Biggest climbers in North Dakota in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Michael Berg (HOMETOWN CREDIT UNION, NMLS #1812484), Matthew Brito (Gate City Bank, NMLS #1455045), and Kathrine Breidenbach (BANK FORWARD, NMLS #2229859).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Rank Change | 2022 Volume | 2022 Loans |
|---|---|---|---|---|---|---|---|---|
| #1 | Michael Berg | 1812484 | HOMETOWN CREDIT UNION | 808448 | Kulm, ND | ▲ 1392 (#1564 → #172) | $4.9M | 23 |
| #2 | Matthew Brito | 1455045 | Gate City Bank | 435154 | Bismarck, ND | ▲ 1378 (#1564 → #186) | $1.8M | 22 |
| #3 | Kathrine Breidenbach | 2229859 | BANK FORWARD | 446402 | Grand Forks, ND | ▲ 1366 (#1564 → #198) | $5.4M | 20 |
| #4 | Breanna Hamdan | 1589371 | Bell Bank | 419538 | Fargo, ND | ▲ 1297 (#1564 → #267) | $834K | 11 |
| #4 | Austin Wicklund | 2111676 | BRAVERA BANK | 466701 | Fargo, ND | ▲ 1297 (#1564 → #267) | $3.1M | 11 |
| #6 | William Musick | 820645 | Mortgage Research Center, LLC | 1907 | Columbia, MO | ▲ 1280 (#1564 → #284) | $2.4M | 10 |
| #7 | Cheryl Zimniak | 2244937 | MED PARK CREDIT UNION | 804944 | Grand Forks, ND | ▲ 1265 (#1564 → #299) | $357K | 9 |
| #8 | Meghan Koenig | 1465269 | Lincoln State Bank | 855449 | Hankinson, ND | ▲ 1248 (#1564 → #316) | $1.3M | 8 |
| #8 | Igor Rudenko | 1447237 | Wells Fargo Bank, National Association | 399801 | Maple Grove, MN | ▲ 1248 (#1564 → #316) | $951K | 8 |
| #10 | Jacob Upham | 2055807 | Alerus Financial, N.A. DBA Alerus Mortgage | 416135 | West Fargo, ND | ▲ 1231 (#1564 → #333) | $394K | 7 |
| #11 | Jason McElvain | 1048051 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | ▲ 1207 (#1564 → #357) | $1.7M | 6 |
| #12 | Michael Smith | 2026784 | Mortgage Research Center, LLC | 1907 | Columbia, MO | ▲ 1183 (#1564 → #381) | $1.4M | 5 |
| #12 | Sherry Levenseller | 1666999 | University Federal Credit Union | 799731 | Grand Forks, ND | ▲ 1183 (#1564 → #381) | $750K | 5 |
| #12 | Beverly Jensen | 709806 | First National Bank and Trust Company of Bottineau | 594081 | Bottineau, ND | ▲ 1183 (#1564 → #381) | $719K | 5 |
| #12 | Samantha Reynolds | 2177938 | Gate City Bank | 435154 | West Fargo, ND | ▲ 1183 (#1564 → #381) | $382K | 5 |
| #16 | Jacob Winslow | 650106 | U.S. Bank National Association | 402761 | Owensboro, KY | ▲ 1148 (#1564 → #416) | $1.4M | 4 |
| #16 | Anthony Tucci | 795881 | loanDepot.com, LLC | 174457 | — | ▲ 1148 (#1564 → #416) | $877K | 4 |
| #16 | Chelsey Gunville | 854311 | U.S. Bank National Association | 402761 | Grand Forks, ND | ▲ 1148 (#1564 → #416) | $257K | 4 |
| #19 | Cheri Pagnac | 769595 | Frandsen Bank & Trust | 718070 | Oslo, MN | ▲ 1090 (#1564 → #474) | $536K | 3 |
| #19 | Paula Zombra | 1042384 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 1090 (#1564 → #474) | $359K | 3 |
| #19 | Sheryl Silver | 489044 | U.S. Bank National Association | 402761 | — | ▲ 1090 (#1564 → #474) | $453K | 3 |
| #19 | Nicholas Howard | 1247830 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | ▲ 1090 (#1564 → #474) | $531K | 3 |
| #19 | Michael Langwald | 2023534 | Rocket Mortgage, LLC | 3030 | Royal Oak, MI | ▲ 1090 (#1564 → #474) | $513K | 3 |
| #19 | Kirk Shelton | 1983013 | Rocket Mortgage, LLC | 3030 | Coppell, TX | ▲ 1090 (#1564 → #474) | $700K | 3 |
