Biggest climbers in North Dakota in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Michael Berg (HOMETOWN CREDIT UNION, NMLS #1812484), Matthew Brito (Gate City Bank, NMLS #1455045), and Kathrine Breidenbach (BANK FORWARD, NMLS #2229859).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Rank Change | 2022 Volume | 2022 Loans |
|---|---|---|---|---|---|---|---|---|
| #1 | Michael Berg | 1812484 | HOMETOWN CREDIT UNION | 808448 | Kulm, ND | ▲ 1386 (#1558 → #172) | $4.9M | 23 |
| #2 | Matthew Brito | 1455045 | Gate City Bank | 435154 | Bismarck, ND | ▲ 1373 (#1558 → #185) | $1.8M | 22 |
| #3 | Kathrine Breidenbach | 2229859 | BANK FORWARD | 446402 | Grand Forks, ND | ▲ 1354 (#1558 → #204) | $4.9M | 19 |
| #4 | Austin Wicklund | 2111676 | BRAVERA BANK | 466701 | Fargo, ND | ▲ 1292 (#1558 → #266) | $3.1M | 11 |
| #4 | Breanna Hamdan | 1589371 | Bell Bank | 419538 | Fargo, ND | ▲ 1292 (#1558 → #266) | $834K | 11 |
| #6 | William Musick | 820645 | Mortgage Research Center, LLC | 1907 | Columbia, MO | ▲ 1277 (#1558 → #281) | $2.4M | 10 |
| #7 | Cheryl Zimniak | 2244937 | MED PARK CREDIT UNION | 804944 | Grand Forks, ND | ▲ 1259 (#1558 → #299) | $357K | 9 |
| #8 | Igor Rudenko | 1447237 | Wells Fargo Bank, National Association | 399801 | Maple Grove, MN | ▲ 1242 (#1558 → #316) | $951K | 8 |
| #8 | Meghan Koenig | 1465269 | Lincoln State Bank | 855449 | Hankinson, ND | ▲ 1242 (#1558 → #316) | $1.3M | 8 |
| #10 | Jacob Upham | 2055807 | Alerus Financial, N.A. DBA Alerus Mortgage | 416135 | West Fargo, ND | ▲ 1225 (#1558 → #333) | $394K | 7 |
| #11 | Jason McElvain | 1048051 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | ▲ 1202 (#1558 → #356) | $1.7M | 6 |
| #12 | Samantha Reynolds | 2177938 | Gate City Bank | 435154 | West Fargo, ND | ▲ 1178 (#1558 → #380) | $382K | 5 |
| #12 | Michael Smith | 2026784 | Mortgage Research Center, LLC | 1907 | Columbia, MO | ▲ 1178 (#1558 → #380) | $1.4M | 5 |
| #12 | Beverly Jensen | 709806 | First National Bank and Trust Company of Bottineau | 594081 | Bottineau, ND | ▲ 1178 (#1558 → #380) | $719K | 5 |
| #12 | Sherry Levenseller | 1666999 | University Federal Credit Union | 799731 | Grand Forks, ND | ▲ 1178 (#1558 → #380) | $750K | 5 |
| #16 | Anthony Tucci | 795881 | loanDepot.com, LLC | 174457 | — | ▲ 1145 (#1558 → #413) | $877K | 4 |
| #16 | Chelsey Gunville | 854311 | U.S. Bank National Association | 402761 | Grand Forks, ND | ▲ 1145 (#1558 → #413) | $257K | 4 |
| #16 | Jacob Winslow | 650106 | U.S. Bank National Association | 402761 | Owensboro, KY | ▲ 1145 (#1558 → #413) | $1.4M | 4 |
| #19 | Brenda Messerschmidt | 517027 | Bell Bank | 419538 | — | ▲ 1086 (#1558 → #472) | $80K | 3 |
| #19 | Michael Langwald | 2023534 | Rocket Mortgage, LLC | 3030 | Royal Oak, MI | ▲ 1086 (#1558 → #472) | $513K | 3 |
| #19 | Rhonda Johnson | 634995 | U.S. Bank National Association | 402761 | Minot, ND | ▲ 1086 (#1558 → #472) | $284K | 3 |
| #19 | Jason DeLorme | 504548 | Western Cooperative Credit Union | 463834 | Williston, ND | ▲ 1086 (#1558 → #472) | $343K | 3 |
| #19 | Kirk Shelton | 1983013 | Rocket Mortgage, LLC | 3030 | Coppell, TX | ▲ 1086 (#1558 → #472) | $700K | 3 |
| #19 | Darci Theede | 537119 | Bell Bank | 419538 | Wahpeton, ND | ▲ 1086 (#1558 → #472) | $114K | 3 |
