Biggest climbers in North Dakota in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 25, 2026, the top 3 include Michael Berg (HOMETOWN CREDIT UNION, NMLS #1812484), Matthew Brito (Gate City Bank, NMLS #1455045), and Kathrine Breidenbach (BANK FORWARD, NMLS #2229859).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Rank Change | 2022 Volume | 2022 Loans |
|---|---|---|---|---|---|---|---|---|
| #1 | Michael Berg | 1812484 | HOMETOWN CREDIT UNION | 808448 | Kulm, ND | ▲ 1392 (#1564 → #172) | $4.9M | 23 |
| #2 | Matthew Brito | 1455045 | Gate City Bank | 435154 | Bismarck, ND | ▲ 1378 (#1564 → #186) | $1.8M | 22 |
| #3 | Kathrine Breidenbach | 2229859 | BANK FORWARD | 446402 | Grand Forks, ND | ▲ 1366 (#1564 → #198) | $5.4M | 20 |
| #4 | Breanna Hamdan | 1589371 | Bell Bank | 419538 | Fargo, ND | ▲ 1297 (#1564 → #267) | $834K | 11 |
| #4 | Austin Wicklund | 2111676 | BRAVERA BANK | 466701 | Fargo, ND | ▲ 1297 (#1564 → #267) | $3.1M | 11 |
| #6 | William Musick | 820645 | Mortgage Research Center, LLC | 1907 | Columbia, MO | ▲ 1280 (#1564 → #284) | $2.4M | 10 |
| #7 | Cheryl Zimniak | 2244937 | MED PARK CREDIT UNION | 804944 | Grand Forks, ND | ▲ 1265 (#1564 → #299) | $357K | 9 |
| #8 | Igor Rudenko | 1447237 | Wells Fargo Bank, National Association | 399801 | Maple Grove, MN | ▲ 1248 (#1564 → #316) | $951K | 8 |
| #8 | Meghan Koenig | 1465269 | Lincoln State Bank | 855449 | Hankinson, ND | ▲ 1248 (#1564 → #316) | $1.3M | 8 |
| #10 | Jacob Upham | 2055807 | Alerus Financial, N.A. DBA Alerus Mortgage | 416135 | West Fargo, ND | ▲ 1231 (#1564 → #333) | $394K | 7 |
| #11 | Jason McElvain | 1048051 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | ▲ 1207 (#1564 → #357) | $1.7M | 6 |
| #12 | Michael Smith | 2026784 | Mortgage Research Center, LLC | 1907 | Columbia, MO | ▲ 1183 (#1564 → #381) | $1.4M | 5 |
| #12 | Samantha Reynolds | 2177938 | Gate City Bank | 435154 | West Fargo, ND | ▲ 1183 (#1564 → #381) | $382K | 5 |
| #12 | Beverly Jensen | 709806 | First National Bank and Trust Company of Bottineau | 594081 | Bottineau, ND | ▲ 1183 (#1564 → #381) | $719K | 5 |
| #12 | Sherry Levenseller | 1666999 | University Federal Credit Union | 799731 | Grand Forks, ND | ▲ 1183 (#1564 → #381) | $750K | 5 |
| #16 | Anthony Tucci | 795881 | loanDepot.com, LLC | 174457 | — | ▲ 1148 (#1564 → #416) | $877K | 4 |
| #16 | Jacob Winslow | 650106 | U.S. Bank National Association | 402761 | Owensboro, KY | ▲ 1148 (#1564 → #416) | $1.4M | 4 |
| #16 | Chelsey Gunville | 854311 | U.S. Bank National Association | 402761 | Grand Forks, ND | ▲ 1148 (#1564 → #416) | $257K | 4 |
| #19 | Kirk Shelton | 1983013 | Rocket Mortgage, LLC | 3030 | Coppell, TX | ▲ 1090 (#1564 → #474) | $700K | 3 |
| #19 | Jordyn Vassaur | 2072192 | American Internet Mortgage, Inc. | 2890 | — | ▲ 1090 (#1564 → #474) | $595K | 3 |
| #19 | Michael Langwald | 2023534 | Rocket Mortgage, LLC | 3030 | Royal Oak, MI | ▲ 1090 (#1564 → #474) | $513K | 3 |
| #19 | Jacob Hunter | 1901875 | JPMorgan Chase Bank, National Association | 399798 | — | ▲ 1090 (#1564 → #474) | $653K | 3 |
| #19 | Seth Gravesen | 1009221 | State Bank & Trust of Kenmare | 566308 | Berthold, ND | ▲ 1090 (#1564 → #474) | $688K | 3 |
| #19 | Eric Hull | 1002135 | First International Bank & Trust | 415142 | West Fargo, ND | ▲ 1090 (#1564 → #474) | $358K | 3 |
