲ 8574 (#9324 → #750) | $1.4M | 21 |
| #6 | Kelly Swanson | 2156781 | Standard Mortgage Capital LLC | 1604663 | Harrodsburg, KY | ▲ 8438 (#9324 → #886) | $4.0M | 18 |
| #7 | Tyler Devon | 2163732 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 8382 (#9324 → #942) | $2.9M | 17 |
| #8 | Gabrielle Pelton | 2257537 | Republic Bank & Trust Co. | 402606 | Saint Petersburg, FL | ▲ 8324 (#9324 → #1000) | $2.0M | 16 |
| #9 | JAMES DAVIS | 447435 | Vanderbilt Mortgage and Finance, Inc. | 1561 | Brentwood, TN | ▲ 8257 (#9324 → #1067) | $4.1M | 15 |
| #10 | Barbara Jaenisch | 1130923 | Pinnacle Bank | 418535 | Louisville, KY | ▲ 8187 (#9324 → #1137) | $1.6M | 14 |
| #11 | Samuel Blythe | 2006306 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | — | ▲ 8120 (#9324 → #1204) | $2.5M | 13 |
| #11 | JOHN HARDIN | 2078394 | Fifth Third Bank, National Association | 403245 | Louisville, KY | ▲ 8120 (#9324 → #1204) | $1.1M | 13 |
| #11 | Latasha Hatcher | 1882045 | Limestone Bank, Inc. | 450016 | — | ▲ 8120 (#9324 → #1204) | $12.4M | 13 |
| #11 | Heather Kelley | 848303 | Eclipse Bank, Inc. | 412735 | Louisville, KY | ▲ 8120 (#9324 → #1204) | $2.7M | 13 |
| #11 | Wendy Vega | 778371 | First Financial Bank | 619717 | Cincinnati, OH | ▲ 8120 (#9324 → #1204) | $1.0M | 13 |
| #11 | David Godsey | 1449498 | CAITCOLESIDA LLC | 2298957 | — | ▲ 8120 (#9324 → #1204) | $1.7M | 13 |
| #17 | Shane Tressler | 1898816 | Northwest Bank | 419814 | Columbus, OH | ▲ 8025 (#9324 → #1299) | $1.9M | 12 |
| #17 | Wendy Rolley | 2037978 | Fifth Third Bank, National Association | 403245 | — | ▲ 8025 (#9324 → #1299) | $898K | 12 |
| #17 | Wesley Wilson | 1998359 | L&N Federal Credit Union | 531738 | Louisville, KY | ▲ 8025 (#9324 → #1299) | $2.5M | 12 |
| #20 | Brandon Seeker | 1997735 | Abound Federal Credit Union | 402678 | — | ▲ 7941 (#9324 → #1383) | $1.2M | 11 |
| #20 | Kaci Eakens | 1641269 | Vanderbilt Mortgage and Finance, Inc. | 1561 | Maryville, TN | ▲ 7941 (#9324 → #1383) | $1.6M | 11 |
| #20 | Michael Urban | 2162419 | Clear2Mortgage Inc. | 1911663 | — | ▲ 7941 (#9324 → #1383) | $1.3M | 11 |
| #23 | Steve Jostworth | 439165 | Republic Bank & Trust Co. | 402606 | Bellevue, KY | ▲ 7825 (#9324 → #1499) | $1.2M | 10 |
| #23 | Daniel Cohen | 2168503 | Pulte Mortgage LLC | 1791 | — | ▲ 7825 (#9324 → #1499) | $2.8M | 10 |
| #25 | Alex Crowthers | 1198199 | Fifth Third Bank, National Association | 403245 | Cincinnati, OH | ▲ 7665 (#9324 → #1659) | $1.2M | 9 |
| #25 | Lauren Keith | 1195939 | Fifth Third Bank, National Association | 403245 | Ashland, KY | ▲ 7665 (#9324 → #1659) | $717K | 9 |
| #25 | Matthew Davis | 987806 | American Pacific Mortgage Corporation | 1850 | Lawrenceburg, IN | ▲ 7665 (#9324 → #1659) | $1.6M | 9 |
| #25 | Melissa Roberts | 2139024 | U.S. Bank National Association | 402761 | — | ▲ 7665 (#9324 → #1659) | $736K | 9 |
