Biggest climbers in North Dakota in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Michael Berg (HOMETOWN CREDIT UNION, NMLS #1812484), Matthew Brito (Gate City Bank, NMLS #1455045), and Kathrine Breidenbach (BANK FORWARD, NMLS #2229859).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Rank Change | 2022 Volume | 2022 Loans |
|---|---|---|---|---|---|---|---|---|
| #1 | Michael Berg | 1812484 | HOMETOWN CREDIT UNION | 808448 | Kulm, ND | ▲ 1392 (#1564 → #172) | $4.9M | 23 |
| #2 | Matthew Brito | 1455045 | Gate City Bank | 435154 | Bismarck, ND | ▲ 1378 (#1564 → #186) | $1.8M | 22 |
| #3 | Kathrine Breidenbach | 2229859 | BANK FORWARD | 446402 | Grand Forks, ND | ▲ 1366 (#1564 → #198) | $5.4M | 20 |
| #4 | Breanna Hamdan | 1589371 | Bell Bank | 419538 | Fargo, ND | ▲ 1297 (#1564 → #267) | $834K | 11 |
| #4 | Austin Wicklund | 2111676 | BRAVERA BANK | 466701 | Fargo, ND | ▲ 1297 (#1564 → #267) | $3.1M | 11 |
| #6 | William Musick | 820645 | Mortgage Research Center, LLC | 1907 | Columbia, MO | ▲ 1280 (#1564 → #284) | $2.4M | 10 |
| #7 | Cheryl Zimniak | 2244937 | MED PARK CREDIT UNION | 804944 | Grand Forks, ND | ▲ 1265 (#1564 → #299) | $357K | 9 |
| #8 | Meghan Koenig | 1465269 | Lincoln State Bank | 855449 | Hankinson, ND | ▲ 1248 (#1564 → #316) | $1.3M | 8 |
| #8 | Igor Rudenko | 1447237 | Wells Fargo Bank, National Association | 399801 | Maple Grove, MN | ▲ 1248 (#1564 → #316) | $951K | 8 |
| #10 | Jacob Upham | 2055807 | Alerus Financial, N.A. DBA Alerus Mortgage | 416135 | West Fargo, ND | ▲ 1231 (#1564 → #333) | $394K | 7 |
| #11 | Jason McElvain | 1048051 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | ▲ 1207 (#1564 → #357) | $1.7M | 6 |
| #12 | Samantha Reynolds | 2177938 | Gate City Bank | 435154 | West Fargo, ND | ▲ 1183 (#1564 → #381) | $382K | 5 |
| #12 | Beverly Jensen | 709806 | First National Bank and Trust Company of Bottineau | 594081 | Bottineau, ND | ▲ 1183 (#1564 → #381) | $719K | 5 |
| #12 | Michael Smith | 2026784 | Mortgage Research Center, LLC | 1907 | Columbia, MO | ▲ 1183 (#1564 → #381) | $1.4M | 5 |
| #12 | Sherry Levenseller | 1666999 | University Federal Credit Union | 799731 | Grand Forks, ND | ▲ 1183 (#1564 → #381) | $750K | 5 |
| #16 | Anthony Tucci | 795881 | loanDepot.com, LLC | 174457 | — | ▲ 1148 (#1564 → #416) | $877K | 4 |
| #16 | Chelsey Gunville | 854311 | U.S. Bank National Association | 402761 | Grand Forks, ND | ▲ 1148 (#1564 → #416) | $257K | 4 |
| #16 | Jacob Winslow | 650106 | U.S. Bank National Association | 402761 | Owensboro, KY | ▲ 1148 (#1564 → #416) | $1.4M | 4 |
| #19 | Eric Hull | 1002135 | First International Bank & Trust | 415142 | West Fargo, ND | ▲ 1090 (#1564 → #474) | $358K | 3 |
| #19 | Michael Langwald | 2023534 | Rocket Mortgage, LLC | 3030 | Troy, MI | ▲ 1090 (#1564 → #474) | $513K | 3 |
| #19 | Dawndi LaValle | 488991 | U.S. Bank National Association | 402761 | — | ▲ 1090 (#1564 → #474) | $493K | 3 |
| #19 | Rheannon Huber | 515522 | BNC National Bank | 418467 | Bismarck, ND | ▲ 1090 (#1564 → #474) | $225K | 3 |
| #19 | Jacob Hunter | 1901875 | JPMorgan Chase Bank, National Association | 399798 | — | ▲ 1090 (#1564 → #474) | $653K | 3 |
| #19 | Gina Schmidt | 1144477 | Bell Bank | 419538 | Moorhead, MN | ▲ 1090 (#1564 → #474) | $310K | 3 |