| #19 | Dawndi LaValle | 488991 | U.S. Bank National Association | 402761 | Owensboro, KY | ▲ 1090 (#1564 → #474) | $493K | 3 |
| #19 | Rheannon Huber | 515522 | BNC National Bank | 418467 | Bismarck, ND | ▲ 1090 (#1564 → #474) | $225K | 3 |
| #19 | Brenda Messerschmidt | 517027 | Bell Bank | 419538 | — | ▲ 1090 (#1564 → #474) | $80K | 3 |
| #19 | Andrea Blair | 442531 | JPMorgan Chase Bank, National Association | 399798 | Maple Grove, MN | ▲ 1090 (#1564 → #474) | $609K | 3 |
| #19 | Scott Malone | 148418 | Figure Lending LLC | 1717824 | — | ▲ 1090 (#1564 → #474) | $76K | 3 |
| #19 | Dylan Edwards | 1765452 | Mortgage Research Center, LLC | 1907 | Columbia, MO | ▲ 1090 (#1564 → #474) | $673K | 3 |
| #19 | Seth Gravesen | 1009221 | State Bank & Trust of Kenmare | 566308 | Berthold, ND | ▲ 1090 (#1564 → #474) | $688K | 3 |
| #19 | Darci Theede | 537119 | Bell Bank | 419538 | Wahpeton, ND | ▲ 1090 (#1564 → #474) | $114K | 3 |
| #19 | Mary Hagen | 926019 | FREEDOM COMMUNITY CREDIT UNION | 441992 | — | ▲ 1090 (#1564 → #474) | $656K | 3 |
| #19 | Jason DeLorme | 504548 | Western Cooperative Credit Union | 463834 | Williston, ND | ▲ 1090 (#1564 → #474) | $343K | 3 |
| #19 | Jordyn Vassaur | 2072192 | American Internet Mortgage, Inc. | 2890 | — | ▲ 1090 (#1564 → #474) | $595K | 3 |
| #19 | Brett Mealio | 718577 | Kirkwood Bank and Trust Company | 618839 | Bismarck, ND | ▲ 1090 (#1564 → #474) | $444K | 3 |
| #19 | Eric Hull | 1002135 | First International Bank & Trust | 415142 | West Fargo, ND | ▲ 1090 (#1564 → #474) | $358K | 3 |
| #19 | Gina Schmidt | 1144477 | Bell Bank | 419538 | Moorhead, MN | ▲ 1090 (#1564 → #474) | $310K | 3 |
| #19 | Rhonda Johnson | 634995 | U.S. Bank National Association | 402761 | Minot, ND | ▲ 1090 (#1564 → #474) | $284K | 3 |
| #19 | Rachael Segui | 1976817 | loanDepot.com, LLC | 174457 | — | ▲ 1090 (#1564 → #474) | $527K | 3 |
| #19 | Thomas Ahles | 141854 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | ▲ 1090 (#1564 → #474) | $650K | 3 |
| #19 | Jacob Hunter | 1901875 | JPMorgan Chase Bank, National Association | 399798 | — | ▲ 1090 (#1564 → #474) | $653K | 3 |
| #19 | Rosette Bland | 1929522 | Amerisave Mortgage Corporation | 1168 | — | ▲ 1090 (#1564 → #474) | $364K | 3 |
| #19 | Elizabeth Wiese | 1893286 | U.S. Bank National Association | 402761 | — | ▲ 1090 (#1564 → #474) | $205K | 3 |
| #19 | Carlee DeKrey | 1551107 | Magnifi Financial Credit Union | 447069 | Fargo, ND | ▲ 1090 (#1564 → #474) | $303K | 3 |
| #19 | Gabriel Garcia | 270147 | New American Funding, LLC | 6606 | Santa Ana, CA | ▲ 1090 (#1564 → #474) | $482K | 3 |
| #47 | Michael Bennett | 2006877 | loanDepot.com, LLC | 174457 | — | ▲ 964 (#1564 → #600) | $132K | 2 |
| #47 | Paul Yoo | 1515310 | Lendistry Home Loans, LLC | 2453988 | Tustin, CA | ▲ 964 (#1564 → #600) | $261K | 2 |
| #47 | Richard Pauls | 2002773 | Mortgage Research Center, LLC | 1907 | Columbia, MO | ▲ 964 (#1564 → #600) | $622K | 2 |
| #47 | Lara Cooke | 2091714 | Zillow Home Loans, LLC | 10287 | Irvine, CA | ▲ 964 (#1564 → #600) | $342K | 2 |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Biggest Climbers by Loan Count — North Dakota (2022). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/north-dakota/top-climbers-by-units/2022
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