| #25 | Michael Reddy | 218859 | American Pacific Mortgage Corporation | 1850 | Oakbrook Terrace, IL | ▲ 7665 (#9324 → #1659) | $2.1M | 9 |
| #25 | Molly Coppage | 1437565 | Truist Bank | 399803 | Walton, KY | ▲ 7665 (#9324 → #1659) | $1.3M | 9 |
| #31 | James Bailey | 452801 | Guardian Savings Bank | 449474 | — | ▲ 7496 (#9324 → #1828) | $1.4M | 8 |
| #31 | Virginia Blackshear | 873569 | Morgan Stanley Private Bank, National Association | 663185 | Coppell, TX | ▲ 7496 (#9324 → #1828) | $4.3M | 8 |
| #31 | William Spoonamore | 1909011 | Abound Federal Credit Union | 402678 | Danville, KY | ▲ 7496 (#9324 → #1828) | $456K | 8 |
| #31 | Misty Brown | 415895 | DESCO FEDERAL CREDIT UNION | 412993 | Portsmouth, OH | ▲ 7496 (#9324 → #1828) | $1.2M | 8 |
| #31 | Dominic Gilbert | 2123634 | JPMorgan Chase Bank, National Association | 399798 | Denver, CO | ▲ 7496 (#9324 → #1828) | $2.4M | 8 |
| #36 | Nicholas Howard | 1247830 | United Lending Team, INC | 2273319 | Franklin, TN | ▲ 7266 (#9324 → #2058) | $1.1M | 7 |
| #36 | Caleb Martinez | 1935496 | AdvantageFirst Lending Inc. | 1209177 | Lake Forest, CA | ▲ 7266 (#9324 → #2058) | $840K | 7 |
| #36 | Tammy Morrison | 973907 | UNITED CITIZENS BANK OF SOUTHERN KENTUCKY, INC. | 490517 | Columbia, KY | ▲ 7266 (#9324 → #2058) | $536K | 7 |
| #36 | Theodore Ennenbach | 2074549 | TBF Mortgage Company | 1934540 | — | ▲ 7266 (#9324 → #2058) | $1.2M | 7 |
| #36 | David Johnson | 958231 | Peoples Exchange Bank | 527664 | Stanton, KY | ▲ 7266 (#9324 → #2058) | $466K | 7 |
| #36 | Austin Sweeney | 1725927 | Ruoff Mortgage Company, Inc. | 141868 | — | ▲ 7266 (#9324 → #2058) | $1.2M | 7 |
| #36 | Wan Zhao | 1455408 | Holi Mortgage, L.L.C. | 2341449 | Independence, KY | ▲ 7266 (#9324 → #2058) | $1.7M | 7 |
| #36 | Julie Whitson | 563856 | The Huntington National Bank | 402436 | Remote Ohio, OH | ▲ 7266 (#9324 → #2058) | $3.6M | 7 |
| #36 | Martin Moreman | 1179659 | Premier Lending, Inc. | 238143 | Elizabethtown, KY | ▲ 7266 (#9324 → #2058) | $1.2M | 7 |
| #36 | Katherine Bazzana | 1087147 | Rocket Mortgage, LLC | 3030 | — | ▲ 7266 (#9324 → #2058) | $1.2M | 7 |
| #36 | Amanda Heady | 825223 | Magnolia Bank, Incorporated | 423028 | Elizabethtown, KY | ▲ 7266 (#9324 → #2058) | $2.5M | 7 |
| #36 | Amanda Tabares | 2082764 | Blackdot Mortgage LLC | 2383240 | Scottsdale, AZ | ▲ 7266 (#9324 → #2058) | $1.3M | 7 |
| #36 | Jessica Bailey | 2122253 | Mortgage Research Center, LLC | 1907 | Columbia, MO | ▲ 7266 (#9324 → #2058) | $2.7M | 7 |
| #36 | Carley Morehead | 2176308 | New Day Financial, LLC | 1043 | — | ▲ 7266 (#9324 → #2058) | $1.3M | 7 |
| #36 | Lauren Pomeroy | 410368 | American Financial Resources, LLC | 2826 | Parsippany, NJ | ▲ 7266 (#9324 → #2058) | $1.3M | 7 |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Biggest Climbers by Loan Count — Kentucky (2022). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/kentucky/top-climbers-by-units/2022
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