| #19 | Andrea Blair | 442531 | JPMorgan Chase Bank, National Association | 399798 | Maple Grove, MN | ▲ 1086 (#1558 → #472) | $609K | 3 |
| #19 | Cheri Pagnac | 769595 | Frandsen Bank & Trust | 718070 | Oslo, MN | ▲ 1086 (#1558 → #472) | $536K | 3 |
| #19 | Elizabeth Wiese | 1893286 | U.S. Bank National Association | 402761 | — | ▲ 1086 (#1558 → #472) | $205K | 3 |
| #19 | Carlee DeKrey | 1551107 | Magnifi Financial Credit Union | 447069 | Fargo, ND | ▲ 1086 (#1558 → #472) | $303K | 3 |
| #19 | Mary Hagen | 926019 | FREEDOM COMMUNITY CREDIT UNION | 441992 | — | ▲ 1086 (#1558 → #472) | $656K | 3 |
| #19 | Jacob Hunter | 1901875 | JPMorgan Chase Bank, National Association | 399798 | — | ▲ 1086 (#1558 → #472) | $653K | 3 |
| #19 | Gabriel Garcia | 270147 | New American Funding, LLC | 6606 | Santa Ana, CA | ▲ 1086 (#1558 → #472) | $482K | 3 |
| #19 | Gina Schmidt | 1144477 | Bell Bank | 419538 | Moorhead, MN | ▲ 1086 (#1558 → #472) | $310K | 3 |
| #19 | Rheannon Huber | 515522 | BNC National Bank | 418467 | Bismarck, ND | ▲ 1086 (#1558 → #472) | $225K | 3 |
| #19 | Sheryl Silver | 489044 | U.S. Bank National Association | 402761 | — | ▲ 1086 (#1558 → #472) | $453K | 3 |
| #19 | Rachael Segui | 1976817 | loanDepot.com, LLC | 174457 | — | ▲ 1086 (#1558 → #472) | $527K | 3 |
| #19 | Rosette Bland | 1929522 | Amerisave Mortgage Corporation | 1168 | — | ▲ 1086 (#1558 → #472) | $364K | 3 |
| #19 | Nicholas Howard | 1247830 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | ▲ 1086 (#1558 → #472) | $531K | 3 |
| #19 | Dylan Edwards | 1765452 | Mortgage Research Center, LLC | 1907 | Columbia, MO | ▲ 1086 (#1558 → #472) | $673K | 3 |
| #19 | Thomas Ahles | 141854 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | ▲ 1086 (#1558 → #472) | $650K | 3 |
| #19 | Jordyn Vassaur | 2072192 | American Internet Mortgage, Inc. | 2890 | — | ▲ 1086 (#1558 → #472) | $595K | 3 |
| #19 | Seth Gravesen | 1009221 | State Bank & Trust of Kenmare | 566308 | Berthold, ND | ▲ 1086 (#1558 → #472) | $688K | 3 |
| #19 | Dawndi LaValle | 488991 | U.S. Bank National Association | 402761 | Owensboro, KY | ▲ 1086 (#1558 → #472) | $493K | 3 |
| #19 | Eric Hull | 1002135 | First International Bank & Trust | 415142 | West Fargo, ND | ▲ 1086 (#1558 → #472) | $358K | 3 |
| #19 | Brett Mealio | 718577 | Kirkwood Bank and Trust Company | 618839 | Bismarck, ND | ▲ 1086 (#1558 → #472) | $444K | 3 |
| #19 | Paula Zombra | 1042384 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 1086 (#1558 → #472) | $359K | 3 |
| #19 | Scott Malone | 148418 | Figure Lending LLC | 1717824 | — | ▲ 1086 (#1558 → #472) | $76K | 3 |
| #47 | Jayne Pochant | 411844 | Dakota West Credit Union | 410741 | — | ▲ 962 (#1558 → #596) | $455K | 2 |
| #47 | Brian Bowling | 55422 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | ▲ 962 (#1558 → #596) | $348K | 2 |
| #47 | Michelle Cadigan | 739594 | Flagstar Bank, National Association | 417490 | Troy, MI | ▲ 962 (#1558 → #596) | $500K | 2 |
| #47 | Jeffrey Osterman | 2038948 | Rocket Mortgage, LLC | 3030 | Detroit, MI | ▲ 962 (#1558 → #596) | $309K | 2 |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Biggest Climbers by Loan Count — North Dakota (2022). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/north-dakota/top-climbers-by-units/2022
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