| #19 | Darci Theede | 537119 | Bell Bank | 419538 | Wahpeton, ND | ▲ 1090 (#1564 → #474) | $114K | 3 |
| #19 | Brenda Messerschmidt | 517027 | Bell Bank | 419538 | — | ▲ 1090 (#1564 → #474) | $80K | 3 |
| #19 | Sheryl Silver | 489044 | U.S. Bank National Association | 402761 | — | ▲ 1090 (#1564 → #474) | $453K | 3 |
| #19 | Rhonda Johnson | 634995 | U.S. Bank National Association | 402761 | Bismarck, ND | ▲ 1090 (#1564 → #474) | $284K | 3 |
| #19 | Seth Gravesen | 1009221 | State Bank & Trust of Kenmare | 566308 | Berthold, ND | ▲ 1090 (#1564 → #474) | $688K | 3 |
| #19 | Nicholas Howard | 1247830 | United Lending Team, INC | 2273319 | Franklin, TN | ▲ 1090 (#1564 → #474) | $531K | 3 |
| #19 | Paula Zombra | 1042384 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 1090 (#1564 → #474) | $359K | 3 |
| #19 | Dylan Edwards | 1765452 | Mortgage Research Center, LLC | 1907 | Columbia, MO | ▲ 1090 (#1564 → #474) | $673K | 3 |
| #19 | Andrea Blair | 442531 | JPMorgan Chase Bank, National Association | 399798 | Maple Grove, MN | ▲ 1090 (#1564 → #474) | $609K | 3 |
| #19 | Jason DeLorme | 504548 | Western Cooperative Credit Union | 463834 | Williston, ND | ▲ 1090 (#1564 → #474) | $343K | 3 |
| #19 | Gabriel Garcia | 270147 | New American Funding, LLC | 6606 | Santa Ana, CA | ▲ 1090 (#1564 → #474) | $482K | 3 |
| #19 | Rachael Segui | 1976817 | loanDepot.com, LLC | 174457 | — | ▲ 1090 (#1564 → #474) | $527K | 3 |
| #19 | Brett Mealio | 718577 | Kirkwood Bank and Trust Company | 618839 | Bismarck, ND | ▲ 1090 (#1564 → #474) | $444K | 3 |
| #19 | Scott Malone | 148418 | Figure Lending LLC | 1717824 | — | ▲ 1090 (#1564 → #474) | $76K | 3 |
| #19 | Jordyn Vassaur | 2072192 | American Internet Mortgage, Inc. | 2890 | — | ▲ 1090 (#1564 → #474) | $595K | 3 |
| #19 | Kirk Shelton | 1983013 | Rocket Mortgage, LLC | 3030 | Coppell, TX | ▲ 1090 (#1564 → #474) | $700K | 3 |
| #19 | Elizabeth Wiese | 1893286 | U.S. Bank National Association | 402761 | — | ▲ 1090 (#1564 → #474) | $205K | 3 |
| #19 | Rosette Bland | 1929522 | Amerisave Mortgage Corporation | 1168 | — | ▲ 1090 (#1564 → #474) | $364K | 3 |
| #19 | Cheri Pagnac | 769595 | Frandsen Bank & Trust | 718070 | Oslo, MN | ▲ 1090 (#1564 → #474) | $536K | 3 |
| #19 | Mary Hagen | 926019 | FREEDOM COMMUNITY CREDIT UNION | 441992 | — | ▲ 1090 (#1564 → #474) | $656K | 3 |
| #19 | Carlee DeKrey | 1551107 | Magnifi Financial Credit Union | 447069 | Fargo, ND | ▲ 1090 (#1564 → #474) | $303K | 3 |
| #19 | Thomas Ahles | 141854 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | ▲ 1090 (#1564 → #474) | $650K | 3 |
| #47 | Vance Undlin | 440187 | The Citizens State Bank at Mohall | 412770 | Mohall, ND | ▲ 964 (#1564 → #600) | $249K | 2 |
| #47 | Sean Meek | 1418428 | Lakeview Loan Servicing, LLC | 391521 | Coral Gables, FL | ▲ 964 (#1564 → #600) | $483K | 2 |
| #47 | Ryan Perussi | 913045 | Freedom Mortgage Corporation | 2767 | Phoenix, AZ | ▲ 964 (#1564 → #600) | $428K | 2 |
| #47 | Brittany Graham | 1596712 | U.S. Bank National Association | 402761 | Owensboro, KY | ▲ 964 (#1564 → #600) | $344K | 2 |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Biggest Climbers by Loan Count — North Dakota (2022). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/north-dakota/top-climbers-by-units/2022
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