| #19 | Mary Hagen | 926019 | FREEDOM COMMUNITY CREDIT UNION | 441992 | — | ▲ 1090 (#1564 → #474) | $656K | 3 |
| #19 | Thomas Ahles | 141854 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | ▲ 1090 (#1564 → #474) | $650K | 3 |
| #19 | Rheannon Huber | 515522 | BNC National Bank | 418467 | Bismarck, ND | ▲ 1090 (#1564 → #474) | $225K | 3 |
| #19 | Rhonda Johnson | 634995 | U.S. Bank National Association | 402761 | Minot, ND | ▲ 1090 (#1564 → #474) | $284K | 3 |
| #19 | Darci Theede | 537119 | Bell Bank | 419538 | Wahpeton, ND | ▲ 1090 (#1564 → #474) | $114K | 3 |
| #19 | Gina Schmidt | 1144477 | Bell Bank | 419538 | Moorhead, MN | ▲ 1090 (#1564 → #474) | $310K | 3 |
| #19 | Rosette Bland | 1929522 | Amerisave Mortgage Corporation | 1168 | — | ▲ 1090 (#1564 → #474) | $364K | 3 |
| #19 | Dylan Edwards | 1765452 | Mortgage Research Center, LLC | 1907 | Columbia, MO | ▲ 1090 (#1564 → #474) | $673K | 3 |
| #19 | Gabriel Garcia | 270147 | New American Funding, LLC | 6606 | Santa Ana, CA | ▲ 1090 (#1564 → #474) | $482K | 3 |
| #19 | Scott Malone | 148418 | Figure Lending LLC | 1717824 | — | ▲ 1090 (#1564 → #474) | $76K | 3 |
| #19 | Andrea Blair | 442531 | JPMorgan Chase Bank, National Association | 399798 | Maple Grove, MN | ▲ 1090 (#1564 → #474) | $609K | 3 |
| #19 | Dawndi LaValle | 488991 | U.S. Bank National Association | 402761 | Owensboro, KY | ▲ 1090 (#1564 → #474) | $493K | 3 |
| #19 | Rachael Segui | 1976817 | loanDepot.com, LLC | 174457 | — | ▲ 1090 (#1564 → #474) | $527K | 3 |
| #19 | Carlee DeKrey | 1551107 | Magnifi Financial Credit Union | 447069 | Fargo, ND | ▲ 1090 (#1564 → #474) | $303K | 3 |
| #19 | Brett Mealio | 718577 | Kirkwood Bank and Trust Company | 618839 | Bismarck, ND | ▲ 1090 (#1564 → #474) | $444K | 3 |
| #19 | Brenda Messerschmidt | 517027 | Bell Bank | 419538 | — | ▲ 1090 (#1564 → #474) | $80K | 3 |
| #19 | Nicholas Howard | 1247830 | United Lending Team, INC | 2273319 | Franklin, TN | ▲ 1090 (#1564 → #474) | $531K | 3 |
| #19 | Jason DeLorme | 504548 | Western Cooperative Credit Union | 463834 | Williston, ND | ▲ 1090 (#1564 → #474) | $343K | 3 |
| #19 | Elizabeth Wiese | 1893286 | U.S. Bank National Association | 402761 | — | ▲ 1090 (#1564 → #474) | $205K | 3 |
| #19 | Sheryl Silver | 489044 | U.S. Bank National Association | 402761 | — | ▲ 1090 (#1564 → #474) | $453K | 3 |
| #19 | Cheri Pagnac | 769595 | Frandsen Bank & Trust | 718070 | Oslo, MN | ▲ 1090 (#1564 → #474) | $536K | 3 |
| #19 | Paula Zombra | 1042384 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 1090 (#1564 → #474) | $359K | 3 |
| #47 | Janet Mindt | 1045189 | Wells Fargo Bank, National Association | 399801 | Fargo, ND | ▲ 964 (#1564 → #600) | $268K | 2 |
| #47 | Ronda Carlson | 413456 | Wells Fargo Bank, National Association | 399801 | — | ▲ 964 (#1564 → #600) | $428K | 2 |
| #47 | Wayne Calderon | 1564169 | Freedom Mortgage Corporation | 2767 | — | ▲ 964 (#1564 → #600) | $633K | 2 |
| #47 | Michelle Cadigan | 739594 | Flagstar Bank, National Association | 417490 | Troy, MI | ▲ 964 (#1564 → #600) | $500K | 2 |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Biggest Climbers by Loan Count — North Dakota (2022). Powered by MMI public record mortgage production data, accessed August 25, 2026. https://topmortgageoriginators.com/lo-leaderboard/north-dakota/top-climbers-by-units/2022
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